207: When Money Gets Messy: Fear, Power, and the Conversations Small Churches Avoid | Church Finance Series (Part 5)

Money conversations in small churches get tense for reasons that go way deeper than dollars - fear, pressure, old stories, and unspoken roles all show up at the table. In this episode, we talk honestly about why finances can feel so emotional and how clearer, healthier conversations bring the room back together. It’s real, relatable, and the kind of clarity that lets everyone breathe again.You’ll learn:Why money in a church is never “just numbers” - it’s identity, trust, and responsibilityHow fear makes financial conversations smaller, quieter, or more reactiveThe everyday ways power can shape decisions without anyone noticingWhy avoiding money talk creates more anxiety, not lessHow simple, mission-first communication brings peace, connection, and honesty back into the roomJoin our free Facebook Community: www.facebook.com/groups/smallchurchministryRate, Review, & Follow Laurie on Apple Podcasts"I love Laurie and The Small Church Ministry Podcast!!" << If that's like you, please consider rating and reviewing my show! This helps Small Church Ministry support and reach more people -- just like you -- in small churches! Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then, let us know what you loved most about this episode!Also, if you haven’t done so already, follow the podcast. This is the best way to stay updated on the new episodes we release weekly. If you’re not following, there’s a good chance you’ll miss out on future episodes. Follow now!Get the Ministry Bundles here!Support the showFollow Us:Website: https://smallchurchministry.com/Instagram: https://www.instagram.com/smallchurchministry/Facebook: https://www.facebook.com/smallchurchministryCreative Solutions for Small Churches Facebook Community: https://www.facebook.com/groups/smallchurchministrySmall Church Network: https://smallchurchministry.com/membership/

Most small-church budgets weren’t really created; they just grew over time. Leftovers from last year, assumptions from a decade ago, and line items no one can quite explain anymore. And when a budget is shaped by nostalgia, fear, or “what we used to do,” it can make a church feel like it’s failing even when it’s not. In this episode, we explore how to see your budget as a story and how to shift that story from scarcity to possibility.You’ll learn:How churches unintentionally build budgets around fear and leftoversThe difference between maintaining the past and investing in what’s alive nowHow to make mission-first decisions with what you already haveSimple ways to start a healthier financial culture, even if this year’s budget is already setJoin our free Facebook Community: www.facebook.com/groups/smallchurchministryRate, Review, & Follow Laurie on Apple Podcasts"I love Laurie and The Small Church Ministry Podcast!!" << If that's like you, please consider rating and reviewing my show! This helps Small Church Ministry support and reach more people -- just like you -- in small churches! Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then, let us know what you loved most about this episode!Also, if you haven’t done so already, follow the podcast. This is the best way to stay updated on the new episodes we release weekly. If you’re not following, there’s a good chance you’ll miss out on future episodes. Follow now!Get the Ministry Bundles here!Support the showFollow Us:Website: https://smallchurchministry.com/Instagram: https://www.instagram.com/smallchurchministry/Facebook: https://www.facebook.com/smallchurchministryCreative Solutions for Small Churches Facebook Community: https://www.facebook.com/groups/smallchurchministrySmall Church Network: https://smallchurchministry.com/membership/

This episode unpacks one of the most misunderstood issues in small churches: declining giving. It’s not that people have stopped being generous - generosity is everywhere. The real challenge is that many churches have slowly lost the connection between giving and a visible, meaningful impact. When we stop assuming stinginess and start rebuilding trust, clarity, and a real mission, generosity has a way of returning naturally.You’ll learn:Why generosity isn’t dying (but obligation-based giving is)The emotional and relational reasons people redirect their givingHow transparency and mission rebuild trustPractical ways small churches can reconnect giving to real ministry impactJoin our free Facebook Community: www.facebook.com/groups/smallchurchministryRate, Review, & Follow Laurie on Apple Podcasts"I love Laurie and The Small Church Ministry Podcast!!" << If that's like you, please consider rating and reviewing my show! This helps Small Church Ministry support and reach more people -- just like you -- in small churches! Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then, let us know what you loved most about this episode!Also, if you haven’t done so already, follow the podcast. This is the best way to stay updated on the new episodes we release weekly. If you’re not following, there’s a good chance you’ll miss out on future episodes. Follow now!Get the Ministry Bundles here!Support the showFollow Us:Website: https://smallchurchministry.com/Instagram: https://www.instagram.com/smallchurchministry/Facebook: https://www.facebook.com/smallchurchministryCreative Solutions for Small Churches Facebook Community: https://www.facebook.com/groups/smallchurchministrySmall Church Network: https://smallchurchministry.com/membership/

A large part of a small church budget often goes to paying the pastor. Most small churches assume there’s only one “real” model of leadership - usually the one we’ve always known - and anything different feels like failure, pride, or danger. But there’s no single “biblical” or “more noble” model here. Healthy, vibrant churches exist in every structure: fully paid, bi-vocational, and completely volunteer-led.This episode lifts the shame, clears out the judgment, and helps churches learn:Why there isn’t one “right” model (and why that’s such good news)How assumptions, pride, and tradition shape our views without us noticingThe strengths + limits of paid, bi-vocational, and volunteer pastor modelsWhy most tension around leadership positions come from unspoken expectationsHow to discern whether it’s time to rethink your model when things feel stretched or scaryJoin our free Facebook Community: www.facebook.com/groups/smallchurchministryRate, Review, & Follow Laurie on Apple Podcasts"I love Laurie and The Small Church Ministry Podcast!!" << If that's like you, please consider rating and reviewing my show! This helps Small Church Ministry support and reach more people -- just like you -- in small churches! Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then, let us know what you loved most about this episode!Also, if you haven’t done so already, follow the podcast. This is the best way to stay updated on the new episodes we release weekly. If you’re not following, there’s a good chance you’ll miss out on future episodes. Follow now!Get the Ministry Bundles here!Support the showFollow Us:Website: https://smallchurchministry.com/Instagram: https://www.instagram.com/smallchurchministry/Facebook: https://www.facebook.com/smallchurchministryCreative Solutions for Small Churches Facebook Community: https://www.facebook.com/groups/smallchurchministrySmall Church Network: https://smallchurchministry.com/membership/

This episode reframes the entire money conversation by separating the Church from the nonprofit structure that houses it. We name the fear, pressure, and assumptions that swirl around finances - and then clarify why revenue impacts the organization, not the mission. When we stop confusing the two, financial decisions get calmer, clearer, and more grounded.You’ll learn:The difference between the Church and the 501(c)(3) that supports itWhy money isn’t needed to save your church (but it might save your building)How identifying fear and spiritual pressure around finances is a starting point for clarityThe real cost of trying to raise money to keep the lights on - and how a shift can save your church cultureCheck out podcast episode 187: When Your Church Feels Like It’s Dying: What to Do (and What’s Still True)Join our free Facebook Community: www.facebook.com/groups/smallchurchministryRate, Review, & Follow Laurie on Apple Podcasts"I love Laurie and The Small Church Ministry Podcast!!" << If that's like you, please consider rating and reviewing my show! This helps Small Church Ministry support and reach more people -- just like you -- in small churches! Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then, let us know what you loved most about this episode!Also, if you haven’t done so already, follow the podcast. This is the best way to stay updated on the new episodes we release weekly. If you’re not following, there’s a good chance you’ll miss out on future episodes. Follow now!Get the Ministry Bundles here!Support the showFollow Us:Website: https://smallchurchministry.com/Instagram: https://www.instagram.com/smallchurchministry/Facebook: https://www.facebook.com/smallchurchministryCreative Solutions for Small Churches Facebook Community: https://www.facebook.com/groups/smallchurchministrySmall Church Network: https://smallchurchministry.com/membership/

Finding the right kind of help shouldn’t feel complicated - but between long waitlists, confusing titles, and church mixed messages about therapy, it often does.In the final part of the Do No Harm series, Laurie and licensed therapist Kati Quigley talk about what makes finding help so hard, and why it’s still worth the effort. Together, they unpack the difference between a counselor, coach, and spiritual director, why “biblical counseling” can unintentionally do harm, and how to find affordable, faith-aligned options that actually support healing.Connect with Kati Quigley: katiquigleycounseling.orgJoin our free Facebook Community: www.facebook.com/groups/smallchurchministryRate, Review, & Follow Laurie on Apple Podcasts"I love Laurie and The Small Church Ministry Podcast!!" << If that's like you, please consider rating and reviewing my show! This helps Small Church Ministry support and reach more people -- just like you -- in small churches! Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then, let us know what you loved most about this episode!Also, if you haven’t done so already, follow the podcast. This is the best way to stay updated on the new episodes we release weekly. If you’re not following, there’s a good chance you’ll miss out on future episodes. Follow now!Get the Ministry Bundles here!Support the showFollow Us:Website: https://smallchurchministry.com/Instagram: https://www.instagram.com/smallchurchministry/Facebook: https://www.facebook.com/smallchurchministryCreative Solutions for Small Churches Facebook Community: https://www.facebook.com/groups/smallchurchministrySmall Church Network: https://smallchurchministry.com/membership/

In small churches, we’re often the first people others turn to when life falls apart - whether we’re on staff, leading worship, teaching kids, or serving on the elder board. In Part Two of the Do No Harm series, Laurie and licensed therapist Kati Quigley talk about what churches can do to help create more emotionally healthy spaces. This isn’t about becoming counselors, giving advice, or providing solutions. It’s about practicing empathy, allowing people to lean into their own painful places, listening well, and partnering with counselors and professionals we trust.In this episode:How small churches can normalize therapy and mental health supportWhy awareness of reactions matters (our own and others) in ministry meetingsHow to listen better and create safer, judgment-free spacesThe value of clear boundaries and trusted referral listsConnect with Kati Quigley:katiquigleycounseling.orgJoin our free Facebook Community: www.facebook.com/groups/smallchurchministryRate, Review, & Follow Laurie on Apple Podcasts"I love Laurie and The Small Church Ministry Podcast!!" << If that's like you, please consider rating and reviewing my show! This helps Small Church Ministry support and reach more people -- just like you -- in small churches! Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then, let us know what you loved most about this episode!Also, if you haven’t done so already, follow the podcast. This is the best way to stay updated on the new episodes we release weekly. If you’re not following, there’s a good chance you’ll miss out on future episodes. Follow now!Get the Ministry Bundles here!Support the showFollow Us:Website: https://smallchurchministry.com/Instagram: https://www.instagram.com/smallchurchministry/Facebook: https://www.facebook.com/smallchurchministryCreative Solutions for Small Churches Facebook Community: https://www.facebook.com/groups/smallchurchministrySmall Church Network: https://smallchurchministry.com/membership/

When the Church tries to heal what it doesn’t understand, even good intentions can cause real harm. In this first conversation of the Do No Harm series, Laurie and licensed therapist Kati Quigley talk about the unseen damage that happens when untrained pastoral or biblical counseling takes the place of trauma-informed care. It’s not about blame; it’s about awareness, wisdom, and protecting the people we’re called to love well.In this episode:The difference between spiritual care and clinical therapyWhy quoting Scripture can backfire for trauma survivorsWhat “do no harm” really looks like in ministryThe emotional fallout when help hurtsFirst steps toward safer, trauma-informed spiritual careConnect with Kati Quigley:katiquigleycounseling.orgJoin our free Facebook Community: www.facebook.com/groups/smallchurchministryRate, Review, & Follow Laurie on Apple Podcasts"I love Laurie and The Small Church Ministry Podcast!!" << If that's like you, please consider rating and reviewing my show! This helps Small Church Ministry support and reach more people -- just like you -- in small churches! Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then, let us know what you loved most about this episode!Also, if you haven’t done so already, follow the podcast. This is the best way to stay updated on the new episodes we release weekly. If you’re not following, there’s a good chance you’ll miss out on future episodes. Follow now!Get the Ministry Bundles here!Support the showFollow Us:Website: https://smallchurchministry.com/Instagram: https://www.instagram.com/smallchurchministry/Facebook: https://www.facebook.com/smallchurchministryCreative Solutions for Small Churches Facebook Community: https://www.facebook.com/groups/smallchurchministrySmall Church Network: https://smallchurchministry.com/membership/

In this Church Spotlight, Ruth A. Popkin shares how her small church started A Really Free Market - a ministry built on listening, not assumptions. Instead of following trends, they followed people, meeting real needs with dignity and creativity. It’s a story of simple generosity that’s reshaping how small churches think about outreach.Listen in for:How to listen to your community before deciding what they “need”The difference between following people and following trendsWhat makes A Really Free Market unique (and doable for any church size)How trust, conversation, and consistency open real doors for ministryConnect with Ruth A. Popkin:www.facebook.com/ReallyFreeMarketplacewww.blcin.com/the-really-really-free-marketCheck out podcast episode 166: We Added Dignity To A Food Pantry With A Sit-Down Cafe | with Alastair & Nicola Bruch: www.podcasts.apple.com/us/podcast/166-church-spotlight-we-added-dignity-to-a-food/id1583416568?i=1000697609047Join our free Facebook Community: www.facebook.com/groups/smallchurchministryRate, Review, & Follow Laurie on Apple Podcasts"I love Laurie and The Small Church Ministry Podcast!!" << If that's like you, please consider rating and reviewing my show! This helps Small Church Ministry support and reach more people -- just like you -- in small churches! Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then, let us know what you loved most about this episode!Also, if you haven’t done so already, follow the podcast. This is the best way to stay updated on the new episodes we release weekly. If you’re not following, there’s a good chance you’ll miss out on future episodes. Follow now!Get the Ministry Bundles here!Support the showFollow Us:Website: https://smallchurchministry.com/Instagram: https://www.instagram.com/smallchurchministry/Facebook: https://www.facebook.com/smallchurchministryCreative Solutions for Small Churches Facebook Community: https://www.facebook.com/groups/smallchurchministrySmall Church Network: https://smallchurchministry.com/membership/

When a pastor retires, moves, or suddenly steps away, small churches often feel lost in the in-between. If this is hitting home for you, you’re not alone. Pastoral transitions are on the rise as more pastors retire and fewer step into ministry roles. In this episode, Laurie talks with Kari Bartkus, who served on her church’s pastoral transition team, about what it really looks like to help your church through a season like this—without panic, burnout, or losing your sense of purpose.In this episode:What to focus on when your church is between pastorsHow to care for people and keep communication openWays to fill the gaps without burning out a few key volunteersBuilding trust and teamwork in uncertain seasonsJoin our free Facebook Community: www.facebook.com/groups/smallchurchministryRate, Review, & Follow Laurie on Apple Podcasts"I love Laurie and The Small Church Ministry Podcast!!" << If that's like you, please consider rating and reviewing my show! This helps Small Church Ministry support and reach more people -- just like you -- in small churches! Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then, let us know what you loved most about this episode!Also, if you haven’t done so already, follow the podcast. This is the best way to stay updated on the new episodes we release weekly. If you’re not following, there’s a good chance you’ll miss out on future episodes. Follow now!Get the Ministry Bundles here!Support the showFollow Us:Website: https://smallchurchministry.com/Instagram: https://www.instagram.com/smallchurchministry/Facebook: https://www.facebook.com/smallchurchministryCreative Solutions for Small Churches Facebook Community: https://www.facebook.com/groups/smallchurchministrySmall Church Network: https://smallchurchministry.com/membership/