What you need to know but were afraid to ask about inheritance with Ann-Marie Atkins, a Managing Partner and Financial Planner at Evelyn Partners and Anna Clare Harper

Send us a textI chatted to Emily Hamilton, Chief Sustainability Officer at Savills Investment Management about how to create a career you love in sustainable investment management in real estate. We covered:What a Chief Sustainability Officer is, and also what Investment Management actually means - in words my mum can understandThe importance of networks - speaking to others in the industry and sharing data and best practice - with some tips on how via the Better Buildings Partnership and ULIAdvice on driving innovation and change in a corporate context, from seeking senior management buy in to laying out a plan that includes urgent ‘now’ tasks and an inspiring vision for the future.Guest website: https://www.savillsim.com/ Guest LinkedIn: https://www.linkedin.com/in/emily-hamilton-0973b31b/ Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a textI recently chatted on the podcast with Kate Faulkner OBE, one of the UK’s leading property experts, the founder of free consumer education site Propertychecklists, The Home Buying and Selling Council and The Lettings Industry Council - which is how I came across her.Kate has worked with the Ministry of Housing Communities and Local Government and regularly features on BBC TV and radio including You and Yours and Moneybox.As well as an impressive career, she’s also infectiously enthusiastic about creating positive change in the property market, and seeing property problems as business opportunities. It’s this attitude, as well as her impressive achievements, that make her uniquely qualified to discuss how to create a career you love and drive positive change in property.We discussed:Getting started in the 1990s - and making the leap into property ‘full time’The importance of growing your network, and looking outside of your focus areaEmbracing problems and the unexpected - which are everywhere in property Guest website: https://www.propertychecklists.co.uk/Guest LinkedIn: https://www.linkedin.com/in/katefaulkner/ Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a textAdam Lawrence is the Founder of Propenomix, which has many thousands of subscribers across platforms who are keen to explore the economics of property. He’s been involved in over 700 UK property deals in the past decade, using 8 figures of joint venture funding and retaining the vast majority. He co-owns multiple investment and asset management companies that provide end-to-end services to residential property investors. And he is my favourite source of insight on property economics and finance!In this episode of the podcast, sponsored by Cohort Invest, we discussed whether you should have property in your portfolio in the 2020s - and how.Topics include:The pros and cons of directly owning residential investments in the current economic and regulatory environmentWhat returns should you be targeting right now, over what timeframeThe pros and cons of a ‘passive’ property portfolio, and how investors can diversify their income without taking on a second jobCommon mistakes investors make - and how to avoid themSponsor website: https://cohortinvest.co.uk/Guest website: https://propenomix.com/Guest LinkedIn: https://www.linkedin.com/in/adamglawrence/ Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a textDamien Fogg is a Chief Financial Officer, chartered Building Surveyor, ex-Financial Advisor and the Author of two amazon best seller books on real estate and investment.He has helped a wide range of clients, from people who have unexpectedly inherited money to those who have built and sold multiple businesses. He does all this in plain English, so he’s the perfect guest to help de-mystify investing for the future, and navigate how to legally pay less tax. This episode is part of our series on ‘How to make the most of your money’ sponsored by Cohort Invest.We covered:How ‘time in the market’ compares with ‘timing the market’ (answer: very favourably!)How investors can approach ethical or sustainable investing when they also want to make an attractive returnWhen Robo Advice and Artificial Intelligence actually add value to investorsWhat tax planning isWhat tax wrappers you could and should use, including how SIPPs compare with ISAs in practiceWhat resources and tools to use, from tradingview to YouTubeSponsor website: https://cohortinvest.co.uk/Guest website: https://www.damienfogg.com/investing-made-easy Guest LinkedIn: https://www.linkedin.com/in/damienfogg1/ Host LinkedIn: https://www.linkedin.com/in/annaclareharper/ Host website: https://www.greenresi.com/

Send us a textKia Commodore founded financial education platform Pennies to Pounds at the age of 21, when she realised there was a major gap in her own knowledge: money matters.She has since grown a significant social following and worked with the likes of Barclays, Natwest, Santander and Legal and General, the BBC and the Financial Times on her mission to demystify personal finance. So she was the perfect candidate to discuss the things you need to know but were afraid to ask about retirement planning and pensions, as part of our series on ‘How to make the most of your money’ sponsored by Cohort Invest.We covered topics including:Why you can’t just rely on the state pension and auto enrollmentHow to take control of your financial future and get start planning for your retirementHow to avoid common mistakes, and why now is the time to start thinking about pensions, if you haven’t already The tax benefits of diverting income to your pensionDe-mystifying the jargon, from triple lock to SIPPsMy personal favourite: FIRE, and how to be part of this global movement.Sponsor website: https://cohortinvest.co.uk/Guest website: https://www.penniestopounds.co.uk/Guest LinkedIn: https://www.linkedin.com/in/kia-commodore-34205a11a/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a textAnn-Marie Atkins is a Managing Partner and award-winning Financial Planner at Evelyn Partners. She came on the podcast as part of our series on ‘How to make the most of your money’ sponsored by Cohort Invest, to discuss the things you need to know but were afraid to ask about inheritance.We covered topics including:What exemptions are available for Inheritance TaxTrusts, Family Investment Companies and other structures which mean you don’t need to pay Inheritance TaxWhen should you start thinking about your Will, and what happens if you don’tTips and tricks for how to have awkward conversations, to avoid stress and drama laterHow to protect and pass on wealth under a Labour government Sponsor website: https://cohortinvest.co.uk/ Guest website: https://www.evelyn.com/ Guest LinkedIn: https://www.linkedin.com/in/annmariebanks/ Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a textI spoke to Allen Chilten, Global Head of Capital Formation at the £750bn Schroders Capital, previously Head of Funds at Patrizia.In this episode we covered topics like: What kind of returns, and what magnitude do investors expect from Living?How do returns from different UK Living strategies compare with one another, and the returns available from other geographies? What are the factors that investors consider significant? What makes a best-in-class ‘living’ platform, which others can learn from?Guest website: https://www.schroderscapital.com/en/global/professional/ Guest LinkedIn: https://www.linkedin.com/in/allen-chilten-48ab596/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a textI chatted with Grainne Gilmore, Director of Research & Insights at real assets advisory firm Cluttons about digital connectivity, one of their key expertise areas.We covered:What digital connectivity actually is, from phone masts to broadband capacity.Why capacity and speed are so important, for example playing a critical role in urgent healthcare delivery, facilitating the achievement of corporate ESG targets through IOT devices, or enabling families to connect with their communities.What we need to do in order to remain internationally competitive, including planning system capacity upgrades and public information campaigns. Grainne shared examples of what works in local communities, and I shared my thoughts on how the definition of infrastructure needs to change to align with what the UK really needs in the years to 2050.Guest website: https://www.cluttons.com/Guest LinkedIn: https://www.linkedin.com/in/grainnegilmore/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a textI chatted with Elizabeth Froude, Group Chief Executive of Platform Housing Group, one of the largest Housing Associations in the Midlands with 49,000 homes as part of a collaboration with UKREiiF (The UK’s Real Estate and Infrastructure Forum).We talked about topics including:How to attract institutional capital to decarbonise existing social housing stock when the substantial upfront capital required doesn’t always result in higher rents (e.g. where rents are capped)What is the benefit to the exchequer of spending on social housingHow is Social Housing being used to catalyse supply chains for retrofitGuest website: https://www.platformhg.com/ Guest LinkedIn: https://www.linkedin.com/in/elizabeth-froude-43b40262/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/

Send us a textI spoke to Gemma Bourne, Managing Director at Better Society Capital (formerly Big Society Capital) as part of a collaboration with UKREiiF (The UK’s Real Estate and Infrastructure Forum).We talked about topics including:Where the UK’s leading social impact investor gets its capital from, including dormant bank accounts What other organisations can learn from 10 years of impact investing, including how to avoid ‘impact blinkers’ that distract from thorough due diligenceWhat a career in impact investing involves, career pathways and advice on how to shift into a career with impact, from any starting point. Guest website: https://bettersocietycapital.com/ Guest LinkedIn: https://www.linkedin.com/in/gemma-bourne-69808544/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/Host website: https://www.greenresi.com/