S3 E4 Mortgage on an Employment Contract With Senior Mortgage Broker, Gemma Bennett
Welcome to April’s episode, where guest host Gemma Bennett, Senior Broker at The Mortgage Mum, takes time to discuss getting mortgage ready when you have a fixed term, temporary or zero hours employment contract.
Being employed doesn’t look the same for everyone and if you have an employment contract that isn’t considered permanent, you may need to consider a few extra elements to help lenders understand your current and future income, when it comes to applying for a mortgage.
Since working in the mortgage industry Gemma has seen just how varied lenders are in their approaches to contract workers and uses this podcast episode to give you an overview of things to consider and how to get yourself in the best position.
Essentially it comes down to offering the lenders as much evidenced security of your income levels as we can. We do this by looking both back at your recent employment history and forward when it comes to non permanent contracted employment.
Gemma hopes she can shed some light on what’s required and what is most helpful if you’re in this position. Please don’t hesitate to ask any questions.
Gemma is an award-winning senior broker at the mortgage mum and can be contacted on [email protected]
Follow Gemma on:
Instagram @gemmabennett_themortgagemum
Facebook @gemmabennett_themortgagemum
LinkedIn Gemma Bennett
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