Sea: 3-Ep-#40 - Magnificent 7 Growth Stocks Explained (Compared to Dividend Assets)

Send us Fan MailSeason 3, Episode #41. Not Me, But You! Podcast ICOI Update. The fund has been closed! Your shares were sold (liquidated) for you! No need to panic. We discuss the implications and how we can potentially pivot and find something else to invest our money into to bring us cash flow! That's right, our entire lives revolve around... cash flow! Income! ICOI was a high yield/high RISK asset that paid phenomenal dividends since its inception in 2025. But the fund is now closed and your shares have been sold for you at approximately $10.40/share. So you may have some unexpected cash in your cash account portion of your brokerage account or Traditional IRA account or Roth IRA account! The Not Me, But You! Podcast is coming soon.... to YouTube. Yes we are making the jump to video so that any of you who have listened already and want to see what I look like... you can do that soon and find me on YouTube. Channel name? Answer: same name as this podcast... "Not Me, But You!" Soon to be live on YouTube. Coming soon! I share how I utiliize the free website: stock anyalysis dot com! I also share some encouraging mindset quotes from Tony Robbins! After all, investing is emotional. Investing is psychological! Have courage today, to pick one thing, and work on your dreams. We will talk again soon! #ICOI, #lliquidation, #investing, #retirement, #cashflow, #YouTube, #selling, #failure, #Bitcoin, #stocks, #ETF, #Tonyrobbins, #emotions, #psychology, #annuity, #sponsors,  #bankruptcy, #mindset, #IRA, #Roth, #goals I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions. 

Send us Fan MailSeason 3 Episode #40. Not Me, But You! Podcast Check out my new YouTube channel with the same name... Not Me, But You!...coming soon to YouTube! Email me at [email protected]. Follow/message me on X at: Waypa Today We have an honest discussion of Magnificent 7 stocks...what the cost of one share is and how likely it is that we will become wealthy based on growth stocks alone. Compared to dividend/income stocks which pay us money every week/every month/every 3 months. We discss Roth conversions: where we can move cash/assets FROM our Traditional IRA into our ROTH IRA! We are NOT limited in the AMOUNT of money/assets we can move in this manner! Roth conversions are SEPARATE from our yearly CONTRIBUTION limits that we can add to our Roth IRA each year. The interest rate we earn on our money is CRUCIALLY important. Are you aware that the dividend yield of MOST Mag 7 stocks is LESS than 1% per year!! Have courage today to pick one thing, and work on your dreams. We will talk again soon. #RothIRA, #Rothconversion, #Mag7stocks, #growth, #dividends, #income, #magnificentseven ,#retirment, #cashflow, #youtube, #microsoft, #nvidia, #apple, #meta, #tesla, #bitcoin, #bitcoin250K, #debt, #creditcards, #amazon, #stockanalysisI'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions. 

Send us Fan MailSeason 3 Episode #39. Not Me, But You! Podccast. Follow me on X at Waypa Today. Email me at WaypaToday@gmail. com We discuss the story of (parable) of The Good Samaritan found in the book of Luke in the New Testament in the Bible. I relate this story to like in 2026 and how we can use wealth to help others. We also discuss some Tony Robbins quotes.  My family and enjoy traveling because we are focussed on collecting memories and not things. The Summer season tends to "suck" for the stock market and investing. I talk about how I was wrong about the 2026 stock market and how I was wrong about how Bitcoin would peform in 2026. Use the free website, Stock Analysis dot com to research investments quickly. Check the rate of return or ROI(return on investment). We need to pay very close attention to the interest rate that we earn on our money. Accepting a "low" interest rate will cost us money. We won't make as much. What percentage do you pay to the bank that issues your credit card if you don't pay off the balance each month? I will be starting a NEW Youtube channel with the same name as this podcast. Coming soon! Have courage today, to pick one thing, and work on your dreams. We will talk again soon. #Goodsamaritan,  #Bible, #Jesus, #charity, #Luke, #retirement, #wealth, #ETF's , #stocks, #dividends, #budget, #CLM, #SPYI, #QQQI, #XDTE, #QDTE, #unicorninvestment, #creditcards, #rothconversion, #Tesla, #Bitcoin I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions. 

Send us Fan MailSeason 3, Episode #38. Not Me, But You! Podcast Complexity is the enemy of execution per Tony Robbins. Do research and then get moving. That is the only path to ultimate success. It takes practice to develop a mindset of being resilient and learning from failure and then making adjustments because we learned from that failure. We didn't let the failure define us. Having confidence that you will ultimately be successful even if you fail along the way- if you have this mindset BEFORE you start something new, then you will ultimately succeed. If you treat new challenges like it's a foregone conclusion that you will succeed, then it's just a matter of  time and practice at that point. What I have described above are valuable skill sets/mind sets that will help you to become a better investor. You will make better choices. And remember nobody gets investing righ 100% of the time. Not even professional money managers get it right ever time. It is my belief that people often spend too much time researching things instead of simply starting. So I encourage you to get started. Not financial advice. But this is what has worked for me. Instead of fearing failure... the words "one day and someday" I believe are much more dangerous. Why? Because if your plans are wrapped up ONLY in "one day" or "someday" than those days might NEVER get here. You might die or become too sick to attempt those things that you put off until "one day" or "someday." So learning THROUGH action, I believe is a much better way to learn than simply doing research for an indefinite amount of time until "one day" or "someday" you feel confident enough to actually get started! We discuss investing for growth and investing for income (dividends/income). Our entire lives revolve around cash flow/payments. We have payments that flow away from us. We have payments that flow to us! What is that ratio? Too many people believe that is they simply won the lottery- a pile of cash would solve all of their problems? Would it? What if tomorrow you had $2,000,000 in your bank account. What do you do next? How do you manage the money? Investing is the one are of life where people hate to see prices go down! Have courage today, to pick one thing, and work on your dreams. We will talk again soon. #growth, #goals, #retirement, #achievment, #dividends, #income, #SPYI, #QQQI, #streams, #Roth, #IRA, #brokerage, #mindset, #realestate, #bitcoin, #STRC, #SpaceX, #Tesla, #cashflow  I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions. 

Send us Fan MailSeason 3 Episode #37 Not Me, But You! podcast. Thank you to all people in the cities/countries all over the globe who have downloaded this podcast. While I enjoy recording this podcast I remain truly grateful for you. In life, we don't need to view ourselves like a "leaf blowing in the wind." I have learned it's important to train my mind that success is possible. MSTR stock has price has risen! No need to panic. Our entire lives, revovle around cash flow. Why not consider placing growth assets on hold, and focus on building weekly/monthly income. While you are investing and building wealth, don't forget self care and to focus on exercise, getting outside, and eating a healthy diet. Time, as I age, seems to speed up move faster! Have courage today, to pick one thing, and work on your dreams. #MSTR, #QQQI, #SPYI, #CLM, #XDTE, #QDTE, #bitcoin, #retirement, #mindset, #belief, #SpaceX, #Tesla, #STRC, #cashflow, #income, #consistencyI'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions. 

Send us Fan MailSeason 3, Episode #36. Not Me, But You! Podcast. Happy July 4th holiday weekend. We discuss what Bitcoin is NOT! And we talk about how Bitcoin is different from all types of OTHER assets and how YOU can benefit from owning/holding it, IF you can tolerate the volatile price! I can own Bitcoin and I don't need to insure Bitcoin, buy Bitcoin a new washing machine, buy Bitcoin a new roof, buy Bitcoin a new HVAC system, buy Bitcoin new carpet or flooring etc. IF I own investement property, I NEED to do ALL of those things at some time. I can also MOVE my Bitcoin with me anywhere in the world. I can't pick up my investment real estate property and move it with me to some other place on the globe! We also discuss WHAT drives prices higher? Why do THINGS cost more over time? Is it the cost of the product/service has increased to produce? Or is the value of the money (purchasing power) has declined? We discuss how pursuing perfection actually can CAUSE procrastiation. We review one and 5 year plans! Shocking stat: 0.01% of the people on planet earth have $2,000/month  OR it's equivalent in dividend income!! The interest rate we earn on our money is crucially important. Think of your self as the OWNER of YOUR bank. Have courage today, to pick one thing, and work on your dreams. We will talk again soon. #Bitcoin, #inflation, #growth, #goals, #procrastination, #perfectionism, #HVAC, #washingmachine, #carpet, #realestate, #MSTR, #STRC, #QQQI, #SPYI, #XDTE, #QDTE, #CLM , #$2,000, #month, #Europe, #asia, #Schwab, #robinhood I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions. 

Send us Fan MailSeason 3, Episode #35. Not Me, But You! Podcast. MSTR bloodbath! We discusss how low the stock price has fallen and more importantly what it all might mean! Keep in mind that MSTR owns over 847,000 Bitcoin. If you can embrace and accept volatility, then you can become extremely wealthy. We also discuss "the look back game" that investors absolutely love to play! Focus on what you can do and/or change today. It's OK to lose money on SOME of your investements. Nobody gets investing perfect 100% of the time! NEVER happens. STRC and MSTR are both "on sale" right now. Do you have enough courage and conviction to buy it? Have courage today, to pick one thing, and work on your dreams. We will talk again soon! #MSTR, #Saylor, #growth, #taxes, #dividends, #IRA, #Roth, #Micheal, #Bitcoin, #quarter, #picks, #intitutional, #market, #entry, #discount, #lookback, #game, #STRC, #psychology, #summer, #badinvestments I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions. 

Send us Fan MailSeason 3, Episode #34. Not Me, But You! Podcast. Follow me/connect with me on X at: Waypa Today. Email me at [email protected]. Podcast Update provided in this episode. I share some Stats. We discuss the staggered unlock period for shares of Space X stock that early investors are curently holding. Have courage today, to pick one thing, and work on your dreams. We will talk again soon. #Spacx, #wealth, #retirement, #income, #tesla, #mstr, #Rothira, #IRA, #brokerage, #STRC, #ulty, #msty, #clm, #cornerstone, #rothconversions, #freedom, #time, #growth, #taxes, #Bitcoin, #investing, #psychology, #goals, #monthly, #conviction, #counterintuitive, #xdte, #qdte, #spyi, #qqqi, #hormuz, I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions. 

Send us Fan MailSeason 3, Episode #33. Not Me, But You! Podccast. Follow me/message me on X at: Waypa Today. Email me at [email protected]. I offer 1-on-1 and small group coaching. Email me to set a free 15 minute Zoom call to see if working together makes sense. The SpaceX frenzy and when and why I purchase IPO's (initial public offerings) when I do, based on experience. I share statistics regarding why I'm buying and when I'm buying. I dissect the hype and unpack HOW IPO's typically work for retail investors. Dollar cost averaging, in my opinion is always the best approach. And I share what will make people wealthier quicker than growth stocks. Regarding Bitcoin, has it occurred to you that: Bitcoin has no CEO, Bitcoin has no marketing department, Bitcoin has no Board of directors, No government can make more Bitcoin, Bitcoin requires no insurance police, Bitcoin requires no maintenace cots like real estate has, Bitcoin has no property taxes attached to it, Bitcoin has been PREDICTED to go to a value of zero since 2009! Have courage today, to pick one thing, and work on your dreams. We will talk again soon. #SPCX,  #SpacX, #Elon, #Musk, #Tesla, #Bitcoin, #MSTR, #Saylor, #Michael, #Strategy, #Yield, #Dividend, #Stocks, #wealth, #becomingrich, #Money, #SPYI, #QQQI, #CLM #MSTY, #ULTY, #Options, #IPO, #inflation, #realestateI'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions. 

Send us Fan MailSeason 3, Episode #32. Not Me, But You! Podcast. Many high income earners, roughly 40% of workers making OVER $300,000/year ARE living paycheck to pacheck! These high earners are struggling to build wealth. Poor people, regardless of income, are focussed on spending/buying things. Wealthy people are focussed on investing/accumulating assets that pay them income! Are you still waiting on the sidelines and watching to see IF Bitcoin goes to ZERO? Ironically, some people (who have been absolutely wrong) have been predicting Bitcoin to go to zero, since 2009! It hasn't happened yet! The best thing about becoming wealthy is NOT the wealth alone. Instead it's the freedom to do whatever you want with your most valuable asset- YOUR TIME! What is total access over your time called? Answer: Retirement! The interest rate you earn on your money, is crucially important. #wealth, #poorpeople, #dividends, #Bitcoin, #taxes, #income, #incomestreams, #stocks, #ETF's, #money, #time, #retirement, #STRC, #MSTY, #ULTY, #SPYI, #QQQI, #XDTE, #QDTE. #SpaceX, #SPCX, #Tesla, #CLM I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.