Ep #110- Mark Tilbury: Millionaire: On X (How To Become A Milliionaire)

Send us a textSeason 2, Episode #111 Not Me, But You! Podcast. Connect with me/follow me on X platform at: Waypa Today. I offer 1:1 and small group coaching. Email me at: [email protected] for a FREE 15 to 20 min call to see if it makes sense for us to work together. If we don't panic sell and if we are patient, the markets will usually reward us. Also, good habits like eating a healthy diet and getting enough consistent exercise will reward us over time. Getting proper rest is also equally important. Even God rested on the 7th day(That's what I believe). You are free to choose what you believe. In the same way, with our investments, being consistent, even when markets are down, can reward us over time. ULTY even though it did a reverse split, things didn't change much. If you panic sold, then you very likely took a big loss. I did not sell even ONE share of ULTY. I waited for the reverse split and I monitored the dividend payout. Why? Because my investment goal with ULTY is ONLY to get dividends. It is still paying me a weekly dividend. So I'm good! I own ULTY INSIDE of each of the THREE types of accounts we speak about...1)Regular brokerage account, 2) Traditional IRA account, 3)ROTH IRA account.  I take 1/2 of my dividend money from HIGH yiled/HIGH RISK ETF's like ULTY, and I put that 1/2 into something LESS risky. Why invest in something like ULTY to begin with? Answer: Because the yield is so HIGH. Yield at the time of this recording in December 2025 is 136%!! Where else can you invest money in life and get a return like that? And the ULTY fund invests in stocks like Google, Amazone, Palantir etc. Those are good single stocks to own separately. A little knowledge, meaning INCOMPLETE knowledge can by dangersous to us as investors. Resist the urge to panic sell. Do NOT base your investment decisions based on EMOTION alone. My #1 goal as an investor is NOT to invest for growth, it's to invest BUILD cash flow. Have courage today, to pick one thing, and work on your dreams. We will talk again soon. #ETF's,  #Tesla, #MSTR, #Dividends, #ULTY, #MSTY, #CLM, #SPYI, #QQQI, #Stocks, #Bitcoin, I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #110 Not Me, But You! Podcast. Connect with me/follow me on X at: Waypa Today. Email me at: [email protected]. I offer a FREE 15 to 20 minute call to see if working with me makes sense for us. I offer 1:1 coaching or small group coaching. Mark Tilbury: Posted a great sentiment on X. It's not your fault that your'e not rich yet!...We review his post and by the way, Mark Tilbury is a millionaire! He talks about how important our mindset is. You don't have to be perfect BEFORE you get started. But you do need start today! The longest journey, begins with a single step. So get to steppin! Have courage today, to pick one thing, and work on your dreams. #wealth, #investing, #so you want to be rich, #Bitcoin, #Freedom, #ETF, # dividends. I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #109, Not Me, But You! Podcast. Follow me/connect with me on X at: Waypa Today. Email me at: [email protected]. If interested in 1:1 Coaching, email me to  set up a Free 15 to 20 minute call, to see if working together makes sense. I continue to hold shares of ETF's like ULTY and MSTY. I am not concerned that they underwent reverse splits. They are still paying a comparable dividend. I'm invested in those ETF's for one reason..cashflow. That's all I care about. I do NOT care about share price erosion. ULTY and MSTY also pay far HIGHER dividend yields than things like SCHD, JEPI, and VOO. If all you want to earn on your money is 3% to 4% then go invest in SCHD etc. I avoid them because I'm convinced there are better places I put my money to work for me. But do your own research and make your own decisions and accept responsiblity for what you choose to do with your money. I hope you take time this Christmas season. I don't know which "holy-day" or holiday you celeberate. But I wish you health, wealth and happiness in 2026. I always like to spend time at this time of year, with people who are important to me and celebrate what I've accomplished in 2025 and look forward to 2026. I believe 2026 will another exciting and awesome year for you and for the markets. I continue to "save" my money in Bitcoin. I consider Bitcoin to be UN-like any other cryptocurrency. It's in a UNIVERSE by itself. I also continue to build positions in Tesla stock and MSTR stock. I believe both of those stocks can reach a share price of $2,000 per share in the next 7 years! Theyt do NOT pay cash flow but they are a nice long term hold for growth. Have courage today, to pick one thing, and work on your dreams. We will talk again soon! #ULTY,  #Bitcoin, #BTC, #Dividends, #Investing, #Wealth, #CashFlow, #MSTY, #ETF, #SCHD, #MSTR, #Tesla, I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #108 Not Me, But You! Podcast. Connect with me/Follow me on X at: Waypa Today. Email me at [email protected] to discuss 1:1 coaching. Free 15 to 20 call to see if working together makes sense for everyone involved. If you want to be wealthy, you need to buy/hold assets that pay you cash flow. As Warren Buffett has said, if you don't find ways to make money while you sleep, then you are destined to work until the day you die. If you can push buttons on your phone, and if you can "pick the bigger number" in terms of yield, ROI etc, then you can handle investing. But of course, you also have to be willing to experience some failure and you have to do your own research and accept responsibility for the results for the money that you invest. We discuss several examples where I detail "realize what you are also saying "yes" to." The most important question to answer, BEFORE, you invest is, "What is my investment goal?" I provide a detailed example of ETF TSYY. Too many people you see on YT are recommending SCHD, VOO, JEPI but the yields from these investments are a underwhelming 1% to 3%. Do you think it's possible to become wealthy investing in things that pay such low ROI? While you are building your wealth, don't forget to take time to exercise and eat a healthy diet.  You want to remain healthy and be healthy enough to enjoy your wealth, once you achieve that goal. I encourage you to write your goals down on a piece of paper and look at and re-read that piece of paper often. Have courage today, to pick one thing, and work on your dreams! We will talk again soon. #TSYY, #ETF, #Wealth, #investing, #dividend, #Bitcoin, #SCHD, #VOO, #JEPI, #debtI'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #107, Not Me, But You! Podcast. Connect with me/Follow me on X at: Waypa Today. Email me at [email protected] if you want a FREE 15 to 20 minute call to see if it makes sense for us to work together. I offer 1:1 Coaching OR Small Group Coaching (up to 3 people). Our entire lives revolve around Cash Flow!! We need to BUY/HOLD ASSETS that pay us weekly/monthly cash flow. Use the "Cascading Waterfall Approach" that I teach, to invest. By doing this, we keep LOWERING our risk! Regarding ETF's, let the reverse splits happen! Wait until you're on the other side of the reverse split. Look for a similar RATIO. If your ETF did a reverse split of 5 to 1, you now have a lot less shares. To use real numbers if you started with 100 shares BEFORE the reverse split...then after the reverse split you have only 20 shares! But check to see if the DIVIDEND also 5X!!  If it did, its the same MONEY! Here is a real life example. If you had 100 shares paying you 5 cents per share BEFORE the reverse split...then AFTER the reverse split when you only have 20 shares...is the dividend paying you 25 Cents per share????? IF IT is,,,let's do some SIMPLE math.  100 times .05/share = is a $5 dividend. What is 20(shares) times .25/share??... Answer: $5!! See it's THE SAME MONEY! So who cares about the PRICE PER SHARE or the fact that the ETF reverse split??? Always know WHAT is your investment goal, BEFORE you invest any money. IF your goal is CASH FLOW, then we don't care if the price/share goes UP or DOWN! I use an example where I discuss BITO. The yield is over 73%! And it pays a MONTHLY dividend. I also explain how to calculate ROI on any investment. We compare SCHD or VOO to the high yield/high risk ETF's that I discuss and own. I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #106, Not Me, But You! Podcast. Connect with me/follow me on X at: Waypa Today. Email me at [email protected]. My coaching is 1:1 OR 1 to 2 or 3 (small group). Email me to book a FREE 15 to 20 minute call so we can find out if it makes sense for us to work together.  I use what I have named, "the cascading waterfall approach" to investing. Each tier that I drop money down into, carries LESS and LESS risk! Some "loses" are ONLY paper loses, unless we are foolish enough to sell positions when we KNOW we are going to lose money! Fiat currency is a country's currency that is backed by NOTHING physical. If you have money just sitting in a back account, it's melting away. WHAT exactly is "melting?" Answer: YOUR PURCHASING power! If we invest our money into Bitcoin we do NOT have any "melting away" of our purchasing power. What we do see if price FLUCTUATION within a 4 year cycle. And Bitcoin reaches a new all time high price EVERY 4 years. And Bitcoin has a FIXED supply! Write your ideas and goals down on a piece of PAPER. It's old school but it's also POWERFUL. Then view/look at the piece of paper every day! The KEY to wealth is your mindset!! Remember that if you are an options SELLER, there is someone else on the OPPOSITE side of that trade. So that means if you are SELLING a put, someone else is BUYING (purchasing) a CALL. Have courage today, to pick one thing, and work on your dreams. We will talk again soon! #Delta, #Options, #Investing, #Wealth, #Stocks, #ETF's, #Bitcoin, #MSTR, #Tesla, #PUTS, #CALLS, #Options Wheel, I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #105. Not Me, But You! Podcast. Are you being scared into selling your Bitcoin? The Federal Reserve injected 13.5 Billion dollars into the market. We were lacking liquidity. Connect with me/follow me on X at: Waypa Today. Email me at [email protected] to set up a Free 15 to 20 minute call to discuss 1:1 private coaching with me. The Crypto market is UNregulated. So that may be one reason why we have wild swings in prices. But once Crypto gets regulation, it should help stabilize prices in the future. If you have a good understanding of inflation and how it erodes your purchasing power of ANY fiat currency, then you will appreciate the idea of "saving your money" IN Bitcoin! What is uique about Bitcoin? No one can PRINT more of it! There is a fixed supply. So NO INFLATION ersoion of value! If you aren't wealthy yet, then ask yourself what you are willing to do to accomplish this goal? Then go make it happen as quickly or slowly as you choose. There is no speed limit on the highway of success! YOU pick the speed on that highway! Are you willing to put in the time? Are you willing to work 80 hour weeks temporarily until you reach your ultimate goal? Regarding the Yieldmax REVERSE splits on their ETF's...I did NOT sell any shares. I let the reverse splits happen. Then simply kept COLLECTING dividends! Regarading Bitcoin being at lower price than expected and the crypto market NOT having an Alt Season yet...I believe crypto will hit new all time highs in 2026. Did I think it was going to happen in Q4 of 2025? Yes I did. But since it hasn't happened, I now know that this 4 year Bitcoin cycle, is different from any previous one! Be patient and see where the market goes! We will start season 3 of this podcast in January 2026. Most of all, have courage today, to pick one thing, and work on your dreams! I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2 Episode #104, Not Me, But You! Podcast. Connect with me/follow me on X at: Waypa Today. If you are interested in 1:1 coaching with me, email me at [email protected]. We can get on a FREE 15 to 20 minute call to discuss how I can possibly help you. My 1:1 coaching is just you and me. You won't be added to a private Facebook group with 99 other people where you have "weekly calls" where you compete with all of these other people for my attention! This is often how many alleged "gurus" run their "coaching programs!" Maybe you just need consistent encouragement? Grant Cardone is often accused of "always selling something." Yet he admits to this and further asks a question: "You know who else is always selling something?" Answer: Apple, Google, Meta, any other company who is in business. Schools often teach us how to work for someone else or have a career etc. But schools do NOT teach what I talk about! I spent over a decade in the education field! So I know that schools do NOT teach people how to invest/become wealthy by simply pushing buttons on their phone! We will be winding down Season 2 of this podcast at the end of December. In January of 2026 we will start Season 3 of the podcast! What is the average monthly Social Security check? It's less than $1,400 per MONTH! Can you live on that alone? This monthly amount is what the average American can expect to get if they retire at age 62! Retiring at age 62 is considered "retiring early" by the Social Security Administration. But if you wait until age 67 (full retirment age) then your monthly check amount will be more. Check out "The Wolf Of All Streets" YouTube channel where Gary Cardone is interviewed (Gary Cardone is Grant Cardone's brother). Gary does an excellent job speaking about and describing WHY continuing to buy Bitcoin is a great idea! QE from the Federal Reserve is coming! That should be good for financial markets. What is bad about it is....it will cause higher costs (higher inflation). But the markets have NO liquidity, so it's likely necessary. Have courage today, to pick one thing, and work on your dreams! #dividends,  #cashflow,  #WolfOfAllStreets,  #GaryCardone, #SocialSecurity, #Retire, #Wealth, #Investing, #X, #WaypaToday, #coaching, #IRA, #Stocks, #ETF, #Options, #Bitcoin,I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #103 Not Me, But You! Podcast. Connect with me/follow me on X at: Waypa Today. If you want to have a FREE 20 minute call with me to discuss 1:1 coaching. opportunities, email me at [email protected] Happy Thanksgiving. I hope you had a chance to pause and spend time with whoever is important with you. I reflect, this time each year, on the year that is about to end, what I have accomplished, and plan for upcoming 2026. I also spend time with my family and take a break from my usual routines and stress. I hope that you did the same. Also in this episode, I announce that I'm offering for the first time, 1:1 coaching with me. Unlike many people online who have ZERO teaching background, I used to work in the Education field for over a decade. And my coaching/teaching is actually just you and me. If you choose to join a typical "coach" who you discover on YouTube, you will find that the person is often a marketer who adds you to a group of 100 people or more and that is your "coaching experience" with them! I don't believe in that. There is no better educational ratio than 1-on-1. But that costs money. Jump on a call with me to discuss what you want to learn and how much it would cost. The price might surprise you in a good way! Have courage today, to pick one thing, and work on your dreams! #Bitcoin,  #cashflow, #stocks, #investments, #ETF's, #dividends, #coaching I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #102. Not Me, But You! Podcast. You can connect/follow me on X at: Waypa Today. If you are interested in a free 20 minute call to discuss 1:1 coaching, email me at [email protected] Yes, many Yieldmax funds are doing reverse splits in early December 2025. But that doesn't mean you have to panic sell all shares at a loss. Are the funds still paying dividends? And what are you doing with 1/2 of the dividend money? Are you putting 1/2 of dividend money into LESS risky things? Are you buying Bitcoin with the dividend money? Are you paying down debt? Income producing ETF's that have extremely high yields but also carry HIGH risk, are only used for one purpose: like mini ATM machines inside of your accounts. They will NOT peform like Apple stock because they are NOT designed to do this. We discsus LESS risky investments to put your money into that do NOT have share price erosion! Sometimes, in investing, just being patient pays off! We discuss 12 ETF's: ULTY, MSTY, YBIT, YBTC, YETH, YMAG, YMAX, SMCY, PLTY, OARK, ICOI,  CONY. But these ETF's are paying you 100% to 200%  in yields!! Sell simple option contracts. Take 1/2 of the premium and invest it into high yield/high risk ETF's. Take the dividend money from the ETF's and put 1/2 of it into something LESS risky. This is the "cascading waterfall" approach to investing/accumulating wealth. Always keep in mind, your investments need to OUTPACE the TRUE rate of inflation! Have courage today, to pick one thing, and work on your dreams! #tarrifs. #trade talks.  #cash flow,  #dividends,   #stocks, #ETSF's , #Fed Reserve, #share price erosion, #Bitcoin, #ULTY, #MSTY, #YBIT, #SMCY, #PLTY, #OARK, #ICOI, #CONYI'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.