#339 From Death to Divine Purpose: Kellan Fluckiger on Healing, Hope & Fierce Life Ownership

Longevity Talks is a special Wealthy Wellthy Podcast series leading up to the Wealth & Wellness Longevity Retreat, September 26–28 in Park City, UT.In each conversation, Krisstina Wise sits down with the experts who will be joining her live on stage. Together, they reveal the strategies, systems, and mindsets that build not only financial wealth but also the health and longevity to enjoy it.You’ll hear powerful insights on:Wealth creation — real estate investing, infinite banking, and true passive incomWellness & performance — the latest science on energy, recovery, and vitalityLongevity & lifestyle design — how to extend your health span to match your wealth spanEvery talk is a preview of the breakthroughs and connections awaiting you at the Retreat.🎟️ Learn more and reserve your seat: krisstina.com/liveIn this Longevity Talks episode, Krisstina sits down with financial freedom expert Chris Miles, the founder of Money Ripples and the “Anti-Financial Advisor.”Chris and Krisstina dive into the strategies the wealthy actually use — not the myths Wall Street wants you to believe. From debunking common financial advice to uncovering the real role of infinite banking (a tool Krisstina herself has used to purchase several properties), this conversation cuts through the noise and shows you what it really takes to create freedom.You’ll discover:Why most “passive income” strategies don’t actually make you freeHow Chris helps high-income earners stop working for money and make their money work for themHow infinite banking can be leveraged as a real wealth-building toolWhy both Chris and Krisstina believe financial independence is possible faster than you think🎟️ Want to learn these strategies directly from Krisstina and Chris? Join us in Park City, September 26–28, for the Wealth & Wellness Longevity Retreat → krisstina.com/live

In this episode, Krisstina and Richard Canfield — an Infinite Banking practitioner and long-time student of Nelson Nash — dive into the philosophy behind Becoming Your Own Banker and why it reshaped both of their lives. Richard shares how a $20 book gave him a better financial education than $40,000 worth of real estate and personal finance seminars, and why Infinite Banking is about more than insurance policies; it’s about behavior, mindset, and creating a family system of wealth.Together, they discuss the difference between tax strategy and tax prep, how to rethink “capital” as the foundation of wealth creation, and why payments never end — but you can choose whether to make them to a bank or back into your own family system. Richard also explains how he teaches clients to hold “family banking meetings,” passing down not just money but the values and habits that ensure wealth lasts for generations.If you’ve ever felt constrained by traditional banks, frustrated with debt, or unsure how to secure your financial legacy, this conversation offers a radically different way of thinking about money — one that could change your life and your family’s future.Links & ResourcesBecoming Your Own Banker – Nelson Nash: https://amzn.to/4fVbwIoCash Follows the Leader by Richard Canfield & Jason Lowe: https://amzn.to/3JF4T0VDon’t Spread the Wealth by Richard Canfield & Jason Lowe: https://amzn.to/47l8PhnWhat They Talked About3:40 – Krisstina’s introduction to Infinite Banking through Becoming Your Own Banker6:45 – Richard’s first copy of Nash’s book and why he still re-reads it today12:00 – Why this $20 book was more valuable than $40,000 of financial seminars18:30 – Nelson Nash’s philosophy: "It’s all about how you think"26:00 – The connection between Austrian economics and Infinite Banking33:00 – Understanding capital and why payments never end45:00 – Becoming your own banker vs. Infinite Banking as a family system50:00 – How to host family banking meetings and pass wealth values down generations Subscribe & ShareIf you enjoyed this episode, please subscribe, rate, and review — and share it with someone who needs to hear Richard Canfield’s message of financial freedom.

In this powerful episode of the Wealthy Wellthy Podcast, Krisstina Wise sits down with Kellan Fluckiger — a transformational catalyst, executive coach, and best-selling author — who has lived through what few can imagine: flatlining in the ICU, multiple suicide attempts, and a lifelong battle with depression.Kellan’s story is not one of tragedy but of triumph. After “dying” in 2018, he calls the experience the greatest blessing of his life. Through raw honesty, he reveals how hitting absolute rock bottom gave him the clarity and courage to rise with purpose, rewrite his story, and reclaim his life.What You’ll Learn in This EpisodeThe truth about hitting rock bottom — and how it can become the turning point toward greatnessWhy depression and mental health struggles often remain hidden in high-achieversThe moment Kellan flatlined and why he calls it a blessingHow to shift from self-destruction to self-masteryThe framework Kellan uses today to help leaders, entrepreneurs, and creators live with fierce ownershipAbout Kellan FluckigerKellan Fluckiger is a speaker, author, coach, and recording artist. After decades of personal struggle, he now dedicates his life to helping others break through barriers, overcome mental blocks, and create lives filled with purpose, authenticity, and joy. His story is a reminder that no matter how dark things may seem, there is always a path to light.Click here to get Kellan's life-changing book: https://amzn.to/4mUHneG✨ If this conversation moves you, subscribe to the Wealthy Wellthy Podcast for more inspiring conversations with thought leaders who are redefining money, health, and meaning.

In this inspiring episode, Krisstina sits down with Tamar Hermes — powerhouse investor, real estate mentor, and author of The Millionaire’s Mentality. The two met through mutual friends Dan and Stacey Levens, and it was an instant connection: “like sisters from another mother.”Tamar shares her personal story of rising from a cash-strapped childhood to building true financial freedom through real estate — and how she had to rewire her self-worth and mindset to even imagine herself as a millionaire.Together, Krisstina and Tamar unpack what it really means to have a millionaire mentality, why women are often great savers but hesitant investors, and how both mindset and mechanics are essential for building lasting wealth.Key Topics Covered:Why manifestation alone won’t make you rich — and what willTamar’s pivot from a TV production career to owning real estateThe emotional and financial trade-offs required to build wealthHow to bridge the gap from saving to investing (especially for women)The 6 Pillars of the Wealth Code frameworkLessons learned from losing money in “bro-culture” deals — and how to trust your feminine investing intuitionLinks & ResourcesTamar’s Book: The Millionaire's Mentality: A Professional Woman’s Guide to Building Wealth Through Real Estate 👉 https://amzn.to/47c1Hnt👉 Learn more at WealthyWellthy.life🙌 Subscribe to the Podcast & Share This EpisodeIf you enjoyed this episode and know a woman who’s ready to step into her power, build real wealth, or finally move from saving to investing — please share this with her.And if this resonated with you, please subscribe, rate, and leave a review — it helps more women like you find the show.

Watch & Subscribe on YouTubeRob Cook isn’t your average tax guy. Yes, he’s a CPA and CFP®, but more than that — he’s a strategist who knows that taxes are your #1 expense and the most overlooked wealth-building lever. In this episode, we dive deep into the power of proactive planning, why tax prep is not the same as tax strategy, and how even savvy entrepreneurs leave money on the table.Rob shares the mindset shifts, frameworks, and real-life examples that help his clients keep more, grow faster, and live freer. We also talk about the emotional side of money, the myths around real estate and write-offs, and why choosing the right advisor is one of the most important money decisions you’ll ever make. Key Takeaways:Tax planning is not tax preparation. Strategy starts long before April.Your CPA must work with your financial team. Silence between advisors leads to lost money.If you’re only a W-2 earner, you’re paying max tax. The IRS rewards investors and business owners.Wealth = What You Keep. Taxes are often the single biggest leak in your wealth bucket.High-net-worth clients don’t DIY. Rob’s most successful clients build a team of experts.Memorable Quotes:“Most people think tax strategy is just saving receipts. It’s not.” — Rob Cook“You shouldn’t be doing this alone. The wealthy never do.” — Krisstina Wise“You can’t invest what you give away to the IRS.” — Krisstina Wise“There’s a reason the wealthy use entities, trusts, and structures — it’s to legally keep more of their money.” — Rob Cook“The goal isn’t to pay zero in taxes. It’s to pay your minimum legal obligation.” — Rob CookTime Stamps:00:00 — Intro to Rob Cook03:45 — What most people get wrong about taxes09:22 — Why W-2 income gets taxed the hardest14:10 — The power of proactive planning20:30 — What tax strategy actually looks like27:40 — How the wealthy build teams to protect wealth35:15 — Rob’s personal philosophies on money and success43:00 — Final thoughts and resourcesMyth Busted:Most people believe that tax strategy only matters in April — that once you hand everything off to your CPA, your job is done. Rob Cook challenges this myth head-on.As a CPA and wealth strategist, Rob reveals that by the time tax season arrives, it's already too late to make meaningful changes. The biggest tax-saving opportunities happen months — sometimes years — before returns are filed. From choosing the right entity structure to aligning with wealth-building goals, strategic tax planning is a year-round process.Rob explains, “Tax prep is compliance. It’s looking backward. But tax strategy is proactive — it’s designing your life and income in a way that minimizes taxes and maximizes wealth.” Most W-2 earners, he notes, are unknowingly paying the highest effective tax rates simply because they never learned how to play the game.His approach shifts the entire conversation: taxes aren’t a once-a-year burden — they’re a lifelong wealth lever. With the right knowledge and team, anyone can structure their income to keep more of what they earn, legally and confidently.Resources Mentioned:Claim Your Complimentary Tax Strategy SessionSchedule your free 45-minute consultation with Rob Cook, CPA, CFP®. This is your chance to ask questions, get expert insights, and uncover tax strategies you might be missing.👉 Click here to book your complimentary tax consult with Rob:...

Watch & Subscribe on YouTubeAre you a business owner trapped in a high-income rat race, yearning for true financial freedom and a life of purpose?In this episode of the Money Ripples podcast, Chris Miles welcomes Krisstina Wise, host of the Wealthy Wellthy podcast and expert in helping business owners transform their profits into passive income. Krisstina shares her journey from poverty to financial success, and the hard-learned lessons that shaped her holistic approach to wealth.Krisstina reveals how she achieved financial independence through real estate investing, emphasizing the importance of building assets that generate passive income. She explains why passive income isn't truly "passive," but rather a form of non-working income that requires smart stewardship.The conversation delves into the critical balance between financial success and overall well-being. Krisstina recounts her personal health crisis, highlighting the dangers of hustle culture and the need to prioritize physical, mental, and emotional health alongside financial goals.Ready to break free from the entrepreneurial rat race and create lasting wealth that supports a truly rich life? Listen now to gain invaluable insights from Krisstina Wise on achieving financial freedom while maintaining balance and well-being.Key Takeaways3:14 Growing up poor and motivation for money5:18 Divorce and financial struggles as a single mom7:20 Awakening to the real money game8:43 Transition from selling to buying real estate11:20 Working income vs non-working income14:35 Health crisis from overworking and hustle culture19:10 Health as the number one financial assetMemorable Quotes"Passive income comes from assets. We have to have this journey of building assets and creating net worth through asset accumulation to have any chance of passive income.""I manage all my real estate, but I've got it down to a science now. It's passive relative to my working income because I make 3x the money from my passive income than I do from my working income, yet it takes one-tenth of the time.""In financial terms, my body's my number one asset. I treated my body terribly - I didn't sleep, I ate poorly. It came at a great cost."Resources MentionedMoney Ripples - https://moneyripples.com/Connect with KrisstinaWebsite - https://wealthywellthy.life/Instagram - https://www.instagram.com/krisstinawiseYouTube - https://www.youtube.com/@krisstinawiseKrisstina's Book, Falling For Money - https://www.amazon.com/dp/0692560904/ Thank you.

Watch & Subscribe on YouTubeAre you struggling to grow your business while maintaining a healthy work-life balance? Discover how to achieve both financial success and personal freedom with expert insights from Mike Abramowitz.Mike Abramowitz, a business coach and co-founder of Better Than Rich, shares his journey from selling Cutco knives to helping hundreds of business owners streamline their operations and reclaim their time. With a background in direct sales and a passion for personal growth, Mike offers valuable lessons on building systems, maximizing referrals, and achieving what he calls "3x freedom" - time, money, and location.In this episode, Mike delves into the mindset shifts and practical strategies that can transform a struggling business into a thriving enterprise. He emphasizes the importance of delegation, leveraging technology, and focusing on high-value activities to scale your business without sacrificing your personal life.Additionally, Mike discusses the power of referrals, the common pitfalls of home service businesses, and the true meaning of being "rich" beyond just financial wealth. His insights on emotional clarity and presence provide a holistic approach to success that goes beyond traditional business metrics.If you're ready to take your business to the next level while reclaiming your time and freedom, don't miss this enlightening conversation with Mike Abramowitz on the Wealthy Wellthy podcast.Key Takeaways5:43 Reframing sales as influence and skill13:46 The mindset difference in successful salespeople19:59 Mike's background as youngest of eight25:43 Money journey from debt to accredited investor33:20 Working hard on the right things40:26 Common problems for home service businesses46:37 Defining "better than rich" as 3x freedomMemorable Quotes"All sales means is influence. And people might say, what's the difference between influence and manipulation? It's intent. Manipulation is for my own self interest. Influence is for the other person's self interest.""My mess is my message. And that really stuck with me big time. I was like, what can I do to turn this valley and this pain of my twenties and turn it into some sort of gift?""We need to work hard, but we need to make sure that we're working hard at the right things. That's essentially what Andrew helped me with - what are the things that somebody else can do?"Resources MentionedHow to Win Friends and Influence People by Dale Carnegie - https://www.amazon.com/How-Win-Friends-Influence-People/dp/0671027034The 7 Habits of Highly Effective People by Stephen Covey - https://www.amazon.com/Habits-Highly-Effective-People-Powerful/dp/0743269519Connect with KrisstinaWebsite - https://wealthywellthy.life/Instagram - https://www.instagram.com/krisstinawiseYouTube - https://www.youtube.com/@krisstinawiseKrisstina's Book, Falling For Money - https://www.amazon.com/dp/0692560904/ Thank you.

Watch & Subscribe on YouTubeAre you blindly trusting your 401k to secure your financial future? You might be making a costly mistake.In this eye-opening episode of Wealthy Wellthy podcast, we dive deep into her wealth of experience in personal finance and investing, and offers a fresh perspective on building long-term wealth beyond traditional corporate retirement accounts.The main focus of this episode is debunking the myth that maxing out your 401k is the best path to a comfortable retirement. Krisstina explains why "matching, not maxing" your 401k contributions and diversifying your investments can lead to greater financial freedom. Krisstina emphasizes the importance of having control over your money and being an active, knowledgeable investor to maximize returns.Throughout the conversation, we dive into topics such as the limitations of government-controlled retirement accounts, the benefits of real estate investing, and the crucial difference between financial security and financial freedom. They also touch on the value of financial literacy and the need to calculate your specific retirement needs.Ready to take control of your financial future and explore investment strategies beyond your 401k? Listen to this episode of Wealthy Wellthy for actionable insights that could transform your approach to retirement planning and wealth building.Key Takeaways5:05 History of pensions and retirement plans10:52 Limitations and drawbacks of 401k plans16:46 Risks of relying solely on 401ks22:17 Match don't max: 401k investment strategy28:42 Options for investing outside 401ks34:24 Comparing different investment vehicles 40:48 Strategies for building wealth long-termMemorable Quotes"Retirement plans are based on a history that's not applicable today. We want to live to 100, maybe more. But these plans are not set up to live to 100, which means if we just rely on traditional retirement plans, it's very likely that we'll run out of money.""Match, don't max because you just want to take advantage of what the company is matching. But we don't want to max out everything that we can put into these types of programs.""To really build wealth and to build it powerfully, you might say, 'Hey, there's my neighbor. The estate wants to dump this property really fast. I can get a great deal on this house.' But wait, I can't touch that retirement income to take advantage of this opportunity."Resources Mentioned Vanguard (for index funds) - https://investor.vanguard.com/Connect with KrisstinaWebsite - https://wealthywellthy.life/Instagram - https://www.instagram.com/krisstinawiseYouTube - https://www.youtube.com/@krisstinawiseKrisstina's Book, Falling For Money - https://www.amazon.com/dp/0692560904/ Thank you.

Watch & Subscribe on YouTubeAre you struggling to break free from your past and achieve financial success? Dr. Darnyelle J. Harmon's journey from the projects to becoming a multi-millionaire will inspire you to rewrite your own story.In this episode of Wealthy Wellthy podcast, Krisstina Wise sits down with Dr. Darnyelle J. Harmon, CEO of Incredible One Enterprises and creator of the Move to Millions method. Dr. Harmon shares her powerful story of overcoming adversity, from being born to drug-addicted parents to becoming a successful entrepreneur and wealth-building expert.The main focus of this conversation is on the importance of mindset in achieving financial success. Dr. Harmon emphasizes that true wealth comes from aligning your subconscious beliefs with your conscious goals, and she provides insights on how to challenge limiting beliefs and break negative patterns.Throughout the episode, Krisstina and Dr. Harmon discuss topics such as the role of faith in business, the power of goal-setting, and the importance of investing in personal development. They also touch on the challenges of entrepreneurship and how to maintain confidence in the face of criticism.If you're ready to transform your relationship with money and unlock your potential for wealth, this episode is a must-listen. Tune in to hear Dr. Darnyelle J. Harmon's inspiring story and gain valuable insights on how to move to millions.Key Takeaways5:05 From bankruptcy to millionaire in one year10:39 The importance of mindset in achieving success16:35 Mary Kay journey and earning the pink Cadillac22:12 Keys to rapid success in Mary Kay30:38 Alignment and embodiment over effort for success35:06 Challenging beliefs and breaking limiting patterns39:25 Dealing with criticism and maintaining confidenceMemorable Quotes"Until you work on the six inches in between your ears, you will not feel seven figures between your fingers.""All success, including success financially, is realized through alignment. It is not realized through effort.""Greatness is attacked, it's harassed, it's misunderstood and it is often the source of antagonistic behavior."Resources MentionedMary Kay Cosmetics - https://www.marykay.com/Move to Millions Gifts -  https://movetomillionsgifts.comConnect with KrisstinaWebsite - https://wealthywellthy.life/Instagram - https://www.instagram.com/krisstinawiseYouTube - https://www.youtube.com/@krisstinawiseKrisstina's Book, Falling For Money - https://www.amazon.com/dp/0692560904/ Thank you.

Watch & Subscribe on YouTubeAre you struggling to build wealth despite earning a good income? In this episode of Wealthy Wellthy podcast, we dive deep into the often misunderstood world of money mindset and financial literacy. We explore the three-legged stool of money: mindset, relationship, and literacy. I share my personal journey from financial struggles to building wealth, and how these experiences shaped my approach to moneyThe main focus of this episode is debunking common money myths and introducing the three-legged stool of money: mindset, relationship, and literacy. Krisstina emphasizes that financial freedom isn't just about earning more, but about understanding and managing money effectively.Additional topics covered include overcoming money trauma, the importance of couple alignment in finances, and practical strategies for building generational wealth. Krisstina also discusses the balance between health, relationships, and money in creating a fulfilling life.Ready to transform your relationship with money and achieve true financial freedom? Listen to this episode for actionable insights and a fresh perspective on wealth-building that goes beyond just making more money.WW Live Event Website - https://krisstina.com/liveKey Takeaways5:55 Three pillars of the money stool explained18:25 Freedom is the ultimate goal, not money25:55 Three master categories of money: earn, spend, invest41:35 Balancing family, business, and wealth building50:20 Money journey has ups and downs, not linearMemorable Quotes"More money doesn't solve the problems. More money can even create more problems. But more money, when we're good stewards and we understand it, actually makes life easier.""Money is a journey and it's a lifelong journey. When we get real clear that we don't want to be in these situations, the balancing came from gaining more time over our life the more assets that we have.""Money is to underwrite a good life. When we're in control of our money, when we're in harmony with our money, then we don't have to sacrifice our health for wealth."Resources MentionedThe Psychology of Money by Morgan Housel - https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681The Greatest Salesman in the World by Og Mandino - https://www.amazon.com/Greatest-Salesman-World-Og-Mandino/dp/055327757XConnect with KrisstinaWebsite - https://wealthywellthy.life/Instagram - https://www.instagram.com/krisstinawiseYouTube - https://www.youtube.com/@krisstinawiseKrisstina's Book, Falling For Money - https://www.amazon.com/dp/0692560904/ Thank you.