”I’m an Accountant… and I’m Drowning in Debt” | The Vault Episode 81

Send us a textHappy Halloween! 🎃“We’ve turned halloween into another reason to overspend” - we unpack this week’s controversial opinion, then dive into your dilemmas:👻 ”My ‘Dream Home’ is a Haunted House” 🧟‍♀️ “The Debt That Rose From the Dead”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [[email protected]] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.Chapters:00:00 Intro00:24 Halloween Vibes and Decorations00:50 Impulse Spending Confessions02:28 DIY Autumn Crafts06:06 Halloween Memories and Traditions12:02 The Haunted House Dilemma17:56 Realizing the True Cost of Home Renovations18:50 Balancing Home Maintenance and Happiness19:44 Budgeting Tips for Home Buyers23:57 The Importance of Tracking Finances28:02 Protecting Your Loved Ones with a Will30:09 Dealing with Unexpected DebtThe Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

Send us a text“You’ll never “save” your way to wealth” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Should we contribute equally to our Christmas Sinking Fund?”💸 ”I’m Changing Careers — But I’m Sad About Slowing Down My Money Goals”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [[email protected]] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸#AD Get your ✨free will✨ here (Available until 31st October, 2025)The cost of the will is covered by Octopus Legacy & their charity partners. Many people choose to leave a gift to charity in their will as a thank-you, but this isn’t required to claim the offer.Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

Send us a text“You should never lend money to family” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”10 Days Until Payday and Nothing to Fall Back On”💸 ”A £9 a month payrise is just an insult!”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸#AD Get your ✨free will✨ here (Available until 31st October, 2025)The cost of the will is covered by Octopus Legacy & their charity partners. Many people choose to leave a gift to charity in their will as a thank-you, but this isn’t required to claim the offer.Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

Send us a textWE’VE GOT A VERY SPECIAL EPISODE FOR YOU 🥹A big announcement, followed by this week’s controversial opinion, “Parents shouldn’t pay for their kids’ weddings”. We then dive into your dilemmas:💸 ” I can’t bring myself to spend”💸 ” Is Wedding Debt Really Worth It?”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [[email protected]] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸#AD Get your ✨free will✨ here (Available until 31st October, 2025)The cost of the will is covered by Octopus Legacy & their charity partners. Many people choose to leave a gift to charity in their will as a thank-you, but this isn’t required to claim the offer.Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

Send us a text#ad A special bonus episode, brought to you with our friends at Octopus Legacy 🐙We’re talking all things blended families and how to protect them. Whether you’re part of a blended family or know someone who's part of one, this episode is not for gatekeeping."You should never ask family about what’s in the will, it’s rude" -  we unpack this week’s controversial opinion, then dive into your dilemmas:💸 "I don't want my husband's new partner to get ANYTHING!"💸 ”How Do We Keep Things Fair in Our Blended Family?”One of the best ways to protect the people you love is by putting a plan in place for when you’re gone.And thanks to a partnership between Octopus Legacy and charities across the UK, it’s easier than ever.You can write or update your will, and a charity of your choice will cover the cost, up to £150, so you can get a simple will fully paid for by their charity partners, or get a will with a trust at a discounted rate.You can write your will over the phone, face-to-face or online. Many people choose to leave a gift to charity in their will as a thank you for covering the cost, but this isn’t required to claim the offer.Get started here ✨Make sure to check out the legacy week episode we mentioned! Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

Send us a text“You don’t need to buy something just because it “dropped”” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I Pay My Credit Card Off Every Month — Is It Okay to Collect Points?”💸 ”My boyfriend spent £6,000 on OnlyFans – we were meant to be saving for a house”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners*🫶 Get life insurance with our friends at Lifesearch. Speak to a female advisor here.✍ Write a will that is tailored to you with Octopus Legacy.🏡 Meet our Financielle approved Mortgage Brokers.*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

Send us a text“Proposals are starting to look like PR stunts instead of personal milestones” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Should You Relocate for Better Earning Potential?”💸 ”I earn more than my boyfriend and it’s starting to cause tension…”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

Send us a text“We need to cancel office presents” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I’m in the build phase and I feel stuck”💸 ”I’m an Accountant… and I’m Drowning in Debt”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

Send us a textHello there! Here are the links to the episodes we mentioned:✨ How to budget when you're self employed [https://www.youtube.com/watch?v=fchAFlFJw4M&pp=ygUZZmluYW5jaWVsbGUgc2VsZiBlbXBsb3llZA%3D%3D]✨ Why you're overthinking pensions [https://www.youtube.com/watch?v=gBDCDMzvwAI&pp=ygUTZmluYW5jaWVsbGUgcGVuc2lvbg%3D%3D]🍼 Also, as promised, the maternity leave blog: [https://www.financielle.com/your-ultimate-guide-to-money-and-parental-leave/]Coming up in this episode... “Stop waiting around for inheritance to change your life” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”I’m freelance and have no clue how much tax I should be saving. I’m panicking”💸 ”I’m £15k in Debt and Hiding It from My Husband”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [[email protected]] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn

Send us a text“You don’t need to send your child back to school with the latest gear” - we unpack this week’s controversial opinion, then dive into your dilemmas:💸 ”Can You Bounce Back from a Credit Default?💸 ”Builders will only listen to my husband”Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸Connect with our Partners🐝 Consolidate your pensions with PensionBee (capital at risk)🫶 Protect yourself and loved ones with our friends at Lifesearch✍ Write a will that is tailored to you with Octopus Legacy🏡 Meet our Financielle approved Mortgage Brokers🛒 Cashback on your shopping with Jam Doughnut (use code FINC)*The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.Visit https://www.financielle.com to download our app.Watch the podcast on YouTube.Follow Financielle for more:▶︎ TikTok▶︎ InstagramAbout Financielle:Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.Recorded and Produced by Liverpool Podcast Studios▶︎ Web ▶︎ Instagram▶︎ LinkedIn