“I struggle to cover my basic costs” | The Vault Episode 130

You asked for updates, and we've got one for you! Betty sent us a voicenote after her dilemma (ep106) about putting all her work expenses on a credit card 🎙️This week, we're diving into these money dilemmas:💸 "No More Student Loan, £380 Better Off a Month — What Do I Do?"💸 "I Turned 40, I'm £17k in Debt, and I'm Done Using Credit for Good"Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch**The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

"What's the sinking fund you wish you'd set up sooner?” We’re asking Laura some quickfire round questions so buckle up!This week, we're diving into these money dilemmas:💸 "Can I Use My Emergency Fund to Move to New Zealand?"💸 "I Struggle to Cover My Basic Costs — Should I Sell My Rental Flat?"Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch**The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

What do you do when you're the only person who knows how much debt you're actually in? 😳This week, we're diving into these money dilemmas:💸 "I'm 34 With £27k of Debt and No Pension — And My Partner Doesn't Know"💸 "Buy, Rent or Stay at Home?"Plus an update from Michelle (ep128) — she put her big girl pants on, brought the budget up with the group, and the girls holiday chat went so much better than she expected 🎉Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch**The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

We're back! Summer break is officially over and The Vault is open again 💖This week, we're diving into these money dilemmas:💸 "I Earn £101k — Has My Pay Rise Cost Me My Free Childcare?"💸 "My Friends Can't Agree On Our Girls Holiday Budget"Plus a gorgeous update from Tamika & Thomas (ep115) — after their dilemma on combining finances before marriage, there's a joint account AND a wedding booked 🎉Got a money win worth celebrating? Or a dilemma that's been living rent-free in your head? Share it in the Financielle app community or email [[email protected]] 💌You don't have to figure this out alone. Head to financielle.com for guides on debt, budgeting and money stories 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch**The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

Over 750,000 of you watched this dilemma on socials — so while we work on the next chapter of The Vault, we're bringing back the episodes you loved most. 🤫This week we debate the controversial opinion "wellness is for the elite", before diving into two listener dilemmas:💸 "Should I use my savings to clear my debt?"💸 "My parents give my brother more financial support than me!"Plus a community win: one listener's net worth up £900 after just ONE MONTH with Financielle 📈Got a money dilemma or a win to share? Tell us anonymously in the Financielle app or email [email protected] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch ** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

While we work on the next chapter of The Vault, we're bringing back the episodes you loved most. 🤫This week we debate the controversial opinion "maternity leave should be fully paid for at least a year" 🫄, before diving into two listener dilemmas:💸 "I'm going into debt for school trips"💸 "I'm in a PCP agreement with my ex!"Plus a brilliant community win: one listener cut her credit limit so the debt cycle can't restart. 🎉Got a money dilemma or a win to share? Tell us anonymously in the Financielle app or email [email protected] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

While we work on the next chapter of The Vault, we're bringing back the episodes you loved most. 🤫 This one kicked off our biggest year yet!We open with a round of Jail or No Jail: "I keep all my money in cash because investing scares me"… guilty or not? 🚨Then we dive into two listener dilemmas:💸 "I Have $200k in My Pension but Only $1,300 in Savings… Help"💸 "I'm Trapped in My Overdraft After 20 Years"Plus a community win that still makes us smile: £15k overpaid on a mortgage in one year 👏Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [email protected] 💌You're not alone in figuring this stuff out. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

Over 1 million of you watched this dilemma on socials — so while we cook up the next chapter of The Vault, we're bringing back the episodes you couldn't stop talking about. 🤫This week we debate the controversial opinion "couples should ALWAYS combine finances", before diving into two listener dilemmas:💸 "I've always been an 'executive sponsor' for my friends"💸 "£90k debt and my husband has run out of money"Plus a listener money win we love: a £175 bank-switch bonus, straight onto the loan. 👏Got a money dilemma or a win to share? Tell us anonymously in the Financielle app or email [email protected] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸

We're closing the Vault for a little while, but we're going out on a high 🥹This week's dilemmas:💸 "I Want to Retire at 45. Am I Being Delusional or Is FIRE Actually Achievable on a Normal Salary?"💸 "My Brother Gets £150 a Month in Pocket Money — How Do I Set Him Up Financially Before He Makes My Mistakes?"Thank you so much for being part of The Vault with Financielle community, we'll be back soon with some of our favourite episodes while we take a little break. 🤍In the meantime, check out all the amazing content we have at https://financielle.com/ 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch ** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.

When two very different money personalities move in together… something's gotta give 👀This week's dilemmas:💸 "He Wants One Joint Account for Everything — But I Have 10 Sinking Funds and I Cannot Give Them Up"💸 "I Earn a Good Salary, Own 2 Rental Properties, and Still Don't Know What to Do With My Money"Got a dilemma that's been living rent-free in your head? Share it (totally anonymously 🤫) in the Financielle app community or email [[email protected]] 💌You don't have to figure this out alone. More honest money chat at financielle.com 💖💸Connect with our Partner🫶 Protect yourself and loved ones with our friends at Lifesearch ** The above is a tracked link, which tells our partner we sent you and may in future result in a payment or benefit to our site.