How we got hooked on credit cards | from TED Talks Daily

Today, credit cards are a $500 billion-a-year industry. Banks consider these lines of credit when deciding whether or not to approve loans, incentivizing customers to maintain multiple credit cards. So, how did this lending system originate? And how did they get to be so popular? Nidhi Upadhyaya digs into the history of credit cards in the United States. [Directed by Jeff Le Bars, JetPropulsion.space, narrated by Bethany Cutmore-Scott, music by Salil Bhayani, cAMP Studio]. Hosted on Acast. See acast.com/privacy for more information.

What do foot massage parties, otters, and AI robot tutors have in common? To find out, tune into our special end-of-year conversation featuring the hosts from TED Talks Daily, TED Radio Hour, TED Business, and TED Tech!Elise Hu of TED Talks Daily hosted a conversation with Manoush Zomorodi, Modupe Akinola and Sherrell Dorsey, where they discussed the biggest ideas dominating their industry and the lesser-known insights they wished garnered more attention. From pushing back against AI advances to sharing the TED Talks that inspired them, Elise, Manoush, Modupe, and Sherrell reflect on 2025 and look ahead to 2026.Conversations MentionedTED Radio HourRay Kurzweil, "Could AI extend your life indefinitely? Futurist Ray Kurzweil thinks so" Victor Riparbelli, “Will AI avatars eventually teach our kids?” Philip Johns, “Singapore's otters are butting heads with their human neighbors. Can they coexist?” Restoring trust in government, "Move fast...and fix democracy?" TED TalksSitoyo Lopokoiyit in conversation with Jacqueline Novogratz "A story of moral imagination and bold entrepreneurship" Sarah Beery, "How AI is unearthing hidden scientific knowledge" Scott Loarie (of iNaturalist), "The surprising power of your nature photos" Daniel Zavala-Araiza, "The best way to lower Earth’s temperature — fast" Jennifer Pahlka, "Coding a better government" Pinky Cole (Slutty Vegan), "How I make vegan food sexy" Jason Huang, "The high-wire act of unlocking clean energy" Jennifer Doudna, "CRISPR's next advance is bigger than you think"Jonny Sun, "You are not alone in your loneliness"  Hosted on Acast. See acast.com/privacy for more information.

Stephen J. Dubner is an award-winning journalist, bestselling author, and co-creator of Freakonomics—the cultural phenomenon that, over the past 20 years, has grown into a global franchise, changing how millions think, revealing the hidden side of everything, and challenging us to question what we know. Hosted on Acast. See acast.com/privacy for more information.

It’s not enough to do important work — we need to know it truly matters, says journalist Jennifer Wallace. Drawing on her research into firefighters, caregivers and more, she shows how simple acts of acknowledgment and connection can fuel our sense of purpose in a world that too often undervalues recognition.After the talk, Modupe shares how you can practice gratitude. Hosted on Acast. See acast.com/privacy for more information.

Energy expert Sebastián Kind helped Argentina go from virtually no renewable energy to generating nearly 40 percent of its electricity from wind and solar in just six years, despite economic crises and skepticism. How did the country's transition off fossil fuels happen so quickly? He shows why the key breakthrough didn't hinge on technology or resources — and explains how other countries can follow the same path. After the talk, Modupe reflects on Sebastián roadmap for promoting renewable energy laws amid a polarized government. Hosted on Acast. See acast.com/privacy for more information.

What if saving lives and growing a company went hand in hand? Public health expert Myriam Sidibe thinks many businesses are going about social impact all wrong — and leaving millions of dollars on the table at the same time. Drawing from decades of experience, she reveals a playbook for brands to create real impact, proving that what’s good for society can be great for business. After the talk, Modupe challenges you to rethink mealtime conversations as opportunities to start sowing seeds for change. Hosted on Acast. See acast.com/privacy for more information.

Nobel Prize-winning economist Esther Duflo brings her data-driven precision to the climate crisis — and the numbers are damning. While world leaders haggle over finances at endless summits, rising temperatures will kill millions in the poorest countries by the end of this century. She calculates the staggering cost of wealthy nations pumping greenhouse gases into the atmosphere, proving that getting billionaires to pay their fair share in taxes is the best way to cover these damages. Hosted on Acast. See acast.com/privacy for more information.

When entrepreneur Samir Ibrahim asked farmers in Kenya what problem they most needed solved, the answer was simple: reliable access to water to irrigate their farms year-round. Samir is the CEO of SunCulture, a company replacing diesel- and petrol-powered water pumps with more affordable solar-powered ones. He sits down with Sherrell Dorsey, host of the “TED Tech” podcast, to discuss how he continues to innovate his product to serve smallholder farmers. Later, Sherrell chats with coffee farmer Josephine Waweru about how SunCulture’s pump revolutionized her farm and the advice she has for young people to succeed.This is episode one of a four-part series airing this month on TED Tech, where host and climate tech journalist Sherrell Dorsey speaks with climate leaders on the technology sparking a greener, more equitable future. Hosted on Acast. See acast.com/privacy for more information.

Struggling communities don’t need handouts — they need bold new ways to root wealth. Meet Molly Hemstreet — a TED Fellow, Southern Appalachia native and cofounder of worker support network the Industrial Commons — who’s flipping the script on generational poverty by turning textile waste into $9-per-pound yarn and factory workers into business owners. Discover how her long-haul approach is rebuilding rural economies stitch by stitch, proving that opportunity grows when we stop extracting and start empowering. After the talk, Modupe reflects on how much change-making is site-specific and how you can think about showing up for your communities? Hosted on Acast. See acast.com/privacy for more information.

Over the last 40 years, Brazil has lost an area larger than California to deforestation — and 90 percent of the clear-cutting has been illegal, all part of a multi-billion-dollar global environmental crime economy. Civic entrepreneur Ilona Szabó de Carvalho sees this crisis as an opportunity. Revealing how Brazil is pioneering an economic model actually profiting from protecting nature, she shares the ambitious restoration goals and innovations in forest mapping that are turning the country into a "nature superpower." Get a glimpse of what an economy rooted in regeneration, not extraction, could look like. After the talk, Modupe reflects on her experience traveling through Rwanda, Tanzania, Uganda, and Kenya and how you can change public opinion and treat the natural world better. Hosted on Acast. See acast.com/privacy for more information.