Scotland's Farm Advisory Service Podcast podcast

Crofting Matters - Covering the Croft and Common

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Insurance for Crofters and Common Grazings. Welcome back to Crofting Matters! In this episode, Siobhan is joined by Jonathan Hogg, a rural insurance expert from NFU Mutual’s Dingwall branch. Johnny has an agricultural background, works in a crofting area and understands the issues that crofters and grazing committees face with access, theft and weather-related incidents. We remove the ambiguity surrounding the need for Public and Employer’s liability cover, and what to do if the bull can outrun humans.

We discuss:

  • Whether a small crofting business needs insurance, and what kind?
  • The need for Public Liability insurance.
  • Livestock – minimising the risk.
  • Wording on signs.
  • When to cover machinery and livestock for theft and loss.
  • Employer’s liability when you may not think of yourself as an employer!
  • Common Grazings and Sheep Stock clubs – cover required.

FAS Resources

https://www.fas.scot/news/common-grazings-and-sheep-stock-clubs-liability/

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