Episode 143 - 15th September 2026

There have been several significant developments across pensions policy recently, with new consultations and Budget changes bringing important implications for trustees, providers and members. In this week's episode, David Brooks, Head of Policy at Broadstone, explores some of the latest developments such as Guided Retirement, CDC, Fiduciary Duty and Budget Changes.

Inspired by Talk Money Week and this year's theme, 'It all counts', this special episode looks at the small, manageable actions people can take to improve their financial wellbeing. David Brooks, Head of Policy, Adam Bexson, Senior Consultant, and Kelly Parsons, Head of DC Proposition, at Broadstone share their practical tips on:Planning for the different financial transitions that can happen throughout retirementThe importance of financial independence and awareness for womenPreparing for the unexpected and making sure your affairs are in orderTaking a holistic approach to financial planning, from managing debt to building long-term savings

With National Pension Tracing Day on 25 October, this week's episode focuses on how to find lost pension pots and make sure they're working towards the retirement you want. Broadstone's David Brooks, Kelly Parsons and Adam Bexson share practical guidance on: How to trace pensions from previous employersHow to spot pension scams and protect your savingsWhat to consider when deciding whether to combine pension pots or leave them separateThey also explain why finding your pensions is only the first step, and why it's important to review your arrangements to make sure you're on track for retirement.

David Brooks looks back at the biggest takeaways from the Pensions UK Annual Conference, including the key messages from headline speeches by MPs Torsten Bell and Helen Whately. Also, with just over a week to go until the Autumn Budget... what could be in store for pensions?

David Brooks, Head of Policy at Broadstone, is joined by colleague Kelly Parsons, Head of DC Proposition, to discuss the The Pensions Regulator's latest speeches and what they mean for the future of defined contribution pensions. This week, they discuss:The drive to improve value for money in DC pensions, shifting the focus from low charges to investment performance, contribution levels and better outcomes for membersThe Pensions Regulator's wider role in the industry, including why keeping member outcomes at the centre of its approach is essentialThe risks of pension scheme consolidation, exploring whether having fewer, larger providers could increase concentration risk as the pensions market continues to grow

David Brooks is joined by Andy Knight-Stephens and this week they discuss:The latest Triple Lock announcement and what it means for pensionsThe ups and downs of gilt yields and what to watch out for in DB and DC pensions ahead of the Budget

David Brooks, Head of Policy at Broadstone, explores the latest developments in retirement income and how people are using their pension savings. This week, he discusses:The latest retirement income market data, including the sharp rise in withdrawals from DC pensions and what this could mean for retirement income sustainabilityWhether rising withdrawals reflect changing retirement behaviour, including the impact of the shift away from DB pensions and recent changes to inheritance tax rulesThe future of decumulation, including the four options being considered for guided retirement pathways: drawdown, annuities, flex and fix, and retirement CDC

David Brooks, Head of Policy at Broadstone, is joined by colleague Christopher Rice, Head of Trustee Services at Broadstone. This week, they discuss:The Pensions Regulator's latest DB funding analysis, including why smaller schemes have seen some of the biggest funding improvements and what the final Tranche 19 report means under the new tunding codeA roundup of key industry developments, from DC small pots and pension scams to the latest debate around retirement adequacyWhat they're seeing in the buy-out market, including increasing insurer activity and what that could mean for schemes planning their next steps

It's Pension Awareness Day – and there's no better time to think about maximising your pension, closing the gender pension gap and planning beyond retirement in our Pension Awareness Week Pensions in 10 special. David Brooks, Head of Policy at Broadstone, is joined by colleagues Adam Bexson, Senior Consultant, and Kelly Parsons, Head of DC Proposition, to share practical tips on making the most of your pension at every stage of your career.

This week, David Brooks, our Head of Policy runs you through:Pension tax relief – the different arrangements and what HMRC is doing in this areaPension Attention – David shares his views on the campaign’s new angle and looks ahead to Pension Awareness WeekGMP conversion – the latest developments from the DWP consultation