Why Everyone Is Retiring in Portugal (And Why We Did Too) #portugal #shorts #retireearly

Think sales are saving you money? Here’s the truth:👉🏾 Sales are designed to get you buying things you never planned.👉🏾 That “30% off” deal feels like savings, but if it wasn’t on your list, it’s unnecessary spending.👉🏾 Discounts only help when they match something you already needed and budgeted for.The danger is mistaking impulse buys for savings just because they’re cheaper today.📌 Financial independence doesn’t come from chasing discounts — it comes from discipline and intentional choices.📌 Save this video – Financial Independence Explained. #investing #financialfreedom▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!Books that have helped us on our Financial Independence Journey-----The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4jThe Intelligent Investor: https://amzn.to/2MKGokhA Random Walk Down Wall Street: https://amzn.to/2zIVI8pThe Book on Rental Property Investing: https://amzn.to/2UkwgQ6Building Wealth One House at a Time: https://amzn.to/2ZJQuDWRich Dad Poor Dad: https://amzn.to/2ZD29IKThe Total Money Makeover: https://amzn.to/2Lc0thnThe $100 Startup: https://amzn.to/2UnBpqKFreakonomics: https://amzn.to/2HCnDeJ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/▸▸▸PLEASE SUBSCRIBE:DISCLAIMER:We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.

Feeling stressed about money? You’re not alone. But the real cost of money stress isn’t just the anxiety — it’s the delay.👉🏾 Stress makes people avoid decisions.👉🏾 They put off investing.👉🏾 They avoid budgeting.👉🏾 They don’t check accounts because they’re afraid of what they’ll see.But delay has a cost. Compounding doesn’t wait. The market keeps moving whether you act or not.Even small, imperfect steps build confidence, momentum, and wealth over time.📌 Anxiety delays financial independence. Action creates it. Start today — your future self will thank you.📌 Save this video — Financial Independence Explained.▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!Books that have helped us on our Financial Independence Journey-----▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/▸▸▸PLEASE SUBSCRIBE:DISCLAIMER:We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.

Why Portugal Is a FIRE Hotspot.We’ve lived here six years and seen why it’s so popular.Portugal ranks as one of the safest countries in the world.Healthcare is affordable and high quality.Cost of living is lower than the U.S. and much of Europe.Beaches, culture, food, and community make life here rich.Portugal gave us the lifestyle that supports financial freedom.📌 Save this video - Financial Independence Explained. #investing #financialfreedom▸▸▸Enroll in our 365 Days to FIRE Program: https://www.365daystofire.com/ Our 365 Days to FIRE Program is your step-by-step guide to achieving financial independence and retiring early. Over the course of the program, you’ll learn how to build your FIRE plan, optimize your savings rate, invest in the stock market for long-term growth, and create multiple income streams. Plus, you’ll get tickets to attend our in-person meetups and 2-Day Conference in Portugal. Join us today! https://www.365daystofire.com/▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!Books that have helped us on our Financial Independence Journey-----The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4jThe Intelligent Investor: https://amzn.to/2MKGokhA Random Walk Down Wall Street: https://amzn.to/2zIVI8pThe Book on Rental Property Investing: https://amzn.to/2UkwgQ6Building Wealth One House at a Time: https://amzn.to/2ZJQuDWRich Dad Poor Dad: https://amzn.to/2ZD29IKThe Total Money Makeover: https://amzn.to/2Lc0thnThe $100 Startup: https://amzn.to/2UnBpqKFreakonomics: https://amzn.to/2HCnDeJ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/DISCLAIMER:We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.#FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly

Lump Sum Investing vs. Waiting.Got cash? History shows investing it now usually wins.Markets rise more often than they fall.Lump sum usually beats spreading investments over time.Cash on the sidelines misses growth.Time in the market beats timing the market.Don’t let comfort cost you wealth—get invested.📌 Save this video - Financial Independence Explained. #investing #financialfreedom▸▸▸Enroll in our 365 Days to FIRE Program: https://www.365daystofire.com/ Our 365 Days to FIRE Program is your step-by-step guide to achieving financial independence and retiring early. Over the course of the program, you’ll learn how to build your FIRE plan, optimize your savings rate, invest in the stock market for long-term growth, and create multiple income streams. Plus, you’ll get tickets to attend our in-person meetups and 2-Day Conference in Portugal. Join us today! https://www.365daystofire.com/▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal Books that have helped us on our Financial Independence Journey-----The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4jThe Intelligent Investor: https://amzn.to/2MKGokhA Random Walk Down Wall Street: https://amzn.to/2zIVI8pThe Book on Rental Property Investing: https://amzn.to/2UkwgQ6Building Wealth One House at a Time: https://amzn.to/2ZJQuDWRich Dad Poor Dad: https://amzn.to/2ZD29IKThe Total Money Makeover: https://amzn.to/2Lc0thnThe $100 Startup: https://amzn.to/2UnBpqKFreakonomics: https://amzn.to/2HCnDeJ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/DISCLAIMER:We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.#FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly

Own Assets, Not Things.Stuff loses value fast, but assets keep working for you.Phones and cars drop in value instantly.Stocks, index funds, and real estate compound.Assets can pay dividends or rent while you sleep.Every dollar into assets plants a seed of freedom.Buy what grows, not what fades.📌 Save this video - Financial Independence Explained. #investing #financialfreedom▸▸▸Enroll in our 365 Days to FIRE Program: https://www.365daystofire.com/ Our 365 Days to FIRE Program is your step-by-step guide to achieving financial independence and retiring early. Over the course of the program, you’ll learn how to build your FIRE plan, optimize your savings rate, invest in the stock market for long-term growth, and create multiple income streams. Plus, you’ll get tickets to attend our in-person meetups and 2-Day Conference in Portugal. Join us today! https://www.365daystofire.com/▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal Books that have helped us on our Financial Independence Journey-----The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4jThe Intelligent Investor: https://amzn.to/2MKGokhA Random Walk Down Wall Street: https://amzn.to/2zIVI8pThe Book on Rental Property Investing: https://amzn.to/2UkwgQ6Building Wealth One House at a Time: https://amzn.to/2ZJQuDWRich Dad Poor Dad: https://amzn.to/2ZD29IKThe Total Money Makeover: https://amzn.to/2Lc0thnThe $100 Startup: https://amzn.to/2UnBpqKFreakonomics: https://amzn.to/2HCnDeJ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/▸▸▸PLEASE SUBSCRIBE:DISCLAIMER:We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.#FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly

Habits Compound Like Money.Wealth isn’t only about investing—your daily choices compound too.Good habits act like financial multipliers.Bad habits drain your future like hidden taxes.Skipping the gym compounds downward over time.Small positive routines snowball into massive results.Your money grows with compounding, and so do your habits.📌 Save this video - Financial Independence Explained. #investing #financialfreedom▸▸▸Enroll in our 365 Days to FIRE Program: https://www.365daystofire.com/ Our 365 Days to FIRE Program is your step-by-step guide to achieving financial independence and retiring early. Over the course of the program, you’ll learn how to build your FIRE plan, optimize your savings rate, invest in the stock market for long-term growth, and create multiple income streams. Plus, you’ll get tickets to attend our in-person meetups and 2-Day Conference in Portugal. Join us today! https://www.365daystofire.com/▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal Books that have helped us on our Financial Independence Journey-----The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4jThe Intelligent Investor: https://amzn.to/2MKGokhA Random Walk Down Wall Street: https://amzn.to/2zIVI8pThe Book on Rental Property Investing: https://amzn.to/2UkwgQ6Building Wealth One House at a Time: https://amzn.to/2ZJQuDWRich Dad Poor Dad: https://amzn.to/2ZD29IKThe Total Money Makeover: https://amzn.to/2Lc0thnThe $100 Startup: https://amzn.to/2UnBpqKFreakonomics: https://amzn.to/2HCnDeJ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/DISCLAIMER:We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.#FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly

Quit Your Job to Get Richer? Here’s Why It Works.Switching jobs is often the fastest way to grow your income. Loyalty rarely pays.Job hopping can boost pay 10–20%.Staying put often means only 3% raises.Extra income fuels saving and investing.We switched every 2–3 years for big jumps.Stop waiting for tiny raises. Move smart and buy freedom faster.📌 Save this video - Financial Independence Explained. #investing #financialfreedom▸▸▸Enroll in our 365 Days to FIRE Program: https://www.365daystofire.com/ Our 365 Days to FIRE Program is your step-by-step guide to achieving financial independence and retiring early. Over the course of the program, you’ll learn how to build your FIRE plan, optimize your savings rate, invest in the stock market for long-term growth, and create multiple income streams. Plus, you’ll get tickets to attend our in-person meetups and 2-Day Conference in Portugal. Join us today! https://www.365daystofire.com/▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal Books that have helped us on our Financial Independence Journey-----The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4jThe Intelligent Investor: https://amzn.to/2MKGokhA Random Walk Down Wall Street: https://amzn.to/2zIVI8pThe Book on Rental Property Investing: https://amzn.to/2UkwgQ6Building Wealth One House at a Time: https://amzn.to/2ZJQuDWRich Dad Poor Dad: https://amzn.to/2ZD29IKThe Total Money Makeover: https://amzn.to/2Lc0thnThe $100 Startup: https://amzn.to/2UnBpqKFreakonomics: https://amzn.to/2HCnDeJ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/DISCLAIMER:We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.

Every month you delay investing costs you more than you think. Here’s the math:👉🏾 Start today with $10,000 and add $500/month at a 10% return → $410,000 in 20 years.👉🏾 Wait 1 year → only $368,000.👉🏾 Wait 5 years → just $232,000.That’s money that never gets the chance to compound. Time is your most powerful tool when it comes to investing.Stop waiting. Start today. Even small steps now can lead to massive growth tomorrow. 🚀📌 Save this video — Financial Independence Explained.▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!Books that have helped us on our Financial Independence Journey-----The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4jThe Intelligent Investor: https://amzn.to/2MKGokhA Random Walk Down Wall Street: https://amzn.to/2zIVI8pThe Book on Rental Property Investing: https://amzn.to/2UkwgQ6Building Wealth One House at a Time: https://amzn.to/2ZJQuDWRich Dad Poor Dad: https://amzn.to/2ZD29IKThe Total Money Makeover: https://amzn.to/2Lc0thnThe $100 Startup: https://amzn.to/2UnBpqKFreakonomics: https://amzn.to/2HCnDeJ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/▸▸▸PLEASE SUBSCRIBE:DISCLAIMER:We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.

The biggest wealth transfer ever is happening — and most people aren’t ready.👉🏾 Over the next 20 years, baby boomers will pass down $84 trillion through inheritances, trusts, and gifts.👉🏾 But here’s the truth: even if you don’t inherit a dime, financial literacy is your real inheritance.Learning how to save, invest, and make your money work for you puts you ahead — with or without a windfall. The same principles that grow inherited wealth can grow your own wealth from scratch.Focus on what you can control:✔️ Build financial literacy✔️ Learn how to grow your money✔️ Use compounding as leverage📌 Save this video — Financial Independence Explained.▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!Books that have helped us on our Financial Independence Journey-----The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4jThe Intelligent Investor: https://amzn.to/2MKGokhA Random Walk Down Wall Street: https://amzn.to/2zIVI8pThe Book on Rental Property Investing: https://amzn.to/2UkwgQ6Building Wealth One House at a Time: https://amzn.to/2ZJQuDWRich Dad Poor Dad: https://amzn.to/2ZD29IKThe Total Money Makeover: https://amzn.to/2Lc0thnThe $100 Startup: https://amzn.to/2UnBpqKFreakonomics: https://amzn.to/2HCnDeJ▸▸▸PLEASE SUBSCRIBE:DISCLAIMER:We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.

One of the biggest mistakes investors make? Checking investments every single day.👉 Daily checks = panic, emotional decisions, and shrinking wealth.👉 Long-term focus = consistency, automation, and compounding growth.👉 Studies show automated investors stay invested longer and capture more market growth than those who try to time the market.Wealth isn’t built by micromanaging. It’s built by staying calm, automating, and letting compounding do the work.📌 Save this video — Financial Independence Explained.▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://www.ourrichjourney.com/investingforfire Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://www.ourrichjourney.com/firemasterclass This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://www.ourrichjourney.com/movingtoportugal This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!Books that have helped us on our Financial Independence Journey-----The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4jThe Intelligent Investor: https://amzn.to/2MKGokhA Random Walk Down Wall Street: https://amzn.to/2zIVI8pThe Book on Rental Property Investing: https://amzn.to/2UkwgQ6Building Wealth One House at a Time: https://amzn.to/2ZJQuDWRich Dad Poor Dad: https://amzn.to/2ZD29IKThe Total Money Makeover: https://amzn.to/2Lc0thnThe $100 Startup: https://amzn.to/2UnBpqKFreakonomics: https://amzn.to/2HCnDeJ▸▸▸Follow us on Instagram: https://www.instagram.com/richjourney/DISCLAIMER:We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.