YOUR RIGHTS AS AN IMMIGRANT AND HOMEOWNER‼️

Are you thinking about buying your first home but feeling overwhelmed by the process? You're not alone! In this episode, we dive into the essential resources available for first-time home buyers, including government programs designed to make homeownership more accessible. From FHA loans to down payment assistance programs, we break down what you need to know to take advantage of these opportunities.Plus, with tax season around the corner, we’ll discuss smart ways to use your tax return to boost your home-buying power. Our special guest, Saul Pinela from Neighborhood Loans, brings over 20 years of experience as a top loan originator, sharing expert insights to help you make informed financial decisions.If homeownership is on your horizon, you won’t want to miss this episode! Tune in now for valuable tips and strategies to turn your dream home into a reality.

Are rising US bond yields pushing real estate interest rates higher? Join the great Dan Rogers with Rate Mortgage as he breaks down how the bond market impacts mortgage rates—and what it means for homebuyers and investors. With over 35 years in the industry and a track record as a top lender nationwide, Dan brings expert insights you won’t want to miss. Stay informed and take control of your mortgage strategy! 🚀📈#MortgageRates #USBonds #RealEstate #DanRogers #RateMortgage

This video provides valuable information about the rights of immigrants, especially regarding homeownership. It explains how immigrants can access property purchases and how to protect their rights throughout the process. The information is provided by our trusted attorney, Joseph Nery, who has over 15 years of experience in immigration and property law.

Este video ofrece información valiosa sobre los derechos de las personas inmigrantes, especialmente en lo que respecta a la propiedad de una vivienda. Nos enseña cómo los inmigrantes pueden tener acceso a la compra de propiedades y cómo defender sus derechos en este proceso. La información fue proporcionada por nuestro abogado de confianza, Joseph Nery, quien cuenta con más de 15 años de experiencia en derecho de inmigración y propiedad.

On this episode we welcome Luis Treto- Lender and Manager of Guaranteed Financial. Luis brings with him many years of experience in the industry and has become one of our preferred lenders for his expertise and devotion to his craft. Here, we talk about the DOS' & DONT'S for people who are filing taxes and are looking to get pre-approved to purchase. KNOWLEDGE IS POWER!

We're joined on this episode by Pablo& Hector Galarza. As brothers on the same team, they've partnered up on many rehabbing projects that have helped them grow and develop their skills along the way. On this episode they share some of the do' & don'ts of flipping and what their role in helping their investor clients is.

On this episode we welcome our very own,Broker owner, Maggie Galarza as she shares her experience on working with not only her husband, but her daughter, and brother in law. As a family owned business, we've learned how to push aside the personal and lock into business mode to stay on top of our game.

Whether you're a seasoned agent or just out of class, it's important to note that times are changing and so is technology and methods of working. That's why we emphasize the importance in surrounding yourself with individuals who are open to helping you grow your business. When joining a brokerage, don't just look at the numbers and who is offering the best split, look at who is willing to help you get out of your comfort zone and reach your new set of goals for 2025.

Low inventory and rising interest rates seem to be the norm for the real estate market..At least for the last 3 years. However, with the most recent NAR change we could expect a shift in the market. What does that shift mean for consumers or even us as agents? Tune in !

With the recent NAR decision we have seen instances where buyer's are now responsible for covering their agent's commission. How are we preparing for this change? What conversations need to be had? Tune in & let us know your thoughts!!