The Inheritance

Most of us want to give our children more than we had. So we buy the shoes, the games, the phones and the latest everything. But if our children never understand what it takes to produce that money, what are we really teaching them? Family wealth expert Kim Butler started learning about money in the fourth grade when her parents bought her a cow. She milked it, sold the milk and saved enough to attend college with very little debt. Kim shares practical ways to give children their own experience with money using her simple yet brilliant framework. We also talk about: Separating income from everyday spending Building an opportunity fund Why Kim challenges traditional budgeting Saving while paying down debt Life insurance at different stages of life This conversation is about more than leaving money to our children. It's about teaching them how money is produced, managed and respected. Free Resources Download Kim's 52 Tips of Perpetual Wealth: https://prosperitythinkers.com/52-tips Reach out to Kim and her team. Say you heard her on Sisternomics: https://prosperitythinkers.com Kim's books on Amazon: Click here Download the Sisternomics "30 Days to Create Your Family Wealth Blueprint:" https://overflownow.com/familywealth Listen to Part 1 of The Inheritance here: https://overflownow.com/familywealth  Disclaimer: This conversation is educational and does not replace personalized financial, insurance, tax or legal guidance. ======= My ask. Share this episode and leave a review wherever you listen. Your support keeps Sisternomics growing. Our partners. Save on your vitamins and supplements with ProBlk Health using code SISTER20 at checkout. https://problkhealth.com/discount/sister20  Shop premium olive oils and balsamic vinegars from Vine & Olive using code SISTER at checkout. https://vineandolives.com Work with Monique. Book a private 90-minute Power Session. https://overflownow.com/power About Sisternomics. Sisternomics is produced by OverFlow® Enterprises, a Black woman-owned media and personal development company for women 45+.

Sadly, the majority of people won't listen to this entire conversation. They simply aren't that tuned in to what it takes to prepare their family for wealth. But for the handful of you who do listen, your family will be better off because of it. I sat down with my friend Priscilla Q. Williams, a registered nurse, Certified OverFlow Coach and licensed, professional insurance broker. Priscilla grew up without much financial education. She eventually shifted her relationship with money, learned how wealth works and became committed to making sure other families understand their options. Her story is deeply personal. An inheritance from her stepfather gave her the means to invest in a home and start a business. Who wouldn't want to do that for their kids? We also talk about raising children who feel confident with money. This may not be the flashiest conversation we have all season but it may be one of the most important. Listen all the way through. Then choose one thing you can do to better prepare your family. I created a 6-page downloadable worksheet to help you get started. You can find it at the link below. Highlights 00:00 The question no parent wants to face 03:58 What family wealth really means 06:11 Priscilla's money mindset shift 08:21 Term and whole life insurance in plain English 14:11 How one policy changed what was possible 16:44 Raising money-confident children 20:30 Family money meetings and three actions to take now Resources Connect with Priscilla and learn more about her work at https://kingdomlifeplan.com Download my free 30-Day Family Wealth Blueprint using this link: https://overflownow.com/familywealth This conversation is for educational purposes and does not replace personalized financial, insurance, tax or legal guidance. ======= Our partners. ProBlk Health is a Black woman-owned supplement company committed to our wellness and to advancing health equity. Use code SISTER20 to save. https://problkhealth.com Vine & Olive is a Black woman-owned company offering premium olive oils and balsamic vinegars that bring more flavor and joy to the table. Use code SISTER at checkout for an exclusive Sisternomics discount. https://vineandolives.com Work with me. Need clarity around your next move? Book a private 90-minute Power Session with me. https://overflownow.com/power About Sisternomics. Sisternomics is produced by OverFlow® Enterprises, a Black woman-owned media and personal development company creating space for women 45+ to pursue abundance, reinvention, rest, joy and a life that feels good.

It's homecoming season. But for us, homecoming didn't involve returning to a high school or college for a football game. We went back to Puerto Rico. After living there for nearly a decade, my husband, son and I returned for the first time in five years. Almost immediately, I noticed something about our friends: they looked younger. They don't seem to carry the constant pressure many of us have accepted as normal. While there, I slept more deeply than I had in months. My body seemed to remember what peace felt like. That brought me back to our continuing conversation about the frequency of heaven. Peace has a frequency. So do rest, joy, belonging and abundance. When we spend enough time in fear, urgency and stress, our bodies feel it. My time in Puerto Rico reminded me that our bodies can also respond when we feel safe, loved and at ease. Then, while sitting on the beach where the seeds for OverFlow retreats were first planted, I received another word from God. Listen to hear what it is. This unscripted episode is about homecoming, heaven and remembering that peace is part of our inheritance. Highlights 00:00 A different kind of homecoming 00:29 Pelicans, ocean views and being present 01:33 Returning to Puerto Rico after five years 03:20 Why my friends appear to be aging backwards 05:31 Where the seeds for OverFlow and Sisternomics were planted 12:43 Declarations of abundance, health, joy and authority 15:09 What this homecoming may be calling forth The Frequency of Heaven (Solo Episode) - Listen here It's Already Done! How to Live in 5D with Constance Arnold - Listen here Citizen of Heaven scriptures: Philipians 3:20-21 OverFlow related scriptures: Psalm 23:5, Romans 15:13 ======= Do me a solid. If this episode spoke to you, please share it with someone who could use the reminder. Our partners. ProBlk Health is a Black woman-owned supplement company committed to our wellness and to advancing health equity. Use code SISTER20 to save. Vine & Olive is a Black woman-owned company offering premium olive oils and balsamic vinegars that bring more flavor and joy to the table. Use code SISTER at checkout for an exclusive Sisternomics discount. Work with me. Need clarity around your next move? Book a private 90-minute Power Session with me. About Sisternomics. Sisternomics is produced by OverFlow® Enterprises, a Black woman-owned media and personal development company creating space for women 45+ to pursue abundance, reinvention, rest, joy and a life that feels good.

What does it mean to live in the fifth dimension, especially when the bills are due, inflation is high, the world is on fire and it feels like your prayers are going unanswered? Spiritual teacher, author and master coach Constance Arnold breaks down the difference between 3D, 4D and 5D living. She explains how we can move from fear into "it's already done!" We also talk about Constance's own season of stillness, her decision to walk away from a long-running podcast and the daily practices that keep her grounded on the frequency of heaven. This conversation is a beautiful follow-up to my solo episode, The Frequency of Heaven. Episode Highlights 02:18 Understanding 3D, 4D and 5D 04:03 Constance's unexpected pivot 08:04 Stillness and receiving 13:16 The frequency of heaven 18:51 Moving from financial fear to faith 25:12 Flow versus force in business 32:25 Daily practices for staying grounded Connect With Constance Visit FulfillingYourPurpose.com to learn about Constance's coaching, counseling and speaking. Listen to The Divine Manifestation Pathway Podcast on Apple Podcasts or find it wherever you get your podcasts. On Instagram: Constance Arnold Our Partners Vine & Olive is Atlanta's only Black woman-owned olive oil tasting boutique, offering premium olive oils and balsamic vinegars from around the world. Shop Vine & Olive and use discount code SISTER at check to get the Sisternomics discount. ProBlk Health is a Black woman-owned supplement company committed to our wellness. Shop ProBlk Health and use code SISTER20 for a full year of discounts. About Sisternomics Sisternomics is a top 2% globally ranked podcast where I explore what total abundance looks like for women navigating business, leadership, money and life! Sisternomics is produced by OverFlow Enterprises, a media and personal development company for women over 45 who know there is still more waiting for them.

I found what seemed like the perfect location for an intimate coffee meetup. Then a simple conversation about reserving a table turned into one of the strangest business interactions I've had in a while. There was a fee, an invoice that never came and very little interest in the details of the event. When I suggested several ways we could make the gathering mutually beneficial, the owner made her preference clear: She would rather have the $100. This episode isn't about whether businesses should charge. It's about how we choose to do business. Do relationships still matter, or has business become purely transactional? I'm sharing why I walked away and asking you to weigh in. Episode Highlights 00:00 Vine & Olive Ad 01:45 The Weird Business Dilemma 02:17 Transactional vs. Relational? 02:26 Do Relationships Matter? 04:28 Finding the Perfect Venue 07:06 The $50 Per Hour Surprise 08:51 Chasing the Missing Invoice 11:08 Pitching a Win Win Partnership 14:39 Choosing to Walk Away 17:13 Bigger Lesson on Business 20:47 Your Feedback == If this episode resonated with you, leave a written review on Apple Podcasts, Spotify or wherever you listen. That kind of support helps Sisternomics grow. Blog: https://overflownow.com/blog/onehundred Our Partners ProBlk Health is a Black woman-owned supplement company committed to our wellness. Shop ProBlk Health and use code SISTER20 for a full year of discounts. Vine & Olive is Atlanta's only Black woman-owned olive oil tasting boutique, offering premium olive oils and balsamic vinegars from around the world. Shop Vine & Olive. Use coupon code SISTER at checkout for your exclusive discount. About Sisternomics Sisternomics is a top 2% globally ranked podcast where I explore what total abundance looks like for women navigating business, leadership, money and life. Sisternomics is produced by OverFlow Enterprises, a media and personal development company for women over 45 who know there is still more waiting for them.

Mistakes, pivots, breaks and moments when I considered quitting. In this episode, I'm sharing what seven years of podcasting have taught me, especially for those of us over 45 who still have something to say. I started Sisternomics at 49. I'm an OG at this point but sometimes I still wonder, am I too old? Do I still have the time (and the energy) to take this thing to the next level? If a podcast, YouTube channel or creative project has been on your mind, this episode is your reminder: it is not too late. Episode Highlights 00:01 Seven years of Sisternomics 02:17 Is it too late to begin? 04:59 The truth about podcasting 06:06 How to not quit when things get rough. 07:41 No body cares about your voice. THIS is what makes them stay 08:38 What matters most, the host or the guests? 10:18 Consistency without burning yourself out 12:44 You don't have to follow podcasting trends 15:05 Why Sisternomics remains audio-first 16:46 Treating the podcast like a business 20:19 How one client mapped six episodes in one session Ready to Get Your Idea Moving? Book a 90-minute Power Session with me. We'll get clear, map your next steps and turn the idea in your head into a plan you can actually execute. And if you want to hear where this journey began, listen to the very first episode of Sisternomics: What Is the Million Dollar Equation? Do Me a Solid If this episode resonated with you, share it, rate it and leave a review on Apple Podcasts, Spotify or wherever you listen. Your support helps Sisternomics grow. Our Partners ProBlk Health is a Black woman-owned supplement company committed to our wellness. Shop ProBlk Health and use code SISTER20 for a full year of discounts. Vine & Olive is Atlanta's only Black woman-owned olive oil tasting boutique, offering premium olive oils and balsamic vinegars that make everyday meals better. Use coupon code SISTER at checkout when you shop Vine & Olive About Sisternomics Sisternomics is a top 2% globally ranked podcast where I explore what total abundance looks like for women over 45 navigating big, beautiful, busy lives. We are honored to be listed among FeedSpot's Best Black Entrepreneur Podcasts. Sisternomics is produced by OverFlow Enterprises, a media and personal development company for women over 45 who know there is still more waiting for them. 

School is now in session and already we're seeing teachers on IG and TikTok talking about how hard it is to teach these days. They're fed up with the poor performance, bad behavior and lack of respect they get. Tajiri Freedom joins me to talk about what's actually happening in schools and what prompted her to start her own.  As a teacher, she saw kids being pushed from grade to grade even though they were not equipped. Is this happening with your kids? In this convo, Tajiri shares warning signs to watch for, questions to ask at school and ways families and teachers can work together.  Highlights What Tajiri saw while teaching seventh graders Why kids can barely read, write or do math Why parents must partner with teachers The writing, money and entrepreneurship skills her students practice Mentioned in this episode Learn more about Tajiri Freedom and New Gains Academy at https://newgainsacademy.com. Find the workbooks Tajiri developed and published on Amazon. Do me a solid. If this episode resonated with you, share it with a parent who needs to hear it. Your support helps this show grow. Partnerships Vine & Olive is our newest partner. Explore more than 40 flavors of premium olive oils and balsamic vinegars at https://vineandolives.com. Use discount code SISTER at checkout for your exclusive Sisternomics savings. Background Sisternomics is produced by OverFlow® Enterprises, a Black woman-owned coaching and media company creating space for women over 40 to explore abundance, freedom and what's possible in this season of life.

What have you been listening to lately? I don't just mean music. I mean the news, the conversations around you, and the thoughts that stay on repeat in your head. In this solo episode, I'm talking about frequency as a spiritual way to think about what we consume and what we give our attention to.  I share a financial breakthrough that began with worship and gratitude, and what serving in Puerto Rico for 14 months after Hurricane Maria taught me about provision during difficult times. If you've been feeling off, here are some ways you can get and stay tuned in to the frequency of heaven. Highlights 03:23 The frequency of the world versus the frequency of heaven 07:42 The financial breakthrough that followed worship and gratitude 11:12 Serving in Puerto Rico after Hurricane Maria 14:23 Speaking life over what you're believing for 16:25 Guarding your ears 19:27 How your closest relationships affect you Scriptures to study: Romans 4:17, Genesis 1:3, Genesis 17:5, Psalm 33:9, Hebrews 11:3, Mark 11:23, Proverbs 18:21, 2 Corinthians 4:13  Music at the beginning and end of this episode comes from the Meditative Mind YouTube Channel. Listen to 3 hours of God frequency ambient music from their Ethereal Spaces series here: https://youtu.be/M-7eCqtHi0I?si=t_PAbKkkXzH4Aybo OverFlow Enterprises does not own any rights to this music. Partnerships Sisternomics is proud to partner with ProBlk Health, a Black woman-owned supplement company committed to our wellness. Use code SISTER20 for a full year of discounts. About Sisternomics is produced by OverFlow® Enterprises, a Black woman-owned coaching and content creation company. OverFlow creates spaces for women over 40 to explore health, growth, entrepreneurship, abundance, joy and what life can look like when we are in our unique flow.

You deserve to feel good in your body. So, I'm bringing this Sisternomics conversation back because the message still matters. I'm also bringing it back because I still hear people saying, "I just don't feel like myself..." It doesn't have to be that way! Dr. Karleena Tuggle McDaniel, aka Dr. K, explains how deficiencies in Vitamin D and iron can affect our energy, immunity and long-term health. She also breaks down the connection between gut health and mental clarity. Then we get into the business story. Dr. K shares how she and her husband turned frustration into ProBlk Health, a supplement company created with the needs of the Black community in mind. The company also invests 50% of its profits into initiatives that advance health equity. This episode is your reminder to pay attention to what your body may be missing and to support businesses committed to serving our communities. Highlights 01:55 Dr. K's money story and its influence on her business 04:21 Vitamin deficiencies in the Black community 09:23 Why Vitamin D and iron matter 12:19 Gut health and mental clarity 14:46 What makes ProBlk Health different 19:26 Building a purpose-driven brand 26:32 Sisternomics listener discount Do me a solid. If this episode resonated with you, please share it and leave a review on Apple Podcasts, Spotify or wherever you listen. Your support helps Sisternomics grow. Partnerships Sisternomics is proud to partner with ProBlk Health, a Black woman-owned supplement company committed to our wellness. Use code SISTER20 for a full year of discounts. Background Sisternomics is produced by OverFlow® Enterprises, a Black woman-owned coaching and content creation company. OverFlow creates spaces for women over 40 to explore health, growth, entrepreneurship, abundance, joy and what life can look like when we release limitations and live on our own terms.

What would change if fear no longer had a vote in your money decisions? A conversation with my friend got me thinking about all the ways fear can interfere with our income. We undercharge because we're afraid the client will say no. We hesitate to send the invoice because we're worried they can't afford it. We make ourselves available at all hours because we fear being replaced. In this episode, I'm reaching into the Sisternomics archives for some timeless lessons about money, value and worth. I share how my own money stories contributed to years of under-earning and how goals, boundaries and systems can keep fear from running your business. Fearless money doesn't mean you never feel nervous or uncomfortable. It means those feelings don't get to make the final decision. Links Mentioned in This Episode • How to Keep Your Emotions Out of Your Money (full episode here) • Know Your Value, Own Your Worth (full episode here) • Visit https://overflownow.com/theroom to explore upcoming events and experiences from OverFlow Enterprises. About Sisternomics Sisternomics is the go-to podcast for women entrepreneurs and leaders who are ready to deepen their abundance on their terms. We're honored to partner with ProBlk Health, a Black woman-owned supplement company committed to our wellness. Get a full year of discounts at https://problkhealth.com/discount/sister20. If this episode resonated with you, please share it, rate it and leave a review on Apple Podcasts, Spotify or wherever you listen. Your support helps Sisternomics grow. Sisternomics is produced by OverFlow® Enterprises, a Black woman-owned coaching and content creation company.