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The banking system is using a technology that’s 45 years old. The Ripple protocol, using XRP, is designed for faster, almost instant interbank payments, disrupting the global interbank system, but the SWIFT cooperative is not just going to let a new technology like Ripple takeover.
FinTech banks are challenging traditional banks, offering app-based services, including multi-currency accounts, and the ability to buy and sell fiat currency at or near the actual exchange rate. But what if you want to interface your FinTech bank account with cryptocurrency assets?
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