EP109: Building wealth with 100-year dividend stocks

In this episode of the Simply Investing Dividend Podcast, we break down the pros and cons of our time-tested approach to dividend investing — so you can decide if it fits your goals.You’ll learn:- How the Simply Investing method helps you build long-term wealth- The benefits and limitations of this investing strategy- Why ETF fees might be quietly draining your returns- Whether this approach is the right fit for your financial future- Real-life examples: How Union Pacific (UNP) and Royal Bank (RBC) returned over 197% since 2015If you’ve been wondering whether dividend investing is worth it — or if now is the time to take control of your financial future — this episode is for you.Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Simply Investing Incorporated nor the author and guests shall be liable for any loss of profit or any commercial damages, including but not limited to incidental, special, consequential, or other damages. Investors should confirm any data before making stock buy/sell decisions. Our staff and editor may hold at any given time securities mentioned in this video/course/report/presentation/app. The final decision to buy or sell any stock is yours; please do your own due diligence. Stock buy or sell decisions are based on many factors including your own risk tolerance. When in doubt please consult a professional advisor. No advice on the buying and selling of specific securities is provided. All trademarks, trade names, or logos mentioned or used are the property of their respective owners. For our full legal disclaimer, please visit our website.

In this episode of the Simply Investing Dividend Podcast, we tackle two questions that hold many people back: How long do I need to stay invested? and Is it too late to start investing?Whether you're just getting started or wondering if you've missed your chance, this episode will show you why it's never too late to build long-term wealth.You’ll discover:- The Simply Investing approach to growing wealth- What “long-term” really means — and why it matters- How long you should stay invested to maximize returns- The surprising story of JNJ: 258% gain vs. a -0.8% loss- Real-world examples of the power of long-term investing- Why Pepsi (PEP) now delivers an 11%+ yield on costTune in to gain clarity, confidence, and inspiration to start (or stay) on your investing journey — no matter where you're starting from.Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Simply Investing Incorporated nor the author and guests shall be liable for any loss of profit or any commercial damages, including but not limited to incidental, special, consequential, or other damages. Investors should confirm any data before making stock buy/sell decisions. Our staff and editor may hold at any given time securities mentioned in this video/course/report/presentation/app. The final decision to buy or sell any stock is yours; please do your own due diligence. Stock buy or sell decisions are based on many factors including your own risk tolerance. When in doubt please consult a professional advisor. No advice on the buying and selling of specific securities is provided. All trademarks, trade names, or logos mentioned or used are the property of their respective owners. For our full legal disclaimer, please visit our website.

In this episode of the Simply Investing Dividend Podcast, we dive into the incredible stories of companies that have paid dividends for over 100 years.You’ll discover:- Which companies have rewarded their shareholders for a century or more- Why they keep paying dividends through wars, recessions, and market crashes- Powerful lessons you can apply to build your own reliable, growing income stream- Real-world examples, including ExxonMobil (XOM) and Johnson & Johnson (JNJ)- How an investment made in 2005 could have delivered a 312% total return- And how you could achieve a 14% dividend yield on cost over timeIf you’re serious about long-term wealth, don’t miss this inspiring and practical episode!Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Simply Investing Incorporated nor the author and guests shall be liable for any loss of profit or any commercial damages, including but not limited to incidental, special, consequential, or other damages. Investors should confirm any data before making stock buy/sell decisions. Our staff and editor may hold at any given time securities mentioned in this video/course/report/presentation/app. The final decision to buy or sell any stock is yours; please do your own due diligence. Stock buy or sell decisions are based on many factors including your own risk tolerance. When in doubt please consult a professional advisor. No advice on the buying and selling of specific securities is provided. All trademarks, trade names, or logos mentioned or used are the property of their respective owners. For our full legal disclaimer, please visit our website.

In this episode of the Simply Investing Dividend Podcast, we dive deep into a powerful comparison: 5 hand-picked dividend stocks versus the largest S&P 500 ETF. Which strategy delivers better long-term results—and why?You'll also learn how ETF fees, and hidden risks can quietly drag down your returns.Key topics covered:- The Simply Investing Approach to building wealth- What ETFs are—and how they work- The benefits of ETFs- The hidden downsides of ETFs (and why many underperform)- How ETF fees quietly erode returns- A head-to-head performance comparison: The largest ETF vs. 5 quality dividend stocksIf you’ve ever wondered whether ETFs or dividend stocks are better for building long-term wealth, this episode is a must-listen.Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Simply Investing Incorporated nor the author and guests shall be liable for any loss of profit or any commercial damages, including but not limited to incidental, special, consequential, or other damages. Investors should confirm any data before making stock buy/sell decisions. Our staff and editor may hold at any given time securities mentioned in this video/course/report/presentation/app. The final decision to buy or sell any stock is yours; please do your own due diligence. Stock buy or sell decisions are based on many factors including your own risk tolerance. When in doubt please consult a professional advisor. No advice on the buying and selling of specific securities is provided. All trademarks, trade names, or logos mentioned or used are the property of their respective owners. For our full legal disclaimer, please visit our website.

In this episode of the Simply Investing Dividend Podcast, we dive deep into a powerful comparison: 5 hand-picked dividend stocks versus the largest S&P 500 ETF. Which strategy delivers better long-term results—and why?You'll also learn how ETF fees, and hidden risks can quietly drag down your returns.Key topics covered:- The Simply Investing Approach to building wealth- What ETFs are—and how they work- The hidden downsides of ETFs (and why many underperform)- How ETF fees quietly erode returns- A head-to-head performance comparison: The largest ETF vs. 5 quality dividend stocksIf you’ve ever wondered whether ETFs or dividend stocks are better for building long-term wealth, this episode is a must-listen.Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Simply Investing Incorporated nor the author and guests shall be liable for any loss of profit or any commercial damages, including but not limited to incidental, special, consequential, or other damages. Investors should confirm any data before making stock buy/sell decisions. Our staff and editor may hold at any given time securities mentioned in this video/course/report/presentation/app. The final decision to buy or sell any stock is yours; please do your own due diligence. Stock buy or sell decisions are based on many factors including your own risk tolerance. When in doubt please consult a professional advisor. No advice on the buying and selling of specific securities is provided. All trademarks, trade names, or logos mentioned or used are the property of their respective owners. For our full legal disclaimer, please visit our website.

In this episode, we break down how dividends are taxed in both the US and Canada. We’ll compare the tax rates for dividends with those for capital gains and income, giving you a clearer understanding of how these income streams are treated by the tax authorities.I’ll also cover the following key topics:- What are dividends, and why do they matter?- How retirement accounts work in Canada- A look at Canadian tax rates and how they impact you- How you could earn $70K per year in dividends in BC and pay no income tax- The ins and outs of retirement accounts in the US- A breakdown of US tax rates and what they mean for your walletWhether you’re a Canadian or an American, understanding how dividends are taxed can help you make smarter financial decisions. Tune in to get the facts and learn strategies that can potentially save you money.Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Simply Investing Incorporated nor the author and guests shall be liable for any loss of profit or any commercial damages, including but not limited to incidental, special, consequential, or other damages. Investors should confirm any data before making stock buy/sell decisions. Our staff and editor may hold at any given time securities mentioned in this video/course/report/presentation/app. The final decision to buy or sell any stock is yours; please do your own due diligence. Stock buy or sell decisions are based on many factors including your own risk tolerance. When in doubt please consult a professional advisor. No advice on the buying and selling of specific securities is provided. All trademarks, trade names, or logos mentioned or used are the property of their respective owners. For our full legal disclaimer, please visit our website.

In this episode, we’re going to look at why some companies pay dividends and some do not.I also cover the following topics in this episode:- What are dividends?- Reasons for not paying dividends- Reasons for paying dividends- Benefits of receiving dividends- Dividend investing returns- RS and LLY, 842% return- $20K turned into over $188KDisclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Simply Investing Incorporated nor the author and guests shall be liable for any loss of profit or any commercial damages, including but not limited to incidental, special, consequential, or other damages. Investors should confirm any data before making stock buy/sell decisions. Our staff and editor may hold at any given time securities mentioned in this video/course/report/presentation/app. The final decision to buy or sell any stock is yours; please do your own due diligence. Stock buy or sell decisions are based on many factors including your own risk tolerance. When in doubt please consult a professional advisor. No advice on the buying and selling of specific securities is provided. All trademarks, trade names, or logos mentioned or used are the property of their respective owners. For our full legal disclaimer, please visit our website.

In this episode, I sit down with seasoned investment expert Paul Musson.With over 30 years in the financial world, Paul has managed billions as the lead portfolio manager for the Ivy Funds at Mackenzie Investments. Today, he’s the founder of Paddington Capital Management and the author of the thought-provoking new book "Capital Offence: Why Some Benefit at Your Expense", which takes a hard look at the systems that keep wealth in the hands of a few.Together, we dive into the realities of today’s financial system, the importance of investing in quality businesses, and how to build lasting wealth—even in uncertain times.I also cover the following topics in this episode:What is Paul passionate about today?What is Paul's background?How does philosophy and history impact investing decisions?What is the philosophy of investing?Does consumption raise GDP?What role does the central bank play in the economy?Who is profiting from rising house prices?What is the fake wealth effect?What are the solutions to our existing economic problems?What are the problems with printing more money?The responsibility of governmentHow do I find quality companies?Investing isn't rocket science Don't fall in love with the companies you ownWhat advice do you have for DIY investors today?How to get in touch with Paul:1. Website: https://paddingtoncapitalmgmt.com/2. Book: https://paddingtoncapitalmgmt.com/cap...3. On X (twitter): https://x.com/paddingtoncap Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Simply Investing Incorporated nor the author and guests shall be liable for any loss of profit or any commercial damages, including but not limited to incidental, special, consequential, or other damages. Investors should confirm any data before making stock buy/sell decisions. Our staff and editor may hold at any given time securities mentioned in this video/course/report/presentation/app. The final decision to buy or sell any stock is yours; please do your own due diligence. Stock buy or sell decisions are based on many factors including your own risk tolerance. When in doubt please consult a professional advisor. No advice on the buying and selling of specific securities is provided. All trademarks, trade names, or logos mentioned or used are the property of their respective owners. For our full legal disclaimer, please visit our website.

In this episode, I sit down with seasoned dividend investor Ian MacDonald, whose journey spans over 60 remarkable years.Before retiring, Ian served as Vice President at Equifax, where he dedicated his career to studying the rise and fall of companies—a passion that shaped his investment philosophy.Ian opens up about a pivotal moment in his life: losing $300,000 of his hard-earned savings due to poor advice from an investment advisor. That loss became the turning point that led him to discover the power of dividend investing.In our conversation, Ian shares the invaluable lessons he’s learned over six decades. We explore why quality matters, how to build lasting confidence as an investor, and what it really takes to succeed with dividends.This episode is filled with wisdom, practical insights, and inspiration—whether you're just starting out or looking to build your net worth.I also cover the following topics in this episode:- Introduction to Ian MacDonald- How Ian lost $300,000 of his life savings- How Ian developed his scoring system- Ian helped someone making $35K/yr in dividends to making $80K/yr- Dividend investing can help you beat inflation- Is it better to move into fixed income in older age?- Most financial advisors are sales people- Companies cannot fake paying a dividend- What gives you the confidence to keep investing in today's economic climate?- Are you worried about BCE's recent dividend cut?- How do you identify a quality company?- How difficult is it for someone to start investing on their own?- Dividend investing isn't rocket science- How far back do you go when looking at historical financial data?- The downside of investing in mutual funds, index funds, and ETFs- Are banks still using predatory practices?- Is the dividend irrelevant?- The dividend provides stability- The tax benefit of earning Canadian dividends- What advice do you have for someone currently investing?- In the long-term growing dividends can support a higher stock price- What are some common investing mistakes that people make?How to get in touch with Ian:1. Website: https://www.saferbetterdividendinvesting.com/2. Podcast: https://podcasts.apple.com/ca/podcast/safe-dividend-investing/id1558028704Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Simply Investing Incorporated nor the author and guests shall be liable for any loss of profit or any commercial damages, including but not limited to incidental, special, consequential, or other damages. Investors should confirm any data before making stock buy/sell decisions. Our staff and editor may hold at any given time securities mentioned in this video/course/report/presentation/app. The final decision to buy or sell any stock is yours; please do your own due diligence. Stock buy or sell decisions are based on many factors including your own risk tolerance. When in doubt please consult a professional advisor. No advice on the buying and selling of specific securities is provided. All trademarks, trade names, or logos mentioned or used are the property of their respective owners. For our full legal disclaimer, please visit our website.

In this episode, I interview the founder of Siegel Asset Management Partners, Yves Siegel. We discuss the energy sector, specifically midstream companies. Yves shares with us his guidelines for investing in energy dividend stocks.Yves has been recognized several times by The Wall Street Journal’s “Best on the Street” survey for stock picking, and in 2018 received the “Ammys” Hall of Fame award in Research and Analysis, an honor recognizing excellence and contributions to the North American energy infrastructure sector.Additionally, Yves contributes to mainstream media including CNBC, The Wall Street Journal, and The New York Times as a recognized expert in asset management and investment strategy. We talk about dividend investing, how to select the right stocks, and investor behaviour.You’ll find today’s episode both educational and inspiring.I also cover the following topics in this episode:- Introduction to Yves Siegel- Yves's area of focus- What are midstream energy companies?- Is there a future in oil and gas?- What are the by-products of petrochemicals?- What is the number one way to generate large amounts of electricity?- The importance of energy independence in the US- Do fossil fuel companies invest in renewable energy?- Before investing in companies, what do you look for?- The importance of looking at cashflow- What makes a strong balance sheet?- Looking at the fundamentals of a business- The importance of a quality management team- How do you know if the management is high quality?- How do you ensure that the dividend is sustainable?- What is ESG?- What is the CBOE Volatility Index (VIX) "fear index"?- Why should we care about the VIX?- Is there a direct correlation between the VIX and market value?- The importance of investor psychology and mindset?- How do you become a confident investor?- What would cause you to sell your stocks?- What made you want to teach a course on behavioural finance?- How do people make investing decisions?- What is the number one mistake young investors make?- Yves's eight principlesHow to get in touch with Yves:1. Website: https://www.siegelassetmgt.com/2. SAM's eight principles: https://www.siegelassetmgt.com/principlesDisclaimer: The views and opinions shared on this channel are for informational and educational purposes only. Simply Investing Incorporated nor the author and guests shall be liable for any loss of profit or any commercial damages, including but not limited to incidental, special, consequential, or other damages. Investors should confirm any data before making stock buy/sell decisions. Our staff and editor may hold at any given time securities mentioned in this video/course/report/presentation/app. The final decision to buy or sell any stock is yours; please do your own due diligence. Stock buy or sell decisions are based on many factors including your own risk tolerance. When in doubt please consult a professional advisor. No advice on the buying and selling of specific securities is provided. All trademarks, trade names, or logos mentioned or used are the property of their respective owners. For our full legal disclaimer, please visit our website.