Episode 132: Improving The Carbon Footprint of Your Finances with Dan Sherrard-Smith

Hello, If you’re someone who is conscious of how your money is impacting on the planet, there’s no better place to start that your bank! It’s a simple way to start reducing your carbon footprint. Check out Dan's website: MyMotherTree.com and complete the carbon footprint calculator. Don’t forget to look out for switching deals so you can make money helping the environment too! For more show notes, go here: https://thefemalemoneydoctor.com/how-to-make-money-helping-the-environment-by-switching-your-account/ Nikki x

Hello! It's time I let you know about a recent project I've been involved in..... ...I've helped write a book!! Woo hoo! And it's all about one of my FAVOURITE SUBJECTS - Investing. It's written for women, by women and is being released on International Women's Day by publishers Harriman House (who incidentally have also published next month's bookclub book - The Psychology of Money). Why is this book both timely and essential? >> A 2022 Bankrate study found women feel more financially stressed as 60% worry about emergency savings compared to 53% of men >> According to finder.com, less than 30% of women in the UK invest >> Despite fewer women investing, a 2018 three-year study of Barclays investors showed women outperform men by 1.8%. Editor Amanda Taylor has brought together leading women from the world of investment and asks: • What is the impact of rising living costs? • Where to start with investing your money? • How can your health affect your money? • How can you make sure your money is being invested in alignment with your values? • What psychological biases affect how well you invest? I'm so excited about this... it's not my own book, but it's a stepping stone to my own book (which I'm aiming to publish in 2024 so watch this space). I'm so humbled to be a part of this and I'm looking forward to reading my own copy soon! You can order an e-book or physical book here direct from the publisher Harriman House. At the time of release, Bookshop.org* was selling it slightly cheaper, so you might want to pick that one instead (*affiliate link). In this episode, I talk with fellow author Julie Flynn abut the book, women and investing, and have a general catch up :) We haven't chatted since clubhouse! Enjoy! Nikki

Hello! With the cost of literally everything going up right now, it would be helpful to have some tech in your corner to help you out right? Well look no further than supermarket wizard! This is a handy app that compares the cost of your ENTIRE shop in multiple UK supermarkets at once. Sound good? Listen to founder Dr Eleanor talk about it, and if you want to watch the video-version, head over to my YouTube channel here.  Resources mentionedin the podcast: Supermarket Wizard Sprive* Topcashback* Speak soon! Nikki x *affiliate links

Hello! Money mindset is vitally important at every stage of the process in building wealth no matter which stage you're at or how much you earn. There is always something to work on. And this episode completes the series on the steps to wealth! I hope you enjoyed it... if you missed the other episodes, look for 125, 126, 127 and 128.  To find out where you are on the steps to wealth, take this 1-minute quiz to find out: thefemalemoneydoctor.com/scorecard Speak soon! Nikki x P.S. To check out the podcast sponser, go here: thefemalemoneydoctor.com/podcast

Hello! Pillar 3 is an important piece of your wealth building journey. Without it, the process will certainly be a much harder one! Investing gives your money rollarskates, helping to speed up the process of growing your nest eggs. If you're not sure if investing is the right thing for you to be focusing on, take my 1-minute quiz that tells you where you are on the steps to wealth: thefemalemoneydoctor.com/steps Enjoy! Nikki x P.S. To find out more about the sponsor of this episode, go here: thefemalemoneydoctor.com/podcast

Hello!  In the 5-part series of "the steps to wealth", I'm talking about protecting your money in this one. If you want money management, go to episode 126, and if you want an overview of the whole thing, go to episode 125.  To find out where you're, click here to take the 1 minute quiz: thefemalemoneydoctor.com/steps Speak soon! Nikki x

Hello! This week's episode is all about the first foundational pillar of the steps to wealth. If you don't know what these are, check out episode 125 where I do a full overview of all 4 of them. Take this quiz to find out which pillar you should be focusing on: thefemalemoneydoctor.com/steps Don't forget to tell me your result in the facebook group: Women Working Towards Money Freedom Speak soon! Dr Nikki x P.S. To find out more about the prosperity plan academy, go here: thefemalemoneydoctor.com/podcast

Hello! Welcome to season 4 -wow!! I can’t believe that this is the fourth year of the money medicine clinic podcast. It literally feels like yesterday that I started this. So I’m excited to start off season four with the steps to wealth. I hope you enjoy it! Let me know in my Facebook group; “women working towards money freedom” what you get if you choose to do the quiz. To take the. quiz, go here: thefemalemoneydoctor.com/podcast Until next time, Dr Nikki x

Hello! In this episode I'm talking with the fabulous Charlotte Jessop of the blog Looking After Your Pennies on how you can prepare your finances for pregnancy, a topic you chose as a community to learn more about.  Charlotte is the financial educator, coach, writer, vlogger and podcaster behind the Looking After your Pennies platform. To follow Charlotte, check out her blog here: https://lookingafteryourpennies.com/ Prior to training as a GP, I used to work in the field of Obstetrics and Gynaecology. It was common to see women plan every aspect of their pregnancies – right down to the vitamins they took and the delivery they wanted.  Women generally attended every scan and every midwife appointment without fail. They prepped their bag for the time of going into labour and meticulously planned every detail. It wasn’t always possible to see them through in exactly the way they had planned, but I did my best alongside an excellent team of doctors and midwives.   To be honest, despite all the medical intervention and planning, I don’t know if preparing their finances for having babies was always at the forefront of this process.  And with an estimated 50% of pregnancies thought to be unplanned, this is even more worrying.   Do you need to prepare financially for pregnancy?   For additional shownotes, go here: https://thefemalemoneydoctor.com/pregnancy-planning/  Until next time, Nikki x

Hello! In my work as a money coach, I’ve noticed a number of money management patterns among my clients. It’s incredible how similar we all are when it comes to our finances. I’ve pulled out the top 10 money mistakes I see regularly with the aim of making you feel like you’re not alone in this. So here goes... If you want. to read the show notes, go here: https://thefemalemoneydoctor.com/im-a-money-coach-and-these-are-the-most-common-money-mistakes-i-see-people-make/ If you want to sign up for the webinar [pre-March 28th 2022], go here: https://thefemalemoneydoctor.com/spring-renewal-webinar/#tve-jump-17fbc685082 Enjoy! Nikki [email protected]