Living Paycheck to Paycheck? Do This Before Your Next One Hits

“If you spend all your time making everyone else rich, you’ll never have time to make yourself rich.” If your paycheck disappears faster than it hits your account, you’re not alone; but Jaspreet says it’s time to stop making your boss, your bank, and your credit card company rich, and start paying yourself first. In this episode, he breaks down the 10 steps that anyone can take to escape the paycheck-to-paycheck trap and finally build real wealth. From saving your first $2,000 to setting up three bank accounts and building an investing system that runs on autopilot, Jaspreet shows you exactly how to turn your next paycheck into your first wealth-building move. What You’ll Learn: The “financial danger zone” that keeps 8 out of 10 Americans broke How to save your first $2,000 fast and stop relying on credit cards The 75/15/10 plan to automate your wealth and stay disciplined The difference between active and passive investing and how to choose Jaspreet’s two golden spending rules (and why 0% APR isn’t your friend) How to protect your wealth with the right legal and tax strategies Listen if you’ve ever thought: “I just need one more paycheck to catch up.” Because you'll learn how to make that paycheck the last one that controls you. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“If you spend all your money trying to look rich, you’ll never have money to actually become rich.” Everyone on Instagram looks rich. BMWs, big houses, fancy dinners. But behind the filters, most people are broke. In this episode, Jaspreet breaks down how America’s obsession with looking wealthy is the very thing keeping people from ever being wealthy. He exposes the real math behind the illusion of success and explains how to flip your mindset from consumer to investor so your money starts working harder than you do. What You’ll Learn: Why most “rich” people are just drowning in debt The difference between assets and liabilities (and why it’s not what schools teach) How to escape the “payments” trap that keeps you broke What Jaspreet calls the decade of sacrifice and why it’s the real secret to long-term freedom How to let your investments, not your job, pay for the luxury life you want Listen if you’ve ever thought: “How is everyone around me affording all this stuff?” Because the truth is...they’re not.   Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“If you don’t believe you’ll become wealthy, you never will.” Building wealth isn’t a mystery. It’s a climb. In this episode, Jaspreet lays out the 7 exact steps to go from financially behind to financially free, especially if you're starting later in life. From mindset shifts to money systems to earning more, this episode maps out the millionaire path with brutal honesty and real-life math. What You’ll Learn: The 4 mindset shifts every future millionaire must adopt How $2,000 in the bank can save you from financial disaster The debt that’s secretly stealing your future (and how to kill it) Jaspreet’s 75-15-10 plan to organize your money like the wealthy Why payments = poverty and how to escape the payment trap How to scale your income without falling for online scams The #1 thing rich people protect more than money and how you can too Why it takes a decade (not a year) to become unrecognizably wealthy This isn’t a quick fix. It’s a 10-year transformation. But if you follow this plan, future-you will thank you. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Forget the latte-shaming. These are the real reasons people stay broke in today’s economy. In this episode, Jaspreet breaks down seven modern habits silently draining your wallet...from emotional investing to paying interest on your McFlurry. If you want to build wealth, stop doing these first. What You’ll Learn: Why car insurance is eating your paycheck and how to fix it in 15 minutes The smartest way to save money (hint: your savings should beat inflation) How emotions kill your portfolio faster than any recession Why pandemic-level spending in a post-pandemic world is financial sabotage The truth about sports betting and why it’s not a side hustle How “convenience culture” is quietly destroying your net worth Why you are your best investment and how to finally act like it You don’t need to be rich to avoid these traps, but you do need to stop falling for them. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“If you bought a house, you wouldn’t check Zillow every day. So why are you doing that with stocks?” Most people lose money in the stock market not because they picked the wrong stock, but because they followed the wrong strategy. In this episode, Jaspreet explains the biggest mistakes rookie investors make, what actually works, and how to start building wealth without playing guessing games on Reddit or CNBC. What You’ll Learn: Why timing the market is a losing game and what to do instead The three investing styles that actually work (with pros and cons of each) What passive investors should follow religiously (hint: ABB) How small differences in return can mean millions in long-term wealth Why most day traders are just gamblers with a fancy dashboard How to spot market shifts before they hit the headlines The mindset shift that separates real investors from impulsive ones If you’re tired of losing in the market, this episode breaks down how to build a portfolio that actually builds you wealth. No hype, no guesswork. Watch my FREE Investing Masterclass & get Market Briefs as a Free bonus! https://link.briefs.co/48aM8Ne Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Getting excited about a big tax refund is like celebrating that you loaned the government money...for free.” You don’t need to make six figures to build wealth. You just need to stop thinking like someone who’s broke. In this episode, Jaspreet reveals the seven everyday money habits that keep most Americans stuck in the paycheck-to-paycheck cycle, and how to flip each one to start building real financial freedom. What You’ll Learn: Why tax refunds are not free money and how to stop overpaying The difference between “Can I buy it?” vs. “Can I afford it?” How financing your lifestyle quietly eats your future wealth The cost of waiting to invest and why $100 today beats $1,000 later Why focusing on other people’s money blocks your own growth How the 75-15-10 rule builds a buffer as your income rises The habit that separates people who look rich from people who stay rich Watch my FREE Investing Masterclass & get Market Briefs as a Free bonus! https://link.briefs.co/48aM8Ne Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Most people stay broke because they finance the flex instead of funding their future.” If you’re always broke but can name every iPhone model and know where the nearest Whole Foods is...this one's for you. In this episode, Jaspreet lays out seven money-draining habits that are quietly robbing you of your future wealth. Cut them now, and your future self will flex for real. What You’ll Learn: What the “stupid tax” is and how much it’s costing you each year Why financing your car is one of the worst financial moves How ditching luxury groceries and devices adds thousands to your investments The truth about extended warranties (and what they really cover) Why looking rich is the enemy of actually being rich How to do a monthly “money audit” that instantly reveals where your cash is leaking Wealth doesn’t start with a raise. It starts with smarter decisions and a lot less spending on dumb stuff. Watch my FREE Investing Masterclass & get Market Briefs as a Free bonus! https://link.briefs.co/48aM8Ne Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Inflation doesn’t just raise prices...it widens the wealth gap.” If it feels like the system is rigged, that’s because it is. In this episode, Jaspreet unpacks how inflation silently drains your savings while pumping up the portfolios of the wealthy. From 1971 to today, the game has changed. If you’re still playing by old rules, you’re losing. This episode shows you how to flip the script and start benefiting from the very thing that’s been stealing your wealth. What You’ll Learn: Why inflation makes the average person poorer but grows investor wealth What happened in 1971 that changed the meaning of money forever How to shift from salary-based thinking to asset-based living Why saving alone won’t save you and what to do instead The easiest way to start investing without picking the next Tesla Jaspreet’s ABB rule to build wealth through any economy Inflation is a tax. The rich use it to get richer. Now you can learn to do the same legally, strategically, and without needing millions to start. Watch my FREE Investing Masterclass & get Market Briefs as a Free bonus! https://link.briefs.co/48aM8Ne Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Having a good credit score doesn’t mean you have good money habits. It just means you’re good at making payments.” Wealth-building isn’t just about what you do. It’s about what you stop doing. In this episode, Jaspreet breaks down the five money mistakes keeping people broke, from flexing fake wealth to obsessing over credit scores. If you’re serious about getting ahead, stop falling for these traps. What You’ll Learn: Why investing while you're drowning in debt is like running before you crawl The real reason your 800 credit score won’t make you rich What “fake rich” looks like and how to avoid becoming a paycheck-to-paycheck flexer Why refusing to spend money can sometimes cost you more How speculating like you're in Vegas destroys your wealth faster than you think Mastering your money isn’t just about earning more. It’s about thinking smarter, avoiding distractions, and making every dollar work for you—not against you. Watch my FREE Investing Masterclass & get Market Briefs as a Free bonus! https://link.briefs.co/48aM8Ne Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

“Most people work for paychecks. The rich work to buy paychecks.” Passive income isn’t a myth, but it’s not magic either. In this episode, Jaspreet breaks down the three real assets wealthy people are buying to get paid 24/7, even when they’re sleeping, vacationing, or doing absolutely nothing. If you want your money to clock in so you don’t have to, this is where to start. What You’ll Learn: Why real estate is Jaspreet’s favorite income-producing asset and how to start without $200K The “house hack” strategy to live rent-free and still build equity How dividend stocks and ETFs can pay you just for holding shares The biggest mistake people make chasing high dividend yields Why lending money to the government (yes, really) can create low-effort income Jaspreet’s ABB rule to start stacking cash flow every single month This is how the wealthy replace their salary with streams. And you don’t need millions to get started. You just need the right mindset and a plan. Watch my FREE Investing Masterclass & get Market Briefs as a Free bonus! https://link.briefs.co/48aM8Ne Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------