Taking the accounting pain out of running a business in Portugal!

On Friday 11th September 2026, Carl Munson’s Good Morning Portugal! news reports that the Portuguese Armed Forces are strengthening cyber defences through partnerships with national firms BlackRoute and Ethiac, backed by more than €920,000. Other headlines include President António José Seguro visiting the Algarve, a ministerial call for fiscal responsibility in the state budget, Portugal ranking low in EU funding execution, a fire at historic Café Nicola in Lisbon injuring three people, and low-income pensioners set to receive a €200 December bonus. Temperatures remain high, with Lisbon forecast to reach 31°C and Évora 34°C.Keep in touch 24/7 - https://portugaltalkradio.com/#GoodMorningPortugal #PortugalNews #CyberDefence #CafeNicola #PensionBonus #Algarve #StateBudget #FeelgoodFriday #Portugal2026Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

Celebrating International Port Wine Day on 10 September, marking the 1756 anniversary when the Marquês de Pombal created the Companhia Geral de Agricultura das Vinhas do Alto Douro and established Alto Douro as the world’s first officially demarcated, regulated wine region, later commemorated as Port Wine Day in 2014 by the Douro and Port Wine Institute.Ending with a Portuguese-learning “mission” featuring port-wine vocabulary, styles, and a conversation prompt: “Qual é o seu preferido? Por quê?”Get the SWAT Portuguese mission module - https://www.skool.com/gmp-vips-1236/classroom/5dbee6b1?md=acbf04cb4c8a4d2585187a4bcdbb67b3Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

Fizz: Automating Taxes & Cutting Business Bureaucracy in Portugal | Good Morning PortugalOn the Good Morning Portugal show, Carl interviews Mike from Fizz, a tech-based financial assistant designed to reduce the bureaucracy of running a business in Portugal, especially around understanding, calculating, and filing taxes. Mike explains that Fizz automates tax calculations and filings, sends users alerts, and helps entrepreneurs stay calm by largely removing the need to manage taxes manually. He also previews a new dashboard launching this month that functions like a financial director, giving visibility into cashflow and financial position to help small business owners manage money better. They discuss how Fizz translates “accountancy language” into normal language, supports personalization, and uses an AI agent that tracks legal changes to interpret taxes correctly amid rapid growth and frequent rule updates.00:00 Welcome From Madeira00:33 Portugal Business Pain00:54 Meet Fizz Assistant01:18 Automating Taxes02:11 Cashflow Dashboard02:53 Tech Not Accountancy03:36 Bridging Accountant Language04:35 Why Accountants Struggle05:20 AI Personalization05:58 Wrap Up And Next StepsBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

Paul & Carl criticise supermarket and food-industry labelling as cynical and shameful, describing tactics like hiding product descriptions in cooking instructions and manipulating labelling laws to mislead consumers, especially around processed foods and ready meals. They compare past openly “junk” foods with today’s products marketed as wholesome, arguing shoppers are now targeted with more cunning marketing, such as simply adding the word “protein.” Paul speaker recalls studying food production and being shocked even then, and contrasts earlier decades of home growing, preserving, and local independent shops with the rise and power of supermarkets. They advocate buying from local markets where you can see what’s produced, speak to producers, and support high-quality items like cheeses, stressing that it may not cost more and urging “use it or lose it” to preserve local food sources.00:00 Supermarket Labelling Rant00:33 Hidden Ingredients Tricks00:57 Why It Got Worse01:41 Shop Local Market02:25 Listener Messages and Additives03:10 Wholesome Marketing Myth03:25 War Era Frugality Roots04:39 From Village Shops to Supermarkets05:20 Power and Processing Problems06:13 Use It or Lose ItBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

Today, this monthly discussion reviews Bank of Portugal figures suggesting foreign real-estate investment fell from about 1.9 to 1.7 billion, questioning whether Portugal’s market is cooling or maturing. Paul argues the data depends on what is counted, but says the headline “decline” is really a refinement as Lisbon, Porto and the Algarve have become unaffordable and yields in central Lisbon are thin (roughly 3.5–5%), pushing “floating capital” to seek better returns inland and outside expensive areas. They note reports of sharp rent and price increases in Portugal, contrast them with London declines, and describe greater caution about overpaying and 2008-style downside risk. Paul highlights an inland development investment in Pedrogão Grande and an opt-in quarterly investment newsletter via rural-properties.com, then explains asking prices may be unrealistic, inheritance sales can inflate prices, and buyers can still find value by understanding seller motivations and negotiating beyond price.00:00 Bank Report Question00:52 What Counts as Property01:43 Returns and Overpricing03:04 Looking Inland for Value04:40 Maturation Not Cooling06:46 Bigger Projects and Funding08:03 Investment Newsletter Signup09:31 Asking Prices vs Reality11:31 Finding Value and Negotiating14:08 Next Topic TeaserBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

In this live conversation, Carl interviews Ali Heathfield, author of “Not Done Yet,” about balancing digital tools with real-life community - especially for foreigners settling in Portugal. Ali describes herself as an encourager and shares how redesigning her website and publishing three books, with AI used for editing but not writing, sparked reflections on time online and the “digital divide.” They argue digital connection isn’t inherently good or bad and works best as a bridge to real life, warning that expats can isolate themselves by only connecting online with people from their own culture and language instead of engaging locally through cafes, events, and new groups. They discuss loneliness trends, “friction maxing” as a countertrend toward in-person experiences, the lack of nuance and increased rudeness online, and the need to review habits, embrace discomfort, and build community both online and offline.Find Ali here - https://aliheathfield.com/00:00 Live Intro and Banter01:15 Meet Ali the Encourager02:04 Digital Divide Spark03:24 AI as Editing Tool05:43 Mission Drift and Marketing07:25 Digital Life in Portugal09:27 Cafe Culture and Belonging10:30 Friction Maxing Trend13:01 Balance and Self Review14:46 Online Chess Parenting15:14 Chess On Phones16:03 Online Judgment Culture16:55 Relocation Groundwork18:23 Context And Road Rage19:38 Aging And Change20:58 Forced Online Services22:10 Coaching Courses Retreats22:59 Seek Joy Not Offense24:27 Banking And Cashless Shift25:50 Website Resources And T Chat26:55 Viewer Comments Wrap Up29:01 Farewell And A Team PitchBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

On Wednesday 9th September 2026, Carl Munson’s Good Morning Portugal! news leads with the story of Pedro Sobchyshak, a Portuguese-born man who has lived 25 years without citizenship after repeated administrative failures; new legislation from 1 September now offers a possible path via 'stateless status'. Other headlines include Portugal joining 12 countries in announcing sanctions on Israeli settlements in the West Bank, a planned pension bonus similar to 2025, Spider-Man helping Portuguese cinemas nearly double August audiences, severe prison overcrowding and mental-health shortages at Caxias, and extra government support for agricultural diesel. Weather is milder and cloudier after recent rain.Keep in touch 24/7 - www.portugaltalkradio.com#GoodMorningPortugal #PortugalNews #Statelessness #PedroSubchichak #WestBankSanctions #PensionBonus #CaxiasPrison #AgriculturalDiesel #Portugal2026Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

On Tuesday 8th September 2026, Carl Munson’s Good Morning Portugal! news reports that 21 finalists have been chosen for the new Seven Wonders of Portugal after a national semi-final at the Palácio Nacional de Sintra. Other headlines include the no-confidence motion around Interior Minister Luís Neves creating an institutional challenge for the Prime Minister, with the Socialist Party set to abstain; bitcoins that bypassed PJ custody being found in a Canadian’s account; the state acquiring a 13.7% stake in REN as the Zara owner exits; and an EU ban on Brazilian meat imports expected to have little impact on the Portuguese market.Fire warnings remain in force in parts of the country.Keep in touch 24/7 - www.portugaltalkradio.com#GoodMorningPortugal #PortugalNews #SevenWonders #LuisNeves #NoConfidence #REN #BrazilianMeat #FireWarning #Portugal2026Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

In this episode, Carl talks with Stephen from Digital Serenity about the growing frustration of living in a digital world where apps, passwords, and account systems create constant friction, including real examples of being locked out of essential services like parking apps.They discuss why even tech-savvy people can get trapped by company-side login loops, and why using an agnostic password manager (rather than browser-based password saving) helps across browsers and devices. Stephen advises avoiding single sign-on when possible due to privacy and identity risks, explains two-factor authentication, and describes how passkeys work and why they still often require fallback passwords. He outlines his coaching-style service, including audits, “lost phone” simulations, and five pillars of digital health, and emphasizes using tech to improve life while maintaining an analog balance.00:00 Welcome Back Stephen00:15 Digital Friction Reality02:08 Parking App Password Fail05:22 Digital Locksmith Analogy07:29 Browser Password Managers10:53 Privacy And Neural Data14:49 Passkeys And Simulations16:46 Five Pillars Coaching19:31 Password First Principles23:38 AI Search And Photos25:15 Audience Q And Wrap28:46 Portuguese Farewell Outro29:19 A Team Promo TagBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

More and bookings - https://www.chronospherefestival.com/Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal