Executor Secrets: What Every Canadian Needs to Know About Settling an Estate – with Shelley Essery

What happens when you suddenly find yourself in full control of your finances after a major life change? In this episode, Glory Gray explores how women can take ownership of their wealth after transitions like divorce, the loss of a spouse, or retirement. Learn how to shift from uncertainty to clarity, apply the skills you already have to your financial life, and start making confident, intentional decisions that align with the life you want to build.Guest: Antonia Medeiros at www.antoniamedeiros.comMusical artists in this episode:Purple Planet Music; Jawberry; Midnight Riot; The Honeytones; Palm CityHosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE🔻12 Smart Questions to Ask When Interviewing a Wealth Advisorhttps://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisorWebinar: 📽 The Real Questions to Ask Before You Retire                https://www.glorygray.com/the-real-questions-to-ask-before-you-retireWebinar: 📽 Building a Rich Retirement: The Social Network Equation               https://www.glorygray.com/rich-retirement-webinarCONTACT us for a 👉 Free Wealth Consultationhttps://www.glorygray.com/contact/#contact-formGET STARTED! Fill out our 🍏 Client Application Form  https://www.glorygray.com/application-formWebsite: GloryGray.com   Facebook: @GloryGrayWealthSolutions  Instagram: Glory Gray 

Breaking down the common fear of retirement: it’s not about hitting a magic number, but understanding what your real life costs. If you’ve ever felt overwhelmed by the seemingly endless questions — How much do I need? Will I have enough? — this episode offers a fresh perspective. Retirement isn’t funded by headlines or arbitrary targets. It’s funded by your actual life — your spending, your priorities, your choices.Glory Gray revisits the essential mindset shift that transforms retirement planning from stressful guesswork into a clear, empowering process. She reveals why focusing solely on a dollar amount misses the point, and how a small change in language — replacing “budget” with a mindset of control — can change everything. With specific tools like the 4% rule, she shows how to develop a realistic, flexible plan that adapts as your life evolves. Accuracy and clarity matter more than perfection, especially when retirement is just around the corner.You’ll discover:Why retirement questions should start with understanding your actual life costs, not headlines or “magic numbers” How to shift from restrictive budgets to control-focused planning that illuminates your true priorities The importance of flexibility: why your spending will change year to year and how to plan for it The 4% rule — a simple yet powerful guideline for sustainable withdrawals, tailored to real life Practical resources for women ready to take charge of their financial future, without stress or guesswork This is essential listening if you want to make smarter, more confident decisions about your retirement — no more guessing, no more comparison. Get clarity now, so you can live your retirement on your terms. If you're serious about turning financial stress into empowerment, this episode is a must.Glory Gray is a Canadian wealth manager focused on helping Canadian women craft a retirement plan aligned with their real lives, not headlines. With her straightforward approach, she proves that feeling in control is the best investment you can make.Perfect for women approaching retirement, those feeling overwhelmed by the numbers, or anyone ready to redefine what financial security truly means. Take control of your future today — your real life is worth it.Women’s Wealth Canada Season One, Episode TwoMusic by:Purple Planet Music; The Honeytones; Gem Brulé; Skateshop; Virgil ArlesHosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE🔻12 Smart Questions to Ask When Interviewing a Wealth Advisorhttps://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisorWebinar: 📽 The Real Questions to Ask Before You Retire                https://www.glorygray.com/the-real-questions-to-ask-before-you-retireWebinar: 📽 Building a Rich Retirement: The Social Network Equation               https://www.glorygray.com/rich-retirement-webinarCONTACT us for a 👉 Free Wealth Consultationhttps://www.glorygray.com/contact/#contact-formGET STARTED! Fill out our 🍏 Client Application Form  https://www.glorygray.com/application-formWebsite: GloryGray.com   Facebook: @GloryGrayWealthSolutions  Instagram: Glory Gray 

What if retirement isn’t a finish line — but a choice?This episode begins a multi-part series designed for women who are thinking about — or already living in — their next chapter. I’m inviting you into a more thoughtful conversation about retirement that moves away from rigid rules and toward intention, flexibility, and personal freedom.In this episode, I revisit some meaningful ideas from earlier seasons — the ones listeners have told me changed how they think about life after full-time employment. We’ll talk about:Why retirement today is less about stopping and more about choosingThe many ways women live their next chapter — and why none are permanentThe importance of flexible planning that can shift as life doesIf you feel a shift happening — not an ending, but a next chapter — you’re in the right place.Resources in this episode:Season One, Episode OneSeason One, Episode SixMusic by:Purple Planet Music; Mykola Sosin; Marcelo Moura; Luca Di Alessandro; Fenice artist; Dmitrii KolesnikovHosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE🔻12 Smart Questions to Ask When Interviewing a Wealth Advisorhttps://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisorWebinar: 📽 The Real Questions to Ask Before You Retire                https://www.glorygray.com/the-real-questions-to-ask-before-you-retireWebinar: 📽 Building a Rich Retirement: The Social Network Equation               https://www.glorygray.com/rich-retirement-webinarCONTACT us for a 👉 Free Wealth Consultationhttps://www.glorygray.com/contact/#contact-formGET STARTED! Fill out our 🍏 Client Application Form  https://www.glorygray.com/application-formWebsite: GloryGray.com   Facebook: @GloryGrayWealthSolutions  Instagram: Glory Gray 

Season 6 of the Women’s Wealth Canada Podcast is here and it’s more honest, practical, and empowering than ever before.Hosted by Glory Gray, financial planner, wealth advisor, and trusted voice for Canadian women, this season dives deeper into the real-life money conversations that don’t always get talked about.This season, we explore:How life transitions such as retirement, career shifts, divorce, loss, or reinvention can impact our financial decisionsThe emotional and psychological side of money, not just the numbersWhat it truly means to feel confident, capable, and in control of your financial lifeHow to plan wisely for the future while still enjoying todayYou’ll hear from expert guests including estate professionals, retirement coaches, and thought leaders who understand that wealth isn’t just about accumulating money, it’s about clarity, purpose, and choice.If you’re navigating change, questioning what’s next, or simply want to make smarter, more confident financial decisions, Season 6 is for you!🎧 New episodes coming soon.Hosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE🔻12 Smart Questions to Ask When Interviewing a Wealth Advisorhttps://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisorWebinar: 📽 The Real Questions to Ask Before You Retire                https://www.glorygray.com/the-real-questions-to-ask-before-you-retireWebinar: 📽 Building a Rich Retirement: The Social Network Equation               https://www.glorygray.com/rich-retirement-webinarCONTACT us for a 👉 Free Wealth Consultationhttps://www.glorygray.com/contact/#contact-formGET STARTED! Fill out our 🍏 Client Application Form  https://www.glorygray.com/application-formWebsite: GloryGray.com   Facebook: @GloryGrayWealthSolutions  Instagram: Glory Gray 

 What happens to your pension after you leave your job? In this episode, Glory Gray explains how locked-in pensions work in Canada and how to turn a LIRA into reliable retirement income. Learn the difference between LIFs and annuities, when you can unlock your pension, and how smart planning can help your money last longer. Resources mentioned in this episode:Season 5, Episode 9: Making the Most of Your Company Pension in Canada  https://www.glorygray.com/blog/maximize-your-workplace-pension-1Season 4, Episode 7: 10 Must-Know Answers to Your RRSP Questions   https://www.glorygray.com/blog/10-must-know-answers-to-your-rrsp-questionsOriginal Music byPurple Planet Music; Dmitrii Spis; Ezzy; Gem Brulé, DELUXXE; The Honeytones and jumpseatHosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE🔻12 Smart Questions to Ask When Interviewing a Wealth Advisorhttps://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisorWebinar: 📽 The Real Questions to Ask Before You Retire                https://www.glorygray.com/the-real-questions-to-ask-before-you-retireWebinar: 📽 Building a Rich Retirement: The Social Network Equation               https://www.glorygray.com/rich-retirement-webinarCONTACT us for a 👉 Free Wealth Consultationhttps://www.glorygray.com/contact/#contact-formGET STARTED! Fill out our 🍏 Client Application Form  https://www.glorygray.com/application-formWebsite: GloryGray.com   Facebook: @GloryGrayWealthSolutions  Instagram: Glory Gray 

If you’re contributing to a workplace pension or planning for retirement, this episode is a must-listen. Glory Gray explains the differences between Defined Benefit and Defined Contribution plans, what happens to your pension when you leave a job, and how a LIRA (Locked-In Retirement Account) fits into your retirement plan. Learn how to protect and maximize your pension benefits during your working years—and get ready for Part 2, where we’ll cover turning your LIRA into income.Hosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE🔻12 Smart Questions to Ask When Interviewing a Wealth Advisorhttps://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisorWebinar: 📽 The Real Questions to Ask Before You Retire                https://www.glorygray.com/the-real-questions-to-ask-before-you-retireWebinar: 📽 Building a Rich Retirement: The Social Network Equation               https://www.glorygray.com/rich-retirement-webinarCONTACT us for a 👉 Free Wealth Consultationhttps://www.glorygray.com/contact/#contact-formGET STARTED! Fill out our 🍏 Client Application Form  https://www.glorygray.com/application-formWebsite: GloryGray.com   Facebook: @GloryGrayWealthSolutions  Instagram: Glory Gray 

Building Your Financial Dream Team: Must-Have Advisors for WomenIn this episode, host Glory Gray talks about the financial dream team every woman deserves. If you've ever felt like you're managing your finances solo — from taxes to retirement planning to estate documents — this episode is your reminder that you don’t have to do it all alone.We’ll cover:Why trying to “DIY” your financial life might be holding you backThe 5 key professionals who can help you protect and grow your wealthWhen and how to bring each advisor into your lifeRed flags to watch out for when choosing your teamA simple action step to get started todayWhether you're navigating divorce, preparing for retirement, or just ready to feel more confident with money — this one's for you.GRAB YOUR FREE FINANCIAL DREAM CHECKLIST  https://www.glorygray.com/your-financial-dream-team-checklistHosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE🔻12 Smart Questions to Ask When Interviewing a Wealth Advisorhttps://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisorWebinar: 📽 The Real Questions to Ask Before You Retire                https://www.glorygray.com/the-real-questions-to-ask-before-you-retireWebinar: 📽 Building a Rich Retirement: The Social Network Equation               https://www.glorygray.com/rich-retirement-webinarCONTACT us for a 👉 Free Wealth Consultationhttps://www.glorygray.com/contact/#contact-formGET STARTED! Fill out our 🍏 Client Application Form  https://www.glorygray.com/application-formWebsite: GloryGray.com   Facebook: @GloryGrayWealthSolutions  Instagram: Glory Gray 

Are you navigating life solo and wondering how to build lasting financial security — without a second income or a partner? This episode is for you.Join Glory Gray, Financial Planner and Wealth Manager, as she dives into the unique realities of wealth planning for single women over 45 — whether you’re single by choice or by chance.You’ll learn:The top 5 financial challenges single women face — and how to overcome themHow to turn your independence into your greatest financial strengthPractical strategies to build a strong foundation, invest wisely, plan for retirement, and protect your futureWhy estate planning and building your financial dream team is essential when you’re planning soloGlory also shares inspiring real-life examples of how Canadian women are redefining success, housing, retirement, and joy on their terms.💡 Plus: Grab Glory’s free guide, “12 Smart Questions to Ask When Interviewing a Wealth Advisor” at GloryGray.com — a must-have if you're looking to partner with a pro who truly 'gets you.'Whether you’re managing your money alone or simply want a plan that puts you first, this empowering episode will leave you feeling informed, confident, and in control.🔔 Subscribe, share with a fellow independent woman, and don’t miss next month’s episode: “Building Your Personal Financial Dream Team.”Hosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE🔻12 Smart Questions to Ask When Interviewing a Wealth Advisorhttps://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisorWebinar: 📽 The Real Questions to Ask Before You Retire                https://www.glorygray.com/the-real-questions-to-ask-before-you-retireWebinar: 📽 Building a Rich Retirement: The Social Network Equation               https://www.glorygray.com/rich-retirement-webinarCONTACT us for a 👉 Free Wealth Consultationhttps://www.glorygray.com/contact/#contact-formGET STARTED! Fill out our 🍏 Client Application Form  https://www.glorygray.com/application-formWebsite: GloryGray.com   Facebook: @GloryGrayWealthSolutions  Instagram: Glory Gray 

Hosted by Glory Gray of Glory Gray Wealth SolutionsBeing named as an executor can feel overwhelming — but it doesn’t have to be.In this episode, Glory speaks with Shelley Essery, Estate Specialist, about what every Canadian needs to know before and after a loved one passes away. Together they share insights that can save you time, stress, and unnecessary conflict when settling an estate.You’ll learn:The first steps to take when you become an executorCommon mistakes that delay the process — and how to avoid themHow to stay organized and keep family communication clearThanks for listening, and we look forward to sharing more empowering stories with you. Don't forget to subscribe and leave a review!Hosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE🔻12 Smart Questions to Ask When Interviewing a Wealth Advisorhttps://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisorWebinar: 📽 The Real Questions to Ask Before You Retire                https://www.glorygray.com/the-real-questions-to-ask-before-you-retireWebinar: 📽 Building a Rich Retirement: The Social Network Equation               https://www.glorygray.com/rich-retirement-webinarCONTACT us for a 👉 Free Wealth Consultationhttps://www.glorygray.com/contact/#contact-formGET STARTED! Fill out our 🍏 Client Application Form  https://www.glorygray.com/application-formWebsite: GloryGray.com   Facebook: @GloryGrayWealthSolutions  Instagram: Glory Gray 

In this episode of the Women’s Wealth Canada Podcast, host Glory Gray dives into the world of real estate with guest Puja Aggarwal, an expert in wealth building through property investment. Together, they explore how Canadian women can confidently navigate the ever-changing housing market, even in uncertain economic times. Puja shares practical strategies for getting started in real estate, building equity, and making smart investment decisions that align with your financial goals. Whether you're a first-time homebuyer or looking to grow your property portfolio, this episode offers empowering insights to help you take ownership of your financial future through real estate. Resources: www.KAPSrealtygroup.com Hosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE🔻12 Smart Questions to Ask When Interviewing a Wealth Advisorhttps://www.glorygray.com/12-smart-questions-to-ask-your-wealth-advisorWebinar: 📽 The Real Questions to Ask Before You Retire                https://www.glorygray.com/the-real-questions-to-ask-before-you-retireWebinar: 📽 Building a Rich Retirement: The Social Network Equation               https://www.glorygray.com/rich-retirement-webinarCONTACT us for a 👉 Free Wealth Consultationhttps://www.glorygray.com/contact/#contact-formGET STARTED! Fill out our 🍏 Client Application Form  https://www.glorygray.com/application-formWebsite: GloryGray.com   Facebook: @GloryGrayWealthSolutions  Instagram: Glory Gray