EUDI Wallets: data and trust

This episode asks if users, issuers, and relying parties can actually trust the European Digital Identity (EUDI) Wallet. It addresses cross-border fragmentation, data fields and why storing less data makes you more secure against hackers.Guest expert: Esther Makaay, VP of Digital Identity at Signicat & Member of EUDI Wallet Consortium. She's an expert in trust frameworks, digital IDs and eID schemes.KEY MOMENTS:(00:00) Episode teaser and introduction(02:30) Will there be one EUDI Wallet?(05:07) Core data fields in the EUDI Wallet(10:17) Cross-border fragmentation(11:21) Business and employee wallets(13:45) The mortgage application use case(22:38) How to incentivise data issuers(25:30) The role of data brokers(28:30) Selective disclosure for relying parties(33:55) Built-in data minimisation(38:31) User concerns: UX and trust(42:08) Final takeaways---USEFUL RESOURCES:The EUDI Wallet Guide for organisations⁠⁠EUDI Wallet testing sandbox⁠⁠ by Signicat---CONNECT WITH US:Guest ⁠⁠Esther Makaay⁠⁠⁠An internationally recognised expert in digital wallets and identity with a strong background in internet technology.Host ⁠⁠⁠⁠Lucie Roulland⁠⁠⁠⁠A self-described ‘regulation geek’ with a strong legal background, working at the intersection of commercial growth, compliance, and marketing at SignicatHost ⁠⁠⁠⁠Wil Janssen⁠⁠⁠⁠ 15 years of hands-on experience in identity verification and fraud prevention, a PhD in computer science, and a co-founder of the company behind ReadID (acquired by Signicat)⁠⁠⁠⁠Signicat’s LinkedIn⁠⁠⁠⁠Have a question, comment, or guest suggestion? ⁠⁠⁠⁠[email protected]⁠⁠⁠⁠ ---Trust Rules is the virtual peer-to-peer forum for regulated industries that breaks down the EU’s digital trust framework into who and how.Produced by ⁠⁠⁠⁠Signicat⁠⁠⁠⁠, the European leader in digital identity.⁠⁠⁠⁠Subscribe⁠⁠⁠⁠ to Signicat’s monthly compliance and trust tech newsletter.

This episode looks beyond the official EUDI Wallet rollout deadlines and explains why 2030 is the realistic year for commercial adoption. It also maps out which businesses are legally obligated to accept these wallets.Tune in to discover why eIDs are not dinosaurs. Find out how attribute attestation moves wallets beyond simple logins into secure data sharing.Guest expert: Esther Makaay, VP of Digital Identity at Signicat & Member of EUDI Wallet Consortium. She's an expert in trust frameworks, digital IDs and eID schemes.KEY MOMENTS:(00:00) Episode teaser and topic introduction(01:50) Meet the guest expert Esther Makaay: why compliance is like a board game(04:16) What is the European Digital Identity (EUDI) Wallet?(07:33) The parallel universe of wallet deadlines(14:18) Why 2030 is realistic for commercial adoption(17:29) Who is legally obligated to accept the EUDI Wallets(21:35) Why would citizens adopt EUDI Wallets?(28:04) eID and wallet coexistence: are eIDs dinosaurs?(31:39) Wallet onboarding puzzles(33:33) Final takeaways: will the EUDI Wallet succeed?---USEFUL RESOURCES:The ⁠article on the state of readiness of the EUDI Wallets⁠ mentioned in the episode⁠EUDI Wallet testing sandbox⁠ by Signicat---CONNECT WITH US:Guest ⁠Esther Makaay⁠⁠An internationally recognised expert in digital wallets and identity with a strong background in internet technology.Host ⁠⁠⁠Lucie Roulland⁠⁠⁠A self-described ‘regulation geek’ with a strong legal background, working at the intersection of commercial growth, compliance, and marketing at SignicatHost ⁠⁠⁠Wil Janssen⁠⁠⁠ 15 years of hands-on experience in identity verification and fraud prevention, a PhD in computer science, and a co-founder of the company behind ReadID (acquired by Signicat)⁠⁠⁠Signicat’s LinkedIn⁠⁠⁠Have a question, comment, or guest suggestion? ⁠⁠⁠[email protected]⁠⁠⁠ ---Trust Rules is the virtual peer-to-peer forum for regulated industries that breaks down the EU’s digital trust framework into who and how.Produced by ⁠⁠⁠Signicat⁠⁠⁠, the European leader in digital identity.⁠⁠⁠Subscribe⁠⁠⁠ to Signicat’s monthly compliance and trust tech newsletter.

The countdown to the EU’s new Anti-Money Laundering Regulation (AMLR) is underway, with the regulation applying from July 2027. But what will AMLR actually mean for customer onboarding and identity verification?This episode explores the transition from an EU directive-based approach to a directly applicable regulation. It introduces a more harmonised framework for customer due diligence and electronic identification across Europe, but national variations may still create challenges.Guest expert: Jon Ølnes, Signicat VP of Digital Identity & Regulation and ETSI Editor with 25+ years of experience in eIDs, electronic signatures, and trust services.KEY MOMENTS: (00:00) Trailer and episode teaser (01:43) Guest introduction and the meaning of compliance  (04:35) AML Directive vs Regulation: why the old system failed  (08:05) AMLR's expanded scope and reusable customer due diligence  (10:25) The electronic identification hierarchy and remote onboarding  (20:22) Compliance outsourcing: what tasks can you delegate?  (22:14) National variations and the N267 bicycle analogy  (33:23) How to prepare for AMLR: gap analysis and audit steps (37:23) Concluding key takeaways---USEFUL RESOURCES:AMLR 2027 readiness hub by Signicat---CONNECT WITH US:Guest Jon ØlnesA leading expert in digital identity with over 25 years of experience in eIDs and trust services, and with a strong interest in the intersection between technology, society, and lawHost ⁠Lucie Roulland⁠A self-described ‘regulation geek’ with a strong legal background, working at the intersection of commercial growth, compliance, and marketing at SignicatHost ⁠Wil Janssen⁠ 15 years of hands-on experience in identity verification and fraud prevention, a PhD in computer science, and a co-founder of the company behind ReadID (acquired by Signicat)⁠Signicat’s LinkedIn⁠Have a question, comment, or guest suggestion? ⁠[email protected]⁠ ---Trust Rules is the virtual peer-to-peer forum for regulated industries that breaks down the EU’s digital trust framework into who and how.Produced by ⁠Signicat⁠, the European leader in digital identity.⁠Subscribe⁠ to Signicat’s monthly compliance and trust tech newsletter.

The digital 'Wild West' is over. The internet has become our financial infrastructure, and regulations are born out of crises.Europe pushes towards a unified digital market, but can a single European rulebook ever truly exist?This intro episode of Trust Rules explores how Europe got from GDPR to eIDAS 2.0 and what these regulations mean for digital identity, privacy, and trust. Join hosts Wil and Lucie to get the essential regulatory context on where Europe is heading.KEY MOMENTS:(00:00) Trailer and episode teaser(01:08) The regulation geek and the veteran: who are the hosts – Lucie and Wil?(04:15) Since when do we have rules on identity?(07:25) Regulations born out of crises: from Snowden to Cambridge Analytica (09:07) The origin of European privacy: from WWII registries to GDPR (13:33) Does regulation slow down business? The three global models (19:51) Why did eIDAS 1.0 fall short, and what does eIDAS 2.0 change?(29:50) The concept of EUDI Wallet and the vision(35:24) One-word summary: why we love rules and why Europe is a telenovelaCONNECT WITH US:Host Lucie RoullandA self-described ‘regulation geek’ with a strong legal background, working at the intersection of commercial growth, compliance, and marketing at SignicatHost Wil Janssen 15 years of hands-on experience in identity verification and fraud prevention, a PhD in computer science, and a co-founder of the company behind ReadID (acquired by Signicat)Signicat’s LinkedInHave a question, comment, or guest suggestion? [email protected] ---Trust Rules is the virtual peer-to-peer forum for regulated industries that breaks down the EU’s digital trust framework into who and how.Produced by Signicat, the European leader in digital identity.Subscribe to Signicat’s monthly compliance and trust tech newsletter.