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Car finance mis-selling scandal: you could be owed hundreds of pounds

13/03/2026
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At the end of the month the Financial Conduct Authority will lay out its rules for a multi-billion pound compensation scheme aimed at millions of drivers who unwittingly overpaid when they paid for a car on finance. But what will those rules look like?

In this episode, Which? cars expert Michael Passingham explains how drivers who bought a car between 2007 and 2024 could be owed money as part of the car finance mis-selling scandal, and how you can check if you are affected.

Plus, Pat Hoy, founder of Insider Car Deals, tells us how a sneaky tactic by car dealers went unnoticed for so many years, and how you can be sure you’re getting a good deal when you buy a car in the future.

Read more about the car finance mis-selling scandal on our website & sign up for our free weekly Money newsletter

Read about the different types of car finance options & find out more about Insider Car Deals

The FCA website has more information on how you can complain if you were affected by the scandal

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