Too good to be true? A closer look at the 10% return on the ASX

Is it really this easy? You buy a share market index fund and it goes up by 10 per cent every year.....Hmm...Well, actually, the ASX 200 index is comprised of 50 per cent banks and miners: When they rise together, an index fund will fly high. But if the going gets tough, your share portfolio will not be as diversified as you may think. What's more, major problems are forming in the market where enormous amounts of money are pouring into stocks often because ETF algorithms are blindly following market momentum...how will it end? Adviser Jack Tossol from the Partners Wealth Group joins Associate Editor - Wealth, James Kirby, in this episode. In today's show, we cover... The hidden dangers of index funds Polluting the pond - New wave ETFs reintroduce risk Ethically oblivious passive investing Sophisticated investor rules should be scrapped See omnystudio.com/listener for privacy information.

It's the first week of the new financial year: Time to reset your portfolio for the year ahead. Hot share markets, patchy property prices and new rules for super: You need to get up to speed but more than that, you need to stick with your investment principles. Author Noel Whittaker joins Associate Editor - Wealth, James Kirby in this episode In today's show, we cover: Property - Challenging the positive outlook  After double-digit returns for shares, prepare for the Black Swan Yes, Super rules are changing, but be careful, don't overreact! Crypto - This sceptic remains...ahem, very sceptical  See omnystudio.com/listener for privacy information.

Our recent show on crypto, which was openly sceptical about Bitcoin, triggered a storm of response from listeners who believe Bitcoin is a very worthy asset.Today, we hear another point of view: AMP recently invested $27m in Bitcoin and that decision has returned around 40 per cent in profits. In today's show, we cover... The bull case for Bitcoin from a mainstream investor Must you understand something to invest in it? The widening 'use case' for crypto FY 2025 investment wrap - too good to be true? Shane Oliver, chief economist at AMP joins Associate Editor- Wealth, James Kirby in this episode See omnystudio.com/listener for privacy information.

The residential property market is about to be split into very clear segments thanks to a wave of generous home loan incentives. For investors, there is a clear opportunity here: Competition will be slim and values will improve in the market categories just above the incentive thresholds. In fact, the government has usefully provided a guide to how and where the opportunities will arise. Cameron Kusher of Kusher Consulting joins Associate Editor, Wealth James Kirby. In today's episode, we cover: * The new opportunity for investors in a distorted market * Queensland takes the prize for loan incentives with a 2% deposit scheme* The bad news for those waiting for the apartment gap to narrow * Capital Gains and Land tax tipped as new tax targets See omnystudio.com/listener for privacy information.

One in three Australian investors now have crypto, and that includes an estimated $1 billion inside the SMSF sector alone.Bitcoin is up more than 40 per cent over the last year...it's time to reconsider 'digital gold'. Author and family office director Jacqui Clarke joins Associate Editor-Wealth, James Kirby in this episode. ---------In today''s show, we cover Why has crypto jumped again? The big end of town gets involved How it still fails the 'intrinsic value' test Beyond betting...the post-Trump scenario  See omnystudio.com/listener for privacy information.

Buyer's advocates spend their entire time professionally working on the business of buying residential property: As our guest today suggests: "It's both a science and an art." In fact, the secret is that you can make compromises to get what you want.But those compromises can be quite different for the home buyer compared to the residential investor. Jarrod McCabe of Wakelin Property Advisory joins Associate Editor - Wealth, James Kirby in this episode. ---- In today's episode, we cover: The compromises you can make in buying propertyThe mistakes to avoid in having a property managed for youMaking the big jump to owning more than one propertyHow does the First Home Buyer Guarantee scheme work?See omnystudio.com/listener for privacy information.

McGrath’s Tony O’Doherty is one OF Australia’s top real estate agents: He has sold more than $270m worth of residential property over the last year…and he’s got some very useful information to impart, one secret in particular will fascinate you. Tony O’Doherty of the McGrath property group in Bulimba joins Associate Editor -Wealth, James Kirby in this edition. ------ In today’s show, we cover: * The biggest risk facing today’s property investors  * Hottest areas for long-term property investment * Queensland - Why it’s so popular right now  * Oh yes, the secret..well, you’ll just have to listen…    See omnystudio.com/listener for privacy information.

The second term of Donald Trump has been marked by a roller coaster global sharemarket: Even the biggest players among Australian industry funds are openly debating whether it's worth sticking with Wall Street. But you have to make a decision... Nick Griffin, chief investment officer at Munro Partners joins Associate Editor Wealth, James Kirby in this episode. ---- In today's show, we cover: * It's the earnings, stupid! - Trump or no Trump * Why global software giants will keep winning * The case against banks, airlines and consumer fashion stocks * AI -It's the real deal for long-term investors     See omnystudio.com/listener for privacy information.

Our show on the incentives available (federal and state) on turning your home into a clean energy powerhouse brought in a flood of questions.Today we return to the issue with top questions from listeners. Financial adviser James Gerrard of www.financialadviser.com.au joins Associate Editor - Wealth, James Kirby in this episode. -----In this episode, we cover... The best way to go solar at home  Do second hand electric cars have any value  The future of battery power at home The latest on the new super tax See omnystudio.com/listener for privacy information.

One of the most original ideas in property investment is the ThirdHome group, a global exchange club for holiday home properties that opens up what in many cases is an under-utilised asset to the wider world: Just quietly, the group has signed up more than 500 Australian luxury holiday homes - it's a fascinating story. Wade Shealy, founder and CEO of the ThirdHome group, joins Associate Editor Wealth James Kirby in this episode. In today's show, we cover... * The upmarket holiday home swap   * The rules of luxury property  * Wade Shealy on how he built a global property enterprise  *  New directions for the luxury holiday home market  See omnystudio.com/listener for privacy information.