
Episode 488: How Cindy Zuniga Paid Off $215,000 of Debt in 48 Months
Cindy Zuniga went to law school to make an impact in her community. After three years in law school and $215,000 of debt later, Cindy realized the real cost of her decision. Her first year out of school she paid $24,000 towards her student loans. However, only $4,000 went towards her loan's principal balance, and the other 20,000 paid off just the interest on her loan. That's when Cindy said enough is enough and devised a plan to pay off all of her debt in 48 month. Find out how Cindy paid off $215,000 in 48 months and kept her expenses low while living in New York.
In this episode you will learn:
- What to consider before taking out student loans for a degree
- How to educate yourself and your family about student loan debt
- 3 reasons to refinance your student loans
- How to stick to your financial goals in any environment
- Tips for talking about finances with your partner
- How to lower your expenses, save money, and more
What's New in the Paperback Edition of Your Journey to Financial Freedom:
- A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty
- A book club and discussion guide with prompts, exercises, and action steps
- Updated corrections from the original hardcover
- Exclusive bonuses when you purchase the paperback, including:
- The Fire Starter Course
- The Find Your FIRE Number Worksheet
Other related blog posts/links mentioned in this episode:
- Get your paperback edition of Your Journey To Financial Freedom if you haven't already.
- Apply to Share Your Journeyer Story, here./'
- Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!
- Join The Weekly Newsletter List to get updates, deals & more!
- Leave Your Journey To Financial Freedom a review!
- Get The Budget Bootcamp
- Check out my personal website here.
- Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
- YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
- What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!
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