How to Improve Your Debt-to-Income Ratio and Why It Matters

Are you unknowingly sabotaging your financial future? In this episode, Kris Krohn exposes the common money mistakes even smart people make—like being too cheap or spending too much in the wrong areas. Learn how to make smarter financial choices, build wealth faster, and stop letting poor money habits hold you back.

Want to know how long it takes to double your money? The Rule of 72 is a simple formula that every investor should know. Kris Krohn explains how this timeless rule can unlock exponential growth in your finances, and how you can apply it to reach millionaire status faster than you think.

Buying real estate without money or credit sounds impossible, until you hear Kris Krohn’s story. In this powerful episode, Kris breaks down the exact method he used to acquire properties with no cash out of pocket. If you want to invest in real estate but feel stuck financially, this episode will open new doors.

What separates millionaires from everyone else? It often comes down to just three key money skills. In this episode, Kris Krohn shares the financial principles that helped him escape the rat race through real estate. Whether you’re in your 20s or beyond, mastering these skills could change your financial future.

Most people spend money on home upgrades that don’t even matter. In this episode, Kris Krohn reveals the #1 strategy he uses to instantly increase property value, whether it’s your home or an investment. Discover what actually boosts equity and how to avoid wasting thousands on the wrong renovations.

Want to build wealth in your 20s? Kris Krohn shares the exact saving strategies that helped him go from broke college student to financially free by age 26. Learn the 3 phases of saving and how to shift from penny-pinching to powerful investing. If you're serious about financial freedom, it starts with saving smarter, not harder.

Why do rich people borrow money instead of paying in cash? The answer lies in arbitrage and opportunity cost. Kris Krohn reveals how the wealthy use borrowed money to create bigger profits and explains why leveraging debt can build more wealth than saving ever could. Learn how smart borrowing works, and how to do it right.

Trying to qualify for a loan or boost your creditworthiness? Your debt-to-income ratio (DTI) plays a crucial role. Kris Krohn simplifies how DTI works and shares actionable steps to improve it. Learn the strategies that make you more appealing to banks and lenders, so you can grow your real estate portfolio or get better financing.

If you’re chasing financial freedom, residual income should be your top priority. Kris Krohn breaks down what residual income really means and how you can start generating it, no matter your starting point. Discover the proven methods to build wealth passively and live life on your own terms.

Think being rich means having no problems? Think again. In this candid episode, Kris Krohn reveals the hidden emotional and mental challenges that come with being a millionaire. Learn how money amplifies your mindset and discover why the wealthy still face real struggles, just on a different level.