Ep #97 A/B Test- $20,000 In ULTY Vs. $20,000 Used To Sell Cash Secured Puts (dividends vs. options contracts)

Send us a textSeason 2, Episode #97 Not Me But You! Podcast. Connect/follow me on X at: Waypa Today. Poor people are focussed on buying things. Wealthy people buy/hold assets. Some of those assets pay them dividends (cash flow).  Do you understand the TRUE rate of inflation and how the purchasing power of your money "melts" away over time. So that is why it's crucially important to earn at least 14% per year on your money (your investments). We use a ROTATION method when are dividends are paid to us. We take 1/2/ of the dividend money and buy FREE shares of the asset that paid us the dividend. We take the other 1/2 and put it into LESS risky investments and/or use it to pay down debt. Too often we invest with emotion that can prevent us from making good decisions. Tesla may be ONE of the best GROWTH stocks to invest in today, with a 5 to 6 year time frame. Some people estimate that ONE share of Tesla will be $9,000 to $12,000 per share just 6 years from now! I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason Two, Episode #96. Not Me, But You! Podcast. Follow me/Connect with me on X at: Waypa Today. My #1 goal as an investor, is to build weekly/monthly cash flow. After you have $6,000 or $8,000 or $10,000 of cash flow EVERY month, you can afford to sit back, wait, be patient, and wait for the price of Bitcoin to rise to say, $150,000, before you choose to sell some. You need to put your money in places that will give you a high enough rate of return that you preserve the purchasing power of your future money! You must OUTPACE the TRUE rate of inflation. Then do "dividend rotation" where you rotate 1/2 of the dividend money into LESS risky investments that do NOT have share price erosion. We have had TWO interest rate cuts from the Federal Reserve. Still no stock market rally or cryptocurrency rally. Is the Bitcoin rally still on its way? Answer: yes, possibly. But no one knows for sure. If you had been DCA-ing (dollar cost average purchasing) Bitcoin over the past 3 to 4 years, then you SHOULD be able to sell NOW and still be IN PROFIT! Do you have the 3 types of accounts: regular brokerage account, tradtional IRA account, Roth IRA account? If you take a BLENDED approach to investing that includes investing in Bitcoin AND in traditional finance assets, then you get the best of both worlds. Stack shares of Tesla over the next 5 years. Tesla is NOT just an electric car company. It's an AI company. The Robotaxi roll outs alone could 10X Tesla stock. Utilize Robinhood to buy FRACTIONAL shares of Tesla stock if you can't affort $450 plus to buy ONE share. Have courage today, to pick one thing, and work on your dreams. We will talk again soon. #Bitcoin, #FOMC, #Federal Reserve, #Cash flow, #Debt, #Tesla stock, #Robinhood I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2 Episode #95. Not Me, But You! Podcast.  Follow me/connect with me on X at: Waypa Today. What does the upcoming FOMC meeting have to do with us as investors and what does it mean for prices consumers will pay? Typcially, stock markets/crypto markets LOVE rate cuts. We are expecting another interest rate cut this coming Wednesday, 10/2925. The cuts are usually accompanied by Gov't money printing which causes inflation. When inflation kicks in, prices rise. This is BAD for consumers because the COST of ALL goods/services has to increase (because inflation/money printing casuses the VALUE of the money's purchasing power to go DOWN!). So, in response, to LESS purchasing power of money, prices have to INCREASE! But inflation actually benefits those who BUY/HOLD assets!  So it is a double edged sword. If you OWN assets, then it can benefit you. If you ONLY own things, then you will SUFFER...meaning it will cost you more simply to live (food/energy/cars/rent/real estate purchases etc). We believe in dollar cost average buying "slices" of a whole Bitcoin, regardless of the price. Why? Asnwer: Because overall over the next 8 to 10 years, we expect the price of Bitcoin to continue reach new all time highs. What is better? Self custody Bitcoin in a "cold storage" devices? Or simply gaining exposure to Bitcoin by purchasing traditional finance assets? Stacking or "saving money" IN Bitcoin does NOT pay your cash flow. But the other TWO things we talk about DO pay you cash flow both WEEKLY/MONTHLY. 1) Invest in TRUE HIGH Yield ETF's for weekly/monthly cash flow. 2) Sell simple options contracts for cash flow Weekly/Monthly. Have THREE types of accounts at your brokerage platform: Regular account, Traditional IRA account, Roth IRA account. Have courage today, to pick one thing, and work on your dreams. We will talk again soon.  #MSTY,  #ULTY, #OARK, #SMCY, #IRA, #Roth IRA, #Inflation, #investing, #retirment, #stocks, #ETF's, #becoming wealthy. #Options, #Bitcoin, #Cold Storage Crypto #Crypto ,  #Ledger, #Tangem, #charles Schwab,  #I Trust Capital, #Taxes, #Yield, #ROII'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2 Episode #94 Not Me, But You! Podcast.  You can follow me/connect with me on X at: Waypa Today. Some people have a romantic idea of retirment. Somehow, some way, they believe they will be able to retire once they hit a certain age. But what about cash flow? What are your monthly expenses after you retire? We need to pick an actual number! We need to know how much money we typically spend to live each month! Knowing this invovles the ever dreaded word of "budgetingl" But if you force yourself to live on a strict budget for 2 years, that alone could help to set you up to be wealthy for the rest of your life. Spending less and living AS IF your were broke, can be temporary Warren Buffet said "If you don't figure out how to make money while you sleep, then you are destined to work until the day you die!" I like the idea of building your pile of money and investing it in dividend producing assets. Then live of the dividends. Do NOT simply withdraw 3% or 4% of your big pile of money in retirment, is the best idea. What IF you outlive your pile of money! You could run out of money! You can continue to run the options wheel strategy to produce income even AFTER you are retired. And you can employ this strategy INSIDE each of the 3 types of accounts: Regular brokerage, Traditional IRA, and Roth IRA. Owning Bitcoin is better than owning real estate. Selling Bitcoin is much easier than selling Real Estate. And in owning Bictoin there is no insurance required, no taxes to pay, no tennats to deal with, no overhead like replacing carpet or an appliance etc. And the Bitcoin is portable. You can take it with you anywhere in the world! What are you focussed on? Poor people are focussed on buyting things. Wealthy people buy/hold assets! There is no speed limit on the highway to success. You want to go fast or slow? You select the speed! Have courage today, to pick one thing, and work on your dreams. We will talk again soon! #investing, #retirement, #wealth, #dividends, #options #cash flow #Warren BuffetI'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #93, Not Me, But You! Podcast.  Follow me/connect on X at: Waypa Today.  Yieldmax announced that they are moving to ALL weekly payers on their ETF's. Some of their funds (ETF's) were paying a dividend ONCE a month. Now ALL of their funds will pay a WEEKLY dividend. So we will get our dividend money (our cash flow) sooner and on a weekly payout schedule. Wealthy people buy/hold assets! So make it a weekly/monthly goal to buy some more ASSETS. Buy/hold assets that pay you CASH FLOW. Your entire life revolves around cash flow! So build your "ATM machines" INSIDE of you regular borkerage account, and inside of your traditional IRA and inside of your Roth IRA. Then ROTATE your dividend money into LESS RISKY investments. Take 1/2 of the dividend money and buy FREE shares of the asset that paid you a dividend. Take the other 1/2 and buy index funds like QQQI and SPYI. Instead of buying things on your credit card and then paying off the credit card. Build cash flow that will pay for your next purchase of a TV, furniture, new appliances etc. Then use your credit card and pay it off within 2 months. We discuss the dairy farmer story that shows us why share price erosion does NOT matter with ETF's' that pay us a dividend!! And we only lose money when we ACTUALY SELL SHARES. If the share price drops on your STATEMENT, that is a PAPER LOSS, not and ACTUAL loss, unless you're silly enough to sell shares!! The ONLY thing we care about when it comes to Yieldmax ETF's or ANY other dividend paying investment, IS the dividend. Is it paying us a dividend? Answer: Yes, Then we are good because you may not EVER sell shares. So why would you care about share price moves? Why would you care about share price erosion? If it still continues to pay a dividend, that is the ENTIRE reason you invested in that asset! Have courage today to pick one thing, and work on your dreams! We will talk again soon. #share price erosion, #becoming wealthy, #dividends, #options I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #92 Not Me, But You! Podcast. To follow me/connect with me on X at: Waypa Today We discuss the options wheel strategy and specifcally how to close out options positions early and to roll forward in time for additional premium (additional cash flow) and how to overall maximize profit. We also discuss having multiple Roth IRA's. I like to buy/sell ACTUAL Bitcoin inside Roth IRA's. There is ZERO taxes owed when doing this. We are taking advantage of the Roth IRA financial container and WITHIN that container we an buy/sell and make additional profit and pay ZERO taxes while doing it! Part of my strategy is to sell Bitcoin at high prices and then buy back in when the Bitcoin price dips. The overall result is that I end of owning MORE Bitcoin! A bigger stack of Bitcoin, so that when Bitcoin hits a new all time high price, the DOLLAR VALUE of my Roth IRA goes up significantly. I continue to buy shares of Tesla. Stock price predictions have Tesla reaching a price of $9,000 per share by 2031! Save your money in Bitcoin, which protects your PURCHASING POWER. Buy/hold Tesla. Buy/hold shares of MSTR (the company owns a lot of Bitcoin). Invest in true high yield ETF's and then be an options SELLER and make additional cash flow every month. Have courage today, and pick one thing, and work on your dreams. #selling options, #options wheel strategy, #HIMS, #cash flowI'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #91 Not Me, But You! Podcast. To connect with me/follow me you can find me on X at: Waypa Today. We discuss how to manage our thoughts/emotions when we have $6000 or $8000 or $10.000 or more in dividend income each month. If these numbers sound incredibly out of reach to you, then keep listening to this podcast. We explain in multiple episodes how you can simply push buttons on your phone and INCREASE you weekly/monthly cash flow. We also talk about "saving our money" in Bitcoin and why that is superior to simply placing cash in a low yield or low interest bank account. We experience the life that we focus on (per Tony Robbins). What we consciously choose to focus on, often dictates our ultimate success or failure. In my monthly budget, every dollar has ONE job...to make me another dollar. How do we do this? By buying/holding assets. We need to OVERCOME the constant of inflation that ERODES the purchasing power of our fiat currency. What do you believe is possible for you? What we tell ourselves (especially repeatedly) often BECOMES true in our lives. A great book to read is: "You Can Just Do Things" by Jay Yang. Getting started in something new can be scary. But we need to attempt things and do things EVEN though we feel scared or nervous or unsure. Avoidind risk at all costs AND becoming wealthy is nearly impossible. We have to get used to the idea of accepting some risk and AS you get wealthier you can dial back the risk and take LESS risk as time moves forward and our portfolios grow subtantially. I don't know what your personal beliefs are. What you choose to believe is your personal decision to make. But for me, I believe God has a plan for my life and I believe that He wants to see me succeed and I belive that He HAS helped me in life and CONTINUES to help me even today. This thought, for me, this belief is compforting and helps drive me forward to new opportunites and face life with each new day. We can help to change our lives in 4 years. But I believe in my personal situation, God has helped me to do that in LESS than 4 years. So I can't take 100% credit for my success. But that being said, I was willing to do the work. But I first needed to know WHAT to work on and in what DIRECTION to head. Many people who procrastinate are wonderful people. But their procrastination serves a pupose for them. Procrastination often helps people feel comfortable about NOT STARTING. We convince ourselves that we NEED to do more RESEARCH BEFORE we get started. Most times in life, this is simply NOT true. But telling ourselved we need more time, makes us feel better about NOT taking action today. If we believe in an asset, then when the price drops significantly, our emotions tell us to sell ("cut our losses")> But skilled, long term investors often patiently wait for these opportunities, to BUY more. When the asset price recovers and returns to what it was previsouly, the skilled investors who managed their emotions benefitted by buying shares a huge discount. Have courage today to pick one thing, and work on your dreams. We will talk again soon. I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2 Episode #90 Not Me, But You! Podcast. Follow me/connect with me on X at:  Waypa Today Are you continuing to stack/buy/hold assets? Poor people are focussed on buying things. Wealthy people are focussed on continuing to buy/hold assets. Every dollar in my monthly budget, has ONE job...to make me another dollar. What fiat currency do you use in your country? Tesla is not just another electric car company. We discuss Tesla and why it would help anyone to own AT LEAST 12 shares of Tesla stock. I expect Tesla share price ot go reach $2,000 to $4,000 per share in the next 5 to 8 years. So if correct, then Tesla is a great stock to buy/hold for growth. Tesla, will likely change the way we live with their Optimus robots and Robotaxis. And we should also buy/hold the best performing asset on the planet...Bitcoin. Rick Reider from Black Rock states that EVERY portfolio should hold some Bitcoin (1% to 5%). Black Rock is the largest money manager on the planet. Push buttons on your phone and change your life in 4 to 6 years. Become wealthy. I like to follow James at Invest Answers on YouTube. I always get valuable information from him. Focus on building your weekly/monthly cash flow. Growth assets are fun when the price goes higher than when you purchased them. But NOTHING is better than cash flow. And IF your growth assets go higher, the ONLY way to get money out is to SELL some shares. But with dividend assets, they pay me EVERY WEEK/MONTH and I do NOT have to sell any shares to get that money! I am planing on cashing out (selling) some of my stock assets in Q4 this year in 2025 and I'm definitely going to sell a lot of my crypto assets between now and Christmas (Dec 25th). Have courage today, to pick one thing, and work on your dreams. #Tesla, #Growth, #wealth, #how to become wealthyI'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2 Episode #89. Not Me, But You! Podcast. If you want to follow me or connect with me, you can find me on X at: Waypa Today. Thank you for all of the 10,000 plus downloads!There is a disturbing trend where fewer and fewer Americans CAN AFFORD to retire. Why? Answer: due to inflation (rising costs!) Now WHAT would help anyone with rising costs? Answer: MORE CASH FLOW! Time is our most valuable asset in life. Most of us go to a job WHERE we trade time for money. We do that until me have saved/invested enough where we have so much weekly/monthly cash flow, that we can afford to walk away from our jobs(we retire). Every investment that anyone considers should not be viewed in the same way that we view Apple stock. We know that Apple is GROWTH stock. So therefore, the ONLY way we can lock in profit, is to SELL SOME SHARES, when the stock price goes up! So we ONLY have ONE way to make money (profit) with Apple stock. But what about dividend stocks/ETF's? We can buy/hold dividend assets that PAY us WITHOUT us having to sell shares! Guess what you can do with cash flow? Answer: Anything you want. That's what makes cash flow SO VALUABLE! We discuss "NAV erosion" and "share price ersosion" and how we don't really need to concern ourselves that the share price has decreased, as long the asset continues to PAY US a dividend on a schedule (weekly/monthly). I don't care if I "lose money" ON PAPER, as in IF I were to sell shares. I don't plan on selling shares! So WHY would I care if the share price fluctuates UP or DOWN? We don't have to wait for permission to become wealthy. Start today. Start messy. Start right where you are today. Stop telling yourself that you aren't ready or that you need to do more research. Your goal should be to learn. Your goal should NOT be "not fail." Failure is VALUABLE information that you can use when you try again! Wealthy people are focussed on buying/holding assets, that pay them cash flow. Poor people are focussed on buying/collecting things! Wealthy people think about MONEY differently from how poor people think about money. What is YOUR focus? I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send us a textSeason 2, Episode #88. Not Me, But You! Podcast. Follow me or connect with me on X at: Waypa Today. We discuss Microsoft stock which is actually a very good stock. It's part of the Mag 7 group of stocks (Apple, Amazon, Nvidia etc.).  But it's expensive. OVER $500 per share! So it's a good stock for people who are ALREADY wealthy to park money. It's a GROWTH stock with an EXTREMELY SMALL dividend. It's NOT a dividend stock! It pays a YEARLY dividend yield of 0.65%! That's you waiting an ENTIRE year to earn 0.65% on your money! That's a REAL CRAPPY dividend!  It would cost you $5,180,000 to buy 10,000 shares of Microsoft stock. And for investing, let's call is 5.2 MILLION dollars, you would get $33, 200 PER YEAR in dividends that are paid quarterly (every 3 months.). Compare this to MSTY with a dividend yield of right now, 205%. This yield fluctuates typically between 165% and higher. The yield changes as the NAV (net asset value) or SHARE PRICE changes. MSTY shares have been costing between $15 and $17 per share. But when the share price DROPS, the YIELD goes UP! MSTY pays a MONTHLY dividend. 10,000 shares at $16 per share would cost you $160,000. Compare/contrast this with the cost of 10,000 shares of Microsoft at 5.2 MILLION dollars. What about MSTY's dividend? It has been paying ONE DOLLAR per share for several months in a row. So...if you owned 10,000 shares of MSTY and it pays $1/share...you would be paid in dividends, $10,000 PER MONTH! Compare this with ULTY which costs about $6/share. ULTY pays a WEEKLY dividend. The typical ULTY dividend is between 9 and 10 CENTS per share, paid weekly. 10,000 shares at $6/share would cost you $60,000. The ULTY ETF invests in about 30 different companies. That is good if you are looking for diversification and LESS risk. MSTY is a SINGLE STOCK RISK ETF tied to the underlying stock, MSTR. MSTR is a great stock to buy/hold as the company holds OVER 600,000 Bitcoin on it's comany balance sheet. MSTR could hit a share price of over $2,000 per share in the next 8 years. It's currently September 2025. If you owned 10,000 shares of ULTY it would pay you $900 PER WEEK, if it paid 9 cents/share. If it paid 10 cents/share, you would receive $1,000 PER WEEK in dividends. Poor people are focussed on buying things. If you want to build wealth, then you ened to focus on buying/holding assets which PAY YOU cash flow (dividends). This podcast has hit 10,000 downloads. So thank you to everyone who helped make that possible. Have courage today, to pick one thing, and work on your dreams. We will talk again soon. I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.