#497: How to Buy Investment Deals When Everyone Says It's Impossible

⭐ Get my coaching & community to achieve financial freedom →  https://www.coachcarson.com/rpm-pod-505   ⚒️Get my best investor tools for FREE →  https://www.coachcarson.com/toolkit-pod-505   ▶️Next Episode: How to Make Rentals Cash Flow With 8% Mortgages Apple: https://podcasts.apple.com/us/podcast/316-how-to-make-rentals-cash-flow-with-8-mortgages/id1448707654?i=1000633829403 Spotify: https://open.spotify.com/episode/1mFOaAb4MmTQrRt30oGMFF?si=lFdvfEoYSyaLq5AG8SGKtA   -------------------------- 🎬 Topics Covered: (0:00) - How John Schaub is buying real estate in today's market (5:50) - The old fashion investing plan that still works today (9:30) - How to find sellers who actually want to make a deal (14:35) - How to landlord when the market feels uncertain (22:37) - 10 houses or 1 multifamily: Which wins? (28:49) - Think you started too late? John disagrees. (34:29) - When holding a rental stops making sense (36:36) - When paying off your rentals is the smarter move (44:54) - How much money should you actually lend? (48:39) - The risks real estate investors shouldn't ignore (52:46) - Where to learn more from John (53:30) - Want help building your rental plan? (53:50) - How to make rentals cash flow with 8% mortgages   🎙️ Episode #505 - Think you started investing too late? John Schaub has been buying real estate since 1972 and says you may have more time than you think. We talk about creative financing, today's market, and how to build wealth at any age.   📄 Show Notes: https://www.coachcarson.com/toolatetoinvest/   -------------------------- ADDITIONAL RESOURCES  💵 Need Investor-Friendly Financing?  This is who I trust → https://www.coachcarson.com/bryan   🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant-yt   📱 DealMachine – Software to help you buy more real estate deals:  https://www.coachcarson.com/dealmachine-YT

⭐ Get my coaching & community to achieve financial freedom →  https://www.coachcarson.com/toolkit-pod-504   ⚒️Get my best investor tools for FREE →  https://www.coachcarson.com/toolkit-pod-504   ▶️Next Episode: Why 8 Rentals Beat 21 (For Real Life Freedom) Apple: https://podcasts.apple.com/us/podcast/473-why-8-rentals-beat-21-for-real-life-freedom/id1448707654?i=1000747741468   Spotify: https://open.spotify.com/episode/5grA2tQHfkHNk0atP58Klh?si=bcyvAFfqTFWy5CgCMtU01w    -------------------------- 🎬 Topics Covered: (00:00) - Why she's selling her best rentals (00:48) - From 14 units to fewer & better (03:34) - The CapEx trap nobody talks about (07:41) - More properties ≠ more freedom (13:59) - 100 units is a scam (22:49) - How $12K turned into a cash-flowing empire (27:59) - The moment she knew it was time to sell (35:43) - 1031 exchange: trading up to a $1.16M fourplex (45:39) - The CapEx strategy that changes everything (55:29) - You need to look ahead or get left behind   🎙️ Episode #504 - Emily built a successful rental portfolio, then started selling. I sit down with her to unpack why she's choosing fewer, higher-quality properties, and why less might actually mean more freedom.   📄 Show Notes: https://www.coachcarson.com/3millionrentalportfolio/ -------------------------- ADDITIONAL RESOURCES  💵 Need Investor-Friendly Financing?  This is who I trust → https://www.coachcarson.com/bryan   🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant-yt   📱 DealMachine – Software to help you buy more real estate deals:  https://www.coachcarson.com/dealmachine-YT

⭐Apply to Join RPM and attend the live sessions: https://www.coachcarson.com/rpm-pod-503b -------------------------- Topics Covered: 00:00 I asked my brother how he'd sue me 00:21 A new Coach's Corner format (and how to send feedback) 00:56 Why I've avoided talking about liability 02:01 23 years, and the lawsuit I've never seen 03:26 Risk #1: Loans with a date attached 04:34 What a balloon note actually is 05:09 The 2008 story: a $1M property sold for $600K 06:39 The fine print that lets a bank call your loan early 08:30 Risk #2: Remodels beyond your experience level 10:47 Start simple (and my own over-budget projects) 11:33 Risk #3: Bad locations that look great on a spreadsheet 13:00 So does liability actually matter? 14:13 Liability September inside RPM 14:48 Session 1: How my brother would build a case against me 18:00 Session 2: An attorney who owns rentals and teaches the law 18:50 Session 3: What liability insurance really covers 19:18 How to join us before September 10th 20:40 Send me your liability story 🎙️ Episode #503b –  Recently I asked my brother how he'd sue me. He's a lawyer, and no, we're not fighting. I wanted him to war-game my defenses as a landlord. But before I get to that, I want to share something I've noticed in 23 years of investing. I have never once watched an investor go out of business because a tenant sued them. Not one time. And yet that's the risk most of us spend real money and real worry protecting ourselves against. What I have seen, over and over, are three other things. Financing with a date attached to it. Remodel projects beyond an investor's experience level. And bad locations that look great on a spreadsheet and grind you down until you quit. In this Coach's Corner episode I walk through all three, including a friend who lost a decade of equity in 2008 because of a balloon note, and a few of my own deals that went over budget. Then I get into what I don't know. Because a tenant really can fall down your stairs. I just have never seen honest numbers on how often it happens or what it costs, only sales pitches. So this month I'm bringing in three people who can give straight answers. Liability September inside Rental Property Mastery: Sept 10 with my brother Andrew, a South Carolina attorney who has worked injury cases from both sides and now represents the people bringing them. Sept 17 with a practicing attorney who owns rentals and teaches real estate law at Clemson. Later in the month with Steadily on what a landlord liability policy actually covers. If you already own at least one rental and want to be in the room, apply at coachcarson.com/rpm-pod-503b. Applying isn't committing. The next step is a short call with Joe to see whether it's a fit. Got a liability story of your own, good or bad? Email me at [email protected]. I'm collecting them. And this is a newer, audio-only format, so I'd love to know whether you want more of these. Email me or tag me @coachchadcarson on Instagram or Facebook.

⭐ Get my coaching & community to achieve financial freedom: https://www.coachcarson.com/rpm-pod-503 ⚒️Get my best investor tools for FREE: https://www.coachcarson.com/toolkit-pod-503   ▶️ Next Episode: STOP Following This Real Estate Advice! Apple: https://podcasts.apple.com/us/podcast/482-stop-following-this-real-estate-advice/id1448707654?i=1000759507880   Spotify: https://open.spotify.com/episode/6p5jRVzn6vDOMBDXXnIcS9?si=ndyoTGixQQmJV2Gjm5tTKQ -------------------------- 🎬 Topics Covered: (0:00) - Why Landlords Don't Get Paid (1:04) - How an Insurance Claim Actually Works (3:27) - The Proof You Need to Get Paid (7:00) - Your Records Could Save You (10:55) - Can You Trust Your Property Manager? (13:25) - Prepare Your Tenants Before Disaster (16:45) - Why You Can't Wait to Fix Damage (18:50) - When DIY Can Cost You Coverage (22:08) - Why Your First Insurance Check Isn't Final (27:52) - The #1 Supplement Mistake (29:24) - Do You Have the Right Policy? (31:22) - Is Your Whole Portfolio Protected? (33:29) - The Coverage You Didn't Know You Needed (35:00) - Why Landlords Choose Steadily (37:04) - Don't Stop Your Due Diligence (39:36) - Stop Following This Real Estate Advice   🎙️ Episode #503 – Two landlords can have the exact same damage and get completely different outcomes. I sat down with CJ Long to explain why, and the five things landlords can do to stay on the right side of an insurance claim.   📄 Show Notes: https://www.coachcarson.com/unpaidlandlords/   -------------------------- Additional Resources:   💵 Need Investor-Friendly Financing? This is who I trust → https://www.coachcarson.com/bryan   🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant   📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine

🗓️ Schedule an Appointment with Bryan: https://www.coachcarson.com/bryan-pod-502   👥 Appointment with Bryan's team (fastest): https://www.coachcarson.com/bryan-team-pod-502   ▶️ Next Episode: DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns Apple: https://podcasts.apple.com/us/podcast/413-dscr-loans-explained-how-to-qualify-without-a/id1448707654?i=1000709881289 Spotify: https://open.spotify.com/episode/2L6FtKOwQzRhRaSjlFTHOd?si=_EQ6Az1JRDmZHKRX2Yj5vQ   -------------------------- EPISODE NOTES:   🎬 Topics Covered: (0:00) – DSCR Loans: The 2026 Playbook (0:45) – What Changed With DSCR? (10:20) – How Low Can Your Credit Go? (13:18) – How Investors Are Using DSCR (24:07) – How Much Do You Really Need Down? (31:14) – The Hidden Cost of DSCR (35:41) – 5 DSCR Myths Debunked (39:14) – Get DSCR-Ready Before You Apply (44:02) – Why DSCR Loans Get Denied (45:44) – Can Your LLC Get the Loan? (49:14) – Get on a Call with Bryan and his Team   🎙️ Episode #502 – DSCR loans are changing fast. I brought back mortgage expert Bryan Maddex to break down what's new in 2026, where investors can find an edge, and what to watch out for.   📄 Show Notes: https://www.coachcarson.com/dscrloansin2026/   -------------------------- ADDITIONAL RESOURCES:   💵 Need Investor-Friendly Financing?  This is who I trust: https://www.coachcarson.com/bryan   🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant   📱 DealMachine – Software to help you buy more real estate deals:  https://www.coachcarson.com/dealmachine

⭐ Get my coaching & community to achieve financial freedom →  https://www.coachcarson.com/rpm-pod-501 ⚒️Get my best investor tools for FREE →  https://www.coachcarson.com/toolkit-pod-501   ▶️ Next Episode: 22 Years of Rental Income – The Brutal Financial Reality! Apple: https://podcasts.apple.com/us/podcast/481-22-years-of-rental-income-the-brutal-financial-reality/id1448707654?i=1000758185154   Spotify: https://open.spotify.com/episode/2gmUBF98wCsvWPf2sg6bop?si=qc8fnJWBTeGRTO68AR3fzw   --------------------------   EPISODE NOTES: 🎬 Topics Covered: (0:00) - Starting Small vs. Going Big (0:36) - The Fourplex Return Math (2:42) - 10 Free and Clear vs. 100 Leveraged (4:21) - Quitting Real Estate (5:42) - The Housing Affordability Crisis (6:36) - Creative Paths to Homeownership (7:35) - The Best Decade for Real Estate? (8:26) - A Simple Investing Strategy (9:02) - 22 Years of Rental Income – The Brutal Financial Reality!   🎙️ Episode #501 - Everyone has an opinion about real estate on the internet, but the loudest voices aren't always the smartest. I react to viral investing advice and explain what's actually worth following.   📄 Show Notes: https://www.coachcarson.com/viralrealestateadvice/   -------------------------- ADDITIONAL RESOURCES  💵 Need Investor-Friendly Financing?  This is who I trust → https://www.coachcarson.com/bryan   🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant-yt   📱 DealMachine – Software to help you buy more real estate deals:  https://www.coachcarson.com/dealmachine-YT

⭐ Get my coaching & community to achieve financial freedom →  https://www.coachcarson.com/rpm-pod-500   ⚒️Get my best investor tools for FREE →  https://www.coachcarson.com/toolkit-pod-500   ▶️Next Episode: How to Become Financially Free with 5 Small & Simple Rentals Apple: https://podcasts.apple.com/us/podcast/357-how-to-become-financially-free-with-5-small-simple/id1448707654?i=1000665864424 Spotify: https://open.spotify.com/episode/336CUBMafiXziE1NfdMh8O?si=MX98eU8FQD-bWo5hIcFfZg -------------------------- EPISODE NOTES: 🎬 Topics Covered: (0:00) - What my dad taught me about money, freedom, and life (0:48) - The fridge that almost made me HATE real estate (4:23) - Why kids need to learn how to work (7:25) - The budgeting habit that helped them buy their first house (10:16) - The accounting job that opened Tom's eyes to real estate (13:02) - Why independence became a lifelong habit (14:52) - Why real estate is a wealth-building tool anybody can learn (19:18) - Dad bought 24-units for $200 down  (21:22) - Dad bought the worst deal of his life (25:55) - Don't buy in the wrong location (29:57) - The 28-house portfolio that looked better on paper (33:32) - Can you manage rentals with a job and family? (36:27) - How deferred maintenance can destroy a portfolio (40:08) - The hardest phase of building real estate wealth (44:25) - When taking a loss is the smarter move (47:06) - What debt-free properties give you that leverage can't (51:34) - People FIRST in real estate.  (55:12) - How to Become Financially Free with 5 Small & Simple Rentals 🎙️ Episode #500 - Before I ever taught financial freedom, I watched my dad build it…through purchasing 200 houses, hard-knock mistakes, and choices that created something more valuable than money: time. We're unpacking his lessons about work, family, real estate, and what "enough" really looks like.   📄 Show Notes: https://www.coachcarson.com/lifelessonsfromdad/ -------------------------- ADDITIONAL RESOURCES  💵 Need Investor-Friendly Financing?  This is who I trust → https://www.coachcarson.com/bryan   🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant-yt   📱 DealMachine – Software to help you buy more real estate deals:  https://www.coachcarson.com/dealmachine-YT

⭐ Get my coaching & community to achieve financial freedom →  https://www.coachcarson.com/rpm-pod-499   ⚒️Get my best investor tools for FREE →  https://www.coachcarson.com/toolkit-pod-499   ▶️Next Episode: How One Investor Quit His Job With $100k Rental Cash Flow Apple: https://podcasts.apple.com/us/podcast/456-how-one-investor-quit-his-job-with-%24100k-rental-cash-flow/id1448707654?i=1000735018807   Spotify: https://open.spotify.com/episode/3BNPqg4d7lkFVeHBlaS2MC?si=2v6Go6Z0TVyey46HS5HFag   -------------------------- EPISODE NOTES: 🎬 Topics Covered: (00:00) - The Investment That Felt Like a Mistake (01:47) - Why Did Eric Buy 16 Properties in 9 Months? (09:36) - This Tax Hack Cuts Your Bill in Half (14:08) - When Interest Rates Rise, What Happens to Your Returns? (26:33) - What Does a Good Cash-on-Cash Return Actually Look Like? (30:22) - How Much Equity Can $33K Actually Build? (38:41) - Do THIS in 2026's Market (41:36) - What Return Should You Realistically Expect Today  (48:27) - How One Investor Quit His Job With $100k Rental Cash Flow 🎙️ Episode #499 - This rental looked like a disaster almost immediately. Seven years later, Eric's original $33K investment had grown to roughly $160K. Here's what happened in between.   📄 Show Notes: https://www.coachcarson.com/from33kto160krental/   🔗 Connect with Eric: Property Analyzer: https://www.rentalincomeadvisors.com/property-analyzer Deal Review article: https://www.rentalincomeadvisors.com/blog/memphis-rental-property-8 -------------------------- ADDITIONAL RESOURCES  💵 Need Investor-Friendly Financing?  This is who I trust → https://www.coachcarson.com/bryan   🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant-yt   📱 DealMachine – Software to help you buy more real estate deals:  https://www.coachcarson.com/dealmachine-YT

⭐ Get my coaching & community to achieve financial freedom: https://www.coachcarson.com/rpm-pod-498   ⚒️ Get my best investor tools for FREE: https://www.coachcarson.com/toolkit-pod-498   ▶️ Next Episode: Why 8 Rentals Beats 21 (For Real Life Freedom) Apple:  https://podcasts.apple.com/us/podcast/473-why-8-rentals-beat-21-for-real-life-freedom/id1448707654?i=1000747741468 Spotify: https://open.spotify.com/episode/5grA2tQHfkHNk0atP58Klh?si=bcyvAFfqTFWy5CgCMtU01w -------------------------- EPISODE NOTES: 🎬 Topics Covered: (0:00) - Is Real Estate Still Worth It? (1:15) - This is Completely Wrong (9:05) - Is Real Estate Really Worth the Effort? (20:29) - Real Estate is NOT Efficient (23:09) - The Million-Dollar Skill (27:29) - 3-Step Wealth Formula (33:59) - If You Don't Believe, We Can't Help You (36:56) - Why 8 Rentals Beat 21   🎙️ Episode #498 – Everyone says real estate isn't worth it anymore. Here's why experienced investors are still buying, and why they're more optimistic than ever.   📄 Show Notes: https://www.coachcarson.com/worthwhileinvesting   🔗 Michael Zuber on YouTube: https://www.youtube.com/c/OneRentalataTime   -------------------------- ADDITIONAL RESOURCES : 💵 Need Investor-Friendly Financing? This is who I trust → https://www.coachcarson.com/bryan   🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant-yt   📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine-YT

⭐ Get my coaching & community to achieve financial freedom: https://www.coachcarson.com/rpm-pod-497   ⚒️ Get my best investor tools for FREE: https://www.coachcarson.com/toolkit-pod-497   ▶️ Next Episode: How to Become Financially Free with 5 Small & Simple Rentals Apple: https://podcasts.apple.com/us/podcast/357-how-to-become-financially-free-with-5-small-simple/id1448707654?i=1000665864424 Spotify: https://open.spotify.com/episode/336CUBMafiXziE1NfdMh8O?si=MX98eU8FQD-bWo5hIcFfZg   -------------------------- 🎬 Topics Covered: (0:00) - Think Deals Are Impossible? Think AGAIN (0:51) - Why Sellers Choose Your Offer (4:45) - Chad's Off-Market Playbook (9:17) - How to Get Seller Financing (Without Asking) (15:37) - The No-Money Ownership Strategy (19:47) - The Formula to Analyze any Deal (25:30) - The 5-Rental Freedom Plan   🎙️ Episode #497 – Everyone says good deals have disappeared, but the best investors know where to look, and how to make deals work anyway.   📄 Show Notes: https://www.coachcarson.com/impossibleinvestments   -------------------------- Additional Resources:   💵 Need Investor-Friendly Financing? This is who I trust → https://www.coachcarson.com/bryan   🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant   📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine