The Chris Voss Show Podcast – From Payday to Payoff: Secrets to Financial Independence with Ann Pells

Fixing America: Essays on Domestic and Foreign Policy by James Matthew Sawatzki https://www.amazon.com/Fixing-America-Essays-Domestic-Foreign/dp/1958877506 Fixing America: Essays on Domestic and Foreign Policy offers original insights and pragmatic solutions to intransigent and entrenched political issues domestic and foreign. The work provides new analysis which correctly identifies root causes of policy failures; and suggests practical, and potentially effective solutions to solve them. This work, intended for educators, students and citizens engaged in politics hopes to move the nation forward, and bridge divides. Fans of Noam Chomsky, Paul Krugman, David Brooks or Robert Reich will discover a new and like-minded voice. James Sawatzki is a retired public- school teacher still trying to promote citizen engagement and social justice.

From Payday to Payoff: Secrets to Financial Independence with Ann Pells Annsplan.com Epic Fast Track This is the link for those who want to work with our partners to grow 10x. Work with us to grow or exit your existing business And a bonus for fun! 7 figures in 7 days About the Guest(s): Ann Pells is a financial strategist and co-founder of Life Giver Legacy, a company that specializes in results-driven financial services for homeowners and business owners. With over 18 years of experience, Ann, alongside her partner Larry, has established a track record of helping clients secure funding and develop cash flow strategies enabling homeowners to pay off their mortgages significantly earlier. Ann is particularly focused on empowering individuals with actionable insights to enhance their financial well-being, drawing from personal experiences and professional expertise. Episode Summary: In this riveting episode of The Chris Voss Show, we delve into financial empowerment with Ann Pells, co-founder of Life Giver Legacy. Ann shares her valuable insights and strategies on how homeowners can accelerate paying off their mortgages, converting a lifelong debt into a manageable venture. Her rich background in financial services fuels a conversation packed with impactful advice for homeowners and business owners alike, enhanced by personal anecdotes and financial tips that challenge the conventional mindset around mortgage management. Throughout the episode, Ann discusses the significant cost of ignorance—what she terms as "what you don't know that you don't know"—and how it can impact overall financial success. With a focus on transforming the "I can't" mentality to a "how can I" approach, she encourages listeners to seek guidance from those with experience and successful outcomes. Ann provides an overview of different strategies, such as leveraging existing equity and thoughtful expenditure, to efficiently manage finances and reduce debt. Listeners are invited to consider alternative business models that enhance income with minimal time investment. Key Takeaways: Discover how to slash the duration of mortgage payments from 30 years to just 5 to 7 years without altering income or expenses. Understand the significance of shifting from an "I can't" mindset to exploring viable financial solutions through "how can I" questioning. Learn about dynamic, results-driven strategies for managing financial services effectively, pairing them with emerging business models. Gain insights into the impact of interest costs over time and the value of foreseeing financial opportunities in real estate. Explore the potential of investing in businesses with management support systems to achieve significant monthly returns with minimal involvement. Notable Quotes: "The biggest cost, as I've looked at the past 18, 20 years of our life, personally and in our business, is the cost of what you don't know, that you don't know." "Instead of telling ourselves that we can't do something, ask yourself the question, how can I instead?" "This was something I didn't know I didn't know until about five years ago… we didn't know how to make the house work for us instead of against us." "Anybody who wants to own a home that feels like they can't, I'm trying to be a hope warrior." "The key is to find automation and systems and a team that can help you because you'll go faster and farther."

Discover the Ultimate Sleep Experience with iSense Adjustable Mattresses Myisense.com About the Guest(s): Paul Logman is the founder and CEO of iSense, a company revolutionizing the way people buy and experience sleep. With over 37 years in the mattress industry, beginning his journey out of Australia, Paul has been a leader in enhancing and delivering luxury mattress products that cater to individual sleep needs. His entrepreneurial journey in the U.S. Midwest has led to innovations in adjustable comfort technology, enabling consumers to personalize their sleeping experience for improved rest and health. Episode Summary: In this episode of "The Chris Voss Show," Chris talks with Paul Logman, the innovative mind behind iSense. Together, they explore the excitement and challenges of transforming the sleep industry, highlighting Paul's dedication to rectifying the traditional mattress buying process. Through their engaging conversation, listeners gain insight into the importance of customizing sleep environments to enhance wellness and ratify the aging mattress industry. The episode shines a spotlight on revolutionary changes tailored not just to improve sleep but also to catalyze healthier living. With iSense, Paul Logman brings a fresh perspective to the largely static world of mattress shopping by integrating smart technology into sleep surfaces. Chris and Paul discuss how the iSense technology allows each sleeper to personalize firmness levels at the touch of a button, providing long-lasting comfort tailored to one's unique needs. The episode also touches on the critical role of quality sleep in overall health, highlighting data-driven insights and advanced adjustability options for optimizing nightly rest. Whether curious about groundbreaking sleep tech or eager to improve personal health, listeners will find valuable insights in this conversation. Key Takeaways: iSense offers a customizable mattress solution that can adjust firmness independently on each side to meet individual sleep needs. Paul Logman's journey in the mattress industry led to creating iSense, transforming how mattresses support sleep and health. Good sleep is vital and impacts everything from daily functionality to long-term health, including reducing risks of conditions like dementia and Alzheimer's. The buying process for mattresses is outdated; iSense aims to bring innovation directly to consumer homes, redefining retail experiences. iSense products are supported by a 180-night comfort guarantee, showcasing the brand's commitment to consumer satisfaction and product quality. Notable Quotes: "The process, he realized, sets people up to fail, especially couples with different sleep needs." "The magic of iSense is we reorganize components that allow the mattress to mechanically adjust firmness at the touch of a button." "Every other industry around us does that—why doesn’t the mattress industry?" "It's frustrating to record sleep, but they don't help you improve it—iSense wanted to do something about it." "Invest in your sleep, man. Sleep is everything."

AI's Human Touch: Crafting Digital Twins for Eternal Connections Esourceu.com About the Guest(s): Joe DiDonato is the President of eSource AI University and the Co-founder and Chairman of the AI Learning Alliance. With a lifelong passion for education and entrepreneurship, Joe is pioneering innovative methods to integrate artificial intelligence with human development. His career spans roles in leadership, corporate strategy, and venture capital. Joe's work focuses on harnessing AI to empower individuals and organizations to learn faster, think smarter, and maintain a deeper connection to humanity. His current endeavors include developing AI tutors, wellness agents, and digital legacy systems to preserve personal wisdom for future generations. Episode Summary: In this episode of The Chris Voss Show, we dive into the fascinating world of artificial intelligence with Joe DiDonato, a leading expert in AI-driven educational and developmental tools. Celebrating 16 years and 2,500 episodes, host Chris Voss engages in a thought-provoking discussion with Joe about the transformative potential of AI in both personal and professional domains. From AI tutors to digital legacy systems, Joe explains how his work at eSource AI University and the AI Learning Alliance is shaping the future of learning and human connection. The conversation centers around the evolution of AI technology and its application in creating more human-like interactions. Joe discusses his groundbreaking "vibe coding" method, which aims to humanize AI conversations, making them more relatable and personal. This episode highlights the profound implications of AI in preserving knowledge and memories, exploring ethical questions and technological advancements in AI. Through compelling anecdotes and insights, Joe illustrates how AI can revolutionize industries and enhance personal experiences, setting the stage for a more connected future. Key Takeaways: Humanizing AI Interactions: Joe DiDonato's "vibe coding" approach humanizes AI interactions, making them more relatable and reflective of human emotions and patterns. Preserving Legacy and Knowledge: Through digital legacy systems, AI can capture and preserve personal wisdom, ensuring continuity of knowledge between generations. AI in Business and Education: AI tools are transforming business practices by retaining knowledge management and offering personalized education through AI-driven tutoring systems. Ethical and Emotional Impact: The podcast delves into the ethical considerations of AI in prolonging grief and its potential emotional impact on users. Future of AI Technology: Joe discusses upcoming advancements that will enable rapid processing and more lifelike AI avatars, highlighting the ever-evolving landscape of AI technology. Notable Quotes: "Imagine being able to talk to your doctor at midnight about a pain in your left arm, in your jaw." "We can capture the essence of a person and their thought patterns, and it's just a carefully curated way of uploading information and tuning these agents." "It's a whole different way of not just asking questions and getting answers. It's collaboration with a tool that's very powerful." "What would that unlock for us if we could tutor a kid like that, or all the kids in the world?" "If people are thinking about it, you spend 15 minutes a day recording something, and now we have your voice and thought pattern."

Bioreactors and Light: The Future of Bio-Manufacturing Unveiled Prolific-machines.com About the Guest(s): Dr. Deniz Kent is the co-founder and Chief Executive Officer of Prolific Machines, a biotech innovator at the forefront of utilizing light as a control mechanism for cellular behavior in biomanufacturing. With an academic background in molecular biology, Dr. Kent's expertise lies in optogenetics—the science of using light to control cells. Under his leadership, Prolific Machines is pioneering a new era in biotechnology with applications ranging from pharmaceuticals to cellular agriculture. Episode Summary: In this fascinating episode of The Chris Voss Show, listeners are introduced to the visionary world of Dr. Deniz Kent, CEO and co-founder of Prolific Machines. With a mission to revolutionize biotechnology, Dr. Kent explores the profound impact of using optogenetics, a process that employs light to communicate and control cellular functions. This innovative approach aims to drive significant advancements in biomanufacturing, offering potential solutions for diverse industries, from pharmaceuticals to food production. The discussion delves into how Prolific Machines strives to harness light for creating efficiencies in drug manufacturing, ultimately reducing costs and improving accessibility. Dr. Kent explains that the applications extend beyond pharmaceuticals, potentially transforming how we produce food and other essentials. As the conversation evolves, the potential future of bioreactors in homes is posited, signaling a shift towards personalized cell-based production. This episode promises intriguing insights into a future where biotechnology plays a pivotal role in daily life. Key Takeaways: Revolutionizing Biomanufacturing: Prolific Machines is utilizing optogenetics to enable precise control over cellular functions, impacting major sectors like pharmaceuticals and agriculture. Democratization of Medicine: The cost-effective and scalable nature of optogenetic biomanufacturing could make advanced therapies more accessible globally. Visionary Applications: While focusing on drug manufacturing now, the technology envisions a future where bioreactors could provide custom food and medical solutions at home. Historical Roots in Modern Innovation: The concept of biomanufacturing has ancient origins, showing its evolution from traditional practices to groundbreaking modern science. Industry and Public Engagement: Dr. Kent aims to raise awareness and foster understanding of biotechnology's potential, encouraging engagement from both industry professionals and the general public. Notable Quotes: "What we're building is a system where machines and cells can communicate with each other." "I believe that all biomanufacturing will eventually become optogenetic." "You can make anything made out of cells, which is, a lot of things." "The ultimate goal is anyone who wants to make something with cells can use our technology as the infrastructure to do that." "By switching to these more advanced, machine-controllable tools, we can dramatically reduce the cost of protein therapeutics or gene therapies."

What Goes Around by Michael Wendroff https://www.amazon.com/What-Goes-Around-Michael-Wendroff/dp/1035918935 Michaelwendroff.com 'Relentless and gritty, Wendroff expertly weaves a narrative that begs, "just one more page".' J.D. Barker, New York Times bestselling author EVIL HAS MANY FACES Chilling murders terrorize a town and bring together two detectives to face the hardest tasks of their lives. Jack Ludlum, who relies on his brawn to get things done, is now paired with his archenemy, Jill Jarred, a brilliant investigator with keen intuition. As they delve into the secret world of incels and white supremacists, and conflict between local authorities and the FBI rages, a media frenzy further complicates the mission. Is there a serial killer on the loose? Or something entirely different? Will the detectives' clashing personalities be their undoing, or can they unite to stop the killer before they kill each other? What Goes Around is a dynamic thriller that examines the intricacies of love, loss, and the unbreakable bonds that transcend time. With its pulse-pounding pace, captivating characters, and a revelatory twist that challenges the boundaries of life and death, this novel will keep you hooked from the first page to the last, and thinking long afterwards. 'Starts off at a breakneck pace and doesn't let up until it reaches its unexpected conclusion.' Lisa Black, New York Times bestselling author of the Locard Institute thrillers 'An adrenaline-fueled novel, the action breathlessly driven by two detectives relentlessly pursuing the bloody trails left by a serial killer with a dark sense of justice, deadly groups of white supremacists, and one lonely, alienated boy caught up in the violence.' Kathleen Kent, New York Times bestselling author 'Fast-paced propulsive thriller that doesn't let up - highly recommended!' Lori Brand, author About the author I've always wanted to write a novel and am both lucky and happy to announce my dream has come true. What Goes Around is being published in September 2024. It was actually the pandemic that spurred this on--there was so much I couldn't do then, so took a shot at it. Prior to that it had been a journey-though books have always been in my background. My mother was an editor at Dell Publishing (she'd greeted me at birth with "Nice to see you again"), and I worked in a literary agency--Henry Morrison Inc. while going to college. At the agency I started by delivering manuscripts to publishers in New York City (plenty of subway rides and runs across town), and eventually handled foreign rights, selling on behalf of authors such as Robert Ludlum, David Morrell, Eric Van Lustbader, Justin Scott, Larry Block, and many others. I went to New York University for both undergraduate and graduate school (where I was inducted into their Hall of Fame), and I earned an MBA in marketing. My thesis, in fact, was on "Marketing in the Publishing Industry," and it was excerpted in the industry trade journal, Publishers Weekly. From there, I went into marketing with major companies, and eventually opened up my own marketing consultancy. While I still do consulting, I love being an author, and hope to be a novelist for the rest of my life. Besides writing, my loves are boating, travel, and playing tennis. Fun Fact: My great-grandfather was brought over from the University of Copenhagen, Denmark to work with Thomas Edison in his lab in West Orange, New Jersey. He held a number of patents, including innovating with plastic buttons (he eventually became known as "The Button King."

The Entrepreneur's Odyssey by Andrew Ackerman Andrewbackerman.com https://www.amazon.com/Entrepreneurs-Odyssey-Andrew-Ackerman/dp/1032883545 The Entrepreneur’s Odyssey is an authentic window into what it really takes to turn an idea into a viable startup. It is both an essential how-to guide for would-be startup founders as well as an entertaining novel for the startup curious. This textbook-as-novel has fictional first-time entrepreneur Marcus Williams recount his journey from would-be founder with a half-formed idea to a funded startup. His mentor, Jason Murath, a seasoned angel investor, guides Marcus step by step through customer discovery, validating and refining the product, market sizing, and more, all the way through closing his first round of financing. There has never been a more fun – and effective! – way to learn how to build a startup.About the author Serial entrepreneur turned early stage investor, innovation expert, professor and, oh yeah, author. Invested in 70+ startups and mentored hundreds more. Tl;dr It's hard Built my first startup into the top provider of web services to summer camps. Lots of mistakes. Luckily, none killed the company. Managed a family office. Incubated new ventures while managing hedge & private equity funds. Meh. Recruited to found an app for parents to organize digital memories. Experience is what you get when you don't get what you want. Awesome experience. Why start one business when you can launch dozens? Joined an accelerator and ended up creating a new, later stage, platform for them. These days I run REACH Labs for Second Century Ventures, consult for corporate venture funds, accelerators, etc. Teach entrepreneurship in my (ha!) spare time to test my book with real students. Spoiler: It works really well. Over 60 published articles but this is my first novel. Hope you enjoy it!

A Bun Dance by Penelope Bourdillon Penelopebourdillon.com https://www.amazon.co.uk/Bun-Dance-Penelope-Bourdillon/dp/1637672772 The Bible is many things: a library; history books; a collection of wise sayings, and much, much more. Most importantly it reveals the secrets of life: who we are; what is our purpose; how we should live; what is our destiny? It is centered in Jesus who reveals what God is really like. A gentle Father, overflowing with tender love and mercy towards us. A God who sings, laughs, grieves, shouts for joy, longs for company, and - He has a sense of humor. All this is found in the Bible that this book describes: it contains jokes! Read it and laugh, smile, wonder, and then give thanks for the help you find. ----------------------------------------- Reviews: Throughout my ordained ministry I have longed to get people to engage with scripture more openly and faithfully and, above all, sensibly. Scripture requires interpretation, not wholesale, literal acceptance; it both demands and repays reflection, and it is a source upon which to draw at different times, in various circumstances. Properly and faithfully handled, inquiringly understood, and lovingly absorbed, it will afford great nourishment and deep comfort. I commend this book as a welcome effort designed to encourage engagement, discovery and comfort. - The Most Reverend John Davies, sometime Archbishop of Wales and Bishop of Swansea and Brecon. Penelope's style is delightful and unique. As I was reading what she had written I felt that I was listening to her speaking... My prayer is that it may reach many families who normally do not go to church. - Revd Prebendary John Collins, Prebendary of St. Paul's Cathedral and former Vicar of Holy Trinity Brompton.

Redneck Resilience: A Country Boy’s Journey To Prosperity by James Harold Webb Jamesharoldwebb.com https://www.amazon.com/Redneck-Resilience-Country-Journey-Prosperity/dp/1642252395 RESILIENCE FINDS A WAY James Webb’s life is the American dream in a nutshell. Born to teenage parents in Laurel, Mississippi, and faced with a future working in the town’s only two factories, James chose to change his fate and forge his own path―to become a titan of business, a mentor, and a philanthropist. In Redneck Resilience, James shares stories of amazing wins and devastating losses, of sin and redemption, of recovery and forward momentum. Most importantly, he discusses the benefits and advantages of resilience. James uses his own life to illustrate truths about success in life and in business, including: Failures happen, and resilience vanquishes failure. No lesson or experience is ever wasted. When opportunity presents itself, take the risk. A true entrepreneur works for no one. You cannot succeed on your own. And much more. Resilient people never take their eye off where they’re going, even when they get knocked down. They refocus. Resilience isn’t worried about the odds. Resilience finds a way.About the author Born to two 17-year-old parents and living an economically disadvantage childhood, James Harold Webb has had amazing wins and devastating losses throughout his life. He attributes a majority of his success to resilience and to relationships, both personally and professionally. James’ storied career started as a radiologic technologist in his home state of Mississippi. After moving to Dallas in 1983, he began working as the Director of Radiology at a local hospital and, for the next 13 years, worked on the executive team for various medical imaging companies. In 1996, Webb started his first of many companies and became a key leader in the industry. After more than 40 years in the medical field, and selling his three largest companies, James turned his focus to the fitness sector, becoming one of the largest Orangetheory Fitness franchisees in the country owning, overseeing, and ultimately selling 33 Orangetheory Fitness gyms located throughout North Texas. Not one to slow down, his most recent endeavors include an agreement to develop, and open BeBalanced Centers (health, wellness and weight loss) throughout Austin, Dallas, and Fort Worth and the recent purchase of 10 Scenthound franchise locations (dog health and grooming) for the Dallas, TX market.

Every Mile Matters: Turning Triathlon Training Into Cancer Triumph by Jeffrey L. Reynolds, Ph.D https://www.amazon.com/Every-Mile-Matters-Triathlon-Training/dp/B0FJQ2Q98P Everymilematters.com Three sports. Two cancer diagnoses. One unbreakable spirit. At age 55, Jeffrey L. Reynolds, Ph.D., crossed the finish line at Ironman Florida - a grueling triathlon and the crowning achievement of his endurance sports journey. Just weeks later, he was diagnosed with prostate cancer. He fought through treatment, recovered—and was hit again. This time, it was Stage 3B colorectal cancer. In Every Mile Matters, Dr. Reynolds shares how the physical fitness, mental fortitude, grit and resilience developed through triathlon and marathon training became his greatest weapons in the fight for his life. The Long Island resident didn’t just apply his athletic mindset—he relied on it. Each round of radiation became a daily workout. Each chemo session, a test of strategy and strength. And every setback, an opportunity to dig deeper, endure and win. This is a powerful story of transformation, of turning pain into purpose and struggle into strength. Reynolds explores the emotional and spiritual shifts that come with surviving cancer—alongside practical tools for mindset, wellness, and long-term recovery. Perfect for athletes, cancer survivors, caregivers, and anyone facing adversity, Every Mile Matters is an uplifting, unforgettable tribute to the grit that carries us through finish lines—and the fights that matter most. “Every Mile Matters is a triumph of heart and soul in battling the demons of cancer. Jeffrey Reynolds has captured each defining moment of his cancer journey with honesty, passion, and remarkable clarity. Through his story, he teaches us powerful life lessons - and more importantly, how to live them daily. His defining moments at the IRONMAN finish line gave him the strength to fight on. His resilience, vulnerability, and relentless spirit remind us that the human will is stronger than any diagnosis. This book isn’t just about surviving cancer - it’s about reclaiming life and helping others to do the same. A must-read for anyone facing adversity or seeking inspiration to rise above it.” - Mike Reilly, Voice of IRONMAN and author of Finding My Voice “Dr. Jeff Reynolds' book is an important one for everyone, but especially for those who have been given “the diagnosis” that changes your life forever. I feel strongly that we are given 3 choices when going through a period of challenge or suffering. Succumb, Adapt, or Evolve. Jeff took the Evolve route and it has changed his life for the “BEST-ER.” Taking charge of your life is a choice, and he represents that greatest choice in this book.” - Scott Hamilton, Olympic Gold Medalist and cancer survivor.