Next Level 263: Driven Towards Retirement with Elliott Kallen

In this compelling episode, we sit down with Elliott Kallen, a seasoned entrepreneur and founder of Prosperity Financial Group. Elliott opens up about the heartbreaking loss of his son to suicide and how this personal tragedy led to the creation of A Brighter Day, a nonprofit dedicated to supporting teens facing mental health challenges. Discover how Elliott balances personal loss with professional success, offering invaluable insights into financial planning, resilience, and the power of purpose-driven living. 🔑 Key Takeaways: The importance of setting up automatic savings to secure your financial future. Strategies for teaching financial responsibility to the next generation. Understanding the emotional and financial aspects of retirement planning. The story behind A Brighter Day and its impact on teen mental health. ⏱️ Timestamps: 00:00 – Introduction 01:15 – Elliott's entrepreneurial journey 04:40 – Personal tragedy and its impact 10:09 – Financial planning insights 14:39 – Founding A Brighter Day 19:42 – Advice for parents and investors 22:31 – Closing thoughts 📚 Resources & Links: Get your FREE copy of "Next Level Income": https://www.nextlevelincome.com/book Learn more about A Brighter Day: https://abrighterday.info Explore Prosperity Financial Group: https://prosperityfinancialgroup.com 📢 Join the Conversation: Have you faced challenges that reshaped your life's purpose? Share your experiences and thoughts in the comments below. Let's support each other in turning adversity into strength. 🔔 Stay Connected: If this episode resonated with you, please like, subscribe, and hit the notification bell to stay updated on future episodes that aim to inspire and inform. #MentalHealthAwareness #TeenSuicidePrevention #FinancialFreedom #EntrepreneurStory #NextLevelIncome #Inspiration #ABrighterDay #MoneyWithPurposeCheck out our website: www.nextlevelincome.com.   Follow us on social media @thenextlevelincomeshow   Get a free copy of our book and learn more about our course at: nextleveincome.com

Looking for the best remote business ideas or how to quit your 9 to 5 and work from anywhere? This episode is your roadmap. We sit down with Jermaine, a former sales pro who built a successful equipment financing business and now lives the digital nomad lifestyle—all while earning passive income 💼💸. You’ll discover: ✅ How to start a remote business with low overhead ✅ Why sales is the #1 skill for financial freedom ✅ The power of strategic partnerships in business ✅ How to build a scalable, high-ticket side hustle in commercial finance ✅ Real-life success stories from people making $10K+ per month online Whether you're researching passive income business models, high ticket sales tips, or the best side hustles for 2025, this episode will give you actionable steps to create your own freedom lifestyle. 🔗 Learn more or work with Jermaine: CreatorsLearn.com 📌 Timestamps: 00:00 - Jermaine’s global lifestyle & travel update 02:14 - Sales as a freedom vehicle 04:36 - Building leveraged income through partnerships 09:18 - Why strategic partnerships beat cold calls 13:39 - Making your business run on autopilot 20:45 - How to launch your own finance business from scratch 🔥 Don’t forget to LIKE, COMMENT & SUBSCRIBE for weekly tips on passive income, remote work, and building the life you want! #RemoteBusinessIdeas, #WorkFromAnywhere, #SalesToEntrepreneur, #PassiveIncome2025, #FinancialFreedom, #DigitalNomad, #StrategicPartnerships, #HighTicketSales, #CommercialFinance, #SideHustleTips, #CreatorsLearn, #FreedomLifestyle, #RemoteEntrepreneurship, #OnlineBusinessModel, #QuitYourJob, #MakeMoneyOnline, #StartupIdeas2025, #LeverageBusiness, #SalesPodcast, #JermaineInterviewCheck out our website: www.nextlevelincome.com.   Follow us on social media @thenextlevelincomeshow   Get a free copy of our book and learn more about our course at: nextleveincome.com

In this episode of the Next Level Income Show, host Chris Larsen sits down with Ellis Hammond, Vice President at Aspen Funds, to explore one of today’s hottest investment strategies—private credit. Learn how private credit works, where it fits in the capital stack, and why it offers compelling returns with reduced risk in today’s economic climate. With over $600 million under management, Aspen Funds leverages macroeconomic trends to guide their strategy across real estate, energy, and alternative investments. Ellis shares real-world deal structures, insights into the evolving bank lending environment, and how non-bank lending is filling the financing gap. If you're an accredited investor, interested in diversifying your portfolio, or simply curious about how to earn bank-like risk with equity-like returns, this episode is a must-watch. 🔗 Learn More: NextLevelIncome.com 📩 Email Chris: [email protected] 🎙️ Listen on Spotify, Apple Podcasts, and more! Timestamps: 0:00 - Intro & Guest Overview 4:48 - What Is Private Credit? 6:30 - Understanding the Capital Stack 12:00 - Real Estate Deal Examples 18:12 - Why Banks Aren’t Lending 21:05 - Private Credit’s Big Opportunity 25:06 - Aspen Funds & Partnership 🎙️ Subscribe for more interviews on financial freedom, smart investing, and wealth-building strategies. Contact the Guest: 👉 Website: https://www.aspenfunds.us 👉Email: [email protected] 📚 Get a FREE copy of my book at NextLevelIncome.com 🎧 Don't forget to subscribe, like, and share this episode with anyone looking to take their income and investments to the next level! -------------------------------------------------------------------------------------------------------------------- Check out our website: www.nextlevelincome.com. Follow us on social media @thenextlevelincomeshow Get a free copy of our book and learn more about our course at: nextleveincome.comCheck out our website: www.nextlevelincome.com.   Follow us on social media @thenextlevelincomeshow   Get a free copy of our book and learn more about our course at: nextleveincome.com

Are you relying on a 401(k) for retirement? You might want to rethink that. In this episode of the Next Level Income Show, host Chris Larsen sits down with Russ Morgan from Wealth Without Wall Street to expose the surprising downsides of traditional retirement plans—and share smarter paths to financial independence. Together, they break down: Why 401(k)s don’t generate passive income—and what to do instead The hidden tax traps waiting in your retirement years How a lake house might be a better investment than a 401(k) Steps to start building a legacy through real estate and alternative assets Whether you're just starting to invest or you're decades into your career, this episode will change how you think about wealth and retirement planning. 📘 Get a FREE copy of Chris’s book at NextLevelIncome.com/book 💬 Connect with Russ at wealthwithoutwallstreet.com/nextlevel 📘 Get Russ's book on Amazon + more resources: 👉 https://www.amazon.com/Wealth-Without-Wall-Street-Freedom/dp/B0DJDNQVH1 🔗 Connect with Russ Morgan & Wealth Without Wall Street: https://go.wealthwithoutwallstreet.com/nextlevel 🎙️ Subscribe for more interviews on financial freedom, smart investing, and wealth-building strategies.Check out our website: www.nextlevelincome.com.   Follow us on social media @thenextlevelincomeshow   Get a free copy of our book and learn more about our course at: nextleveincome.com

Get ready to make taxes sexy! In this episode, I'm joined by CPA Candace Galiffa, founder of New Way Accounting. We dive deep into how tax planning can boost your bottom line, the difference between W-2 and business owner tax strategies, and real estate moves that can dramatically cut your tax bill. Whether you're a side hustler, full-time entrepreneur, or W-2 employee, there’s something here for you. Don’t miss it! 🎁 Free Download – The Ultimate Accounting Checklist for Entrepreneurs! Ready to get your finances in order and finally take control of your business numbers? Download The Ultimate Accounting Checklist for Entrepreneurs — your go-to guide for staying organized, compliant, and primed for tax-saving strategies all year long. ✅ Perfect for new and seasoned entrepreneurs ✅ Covers monthly, quarterly, and annual must-dos ✅ Created by CPA Candace Galiffa of New Way Accounting 👉 https://www.subscribepage.com/newwayaccountingchecklist_website Grab your FREE copy now and start making smarter financial moves today! 🔥 What You’ll Learn in This Episode: ✅ Bookkeeping is essential — Without clean books, tax strategy isn’t even an option. ✅ Business owners have more control — Entity structure and deductions offer serious tax savings. ✅ Real estate investing — Can yield major deductions, especially when using short-term rentals and cost segregation. ✅ W-2 employees aren’t out of luck — HSAs, IRAs, and 529 plans can still offer impactful savings. Meet our guest: Bio: Candace Galiffa has been a Certified Public Accountant (CPA) for over a decade. After studying Accounting at the University of Pittsburgh, Candace began her career in public accounting at PricewaterhouseCoopers, and then held various leadership roles in corporate accounting, finance, and investments. After nearly a decade in Corporate America, she decided to focus on her entrepreneurship roots. She founded NewWay Accounting to serve small business owners and entrepreneurs, as well as provide modern accounting solutions and outsourced CFO services to corporations. Candace lives in Chadds Ford, PA with her husband Phil and their daughters Giavana, Layla, and Sasha. Contact Today's Guests: Website: https://newwayaccounting.com/ Instagram: https://www.instagram.com/newwayaccounting/ Facebook: https://www.facebook.com/newwayaccounting/ LinkedIn: https://www.linkedin.com/company/newway-accounting/ 📚 Get a FREE copy of my book at NextLevelIncome.com 🎧 Don't forget to subscribe, like, and share this episode with anyone looking to take their income and investments to the next level! -------------------------------------------------------------------------------------------------------------------- Check out our website: www.nextlevelincome.com. Follow us on social media @thenextlevelincomeshow Get a free copy of our book and learn more about our course at: nextleveincome.comCheck out our website: www.nextlevelincome.com.   Follow us on social media @thenextlevelincomeshow   Get a free copy of our book and learn more about our course at: nextleveincome.com

In this episode of the Next Level Income Show, I sit down with Mat Simmons, CEO of Sim Capital, to discuss the real estate landscape and how affordable housing and Section 8 programs play a critical role. We explore the economic realities behind rising rents, the challenges in developing low-income housing, and the systemic issues that need a major overhaul. If you’re a real estate investor, or simply want to understand where the housing market is headed, this is a must-watch conversation. 🔥 What You’ll Learn in This Episode: ✅ Section 8 Success Requires Experience – Matt explains why Section 8 housing isn’t ideal for beginners and how his early challenges became key to future success. ✅ Systemic Issues in Affordable Housing – From outdated administration to voucher shortages, the Section 8 program needs modernization. ✅ Real Estate Cycles and Affordability Pressures – The market's extended upcycle and rising rates have worsened affordability, especially for first-time buyers. ✅ Private Sector Solutions with Government Support – Matt advocates for private innovation with government incentives to bridge the affordable housing gap. Meet our guest: Bio: Mat Simmons is the founder and CEO of SIMM Capital, a real estate investment firm headquartered in Wexford, Pennsylvania. With a career in real estate beginning in 2006, Simmons has cultivated a portfolio exceeding 4,200 units, focusing primarily on value-add multifamily properties and affordable housing initiatives across various U.S. markets. Under Mat’s leadership, SIMM Capital has emphasized investments in affordable housing, particularly through the Section 8 program. The firm targets single-family and smaller multifamily properties in key markets across the country aiming to have these properties cash-flowing within 30 days of acquisition. This strategy not only addresses the affordable housing shortage but also provides investors with stable, government-backed rental income. Mat is also recognized for his educational efforts in real estate investing. He shares insights through various platforms, including podcasts and webinars, discussing topics like the benefits of Section 8 housing and strategies for successful property management. His approach combines practical experience with a commitment to addressing housing needs, positioning SIMM Capital as a notable player in the real estate investment landscape. For more information, visit simmcapital.com or connect with Mat Simmons on social media platforms. Contact Today's Guests: Website: SOSDojo.com 📚 Get a FREE copy of my book at NextLevelIncome.com 🎧 Don't forget to subscribe, like, and share this episode with anyone looking to take their income and investments to the next level!Check out our website: www.nextlevelincome.com.   Follow us on social media @thenextlevelincomeshow   Get a free copy of our book and learn more about our course at: nextleveincome.com

In this powerful episode of the Next Level Income Show, I sit down with sales sensei Joe Marcoux, the founder of The S.O.S. Dojo, to explore how anyone—yes, anyone—can master the skill of selling. Whether you’re an entrepreneur, a coach, or part of a corporate team, Joe shares how to create buying conversations that feel authentic and effective. We talk about emotions in sales, why traditional funnels are failing, and how to stay ahead in the AI-driven world. Don't miss this masterclass in modern sales! 🔥 What You’ll Learn in This Episode: ✅ People buy on emotion, justify with logic – The key to sales is understanding and tapping into how your prospect feels, not just what they need. ✅ Confidence, Conviction, and Control – These are the three pillars every great salesperson must develop to move from mediocre to masterful. ✅ Sales is communication, not manipulation – Great salespeople help others make empowered decisions without pressure or pushiness. ✅ Modern funnels are broken – Joe explains why the old lead-magnet model is failing and how exposure across multiple platforms is the new key to trust. Meet our guest: Bio: Known as the Sales Sensei, Joe Marcoux is a sales professional dedicated to transforming individuals and businesses. Joe empowers teams to create Buying Conversations and close deals without the stigma of sales pushiness. Creator of the S.O.S. Dojo, a LIVE & Virtual training ground where individuals practice and earn their Black Belt in sales. Through the Dojo, Joe and his team equip entrepreneurs with the skills to navigate ANY objection. Joe Marcoux is here to guide you on your own hero’s journey. He is a creator of sales masters, leading countless individuals and businesses to sales success. Contact Today's Guests: Website: SOSDojo.com 📚 Get a FREE copy of my book at NextLevelIncome.com 🎧 Don't forget to subscribe, like, and share this episode with anyone looking to take their income and investments to the next level!Check out our website: www.nextlevelincome.com.   Follow us on social media @thenextlevelincomeshow   Get a free copy of our book and learn more about our course at: nextleveincome.com

In this episode of Next Level Income, I sit down with Justin Donald — bestselling author and founder of The Lifestyle Investor. We uncover how the ultra-wealthy build and protect wealth, why the 60/40 stock-bond portfolio is outdated, and how you can start creating passive income to live life on your terms. Don’t miss this conversation on smart investing, time freedom, and building a legacy! 🔥 What You’ll Learn in This Episode: ✅ The traditional 60/40 investment strategy is outdated and underperforms compared to alternative asset allocations used by billionaires and centimillionaires. ✅ Most ultra-wealthy families allocate 50-70% of their portfolios to alternatives like real estate, private equity, and private credit. ✅ Lifestyle investing is about generating passive income to live by design, not by default, while preserving quality time with family and avoiding the “golden handcuffs.” ✅ Success comes not from hustle alone, but from systems, mentorship, and strategic capital deployment. Meet our guest: Bio: Entrepreneur Magazine calls Justin Donald the "Warren Buffett of Lifestyle Investing." As the founder of The Lifestyle Investor and a master of low-risk cash flow investing, Justin’s ethos is to "create wealth without creating a job." He excels at simplifying complex financial strategies, structuring deals, and disciplined investment systems that consistently yield profitable results.After 21 months of investing, and before his 37th birthday, Justin’s investments generated sufficient passive income for him and his wife Jennifer to leave their jobs. Following his straightforward investment system and 10 Commandments of Lifestyle Investing, Justin negotiated deals with over 200 companies, multiplied his net worth to over nine figures, and continues to maintain a family-centric lifestyle.Justin's extensive entrepreneurial experience includes owning several profitable real estate-related businesses, one of the largest mobile home park portfolios in the U.S., various additional rental property portfolios, Orangetheory Fitness and KidStrong franchises, and multiple successful operating companies. One notable venture is Stellar, a residential maintenance and rehab company that Justin co-founded, that recently completed its Series B funding round, led by Alerion Ventures and S3 Ventures, the largest venture capital firm in Texas.Justin was recently invited to participate as a SXSW investor judge and speak at Texas Rangers Stadium. He is a member of Tiger 21 and serves on the board of Front Row Foundation International. Through his Lifestyle Investor Mastermind, Justin now consults and coaches entrepreneurs, executives, and successful media personalities on lifestyle investing. He hosts The Lifestyle Investor Podcast, with the aim of helping listeners consistently generate repeatable returns. Justin has also appeared on hundreds of podcasts and shared the stage with prominent figures like Richard Branson, Robert Kiyosaki, Sam Zell, Ron Paul, and Kevin Harrington.In January 2021, Justin released his #1 Wall Street Journal and USA Today bestselling book, The Lifestyle Investor: The 10 Commandments of Cash Flow Investing for Passive Income and Financial Freedom. The book is now in the top 1% of all books ever sold, with all proceeds donated to the Tebow Foundation and Love Justice International, two nonprofits that combat human trafficking in over 30 countries.Justin and Jennifer are dedicated philanthropists who contribute to various causes privately and through their church, with a primary emphasis on fighting human trafficking among other humanitarian efforts. Additionally, they sponsor several children through Compassion International. The Donalds reside in Austin, Texas, and love adventure-based international travel with their cherished daughter. Contact Today's Guests: Email: [email protected] 📚 Get a FREE copy of my book at NextLevelIncome.com 🎧 Don't forget to subscribe, like, and share this episode with anyone looking to take their income and investments to the next level! -------------------------------------------------------------------------------------------------------------------- Check out our website: www.nextlevelincome.com. Follow us on social media @thenextlevelincomeshow Get a free copy of our book and learn more about our course at: nextleveincome.comCheck out our website: www.nextlevelincome.com.   Follow us on social media @thenextlevelincomeshow   Get a free copy of our book and learn more about our course at: nextleveincome.com

In this episode of the Next Level Income Show, I sit down with entrepreneur, coach, and author Daniel Woodrum to discuss his new book The Dark Side of Discipline. We talk about how relentless discipline can backfire, and why systems, standards, and identity are key to sustainable success. Learn how to avoid burnout, build smarter habits, and create a framework that fits your life — all while staying aligned with your goals. Don't miss this insightful conversation packed with actionable strategies for high performers. 🔥 What You’ll Learn in This Episode: ✅ Discipline alone can become a liability without the right systems in place. ✅ Entrepreneurs should prioritize Revenue Generating Activities (RGAs) each morning. ✅ Using tools like Opal to block distractions can dramatically increase productivity and presence. ✅ Systems should be tailored to your personal goals—not someone else’s standards. Meet our guest: Bio: Daniel Woodrum is an entrepreneur, coach, and discipline expert dedicated to helping business owners and high performers reach their full potential. As the Head Coach at Early To Rise, Daniel has spent over a decade leading teams and coaching thousands of entrepreneurs to achieve greater discipline, leadership, and productivity. With over 14 years of entrepreneurial experience, Daniel has owned multiple businesses and guided countless high-achievers to elevate their standards, systems, and results. Daniel lives in Charleston, South Carolina, with his wife Brittney and their three children, Blease, Banks, and Bellamy. Contact Today's Guests: Early To Rise: earlytorise.com Opal App: www.opal.so Create an extra 20 - 40 hours per week: https://nextlevelincome.com/how-to-create-an-extra-20-40-hours-per-week-to-work-on-your-passion-and-or-make-more-money/ To learn more visit nextlevelincome.com/banking & nextlevelinocme.com/kids 📚 Get a FREE copy of my book at NextLevelIncome.com 🎧 Don't forget to subscribe, like, and share this episode with anyone looking to take their income and investments to the next level! -------------------------------------------------------------------------------------------------------------------- Check out our website: www.nextlevelincome.com. Follow us on social media @thenextlevelincomeshow Get a free copy of our book and learn more about our course at: nextleveincome.comCheck out our website: www.nextlevelincome.com.   Follow us on social media @thenextlevelincomeshow   Get a free copy of our book and learn more about our course at: nextleveincome.com

Welcome to the Next Level Income Show! In this episode, Chris Larsen is joined by Chuck and Davis Oliver of The Hidden Wealth Solution to uncover legal and powerful strategies for reducing your tax burden and maximizing your wealth. Whether you're a W-2 employee, business owner, or investor, you'll discover how to save thousands in taxes, make smart Roth conversions, and unlock hidden tax deductions. Stay tuned and learn how to grow your income — and keep more of it. 🔥 What You’ll Learn in This Episode: ✅ Interest rate shifts have reshaped the multifamily market, forcing a focus on operations and long-term holds. ✅ Lone Star Capital’s strategic pivot to affordable housing is reducing risk and driving strong returns. ✅ Houston’s diversified economy makes it a prime market for resilient real estate investments. ✅ Insurance costs, weather risks, and immigration policies are major factors investors must consider today. Meet our guest: Bio: CHUCK: Radio show host and best-selling author Chuck Oliver is a nationally recognized Wealth Strategist who works with Baby Boomers, Retirees and business owners nationwide who desire asset optimization and wealth preservation planning. Their focus centers around having a written, compressive plan incorporating tax savings, reducing unnecessary market risk, maximizing income and growth while securing peace of mind with asset and estate planning protection. Learn the formula for how clients establish a tax-free income for life that will transfer tax- free to future generations. Chuck helps clients gain direction, confidence and capability with the proven success of The Hidden Wealth Solution. He and his team educate clients on the pillars of asset protection. Protecting clients from known and unknown creditors. DAVIS: Davis is a Wealth Strategist. Davis got his start working in the private equity space as an analyst. Davis works with our clients to educate them on wealth building alternatives with a focus on strategic tax savings planning. Davis currently works closely and consults with our clients and our strategic tax team. Davis is a graduate of The University of North Carolina at Chapel Hill, earning a degree in economics with a minor in entrepreneurship. Davis is a devoted triathlete who enjoys competing at the highest level and he has achieved high ranking results as well as qualifying for and competing in, the IRONMAN 70.3 World Championship. Contact Today's Guests: Website: www.TheHiddenWealthSolution.com To learn more visit nextlevelincome.com/banking & nextlevelinocme.com/kids 📚 Get a FREE copy of my book at NextLevelIncome.com 🎧 Don't forget to subscribe, like, and share this episode with anyone looking to take their income and investments to the next level! -------------------------------------------------------------------------------------------------------------------- Check out our website: www.nextlevelincome.com. Follow us on social media @thenextlevelincomeshow Get a free copy of our book and learn more about our course at: nextleveincome.comCheck out our website: www.nextlevelincome.com.   Follow us on social media @thenextlevelincomeshow   Get a free copy of our book and learn more about our course at: nextleveincome.com