On The Ladder Ep. 1 | How to Save for a House Deposit UK

Saving for a house deposit can feel impossible, but it doesn't have to be!  In Episode 1 of On The Ladder, mortgage expert Sarah Tucker, founder of The Mortgage Mum, explains what a deposit really is, how much is actually needed in today's market, and the low‑deposit and no‑deposit mortgage options that could bring first-time buyers like you closer to homeownership than they think.  In this episode: What is a house deposit and how much do you actually need in the UK? Strategic ways to save (no skipping coffees required) Mortgage schemes for first‑time buyers: 5% deposit, shared ownership, guarantor products & more!! Realistic tips for building a deposit faster - even on a lower income On The Ladder is a complete step‑by‑step series for first‑time buyers in the UK, bringing expert insights without the jargon.   Hosted by Sarah Tucker,  regular contributor on This Morning, BBC, and The Times, and founder of one of the UK's most trusted mortgage brokerages: The Mortgage Mum.  Joined by acting Mortgage adviser and our very own Gemma Bennett, to give that important detail!    🔔 Subscribe to The Mortgage Mum YouTube to watch the full series 📌 Episode 1 is now live! Press play and take your first step On The Ladder.   🔗 Follow for more expert advice: Instagram: @the_mortgage_mum TikTok: @themortgagemum Website: www.themortgagemum.co.uk

Episode 1: Media Myths & the Mother Load at Christmas Welcome to the very first episode of M's The Word!! The bold new talk show and podcast where we dive into money, motherhood, mindset, and every other "M" word that matters. In this episode, we're unpacking media myths and the emotional overload of the holiday season - and yes, we're talking about that controversial Diary of a CEO episode where financial experts claimed you shouldn't buy a house (!). We also get real about: Why advent calendars might need to be cancelled The cofusion of unrealistic and one sided financial advice online How Christmas hits differently when you're managing a household  The mental load, mum guilt, and the myth of "having it all together" It's honest, it's eye-opening, and it's the start of something real. 🎙️ Hosted by Sarah Tucker, with Gemma Bennett, Jade Timpson-Proud & Shelley Walker  📅 New episodes every month!  💬 Like what you hear? Leave a review and share with someone who needs this conversation. Connect With Us: Watch the full show on YouTube: M's The Word | A Bold New Talk Show & Podcast on Life's Big Topics Follow us on Instagram: M's The Word (@ms_theword) • Instagram photos and videos Subscribe for updates & behind-the-scenes content: M's The Word (@ms_theword) • Instagram photos and videos

In this week's episode of The Mortgage Mum Podcast hosted by Shelly Walker, Managing Director of The Mortgage Mum Specialist Finance - we're joined by powerhouse business coach Jessica Crane, founder of the Sheo Collective, to talk all things wealth, legacy, and CEO-level mindset.  Key Themes:  How to use your business as a vehicle for generational wealth  The reality of scaling from six to eight figures (and why systems matter)  The mindset shifts required to stop "doing it all" and start leading as a CEO  Building a property portfolio while managing multiple businesses  The importance of community, mentorship, and getting the right support  Why teaching kids about money and business is a must for future generations  Real talk on passive vs active income strategies  Lessons learned from property investing - the wins and the mistakes  Jessica shares real-life case studies from her mastermind clients, including women who've gone from burned-out business owners to owning multiple income streams and investment properties - often in under two years. The conversation is packed with practical advice for women who want to take ownership of their financial future and use their business as a launchpad for lasting impact. 

From First-Time Buyers to Founders: How Gen H Is Rewriting the Mortgage Rulebook Hello and welcome back to another episode of The Mortgage Mum podcast. What happens when two would-be first-time buyers look at Britain's housing market and decide to fix it rather than squeeze into it? On this episode of The Mortgage Man Podcast, Sarah sits down with Will Rice, Co-Founder and (until recently) CEO of Gen H, to unpack the extraordinary story of channeling a first-home deposit into building a new kind of mortgage lender. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

Hello and welcome back to another episode of The Mortgage Mum podcast. Join Sarah Tucker CEO of The Mortgage Mum speak with Drew Boyer author of  Hip Hop x Finance: Become a Financial Gangster! Get off Debt Row and Stack your Cash Flow . Combing Hip Hop and finance Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

A very warm welcome to today's episode of The Mortgage Mum podcast. This time, we're talking about first time remortgages. We are talking to those of you who have bought a property, you're on the property ladder and you think your work is done. You know what you're doing for the next 25, 30 years. But no. Then, talk of remortgage comes up and your fixed rate is coming to an end. You're probably feeling a bit overwhelmed and unsure what happens next. This episode is for you. We're going to make it short and sweet so it won't take up too much of your time, but it's going to help you feel prepared and ready. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

Welcome to The Mortgage Mum podcast. We are so excited to have this episode released today on a really specific topic that's becoming a common enquiry. Lots of people are moving into other countries to work while owning property or wanting to own property in the UK. And with 1.8 million people coming off a fixed rate this year (as of June 2025) and due to remortgage, people living in other countries are wondering what this means for them? So we've called in the expert, Shelley Walker, Managing Director of The Mortgage Mum Specialist Finance, to join us on the episode. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Shelly, Managing Director of The Mortgage Mum Specialist Finance please email [email protected] or call 03300 431327. If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

Hello and welcome back to another episode of The Mortgage Mum podcast. We're covering a really hot topic right now - because the majority of landlords remortgaging a Buy to Let property are now doing it through a limited company. We have got some of your most Googled questions on this topic and we're going to dive straight into them. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

Hello, and welcome to today's episode of The Mortgage Mum podcast. Today we are sticking with the remortgage topic - as 1.6 million of you are coming up to the end of your fixed rate in the next few months. We want to make sure you know your options when that remortgage comes around, and today we're covering remortgaging to buy a second home. There are news reports out there right now in May 2025 that people with a second home are actually trying to get rid of them. It's because of new tax rules from the government - but having said that, there are still lots of you dreaming about buying a second home. We're covering all your questions today, so let's get started! Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.

An Exclusive Interview with April Mortgages - Rachael Hunnisett! Exciting News! Listen to Sarah as she speaks to Rachael Hunnisett, about how you can buy a home with no deposit! Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email [email protected] or call 01702 887426.