Q&A with Barb: Your Top Questions on Kids and Money Answered!

Here's what to expect in this episode: How Stacey supports others in clearing their mind of negative chatter.How parents, coaches, and teachers can ignite a child’s future with a few choice words.What is The F.I.X. CODE, how it came about and how can kids, parents, and coaches experience it.What is “THE MAGIC QUESTION” and how can Athletes, High Achievers, and anyone at any age use it to change their lives?And much, much more! Ignite Your Future Now with Your  Free  Access to...UNLOCK YOUR TRUE POETENTIAL miniseries Barb and Stacey spoke of during this episode:https://thefixcode.mykajabi.com/pl/2148294691 About Stacey:Stacey is a powerful speaker, inspiring trainer, and an Amazon Best Selling Author. Her recent book: Dominate Your Sport – The 90-Day Comprehensive Performance Journal for Female Athletes has exploded onto the charts in multiple categories including: Sports Training, Health Fitness & Dieting, and Women’s Health. Stacey teaches athletes, coaches, trainers, and parents The F.I.X. CODE technique for staying in the present and removing emotional attachments from their past performances, allowing them to gain a significant edge over their competitors. Stacey’s first exposure to excellence took place at a young age. Her family’s Montreal home was the scene of frequent national and international meetings of the most amazing influencers in gymnastics and wrestling as they prepared for the 1976 Olympic Games. Those scenes are indelibly etched in her mind and became the foundation for her values and goals in life. A former Canadian National 1 competitive gymnast herself, Stacey knows what it takes to rise through the ranks to excel in sports. Her brilliant, logistical mind led her to event planning on a massive scale–4 Olympic Games, Pan Am and Commonwealth Games then on to the G-20, G-8, G-7 conferences, working for some of the most powerful people in the political arena at the time.In order to bring this to the next generation of athletes and youth, Stacey had to personally experience its every facet and nuance. It has taken her years and lots of learning’s though her commitment and belief in the F.I.X. CODE technique never wavers. With her undeniable passion and determination to inspire and support athletes and high achievers with their fears, anxiety, and those horrible feelings of mental self-sabotage. As she once suffered from a fear of heights, as a gymnast, she knows the challenges and pain that athletes go through each and every day…during tryouts, practices, and competitions. Experiencing the F.I.X. CODE is a gift… To learn it, and it becomes a gift that just keeps on giving. Connect with Stacey NyeWebsite: https://thefixcode.comInstagram: https://www.instagram.com/thefixcodeFacebook: https://www.facebook.com/theFixCodeTechnique Connect with Barb!Chat with Barb https://calendly.com/barbvFacebook: https://www.facebook.com/TheKidFactor/ | https://www.facebook.com/groups/thekidfactorfamilyInstagram: https://www.instagram.com/thekidfactorofficial/LinkedIn: https://www.linkedin.com/in/barb-v-81497547/Thank you so much for joining us today!If you enjoyed this episode, please submit a rating and review and share it with a friend. Together, we can inspire more people to utilize The Kid Factor!Let’s keep the conversation going! We would love to hear from you and your wants, needs, and goals and support you along the way! Connect with Barb on social media via XX Strong or via The Kid Factor, where we connect, collaborate, and celebrate each other while sharing more about money, business & entrepreneurship, and personal development. Can’t wait to see you there! 

Meet the founders of XX Strong™ Heather Allmendinger, a Period Awareness and Cyclical Living Coach, and The Kid Factor’s very own Barb V, a World Champion Athlete, Multi-Sport Coach, Business/Entrepreneur Coach, and International Best-Selling Author. Recognizing the critical need for better education and support surrounding the menstrual cycles of female athletes and high achievers, they united to provide comprehensive workshops and training materials to uplevel women’s sports. XX Strong™ empowers athletes, coaches, athletic and personal trainers, and parents with the knowledge and tools to harness the Superpowers of Female Athletes and High Achievers utilizing the menstrual cycle for optimal performance. In 2024, XX Strong™ welcomed Stacey Nye, Vice President, and Master Trainer of The F.I.X. Code Technique, to their dynamic team. With her 20- year Olympic background and expertise in mindset techniques, Stacey enhances the XX Strong™ mission to elevate female athletes and high achievers. Together, they combine elite athletic training methods, menstrual cycle awareness, and revolutionary mindset techniques to elevate female athlete and high achiever performances. Through personalized programing and scientifically supported research, XX Strong™ dispels myths, alters coaching attitudes, and empowers individuals to achieve transformational outcomes by integrating cutting edge technologies, nutrition, mindset, physical training strategies, and menstrual cycle tracking.GRAB YOUR COPY TODAY OF DOMINATE YOUR SPORT: The 90-Day Comprehensive Performance Journal For Female Athleteshttps://www.amazon.com/DOMINATE-YOUR-SPORT-Comprehensive-Performance/dp/B0CXHXTNM3CONNECT with XX Strong™ on LinkedIn @XXStrongon Facebook @XXStrongon Instagram @XXStrong.lifeon Instagram @XXStrongInspireon YouTube @XXStrong-Performance About Heather Allmendinger:Heather is a Certified Health Coach, a FEMM, and a Teen FEMM Trainer. An amazing mother of two boys who were born when she was in my 30s and nearly 39. Her journey included experiences of both pre-34-year-old pregnancies, the 35+ “geriatric” pregnancy, easy conception, and the challenges of secondary unexplained infertility, which took 14 months to overcome. Heather is dedicated to all the taboo conversations surrounding reproductive health in all stages of life and working with young people and adults while assisting everyone with their unanswered questions.Get Your FREE Tween / Teen Guide To Periods: https://vivydus.ck.page/2c8331ce66Connect with Heather Allmendinger!Website: https://vivydus.com/Instagram: https://www.instagram.com/vivydus/LinkedIn: https://www.linkedin.com/in/hmallmendinger/ Connect with Barb!Chat with Barb https://calendly.com/barbvFacebook: https://www.facebook.com/TheKidFactor/ | https://www.facebook.com/groups/thekidfactorfamilyInstagram: https://www.instagram.com/thekidfactorofficial/LinkedIn: https://www.linkedin.com/in/barb-v-81497547/Thank you so much for joining us today!If you enjoyed this episode, please submit a rating and review and share it with a friend. Together, we can inspire more people to utilize The Kid Factor!Let’s keep the conversation going! We would love to hear from you and your wants, needs, and goals and support you along the way! Connect with us on social media via XX Strong or via The Kid Factor, where we connect, collaborate, and celebrate each other while sharing more about money, business & entrepreneurship, and personal development. Can’t wait to see you there!As you heard in this episode... we are happy to give you access to our miniseries... UNLOCK YOUR TRUE POTENTIAL https://thefixcode.mykajabi.com/opt-in  

Join Barb for this powerful episode as she walks you through the simple business plan that she designs with her young entrepreneurs ages 6 through 76.  A business plan serves as a crucial roadmap for entrepreneurs and business owners, guiding them through the various stages of starting, managing, and growing their ventures. Its importance lies in several key areas:Clarity of Vision: A business plan helps crystallize the vision and mission of the business. It outlines the objectives, goals, and strategies necessary to achieve success. By defining the purpose and direction of the business, it provides clarity for the entrepreneur.Strategic Planning: A well-developed business plan includes a detailed information. Understanding the market landscape helps identify opportunities and challenges, allowing your business to position itself effectively.Resource Allocation: Business plans outline the financial requirements, including startup costs, operational expenses, and revenue projections. They help entrepreneurs determine the amount of money needed and allocate resources efficiently. By forecasting financial performance, businesses can mitigate risks and make informed decisions about investments and expenditures.Communication Tool: A business plan serves as a communication tool for external stakeholders, including investors, lenders, partners, and employees. It articulates the value proposition of the business and demonstrates its potential for growth and profitability. A well-crafted business plan enhances credibility and fosters trust among stakeholders, facilitating collaboration and support.Performance Evaluation: They enable entrepreneurs to track performance against predetermined goals and make necessary adjustments to strategies and tactics. Regularly reviewing and updating the business plan ensures alignment with evolving market dynamics and business objectives.Decision Making: Business plans provide a framework for making informed decisions about expansion, diversification, and exit strategies. They help entrepreneurs evaluate opportunities and assess the feasibility of new initiatives. By aligning decisions with the overarching business strategy, entrepreneurs can optimize resource utilization and maximize returns on investment.In summary, a business plan serves as a fluid document that guides your strategic planning, resource allocation, risk management, communication, performance evaluation, and decision making. It is an indispensable tool for entrepreneurs seeking to establish and sustain successful ventures in today's dynamic business environment. Connect with Barb!Chat with Barb https://calendly.com/barbvLinktree: https://thekidfactor.fun/linktreeFacebook: https://www.facebook.com/TheKidFactor/ | https://www.facebook.com/groups/thekidfactorfamilyInstagram: https://www.instagram.com/thekidfactorofficial/LinkedIn: https://www.linkedin.com/in/barb-v-81497547/Thank you so much for joining us today!If you enjoyed this episode, please submit a rating and review and share it with a friend. Together, we can inspire more people to utilize The Kid Factor!Let’s keep the conversation going! We would love to hear from you and your wants, needs, and goals and support you along the way! Head over to our website at https://www.TheKidFactor.Fun, where we connect, collaborate, and celebrate each other while sharing more about money, business & entrepreneurship, and personal development. Can’t wait to see you there!Make sure you pick up your FREE PDF TIPS FOR RAISING FINANCIALLY INDEPENDENT KIDS. DO YOU OR YOUR CHILD WANT TO WRITE AND PUBLISH YOUR OWN BOOK?Classes are forming NOW!Contact Barb today to learn about our publishing program and scholarships!Schedule a Chat with Barb https://calendly.com/barbv     IF YOU OR SOMEONE YOU KNOW IS STRUGGLING WITH MENTAL HEALTH ISSUES... YOU"RE NOT ALONE>>>Website: https://www.nami.org/HomePhone: NAMI HELPLINE 800-950-6264 or TEXT "helpline" to 62640In 2020, the nation took a significant step forward with the enactment of the National Suicide Hotline Designation Act, a bill NAMI advocated for that created a nationwide three-digit number (988) to assist people experiencing a mental health or suicidal crisis. This number is now available in communities across the country.NAMI recognizes that other organizations have drawn distinctions between what diagnoses are considered “mental health conditions” as opposed to “mental illnesses.” We intentionally use the terms “mental health conditions” and “mental illness/es” interchangeably.A mental illness is a condition that affects a person's thinking, feelings, behavior, or mood. These conditions deeply impact day-to-day living and may also affect the ability to relate to others. If you have — or think you might have — a mental illness, the first thing you must know is that you are not alone. Mental health conditions are far more common than you think, mainly because people don’t like to, or are scared to, talk about them. However:1 in 5 U.S. adults experience mental illness each year1 in 20 U.S. adults experience serious mental illness each year1 in 6 U.S. youth aged 6-17 experience a mental health disorder each year50% of all lifetime mental illness begins by age 14, and 75% by age 24A mental health condition isn’t the result of one event. Research suggests multiple linking causes. Genetics, environment, and lifestyle influence whether someone develops a mental health condition. A stressful job or home life makes some people more susceptible, as do traumatic life events. Biochemical processes and circuits and basic brain structure may play a role, too.None of this means that you’re broken or that you, or your family, did something “wrong.” Mental illness is no one’s fault. And for many people, recovery — including meaningful roles in social life, school, and work — is possible, especially when you start treatment early and play a strong role in your own recovery process.THERE'S HELP & HOPE... 

In this empowering episode,  Barb delves into the fundamental truth that making money can be straightforward once you grasp how and where to begin. Join us as we uncover the strategies, mindset shifts, and practical steps necessary to embark on your journey toward financial abundance and starting your own business.Barb explore the misconceptions surrounding businesses and dispels the myth that making money is an insurmountable feat. Drawing from personal experiences and expert insights, Barb unravels the simplicity hidden behind the complexities of business success.From identifying lucrative opportunities to leveraging your unique skills and resources, Barb provides actionable advice on initiating your business-building endeavors.   Tune in to learn invaluable tips on: Understanding the principles of business creationUncovering the secrets of business success: Learn the #1 Key for Your Business SuccessCultivating a wealth-oriented mindset and overcoming limiting beliefsHarnessing the power of knowledge and continuous learningBuilding sustainable income streams and financial independenceWhether you're a seasoned entrepreneur at age 17 or a budding first-time entrepreneur, this episode offers invaluable insights to propel you towards financial freedom and life-long success skills. Discover the simplicity of making money and unlock the keys to a prosperous future. Connect with Barb!Chat with Barb https://calendly.com/barbvLinktree: https://thekidfactor.fun/linktreeFacebook: https://www.facebook.com/TheKidFactor/ | https://www.facebook.com/groups/thekidfactorfamilyInstagram: https://www.instagram.com/thekidfactorofficial/LinkedIn: https://www.linkedin.com/in/barb-v-81497547/Thank you so much for joining us today!If you enjoyed this episode, please submit a rating and review and share it with a friend. Together, we can inspire more people to utilize The Kid Factor!Let’s keep the conversation going! We would love to hear from you and your wants, needs, and goals and support you along the way! Head over to our website at https://www.TheKidFactor.Fun, where we connect, collaborate, and celebrate each other while sharing more about money, business & entrepreneurship, and personal development. Can’t wait to see you there!Make sure you pick up your FREE PDF TIPS FOR RAISING FINANCIALLY INDEPENDENT KIDS. DO YOU OR YOUR CHILD WANT TO WRITE AND PUBLISH YOUR OWN BOOK?Classes are forming NOW!Contact Barb today to learn about our publishing program and scholarships!Schedule a Chat with Barb https://calendly.com/barbv     IF YOU OR SOMEONE YOU KNOW IS STRUGGLING WITH MENTAL HEALTH ISSUES... YOU"RE NOT ALONE>>>Website: https://www.nami.org/HomePhone: NAMI HELPLINE 800-950-6264 or TEXT "helpline" to 62640In 2020, the nation took a significant step forward with the enactment of the National Suicide Hotline Designation Act, a bill NAMI advocated for that created a nationwide three-digit number (988) to assist people experiencing a mental health or suicidal crisis. This number is now available in communities across the country.NAMI recognizes that other organizations have drawn distinctions between what diagnoses are considered “mental health conditions” as opposed to “mental illnesses.” We intentionally use the terms “mental health conditions” and “mental illness/es” interchangeably.A mental illness is a condition that affects a person's thinking, feelings, behavior, or mood. These conditions deeply impact day-to-day living and may also affect the ability to relate to others. If you have — or think you might have — a mental illness, the first thing you must know is that you are not alone. Mental health conditions are far more common than you think, mainly because people don’t like to, or are scared to, talk about them. However:1 in 5 U.S. adults experience mental illness each year1 in 20 U.S. adults experience serious mental illness each year1 in 6 U.S. youth aged 6-17 experience a mental health disorder each year50% of all lifetime mental illness begins by age 14, and 75% by age 24A mental health condition isn’t the result of one event. Research suggests multiple linking causes. Genetics, environment, and lifestyle influence whether someone develops a mental health condition. A stressful job or home life makes some people more susceptible, as do traumatic life events. Biochemical processes and circuits and basic brain structure may play a role, too.None of this means that you’re broken or that you, or your family, did something “wrong.” Mental illness is no one’s fault. And for many people, recovery — including meaningful roles in social life, school, and work — is possible, especially when you start treatment early and play a strong role in your own recovery process.THERE'S HELP & HOPE... 

TO GET STARTED... click on this link and join us in The Kid Factor Family Facebook Grouphttps://www.facebook.com/groups/thekidfactorfamily Hey parents, guardians, and young entrepreneurs-to-be! Are you ready to embark on an exciting journey of entrepreneurship? We're thrilled to announce the launch of our 25-Day Kids' Business Challenge, designed to empower kids of every age up to 17 years and 364 days old to start their own business with minimal startup costs.In today's fast-paced world, fostering entrepreneurial skills in children is more important than ever. Through this challenge, we aim to inspire creativity, foster resilience, and instill valuable business acumen in young minds. And the best part? It's all achievable with less than $50.00 in startup costs!What is The Kid Factor’s 25-Day Kids' Business Challenge?Our 25-Day Kids' Business Challenge is a hands-on program that guides kids through the process of starting their own business from scratch. Over the course of the next 25 days, participants will learn essential entrepreneurial skills, take practical steps to launch their business idea, and experience the thrill of entrepreneurship firsthand.Who can enter The Kid Factor’s 25-Day Kids' Business Challenge?Any child up to the age of 17 years and 364 days old and who has their parents’ or legal guardian’s permission. Why Participate?Empowerment: Empower your child to turn their passion and creativity into a viable business venture.Financial Literacy: Teach valuable lessons in budgeting, financial management, and resource allocation.Problem-Solving: Encourage critical thinking and problem-solving skills as kids navigate challenges and setbacks.Confidence Building: Boost self-confidence and self-esteem through tangible achievements and real-world experiences.Future Readiness: Equip kids with essential skills and mindset for success in an increasingly entrepreneurial world.How Does It Work?Each day, participants will receive actionable tasks and guidance to progress through the challenge.From brainstorming business ideas to marketing and sales strategies, every step is designed to build foundational skills and practical knowledge.Participants will have access to resources, templates, and The Kid Factor support team to help them along their entrepreneurial journey.Get Involved!Are you ready to ignite your future today and watch the entrepreneurial spirit in your child gain momentum? Join us for The Kid Factor’s 25-Day Kids' Business Challenge! Here's how to get started:1. Sign Up: Register your child for the challenge through the link in our show notes.click on this link and join us in The Kid Factor Family Facebook Grouphttps://www.facebook.com/groups/thekidfactorfamilyONCE you're in the group - COMMENT us and tell us "I'M ALL IN!" then watch or join the daily activity segments and make sure to comment your daily activities as you progress through the 25-Day Kids' Business Challenge.  Every day, except Sundays, we will provide you with prompts, worksheets and resources as you progress through the challenge. 2. Access Resources: Gain access to the prompts, worksheets, and resources to support your child throughout the challenge.3. Share Your Journey: Connect with fellow participants, share progress updates, and celebrate successes together in The Kid Factor Family private FB Group4. Celebrate Success: At the end of the challenge, celebrate your child's achievements and reflect on the valuable lessons learned. When you and your child complete The Kid Factor’s 25-Day Kid’s Business Challenge, EVERYONE WINS!Join the Movement!Together, let's empower the next generation of entrepreneurs to dream big, take risks, and make a positive impact on the world. Whether it's launching a lemonade stand, crafting handmade jewelry, or offering tutoring services, or scooping poop from your neighbor’s back yard from their dogs… the possibilities are endless!Are you ready to accept the challenge? Let's embark on this exciting journey of entrepreneurship together!Stay tuned for updates here on THE KID FACTOR throughout this month, hear success stories, and gain valuable insights from the young entrepreneurs as they take on The Kid Factor’s 25-Day Kids' Business Challenge! Connect with Barb!Chat with Barb https://calendly.com/barbvLinktree: https://thekidfactor.fun/linktreeFacebook: https://www.facebook.com/TheKidFactor/ | https://www.facebook.com/groups/thekidfactorfamilyInstagram: https://www.instagram.com/thekidfactorofficial/LinkedIn: https://www.linkedin.com/in/barb-v-81497547/Thank you so much for joining us today!If you enjoyed this episode, please submit a rating and review and share it with a friend. Together, we can inspire more people to utilize The Kid Factor!Let’s keep the conversation going! We would love to hear from you and your wants, needs, and goals and support you along the way! Head over to our website at https://www.TheKidFactor.Fun, where we connect, collaborate, and celebrate each other while sharing more about money, business & entrepreneurship, and personal development. Can’t wait to see you there!Make sure you pick up your FREE PDF TIPS FOR RAISING FINANCIALLY INDEPENDENT KIDS. DO YOU OR YOUR CHILD WANT TO WRITE AND PUBLISH YOUR OWN BOOK?Classes are forming NOW!Contact Barb today to learn about our publishing program and scholarships!Schedule a Chat with Barb https://calendly.com/barbv     IF YOU OR SOMEONE YOU KNOW IS STRUGGLING WITH MENTAL HEALTH ISSUES... YOU"RE NOT ALONE>>>Website: https://www.nami.org/HomePhone: NAMI HELPLINE 800-950-6264 or TEXT "helpline" to 62640In 2020, the nation took a significant step forward with the enactment of the National Suicide Hotline Designation Act, a bill NAMI advocated for that created a nationwide three-digit number (988) to assist people experiencing a mental health or suicidal crisis. This number is now available in communities across the country.NAMI recognizes that other organizations have drawn distinctions between what diagnoses are considered “mental health conditions” as opposed to “mental illnesses.” We intentionally use the terms “mental health conditions” and “mental illness/es” interchangeably.A mental illness is a condition that affects a person's thinking, feelings, behavior, or mood. These conditions deeply impact day-to-day living and may also affect the ability to relate to others. If you have — or think you might have — a mental illness, the first thing you must know is that you are not alone. Mental health conditions are far more common than you think, mainly because people don’t like to, or are scared to, talk about them. However:1 in 5 U.S. adults experience mental illness each year1 in 20 U.S. adults experience serious mental illness each year1 in 6 U.S. youth aged 6-17 experience a mental health disorder each year50% of all lifetime mental illness begins by age 14, and 75% by age 24A mental health condition isn’t the result of one event. Research suggests multiple linking causes. Genetics, environment, and lifestyle influence whether someone develops a mental health condition. A stressful job or home life makes some people more susceptible, as do traumatic life events. Biochemical processes and circuits and basic brain structure may play a role, too.None of this means that you’re broken or that you, or your family, did something “wrong.” Mental illness is no one’s fault. And for many people, recovery — including meaningful roles in social life, school, and work — is possible, especially when you start treatment early and play a strong role in your own recovery process.THERE'S HELP & HOPE...  

In this episode of The Kid Factor, Barb explores the extraordinary story of Allen, a 12-year-old entrepreneur who defied expectations and embarked on a remarkable journey consumer to homeownership. From the adrenaline-filled atmosphere of a auction room to the intricacies of legal negotiations, our young protagonist navigates the world of business and real estate with courage and determination and a support team to make it ALL possible.Join us as we unravel the challenges and triumphs of his path, discovering invaluable lessons in resilience, financial literacy, and the power of youthful ambition. Through captivating narratives and heartfelt reflections, we uncover the profound impact of his journey, inspiring listeners of all ages to pursue their dreams with unwavering resolve.Tune in to "Unlocking Doors: The Unconventional Path to Homeownership at 12. What Will You Spend Your Next $100 On?" and witness the inspiring tale of one young visionary who proves that with determination and ingenuity, age is no barrier to achieving greatness in business and homeownership. Listen in as Barb shares some of the experiences of her Young Entrepreneurs and families from The Kid Factor Academy.In closing, Barb encourages parents to take reach out today, recognizing that they can provide the foundation for a future of financial independence. The journey towards a financially empowered family dynasty starts with each of us. Book your FREE CHAT with Barb... Until next time, stay empowered and keep crafting your family's financial legacy.Introduction Welcome to The Kid FactorWhy a Parent Might Want their children to learn how to run a business as early as 7 or 8 year of ageSegment 1: Developing Financial LiteracyRevenue, Expenses, Profit & BudgetingSegment 2: Building ConfidenceBoosting Self-esteem, Taking Initiative, Making DecisionsSegment 3: Fostering IndependenceProblem Solving, Self-Reliance, Taking ResponsibilitySegment 4: Cultivating Creativity and Innovation Thinking Outside of the BoxSegment 5: Learning Practical SkillsCommunicationMarketingSalesCustomer ServiceTime ManagementOrganizationSegment 6: Understanding the Value of Hard WorkPerseverance, Resilience, Goals, Overcoming ObstaclesSegment 7: Encouraging Critical ThinkingMarket Analysis, Trends, Identifying Opportunities, Assessing Risks, Strategic Decision Making SkillsSegment 8: Responsibility and AccountabilityAccountability, Consequences, Managing Resources, Meeting Deadlines, Fulfilling CommitmentsSegment 9: Preparing For The FutureRealities of the Modern Economy, Personal & Professional Skills for All Future EndeavorsSegment 10 : Values, Ethics, IntegrityEthical Business Practices, Honesty, Integrity, Treating Others with Respect and FairnessSegment 11: Creating A Growth MindsetViewing Challenges As Opportunities, Learning and Growing From SetbacksSegment 12: Empowering Financial IndependenceOwning Your Own Sources of Income, Fostering Financial Independence, Reducing DependenceSegment 13: How Allen, a 12-Year Old, Purchased his 1st Real Estate Property for $100OVERCOMING: Lack of KnowledgeLegal & Contractual LimitationsSKEPTICISM about Alternative Buying OptionsPerceived Property Value DiscrepancyCultural & Societal NormsLegal RepresentationTitle & OwnershipWrap-UpHow YOU & YOUR CHILDREN can begin Today...     BOOK YOUR FREE   Chat with Barb https://calendly.com/barbv Call to action - A SPECIAL OFFER for THE KID FACTOR FAMILY...IMAGINE DOUBLING THE SPENDING POWER OF EVERY DOLLAR YOU HAVE!Schedule a CALL  with Barb and learn how you can double your paycheck - this week & Every Week!... click to learn more…https://my-TranzactCard.com/v90Watch the videos, Learn more about what is coming and Get your $25 MEMBERSHIP NOW to take full advantage of this game-changing opportunity TODAY!FYI... the $25 LIFETIME MEMBERSHIP offer has been extended for a limited time… after it expires...it will be $25 annuallyMORE TO COME THIS WEEK...Go to The Kid Factor Official Instagram & DM us to get learn LEARN HOW TO GET DOUBLE the VALUE of every dollar you spend through your bank accounts and through your credit accounts...  in the subject line put "TELL ME MORE"   https://www.instagram.com/thekidfactorofficial/ Connect with Barb!Chat with Barb https://calendly.com/barbvLinktree: https://thekidfactor.fun/linktreeWebsite: https://www.thekidfactor.fun/Facebook: https://www.facebook.com/TheKidFactor/ | https://www.facebook.com/groups/thekidfactorfamilyInstagram: https://www.instagram.com/thekidfactorofficial/LinkedIn: https://www.linkedin.com/in/barb-v-81497547/Thank you so much for joining us today!If you enjoyed this episode, please submit a rating and review and share it with a friend. Together, we can inspire more people to utilize The Kid Factor!Let’s keep the conversation going! We would love to hear from you and your wants, needs, and goals and support you along the way! Head over to our website at https://www.TheKidFactor.Fun, where we connect, collaborate, and celebrate each other while sharing more about money, business & entrepreneurship, and personal development. Can’t wait to see you there!Make sure you pick up your FREE PDF TIPS FOR RAISING FINANCIALLY INDEPENDENT KIDS. DO YOU OR YOUR CHILD WANT TO WRITE AND PUBLISH YOUR OWN BOOK?Classes are forming NOW!Contact Barb today to learn about our publishing program and scholarships!Schedule a Chat with Barb https://calendly.com/barbv     IF YOU OR SOMEONE YOU KNOW IS STRUGGLING WITH MENTAL HEALTH ISSUES... YOU"RE NOT ALONE>>>Website: https://www.nami.org/HomePhone: NAMI HELPLINE 800-950-6264 or TEXT "helpline" to 62640In 2020, the nation took a significant step forward with the enactment of the National Suicide Hotline Designation Act, a bill NAMI advocated for that created a nationwide three-digit number (988) to assist people experiencing a mental health or suicidal crisis. This number is now available in communities across the country.NAMI recognizes that other organizations have drawn distinctions between what diagnoses are considered “mental health conditions” as opposed to “mental illnesses.” We intentionally use the terms “mental health conditions” and “mental illness/es” interchangeably.A mental illness is a condition that affects a person's thinking, feelings, behavior, or mood. These conditions deeply impact day-to-day living and may also affect the ability to relate to others. If you have — or think you might have — a mental illness, the first thing you must know is that you are not alone. Mental health conditions are far more common than you think, mainly because people don’t like to, or are scared to, talk about them. However:1 in 5 U.S. adults experience mental illness each year1 in 20 U.S. adults experience serious mental illness each year1 in 6 U.S. youth aged 6-17 experience a mental health disorder each year50% of all lifetime mental illness begins by age 14, and 75% by age 24A mental health condition isn’t the result of one event. Research suggests multiple linking causes. Genetics, environment, and lifestyle influence whether someone develops a mental health condition. A stressful job or home life makes some people more susceptible, as do traumatic life events. Biochemical processes and circuits and basic brain structure may play a role, too.None of this means that you’re broken or that you, or your family, did something “wrong.” Mental illness is no one’s fault. And for many people, recovery — including meaningful roles in social life, school, and work — is possible, especially when you start treatment early and play a strong role in your own recovery process.THERE'S HELP & HOPE...

In this episode of The Kid Factor, Barb delves into a topic close to every parent's heart: nurturing financial independence in their children. A recent survey reveals that 9 out of 10 parents prioritize financial independence for their children's adulthood, making it a top concern.We begin by exploring the significance of financial independence and the long-term benefits of early financial education. Recognizing the impact of such education on a child's future, Barb shares insights on why starting early is key.The episode unfolds with actionable steps tailored for different age groups, ranging from 6 to 26. For the youngest, we discuss foundational steps like introducing money through play and establishing basic financial skills and experiences. As the age group progresses, topics shift to budgeting, savings accounts, part-time work, and even discussions about investments.For the older age brackets, we address more advanced concepts such as responsible credit card use, discussions on student loans and college funding, and encouragement for entrepreneurship and side hustles/gigs. The ultimate goal is to equip your children with the tools needed for financial success as they transition to adulthood.Throughout the episode, Barb emphasizes the importance of family meetings, communication, and shared experiences. The benefits extend beyond financial literacy, fostering stronger family bonds, resilience, and a mindset geared towards achieving goals.In closing, Barb encourages parents to take these small steps today, recognizing that they lay the foundation for a future of financial independence. The journey towards a financially empowered family dynasty starts with each of us. Until next time, stay empowered and keep crafting your family's financial legacy. Introduction Welcome to The Kid FactorIt's NOT Your Fault... facts and current statisticsSegment 1: The Importance of Financial IndependenceConcerns about your children's financial independenceHow to make money matters fun with kidsSegment 2: Age-Appropriate Strategies for Ages 6-10: Building Financial FoundationsGames and stories for kids and parentsTips for in-home activities and In-Real-Life (IRL) Actionable ActivitiesSegment 3: Age-Appropriate Strategies for Ages 11-15: Expanding Experiences Generating Money Habits, Savings Accounts and Fostering Delayed Gratification Preparing to Drive and the Financial Responsibilities Associated with the Privilege of DrivingGo to The Kid Factor Official Instagram & DM us to get your FREE List of 33+ Emergency Expenses You & Your Kids Should Be Preparing For put "33 Emergency Expenses" in the subject line  https://www.instagram.com/thekidfactorofficial/Segment 4: Age-Appropriate Strategies for Ages 16-18: Preparing for Financial Independence Budgeting for expensesCreating gig opportunities and turning skills into marketable opportunitiesSegment 5: Age-Appropriate Strategies for Ages 19-26: Transitioning Into AdulthoodAdultingEstablishing Credit WorthinessStudent Loans and DebtGoal-setting and planningSegment 6: 10 Actionable Strategies for Families to Implement To Overcome Some of the 25-plus Time-WastersFamily Budgeting SessionEducational Professional & Personal DevelopmentWeekend AdventuresShared HobbiesVolunteer OpportunitiesFinancial Literacy SessionsRegular Family MeetingsTravel PlanningPhysical ActivitiesCreative TimeWrap-Up5 Movies to Consider:The Ultimate Gift - based on the best-selling novel by Jim StovallTucker - The Man and His Dream  - based on the life of Preston Tucker and his American dreamThe Rookie - based on the real life story of Jim Morris and his 1999 bet with his team who went from worst to firstRacing Stripes - an award-winning film with the storyline of a Zebra with the heart of a CHAMPION and a Dream to run in Kentucky's most prestigious horse race. Little Red Wagon - based on the real life story of 8-year-old Zach Bonner who lives in Tampa with his realtor mom Laurie and teenage sister Kelley. In 2004, in the wake of Hurricane Charley, Zach uses his beat-up toy wagon to collect water, food and clothing for families left homeless by the storm. Emboldened by his success and the attention he is receiving from the local media, Zach battles bureaucratic hurdles to start his own charity, the Little Red Wagon Foundation,Call to action - A SPECIAL OFFER for THE KID FACTOR FAMILY...IMAGINE DOUBLING THE SPENDING POWER OF EVERY DOLLAR YOU HAVE!Schedule a CALL  with Barb and learn how you can double your paycheck - this week & Every Week!... click to learn more…https://my-TranzactCard.com/v90Watch the videos, Learn more about what is coming and Get your $25 MEMBERSHIP NOW to take full advantage of this game-changing opportunity TODAY!FYI... the $25 LIFETIME MEMBERSHIP offer has been extended for a limited time… after it expires...it will be $25 annuallyMORE TO COME THIS WEEK...Go to The Kid Factor Official Instagram & DM us to get learn LEARN HOW TO GET DOUBLE the VALUE of every dollar you spend through your bank accounts and through your credit accounts...  in the subject line put "TELL ME MORE"   https://www.instagram.com/thekidfactorofficial/ Connect with Barb!Chat with Barb https://calendly.com/barbvLinktree: https://thekidfactor.fun/linktreeWebsite: https://www.thekidfactor.fun/Facebook: https://www.facebook.com/TheKidFactor/ | https://www.facebook.com/groups/thekidfactorfamilyInstagram: https://www.instagram.com/thekidfactorofficial/LinkedIn: https://www.linkedin.com/in/barb-v-81497547/Thank you so much for joining us today!If you enjoyed this episode, please submit a rating and review and share it with a friend. Together, we can inspire more people to utilize The Kid Factor!Let’s keep the conversation going! We would love to hear from you and your wants, needs, and goals and support you along the way! Head over to our website at https://www.TheKidFactor.Fun, where we connect, collaborate, and celebrate each other while sharing more about money, business & entrepreneurship, and personal development. Can’t wait to see you there!Make sure you pick up your FREE PDF TIPS FOR RAISING FINANCIALLY INDEPENDENT KIDS. DO YOU OR YOUR CHILD WANT TO WRITE AND PUBLISH YOUR OWN BOOK?Classes are forming NOW!Contact Barb today to learn about our publishing program and scholarships!Schedule a Chat with Barb https://calendly.com/barbv IF YOU OR SOMEONE YOU KNOW IS STRUGGLING WITH MENTAL HEALTH ISSUES... YOU"RE NOT ALONE>>>Website: https://www.nami.org/HomePhone: NAMI HELPLINE 800-950-6264 or TEXT "helpline" to 62640In 2020, the nation took a significant step forward with the enactment of the National Suicide Hotline Designation Act, a bill NAMI advocated for that created a nationwide three-digit number (988) to assist people experiencing a mental health or suicidal crisis. This number is now available in communities across the country.NAMI recognizes that other organizations have drawn distinctions between what diagnoses are considered “mental health conditions” as opposed to “mental illnesses.” We intentionally use the terms “mental health conditions” and “mental illness/es” interchangeably.A mental illness is a condition that affects a person's thinking, feelings, behavior, or mood. These conditions deeply impact day-to-day living and may also affect the ability to relate to others. If you have — or think you might have — a mental illness, the first thing you must know is that you are not alone. Mental health conditions are far more common than you think, mainly because people don’t like to, or are scared to, talk about them. However:1 in 5 U.S. adults experience mental illness each year1 in 20 U.S. adults experience serious mental illness each year1 in 6 U.S. youth aged 6-17 experience a mental health disorder each year50% of all lifetime mental illness begins by age 14, and 75% by age 24A mental health condition isn’t the result of one event. Research suggests multiple linking causes. Genetics, environment, and lifestyle influence whether someone develops a mental health condition. A stressful job or home life makes some people more susceptible, as do traumatic life events. Biochemical processes and circuits and basic brain structure may play a role, too.None of this means that you’re broken or that you, or your family, did something “wrong.” Mental illness is no one’s fault. And for many people, recovery — including meaningful roles in social life, school, and work — is possible, especially when you start treatment early and play a strong role in your own recovery process.THERE'S HELP & HOPE...

In this episode of The Kid Factor, we're diving into the exciting world of family entrepreneurship. Join Barb V as she explores the importance of crafting a business plan for your business venture. Discover why a business plan is your secret weapon for success and learn what essential elements to include. From setting goals and defining roles to envisioning your mission, this episode provides a simple and actionable guide. Barb breaks down the process into digestible steps, making it perfect for your entire family, even the 8-year-old aspiring entrepreneur. Tune in, and let's turn your business dreams into a thriving reality!Introduction Welcome to The Kid FactorOverview of the episode's focus on the power of a business planSegment 1: Why A Business Plan Matters The importance of clarity, motivation, and guiding decisionsIllustrative examples of successful businesses with clear goals, vision, and a strong "WHY"Segment 2: What Goes into Your Business PlanExplanation of key elements: vision, mission, goals, roles, audience, products/servicesTips on keeping it simple enough for an 8-year-old family memberSegment 3: Crafting Your  Business Plan Step-by-step guidance on creating a powerful business planTemplate for your vision, mission, goals, roles, audience, and products/services Go to The Kid Factor Official Instagram & DM us to get your FREE Business Plan template put "BUSINESS PLAN" in the subject line  https://www.instagram.com/thekidfactorofficial/Segment 4: Bringing Your Plan to Life Emphasizing the importance of taking actionEncouragement to discuss and adapt the plan as a familyCreate a regular "Business Board Meeting" weekly, bi-weekly, monthly, quarterlyWrap-UpRecap of key takeawaysCall to action to start your business plan - today!Go to The Kid Factor Official Instagram & DM us to get your FREE Business Plan template put "BUSINESS PLAN" in the subject line  https://www.instagram.com/thekidfactorofficial/  A SPECIAL OFFER for THE KID FACTOR FAMILY...IMAGINE DOUBLING THE SPENDING POWER OF EVERY DOLLAR YOU HAVE!Schedule a CALL  with Barb and learn how you can double your paycheck - this week & Every Week!... click to learn more…https://my-TranzactCard.com/v90Watch the videos, Learn more about what is coming and Get your $25 MEMBERSHIP NOW to take full advantage of this game-changing opportunity TODAY!FYI... the $25 LIFETIME MEMBERSHIP offer has been extended for a limited time… after it expires...it will be $25 annuallyMORE TO COME SOON...  Connect with Barb!Chat with Barb https://calendly.com/barbvLinktree: https://thekidfactor.fun/linktreeWebsite: https://www.thekidfactor.fun/Facebook: https://www.facebook.com/TheKidFactor/ | https://www.facebook.com/groups/thekidfactorfamilyInstagram: https://www.instagram.com/thekidfactorofficial/LinkedIn: https://www.linkedin.com/in/barb-v-81497547/Thank you so much for joining us today!If you enjoyed this episode, please submit a rating and review and share it with a friend. Together, we can inspire more people to utilize The Kid Factor!Let’s keep the conversation going! We would love to hear from you and your wants, needs, and goals and support you along the way! Head over to our website at https://www.TheKidFactor.Fun, where we connect, collaborate, and celebrate each other while sharing more about money, business & entrepreneurship, and personal development. Can’t wait to see you there!Make sure you pick up your FREE PDF TIPS FOR RAISING FINANCIALLY INDEPENDENT KIDS.  DO YOU OR YOUR CHILD WANT TO WRITE AND PUBLISH YOUR OWN BOOK?Classes are forming NOW!Contact Barb today to learn about our publishing program and scholarships!Schedule a Chat with Barb https://calendly.com/barbv IF YOU OR SOMEONE YOU KNOW IS STRUGGLING WITH MENTAL HEALTH ISSUES... YOU"RE NOT ALONE>>>Website: https://www.nami.org/HomePhone: NAMI HELPLINE 800-950-6264 or TEXT "helpline" to 62640In 2020, the nation took a significant step forward with the enactment of the National Suicide Hotline Designation Act, a bill NAMI advocated for that created a nationwide three-digit number (988) to assist people experiencing a mental health or suicidal crisis. This number is now available in communities across the country.NAMI recognizes that other organizations have drawn distinctions between what diagnoses are considered “mental health conditions” as opposed to “mental illnesses.” We intentionally use the terms “mental health conditions” and “mental illness/es” interchangeably.A mental illness is a condition that affects a person's thinking, feelings, behavior, or mood. These conditions deeply impact day-to-day living and may also affect the ability to relate to others. If you have — or think you might have — a mental illness, the first thing you must know is that you are not alone. Mental health conditions are far more common than you think, mainly because people don’t like to, or are scared to, talk about them. However:1 in 5 U.S. adults experience mental illness each year1 in 20 U.S. adults experience serious mental illness each year1 in 6 U.S. youth aged 6-17 experience a mental health disorder each year50% of all lifetime mental illness begins by age 14, and 75% by age 24A mental health condition isn’t the result of one event. Research suggests multiple linking causes. Genetics, environment, and lifestyle influence whether someone develops a mental health condition. A stressful job or home life makes some people more susceptible, as do traumatic life events. Biochemical processes and circuits and basic brain structure may play a role, too.None of this means that you’re broken or that you, or your family, did something “wrong.” Mental illness is no one’s fault. And for many people, recovery — including meaningful roles in social life, school, and work — is possible, especially when you start treatment early and play a strong role in your own recovery process.THERE'S HELP & HOPE...

Episode Notes:How to create a stronger financial family foundation...When and how to teach your children about money..Why you should STOP Giving Your Children An Allowance and what to do instead...When you should start thinking about your child's college education and steps to take...How you can create real money experiences in a safe learning environment for your child now...And much more!SPECIAL CONNECTIONBarb spoke about it during this episode... click to learn more…https://my-TranzactCard.com/v90Get your MEMBERSHIP NOW to take full advantage of this game-changing opportunity TODAY!FYI... the lifetime membership special has been extended for a limited time…LEARN how you and your loved ones can double the value of your buying power. Connect with Barb!Host of #1 Rated The Kid Factor Podcast: https://podcasts.apple.com/us/podcast/the-kid-factor/id1707462012Linktree: https://thekidfactor.fun/linktreeWebsite: https://www.thekidfactor.fun/Facebook: https://www.facebook.com/TheKidFactor/ | https://www.facebook.com/groups/thekidfactorfamilyInstagram: https://www.instagram.com/thekidfactorofficial/LinkedIn: https://www.linkedin.com/in/barb-v-81497547/

Episode Notes:What do wealthy parents usually teach their kids about money to help them succeed financially?Think of your money like your employee!Strategize and allocate resources wisely to make your money work effectively for you.How can SMART goals contribute to better goal achievement?And much more! SPECIAL CONNECTIONBarb spoke about it during this episode... click to learn more…https://my-TranzactCard.com/v90Get your MEMBERSHIP NOW to take full advantage of this game-changing opportunity TODAY!FYI... the 12/31/2023 has been extended for a limited time…YOU CAN ALSO SCAN THIS QR Code to learn more… Connect with Barb!Host of #1 Rated The Kid Factor Podcast: https://podcasts.apple.com/us/podcast/the-kid-factor/id1707462012Linktree: https://thekidfactor.fun/linktreeWebsite: https://www.thekidfactor.fun/Facebook: https://www.facebook.com/TheKidFactor/ | https://www.facebook.com/groups/thekidfactorfamilyInstagram: https://www.instagram.com/thekidfactorofficial/LinkedIn: https://www.linkedin.com/in/barb-v-81497547/YouTube: https://www.youtube.com/channel/UCW9_PtybHaqXMrKFh8pId8w