Why aren't cards enough?

Stablecoins, tokenized deposits and other forms of digital money are moving from theory into the plumbing of global payments. Host Elliott Gotkine is joined by Nicole Sandler (Ubyx), Dave Cunningham (Consensys) and Hamish Johnston (dLocal) to unpack how tokenized money can unlock trapped capital, support 24/7 cross-border settlement and meet demand in emerging markets. They also explore regulation, dollarization, interoperability and the new governance challenges of agentic payments. Which forms of tokenized money will win—and what will make them trusted and useful?

In this week's episode, Elliott is joined by Shaown Nandi, AWS VP of Technology, and Mauricio Clausen, dLocal VP of AI - R&D, to discusses whether the increasing use of artificial intelligence in payments poses a threat, an opportunity (or both) to existing payment providers and fintechs.

In this week's episode, Elliott discusses licenses, regulation and the hidden cost of non-compliance with Jeff Lehtman, payments compliance expert and Co-Chair at the Latin America Practice at Barnes & Thornburg. And dLocal's Chief Legal and Compliance Officer, Gabriela Vieira.

In this week's episode, Paypal’s Former Director of Payment Partnerships, Juan Molero, and dLocal’s Head of Alternative Payment Methods, Clarice Leaman, join Elliott Gotkine to discuss why alternative payment methods win - and why cards aren’t enough.

Why emerging markets feel so hard - and why they don’t have to: a conversation with two of the world’s leading payment company CEOs: Boku's Stuart Neal, and dLocal's Pedro Arnt.

When he got his first taste of startup life, in San Francisco, freshly-graduated Freddy Kelly did a few months at culinary school on the side. Little did he know that years later, his baking skills would help him blag his way into a conference by virtue of a chocolate cake he'd baked. He met Credit Kudos's first investor there, and his fintech - an open banking credit-reference company - was off to the races. It hasn't stopped running since.

In its early days, banks tried to block Bankin’. Some set up call centres, warning customers of the danger of using the personal finance app, and encouraging them not to use it. On one occasion, they even called Joan, not realising that he was the fintech's co-founder. Nowadays, with open banking, it's a different story; banks, for the most part, are cooperative. And Bankin' is now blossoming into one of Europe’s leading consumer finance apps - with a potential B2B spinoff to boot.  

Some people thought launching a fintech during a pandemic was crazy. Then Banxware - a Germany-based, white-labelled SME lending platform - saw its banking partner, Wirecard, blow up. Since then, it's been relatively plain sailing! 

How Yoshi Yokokawa is enabling the world to have Robinhood-style access to financial markets and crypto, and why the Alpaca co-founder & CEO feels the furry camel cousin best symbolises this ambition. 

How Olivier Jaillon cheated death, and survived the failure of his U.S. startup, to reinvent a 200-year old insurer-turned-insurtech, Wakam.