The "Success Story" Blueprint: How a Nepali Citizen Built India’s Largest P2P

After years of political instability Nepal now has a new government and rising expectations for reform. In this episode we explore whether sectors like agriculture can finally see meaningful change. Nepal is often called an agriculture country yet billions worth of food and agricultural inputs are still imported every year. Why has agriculture in Nepal struggled to reach its potential despite having land, water and manpower? Our guest Pranab Lohani, a greenhouse farming entrepreneur who returned to Nepal after a career on Wall Street, shares his experience building an agriculture business and the challenges he faced. The conversation explores the structural issues in Nepal’s agriculture sector including irrigation fertilizer imports, land prices, infrastructure and policy stability. We also discuss the opportunities that exist for young entrepreneurs in agriculture beyond traditional farming.   Timestamps   0:00 Building an Agriculture Product in Nepal 4:10 How to Maintain Consistency in Farming 8:44 Why Food Security Is National Security 11:02 Nepal Imports 4 Kharba Worth of Food Every Year 15:15 The Irrigation Problem Holding Nepal Back 20:10 Why Most Agricultural Land Still Has No Irrigation 26:59 Hybrid Seeds That Changed Global Agriculture 27:00 Pesticides and the Reality of Modern Farming 28:30 Why Nepal Still Has No Fertilizer Factory 30:10 Organic Fertilizer and the Rise of Vermicompost 34:10 Hidden Opportunities in Nepal’s Agriculture Ecosystem 37:52 Mulching and Saving Water in Farming 38:39 Drip Irrigation and Efficient Agriculture 43:25 How Land Prices Are Killing Agriculture 48:59 Why Young Nepalis Are Leaving the Country 51:23 How Land Plotting Is Destroying Farm Land 57:11 The Biggest Tax Problem for Entrepreneurs 1:00:20 Nepal’s Last 5 Year Leader and Political Stability 1:07:34 Why Infrastructure Matters for Agriculture 1:20:48 Pranab Lohani’s Journey from Wall Street to Farming 1:31:03 Agriculture Jobs Are Growing in Nepal 1:31:57 You Don’t Need a Farm to Work in Agriculture Article Link: https://ukaalo.com/news/32468/  By Pranab Lohani   ______________________________________________________________________________________________ If you love reading, don't miss our newsletter on Substack Link: https://substack.com/@doersglobal?    Want to join us live in the studio as an audience member? Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8    ✉ Reach out to us at [email protected]   🎧 Listen on audio platforms:  https://www.podbean.com/eas/pb-32f7s-...   🎤 Host: Anup Ghimire Founder of Doers Nepal  LinkedIn:    / anup-ghimire-9366aa5a      👥 Guest Pranab Lohani  Linkedin   / pranablohani   📲 Follow The Doers Nepal: Instagram:   /   / thedoersglobal    Facebook:   /   / thedoersnepal      🎬 Production Partner: Viewfinders Production Instagram:   / https://www.instagram.com/viewfinders...    This episode is strengthened by Hama Steels and insured by Himalayan Everest Insurance  Facebook:   / 1ags33qqh3    Instagram:   / hamasteel    Facebook: https://www.facebook.com/himalayaneve...    Instagram:   / hei.com.np      Need help building a high-quality podcast? They’ve got you covered – from set design and shooting to post-production and guest curation.   📸 Wedding Dreams Nepal Instagram:   / weddingdreamsnepal    Website: https://weddingdreamsnepal.com    📞 Call: +977 9813657889   #newgovernment #nepal #balen #rsp #nepal #politics

Most people believe success follows a straight line. Study hard. Get a degree. Get a stable job. Climb the ladder.   But what happens when life doesn’t follow that script?   At 22, he was driving night buses between Bhairahawa and Kathmandu. At 47, he led Nepal’s largest ISP as CEO.   In this conversation, Keshav Nepal shares why he has no regrets about the road he took — and why trying to plan your entire life at 20 might be the biggest mistake you can make.   After losing his father at 17, responsibility came early. Driving buses wasn’t a setback. It was a season. And every season has its own job.   We talk about:   – Why you can’t live your 40s in your 20s – Why career growth is not linear – The danger of over-planning your future – What success actually means after 40+ years – Why he chose to step down at the peak – And what young people get wrong about ambition   This isn’t a motivational story. It’s a perspective shift.   If you’re in your 20s, confused about career, feeling behind, or overthinking your future — this episode will change how you see time, ambition, and growth.   Career is lived forward. Understood later.   Watch till the end.   Timestamps 0:00 – Episode Intro 2:24 – From Night Bus Driver to CEO of WorldLink 12:38 – “Educated People Ruined Nepal” : What Did He Mean? 13:14 – Does He Still Stand by That Statement Today? 17:39 – If Education Built the West, Why Not Nepal? 20:24 – What 6 Years on the Highway Taught Him About Leadership 20:51 – The “Never Give Up” Mindset Built on Mugling Roads 36:30 – Why Caring for People Solves Bigger Problems 39:26 – Bachelor’s Dropout to Suing the Government for Education 43:26 – The Courtroom Argument That Changed Everything 55:17 – Why Being CEO Feels “Normal” to Him 55:50 – The Real Reason He’s Stepping Down 59:15 – How Much Time Does He Have Left as CEO? 1:31:42 – If Starting Over, Would He Still Choose Nepal? _______________________________________________________________________________________________ If you love reading, don't miss our newsletter on Substack Link: https://substack.com/@doersglobal?    Want to join us live in the studio as an audience member? Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8    ✉ Reach out to us at [email protected]   🎧 Listen on audio platforms:  https://www.podbean.com/eas/pb-32f7s-19cc50b   🎤 Host: Anup Ghimire Founder of Doers Nepal  LinkedIn:  https://www.linkedin.com/in/anup-ghimire-9366aa5a/    👥 Guest Keshav Nepal https://www.linkedin.com/in/keshav-nepal-666841241/  [email protected]  📲 Follow The Doers Nepal: Instagram:   / https://www.instagram.com/thedoersglobal/  Facebook:   / https://www.facebook.com/thedoersnepal/    🎬 Production Partner: Viewfinders Production Instagram:   / https://www.instagram.com/viewfindersstudio/?igsh=MWlseDV5azB3Y3lsMw%3D%3D#    This episode is strengthened by Hama Steels and insured by Himalayan Everest Insurance  Facebook: https://www.facebook.com/share/1AGS33qQH3/  Instagram: https://www.instagram.com/hamasteel/  Facebook: https://www.facebook.com/himalayaneverestinsurance?mibextid=LQQJ4d&rdid=Ccm3aTE9zypUEi6B&share_url=https%3A%2F%2Fwww.facebook.com%2Fshare%2FariZHNDrbMn2vFse%2F%3Fmibextid%3DLQQJ4d#    Instagram: https://www.instagram.com/hei.com.np/    Need help building a high-quality podcast? They’ve got you covered – from set design and shooting to post-production and guest curation.   📸 Wedding Dreams Nepal Instagram:   / weddingdreamsnepal    Website: https://weddingdreamsnepal.com    📞 Call: +977 9813657889   #DoersPodcast #KeshavNepal #WorldLink #CareerClarity #SuccessRedefined #LeadershipJourney #NonLinearPath #NepalPodcast #YouthMindset #PurposeOverPosition

Learn the SEO and Blogging strategy to earn $6,000/month from Nepal. Dr. Sagar Aryal (Founder of Microbe Notes) explains how to build Digital Assets and a global income business without leaving the country.   Stop leaving Nepal. If you are a student or professional thinking about the airport, this conversation with Dr. Sagar Aryal is your roadmap to earning $6,000/month (6 Lakhs+) from your room. In this episode of The Doers, we break down how to stop the "Brain Drain" and start "Brain Circulation" by exporting digital assets instead of labor.   Dr. Sagar Aryal discovered a new bacterial species in Nepal, but it was his science platform, Microbe Notes, that truly changed his life. Reaching over 1 million readers globally, he is the living proof that a Nepali degree combined with the right digital strategy can outperform a job abroad.   We talk about:   The $6,000/Month Secret: How niche blogging generates a global income in Nepal. Stop the Brain Drain: Why you don't need a visa to compete globally. The New CV: Why creating content is more valuable than your university degree in 2026. SEO for Nepalese: Turning your local knowledge into a global asset. Nocardia nepalensis: The story of discovering a species and validating it in Germany.   Timestamps: 00:00 – Intro  01:39 – Journey: From Scientist to Millionaire Blogger 10:09 – Turning a Science Degree into a Digital Business 12:35 – The discovery of Nocardia Nepalensis 16:17 – Lessons from Germany: Validating your work globally 19:46 – Identifying a "Niche" with high market value 24:59 – Career Scopes in Microbiology 25:50 – Exporting Digital Content: How to earn Dollars from Nepal 35:15 – Step-by-Step: How Nepali students can start Blogging 43:20 – Content Strategy: How to diversify your income 48:35 – AdSense & Premium Traffic: Targeting US/UK audiences 52:26 – Niche Authority and scaling a Digital Brand 54:52 – SEO Masterclass: Understanding E-E-A-T for Google 1:01:45 – The $6,000/Month Blueprint for Content Creators 1:22:17 – Scaling: Turning Blog posts into Videos with AI 1:28:47 – Brain Circulation: Building a Global Asset from home 1:38:24 – The Daily Routine of a Successful Digital Entrepreneur   ____________________________________________________________ If you love reading, don't miss our newsletter on Substack Link: https://substack.com/@doersglobal?    Want to join us live in the studio as an audience member? Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8    ✉ Reach out to us at [email protected]   🎧 Listen on audio platforms:  https://www.podbean.com/eas/pb-32f7s-19cc50b   🎤 Host: Anup Ghimire Founder of Doers Nepal  LinkedIn:  https://www.linkedin.com/in/anup-ghimire-9366aa5a/    👥 Guest Dr. Sagar Aryal 📲 Follow The Doers Nepal: Instagram:   / https://www.instagram.com/thedoersglobal/  Facebook:   / https://www.facebook.com/thedoersnepal/    🎬 Production Partner: Viewfinders Production Instagram:   / https://www.instagram.com/viewfindersstudio/?igsh=MWlseDV5azB3Y3lsMw%3D%3D#    This episode is strengthened by Hama Steels and insured by Himalayan Everest Insurance  Facebook: https://www.facebook.com/share/1AGS33qQH3/  Instagram: https://www.instagram.com/hamasteel/  Facebook: https://www.facebook.com/himalayaneverestinsurance?mibextid=LQQJ4d&rdid=Ccm3aTE9zypUEi6B&share_url=https%3A%2F%2Fwww.facebook.com%2Fshare%2FariZHNDrbMn2vFse%2F%3Fmibextid%3DLQQJ4d#    Instagram: https://www.instagram.com/hei.com.np/    Our ISP Partner: Vianet Communication Pvt. Ltd.  Need help building a high-quality podcast? They’ve got you covered – from set design and shooting to post-production and guest curation.   📸 Wedding Dreams Nepal Instagram:   / weddingdreamsnepal    Website: https://weddingdreamsnepal.com    📞 Call: +977 9813657889   #DrSagarAryal #Blogging #bloggingtips #NepaliScientist #Microbiology #MicrobeNotes #BloggingJourney #ContentCreation #SEO #DigitalEntrepreneur #BrainCirculation #BrainDrain #NepalYouth #NepalInnovation #NocardiaNepalensis #GlobalFromNepal

Thinking of opening a cafe ́ or franchise in Nepal? This conversation breaks down what actually happens after the doors open.   From real costs and franchise models to systems, royalties, and why most cafés fail early. This episode goes beyond coffee and into how the business really works. If you’re considering a café, franchise, or any F&B venture, this is the reality check you should watch first.   Timestamps: 0:00  – Intro 02:24 – How Caffeophilia Scaled to 16 Outlets in 25 Months 03:40 – 18 Years of Experience: Lessons From the Ground 06:14 – Why Coffee Shops Feel Trendy (And Why That’s Risky) 07:02 – How Much Does It Cost to Take a Caffeophilia Franchise? 07:38 – Infrastructure Requirements for a Cafe 09:28 – Different Types of Costs: Build, Training, Setup 11:00 – “Why Not Open My Own Brand Instead?” 11:20 – Why People Actually Invest in a Brand 13:37 – Cost of Opening Franchise Explained 16:49 – Is Franchise Really Passive Income? 18:15 – Can Restaurants Really Make 15–20% Profit? 20:55 – The Role of WhatsApp Groups & Community Systems 25:14 – The Question Every Listener Is Thinking: How to Take a Franchise 26:24 – Tata, Starbucks & How Big Franchise Systems Work 39:32 – Franchise Model Explained 42:22 – How We Designed Our Franchise Model 44:19 – Why Doing Business in Nepal Is Expensive 47:43 – Building Momo & Tea Brands Before Cafes 50:14 – Learning From Bajeko Sekuwa & Himalayan Java 52:23 – Master Franchise vs Area Franchise Explained 58:22 – The 3 Pillars: System, Cash Flow & Audit 01:04:26 – Can a Franchise Run Without the Founder Present? 01:07:50 – Why China? Why Not India or the US? 01:15:02 – How Nepal Failed to Standardize 01:22:15 – Taking Nepali Food Global 01:26:27 – From Farmer to Brand: The Backend Reality 01:30:02 – The Truth About Hotel Management Education 01:33:02 – Your Circle Shapes Your Future 01:36:09 – Manifestation vs Action 01:39:28 – Take Risks Early, While You’re Young If you love reading, don't miss our newsletter on Substack Link: https://substack.com/@doersglobal?    Want to join us live in the studio as an audience member? Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8    ✉ Reach out to us at [email protected]   🎧 Listen on audio platforms:  https://www.podbean.com/eas/pb-32f7s-19cc50b   🎤 Host: Anup Ghimire Founder of Doers Nepal  LinkedIn:  https://www.linkedin.com/in/anup-ghimire-9366aa5a/    👥 Guest Shashank Prabhat Shrestha  Linkedin: https://www.linkedin.com/in/shashank-prabhat-shrestha-551a8b1a/     📲 Follow The Doers Nepal: Instagram:   / https://www.instagram.com/thedoersglobal/  Facebook:   / https://www.facebook.com/thedoersnepal/    🎬 Production Partner: Viewfinders Production Instagram:   / https://www.instagram.com/viewfindersstudio/?igsh=MWlseDV5azB3Y3lsMw%3D%3D#    This episode is strengthened by Hama Steels and insured by Himalayan Everest Insurance  Facebook: https://www.facebook.com/share/1AGS33qQH3/  Instagram: https://www.instagram.com/hamasteel/  Facebook: https://www.facebook.com/himalayaneverestinsurance?mibextid=LQQJ4d&rdid=Ccm3aTE9zypUEi6B&share_url=https%3A%2F%2Fwww.facebook.com%2Fshare%2FariZHNDrbMn2vFse%2F%3Fmibextid%3DLQQJ4d#    Instagram: https://www.instagram.com/hei.com.np/    Our ISP Partner: Vianet Communication Pvt. Ltd.  Need help building a high-quality podcast? They’ve got you covered – from set design and shooting to post-production and guest curation.   📸 Wedding Dreams Nepal Instagram:   / weddingdreamsnepal    Website: https://weddingdreamsnepal.com    📞 Call: +977 9813657889   #CafeBusiness #FranchiseBusiness #BusinessNepal #EntrepreneurshipNepal #CafeOwner #FranchiseLife #StartupNepal #FoodAndBeverage #SmallBusinessNepal #NepalEntrepreneurs

After spending 23 years in mainstream journalism at Kantipur, Ghanashyam Khadka chose to pause and reflect.   In this conversation, Ghanshyam speaks openly about what decades inside the newsroom taught him. Not just about society, but about the human mind. He reflects on how constant negativity, breaking news, and outrage-driven media shape the way people think, feel, and react both individually and collectively.   We talk about: -why we feel angry and overwhelmed despite living in a relatively peaceful time -how “you become what you consume” applies to news and social media the darker side of negativity-driven journalism -what Solution Journalism actually means -why mindfulness is missing from public life -and why he decided to step away from mainstream media   Ghanashyam also shares his journey into mindful living, writing, and building a new platform, Nepal Bolchha, focused on solutions and stories of people who are quietly doing good. This episode is a slow, thoughtful conversation about journalism, awareness, responsibility, and the kind of society we are becoming.   Timestamps  00:00 – Introduction 01:29 – 23 years at Kantipur and why he left 01:43 – The rise of negativity and constant outrage 02:08 – Living in the most peaceful era, yet feeling angry 03:24 – Why society is always cursing and reacting 03:46 – What Solution Journalism really means 07:19 – You become what you consume 07:48 – How negativity spreads from media to people 11:44 – Realizing the harm caused by negativity-driven journalism 12:07 – The pathway to mindfulness 12:37 – Why we need a different kind of journalism 19:00 – From journalist to entrepreneur 23:55 – Switching from journalism to podcasting 31:36 – The global shift in news and media 36:11 – What is transactional psychology 38:41 – Everyone is acting as media now 48:59 – Why Mindful Journalism is the future 59:29 – Mindfulness as a powerful healing tool 01:08:11 – Why youths are leaving Nepal 01:30:40 – “Put off the light so that we can see better” 01:41:29 – Why society needs more altruistic action

In this episode, Subhas Sapkota, CEO of Yeti Airlines and former CEO of eSewa, shares his lived experience leading across fintech, aviation, and education in Nepal. The conversation moves across three industries where Subash has held senior leadership roles and made long-term decisions inside complex systems. We begin with fintech. After years of leading eSewa and helping build it into a trusted digital wallet, Subash chose to step away from the CEO role even when everything was working well. In this episode, he explains why he left, what the “what next” moment looked like, and why he chose not to return to the wallet business again. In aviation, Subash shares his experience as the CEO of Yeti Airlines, where he took charge during a challenging period and led changes that helped move the company from loss to profit. He talks about the realities of running an airline in Nepal, the impact of policy and taxation, and how leadership decisions shape outcomes in a highly regulated industry. In education, the conversation turns to a problem he observed repeatedly as an employer and the gap between academic degrees and real-world readiness. Drawing from his experience at Yeti Airlines, eSewa, and F1Soft International, Subash explains why finding truly job-ready individuals is difficult. This led him to co-found two colleges in Nepal focused on practical, skill-based learning rather than rote education. Across all three industries, one pattern becomes clear: different sectors, different challenges but the same way of thinking behind leadership decisions. This episode is for anyone interested in: leadership inside Nepal’s systems making hard decisions when things are working understanding how thinking transfers across industries building long-term value rather than chasing short-term wins 🎙️ Watch the full conversation to hear how these experiences connect and what they reveal about leadership in Nepal. Timestamps  0:00  Journey of Subash Sapkota 6:20 Why Esewa wont’t become a bank 13:00 Core Leadership Framework used by Subash Sapkota 20:30 Harsh Reality of Airline Business (Yeti Airlines Ceo insight) 32:00 What Mindset Nepalese must have 35:50 Education System in Nepal 42:43 Limitation of Academic Degree 55:00 Reality of Foreign University Affiliated college in Nepal  57:02 Whose mistake ? Student leaving country  1:06:46 Master Framework of Subash for Business 1:10:50 Radical Changes required for Nepal 1:33:07 Will he ever come back to eSewa?   ___________________________________________________________________________   Want to join us live in the studio as an audience member? Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8    ✉ Reach out to us at [email protected]   🎧 Listen on audio platforms:  https://www.podbean.com/eas/pb-32f7s-19cc50b   🎤 Host: Anup Ghimire Founder of Doers Nepal  LinkedIn:  https://www.linkedin.com/in/anup-ghimire-9366aa5a/    👥 Guest  Subash Sapkota CEO @ Yeti Airlines  LinkedIn: https://www.linkedin.com/in/subhas-sapkota-42581937/?originalSubdomain=np    📲 Follow The Doers Nepal: Instagram:   / https://www.instagram.com/thedoersglobal/  Facebook:   / https://www.facebook.com/thedoersnepal/    🎬 Production Partner: Viewfinders Production Instagram:   / https://www.instagram.com/viewfindersstudio/?igsh=MWlseDV5azB3Y3lsMw%3D%3D#    This episode is strengthened by Hama Steels and insured by Himalayan Everest Insurance  Facebook: https://www.facebook.com/share/1AGS33qQH3/  Instagram: https://www.instagram.com/hamasteel/  Facebook: https://www.facebook.com/himalayaneverestinsurance?mibextid=LQQJ4d&rdid=Ccm3aTE9zypUEi6B&share_url=https%3A%2F%2Fwww.facebook.com%2Fshare%2FariZHNDrbMn2vFse%2F%3Fmibextid%3DLQQJ4d#    Instagram: https://www.instagram.com/hei.com.np/    Our ISP Partner: Vianet Communication Pvt. Ltd.  Need help building a high-quality podcast? They’ve got you covered – from set design and shooting to post-production and guest curation.   📸 Wedding Dreams Nepal Instagram:   / weddingdreamsnepal    Website: https://weddingdreamsnepal.com    📞 Call: +977 9813657889   #NepalPodcast #LeadershipInNepal #FintechNepal #AviationNepal #EducationInNepal #NepalBusiness #SystemThinking #DecisionMaking #BuildInNepal #EntrepreneurshipNepal

The way we learn, work, and stay relevant is changing faster than ever. Yet many of our education systems were built for a very different world. In this episode, we sit down with Subigya Basnet, a multimedia specialist and long-time video producer who has worked closely with universities and global institutions to build online education content. From starting out in engineering to shaping digital learning experiences, Subigya brings a rare behind-the-scenes perspective on how education, AI, and content are evolving together. What You’ll Learn in This Episode: -Why earning a degree no longer guarantees real-world readiness -How online education actually works behind the scenes -Why early online programs relied on “white-glove” models and why that’s changing -How universities are shifting from third-party platforms to in-house digital learning -Why the application of knowledge matters more than information itself -How AI is reshaping learning, work, and job roles without fully replacing humans -Why one person using AI well can outperform entire teams -How content, multimedia, and storytelling are becoming core learning tools -Why personalized learning may define the future of education How global experience, networks, and content creation can become powerful assets   This episode is for students, professionals, creators, educators, and anyone trying to understand how learning and careers are evolving in an AI-driven, content-first world and what it takes to stay relevant.   Timestamps:  00:00:00 Intro  00:02:47 Leaving Engineering for an Uncertain Career 00:03:11 The Video-First Internet Prediction 00:04:42 How Online University Degrees Actually Work (OPM) 00:06:58 The Revenue Model Behind Online Education 00:08:34 The Rise and Fall of 2U (EdTech Reality) 00:10:15 Producing a Semester of Education in 5 Days 00:12:40 The “White Glove” Culture in Higher Education 00:14:51 Why Education Was Built for the Industrial Age 00:15:59 Why Classroom Teaching Failed Online 00:16:45 The End of Universities as Knowledge Gatekeepers 00:17:29 ChatGPT vs Traditional Classrooms 00:20:25 Do Degrees Have an Expiry Date? 00:21:41 Why Big Tech Doesn’t Care About Degrees 00:24:35 The Era of Multiple Careers 00:25:42 Interdisciplinary Skills vs Single Specialization 00:27:51 AI Won’t Replace You But Someone Using AI Will 00:31:31 Applying Knowledge vs Memorizing Information 00:50:09 Why Every Company Is Becoming a Media Company 01:09:54 Building Community Before Building Products 01:35:50 2026 and the Need for Bold Decisions ___________________________________________________________________________   Want to join us live in the studio as an audience member? Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8    ✉ Reach out to us at [email protected]   🎧 Listen on audio platforms:  https://www.podbean.com/eas/pb-32f7s-19cc50b   🎤 Host: Anup Ghimire Founder of Doers Nepal  LinkedIn:  https://www.linkedin.com/in/anup-ghimire-9366aa5a/    👥 Guest  Subigya Basnet Multimedia Specialist German Marshall Fund of the United States  LinkedIn: https://www.linkedin.com/in/subigyabasnet/  📲 Follow The Doers Nepal: Instagram:   / https://www.instagram.com/thedoersglobal/ Facebook:   / https://www.facebook.com/thedoersnepal/   🎬 Production Partner: Viewfinders Production Instagram:   / https://www.instagram.com/viewfindersstudio/?igsh=MWlseDV5azB3Y3lsMw%3D%3D#   This episode is strengthened by Hama Steels and insured by Himalayan Everest Insurance  Facebook: https://www.facebook.com/share/1AGS33qQH3/ Instagram: https://www.instagram.com/hamasteel/  Facebook: https://www.facebook.com/himalayaneverestinsurance?mibextid=LQQJ4d&rdid=Ccm3aTE9zypUEi6B&share_url=https%3A%2F%2Fwww.facebook.com%2Fshare%2FariZHNDrbMn2vFse%2F%3Fmibextid%3DLQQJ4d#  Instagram: https://www.instagram.com/hei.com.np/   Our ISP Partner: Vianet Communication Pvt. Ltd.  Need help building a high-quality podcast? They’ve got you covered – from set design and shooting to post-production and guest curation.   📸 Wedding Dreams Nepal Instagram:   / weddingdreamsnepal    Website: https://weddingdreamsnepal.com    📞 Call: +977 9813657889   #doers #business #nepal

This fintech platform disbursed ₹18,000 crore+ in loans and serves over 3 crore users across India. In this episode, we sit down with Dipesh Karki, Co-founder & CPTO of LenDenClub, to unpack how a Nepali founder built one of India’s largest peer-to-peer lending platforms by focusing on systems, scale, and execution. Born into a middle-class family of teachers in Khotang, Dipesh began his journey with a scholarship to study engineering in India. Instead of looking West, he chose to build in India leveraging proximity, market depth, and a rapidly maturing fintech ecosystem. Today, LenDenClub has enabled ₹17,000–18,000 crore in loans, serves 30+ million customers, and is preparing for a potential IPO positioning itself as India’s first listed P2P lending platform. What You’ll Learn in This Episode: Why “Nepal is a small market” is an incomplete way of thinking What India’s startup ecosystem gets right about scale and regulation How unsecured lending works when borrowers have little or no credit history How AI is used to assess “intent to pay,” not just credit scores How LenDenClub navigated RBI regulation while others struggled Why India can be a real alternative market for Nepali founders Why Nepal needs to move from exporting labor to building creators and systems This episode is for founders, builders, students, policymakers, and anyone curious about how large-scale platforms are built, regulated, and sustained in the real world—especially from South Asia. Timestamps 00:00 Intro 01:35 Why Nepal Feels Like a “Small Market” 04:05 Nepali Identity Beyond Political Borders 07:28 Choosing India Over Nepal for Education 09:20 First Job in Delhi & Early Career Reality 12:05 Moving to Mumbai & Entering High-Stakes Engineering 14:35 Birth of LenDenClub 16:35 ₹17,000+ Crore in Loans & National Scale 18:05 Serving 30 Million Customers 19:35 The Problem with Shadow Lending 21:15 Why Regulation Was Non-Negotiable 25:35 How AI Changed Credit Decisions 27:05 Judging “Intent to Pay” with Data 30:35 The Future of Banking Without Banks 35:35 Why Unsecured Lending Matters 38:35 India vs Nepal: Regulation & Ease of Doing Business 41:35 Why Building in India Is Easier Today 47:35 Staying Nepali While Building in India 51:54 Nepal Between the World’s Two Biggest Markets 58:35 Why Civic Sense Holds Countries Back 1:06:35 Turning Native Skills into Global Products 1:24:35 The Only Limitation Is the Mind 1:34:35 From Labor Economy to Creator Economy   Want to join us live in the studio as an audience member? Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8    ✉ Reach out to us at [email protected]   🎧 Listen on audio platforms:  https://www.podbean.com/eas/pb-32f7s-19cc50b   🎤 Host: Anup Ghimire Founder of Doers Nepal  LinkedIn:  https://www.linkedin.com/in/anup-ghimire-9366aa5a/    👥 Guest  Dipesh Karki  CTO @ LenDenClub  LinkedIn: https://www.linkedin.com/in/deepeshkarkee/ 📲 Follow The Doers Nepal: Instagram:   / https://www.instagram.com/thedoersglobal/ Facebook:   / https://www.facebook.com/thedoersnepal/   🎬 Production Partner: Viewfinders Production Instagram:   / https://www.instagram.com/viewfindersstudio/?igsh=MWlseDV5azB3Y3lsMw%3D%3D#   This episode is strengthened by Hama Steels and insured by Himalayan Everest Insurance  Facebook: https://www.facebook.com/share/1AGS33qQH3/ Instagram: https://www.instagram.com/hamasteel/  Facebook: https://www.facebook.com/himalayaneverestinsurance?mibextid=LQQJ4d&rdid=Ccm3aTE9zypUEi6B&share_url=https%3A%2F%2Fwww.facebook.com%2Fshare%2FariZHNDrbMn2vFse%2F%3Fmibextid%3DLQQJ4d#  Instagram: https://www.instagram.com/hei.com.np/   Need help building a high-quality podcast? They’ve got you covered – from set design and shooting to post-production and guest curation.   📸 Wedding Dreams Nepal Instagram:   / weddingdreamsnepal    Website: https://weddingdreamsnepal.com    📞 Call: +977 9813657889   #doersnepal  #fintech  #startuppodcast  #founderstory  #p2plending  #NepaliFounder #startupjourney  #digitallending  #AIInFintech #entrepreneurship  #businesspodcast  #futureofbanking

As part of Digital December 2025, in partnership with Laxmi Sunrise Bank Limited, this episode explores how Nepal’s digital payment infrastructure is shaping the way money moves across the economy from everyday transactions to enterprise and national-level systems. This conversation brings together two key perspectives from Nepal’s digital payment ecosystem: Manoj Thapa, Country Head – Visa Nepal, sharing a global view on payments, cross-border commerce, and how international networks connect Nepali businesses to the world. Munni Rajbhandari, COO – Nepal Clearing House Ltd. (NCHL), explaining the national payment rails, enterprise payment systems, and the infrastructure that processes millions of transactions every day. Together, they discuss Nepal’s journey from manual, paper-based processes to a digitally connected payment ecosystem — and why the focus is now shifting from building infrastructure to driving adoption, trust, and customer experience. In this episode, you’ll learn: How money moves across banks, businesses, and platforms in Nepal What large-scale digital payment volumes reveal about the economy How enterprises and SMEs manage salaries, vendors, taxes, and disbursements digitally Why global payment connectivity matters for tourism, exports, and IT services How digital transaction data builds trust, creditworthiness, and future financial access Why security, standards, and financial literacy are critical as digital payments scale Whether you’re a business owner, financial professional, policymaker, or someone who pays digitally every day, this episode helps you understand where Nepal’s digital payment system stands today — and where it’s headed next. Timestamps 00:00 – Welcome to Digital December | Episode 2 02:00 – Why Digital Payments Matter for Nepal’s Economy 05:00 – Nepal’s Leapfrog Journey into Digital Payments 07:00 – Women Leadership in Nepal’s Fintech Sector 10:00 – What Visa Really Does Beyond Cards 14:00 – Connecting Nepal to Global Money Movement 18:00 – Tourism, Remittance & Early Payment Advantage 23:00 – How Government Payments Went Fully Digital 27:00 – From Cheques to Instant Dividends & Salaries 30:00 – Digital Payments Growth: Data vs Reality 35:00 – What Is NPI? Nepal’s Payment Backbone Explained 38:00 – APIs, Account Validation & Secure Transfers 42:00 – Why Trust & Security Come Before Scale 45:00 – Corporate Pay & Enterprise Payments for SMEs 49:00 – How Nepali Businesses Can Accept Global Payments 56:00 – Why SMEs Struggle with Digital Adoption 01:02:00 – Payment Gateways, Aggregators & Automation 01:14:00 – How Digital Payments Build Credit History 01:26:00 – Fraud, Awareness & Consumer Protection 01:44:00 – Final Takeaways: The Future of Digital Nepal   👥 Guest Munni Rajbhandari Chief Operating Officer @ Nepal Clearing House Ltd. (NCHL) LinkedIn: https://www.linkedin.com/in/munni-rajbhandari-5b3799b/ 👥 Guest Manoj Thapa Country Head – Nepal @ Visa LinkedIn: https://www.linkedin.com/in/manoj-thapa-65120483/ In Partnership with Laxmi Sunrise Bank Facebook : https://www.facebook.com/laxmisunrisebank  Youtube : https://www.youtube.com/@laxmisunriseofficial Tiktok : https://www.tiktok.com/@laxmisunriseofficial  Linkedin : https://www.linkedin.com/company/laxmisunrisebank/posts/?feedView=all    📲 Follow The Doers Global: Instagram:   / https://www.instagram.com/thedoersglobal/ Facebook:   / https://www.facebook.com/thedoersnepal/ #doersnepal  #fintech  #startuppodcast  

As part of Digital December 2025, in partnership with Laxmi Sunrise Bank Limited, this special roundtable explores how digital payments and software systems are reshaping businesses and the economy in Nepal. This episode brings together three perspectives from Nepal’s digital payment ecosystem: Santosh Tamrakar, Managing Director at IMS Software, sharing the system builder’s view on business software, data, and scalable growth. Arun Khatri, CEO of Digital Network Solutions, covering digital infrastructure, security, compliance, QR innovation, and biometric identity. Shashank Prabhat Shrestha, Managing Director of Caffeophilia, offering real-world insights from running a multi-outlet business where most transactions are digital. Together, they discuss Nepal’s shift from near-zero digitization to a QR-first economy where digital payments are now essential especially for urban businesses. In this episode, you’ll learn: Why digital payments are non-negotiable for modern businesses How QR, cards, and compliance systems work behind the scenes The role of data, loyalty systems, and real-time reporting Why sustainable payment systems can’t be free forever What’s next: biometric KYC and data-backed, collateral-free digital lending Whether you’re a business owner, policymaker, or someone who pays digitally every day, this conversation helps you understand how Nepal’s digital payment ecosystem works and where it’s headed next. Timestamps 00:00 – Intro 02:00 – Digital December 03:20 – How Businesses Depend on Digital Payments Today 05:20 – The Evolution of Digitization in Nepal 06:28 – Covid and the Digital Payment Surge 07:02 – Why QR Payments Replaced Cash in Urban Nepal 07:50 – Real-Time Data and Business Control 11:01 – Digitization vs Digital Transformation 14:17 – Customer Loyalty Systems and Data Usage 21:02 – Entrepreneurial Vision and First-Mover Advantage 27:17 – How Digital Payments Reduce Fraud and Risk 33:06 – Biometrics and Centralized KYC 36:42 – QR vs Card Payments: How Nepal Pays Today 46:26 – MDR Explained: The Cost of Digital Payments 01:08:21 – The Future of Unsecured Digital Lending Want to join us live in the studio as an audience member? Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8    ✉ Reach out to us at [email protected]   🎧 Listen on audio platforms:  https://www.podbean.com/eas/pb-32f7s-19cc50b   🎤 Host: Anup Ghimire Founder of Doers Nepal  LinkedIn:  https://www.linkedin.com/in/anup-ghimire-9366aa5a/    👥 Guest  Arun Khatri  CEO @ Digital Network Solution  LinkedIn: https://www.linkedin.com/in/arun-khatri-42934657/ 👥 Guest  Shashank Prabhat Shrestha Managing Director @ Caffeophilia  LinkedIn: https://www.linkedin.com/in/shashank-prabhat-shrestha-551a8b1a/ 👥 Guest Santosh Tamrakar Managing Director @ IMS Software  LinkedIn: https://www.linkedin.com/in/santosh-tamrakar-46837b45/ In Partnership with Laxmi Sunrise Bank Facebook : https://www.facebook.com/laxmisunrisebank  Youtube : https://www.youtube.com/@laxmisunriseofficial Tiktok : https://www.tiktok.com/@laxmisunriseofficial  Linkedin : https://www.linkedin.com/company/laxmisunrisebank/posts/?feedView=all    📲 Follow The Doers Global: Instagram:   / https://www.instagram.com/thedoersglobal/  Facebook:   / https://www.facebook.com/thedoersnepal/    #doersnepal  #fintech  #startuppodcast