#3 Why do Most Companies Fail?

MEMBERSHIP: Sign up for my membership here: patreon.com/CompoundImprovements That's my most valuable resource. It'll give you access to all the tools you need to start your value-investing journey and more! E.g. various stock valuation models, stock watchlists, economic analysis, etc. ----------------- DIGITAL PRODUCTS: ► Berkshire Hathaway Earnings Transcripts from 1994 - 2022: https://bit.ly/48W63xm 📹 My Affordable Course on Udemy: https://bit.ly/353E7rd -------------------- AFFILIATES: The below section contains affiliate links to products. We may receive a commission for purchases made through these links at no extra cost. 👇 Ready to start investing? ► Join me and invest commission-free with Freetrade. Get started with a free share worth £5-£200. https://bit.ly/46yLaXw ► Get Physical Gold: http://www.bullionvaultaffiliate.com/vbulldog/en --------------------------- PERKS: 📸 Subscribe to the Blog Newsletter for our FREE E-book on Introduction to Investments: https://compoundimprovements.com/newsletter/ 👇 If this content brought value to you, please consider a one-off donation here. Your support really matters: https://www.paypal.me/cimprovements

Once upon a time, in the first hundred years of the Ming Dynasty (1368 – 1468 AD), Chinese technology was ahead of the rest of the world. It possessed both a strong navy and an army. It took over from India, the post of the largest economy in the world and remained there until the 20th century when America rose to take its place. But China has now returned to claim back its power. The graph below is a snapshot of China’s fast real GDP growth vs the world. If you know anything about compounding forces, you understand the effect of a growing double-digit for a long time. From 1971 until 2018, the average growth of Chinese real GDP was around 10% yearly against a 2.8% global rate. Since 2010, the Chinese economy has slowed down. Its slowdown is congruent with the rest of the world, which is also decelerating. Economic growth rate in China is slowing down caused by diverse factors such as: One-child’s policy and Population getting old Loss of Entrepreneurship in the US Accelerating protection from other countries, including the US imposing tariffs and taxes on Chinese goods High debt-to-GDP ratio Youth unemployment Excessive government intervention ------------- MEMBERSHIP: Sign up for my membership here: patreon.com/CompoundImprovements That's my most valuable resource. It'll give you access to all the tools you need to start your value-investing journey and more! E.g. various stock valuation models, stock watchlists, economic analysis, etc. ----------------- DIGITAL PRODUCTS: ► Berkshire Hathaway Earnings Transcripts from 1994 - 2022: https://bit.ly/48W63xm 📹 My Affordable Course on Udemy: https://bit.ly/353E7rd -------------------- 👇 AFFILIATES - Product Recommendations 👇 The below section contains affiliate links to products. We may receive a commission for purchases made through these links at no extra cost to you. 🇬🇧 UK Viewers: Ready to start investing? 📈 Active Stockpicking. Join me and invest commission-free with Freetrade. Get started with a free share worth £5-£200. https://bit.ly/46yLaXw 💳 American Express Cashback Credit Card Referral (£10 cashback): https://bit.ly/338fM6r 💳 Amex British Airways Avios Credit card Referral (6,000 Avios points): https://bit.ly/338fM6r 🌎 World-viewers: ► Transfer Money Abroad with Wise: https://wise.com/invite/u/viniciuss891 📈 Crypto Investing - Get $10 with Coinbase: https://www.coinbase.com/join/onofre_w2 🏆 Physical Gold Investing - Get $5 with Bullion Vault: https://bit.ly/3nhqcrg 💰 $10 in Bitcoin with Nexo - Nexo offers up to 12% interest rate on your crypto savings. Please research about the risks though: https://bit.ly/3HWA5CW --------------------------- PERKS: 📸 Subscribe to the Blog Newsletter for our FREE E-book on Introduction to Investments: https://compoundimprovements.com/newsletter/ ► Support the channel via our Membership and get access to exclusive content, including monthly stock valuations and value investing templates: https://vinistringhini.gumroad.com/l/... 👇 If this content brought value to you, please consider a one-off donation here. Your support really matters: https://www.paypal.me/cimprovements

MEMBERSHIP: Sign up for my membership here: patreon.com/CompoundImprovements That's my most valuable resource. It'll give you access to all the tools you need to start your value-investing journey and more! ----------------- RESOURCES MENTIONED or RELATED: - Poor Charlie's Almanack: https://www.amazon.co.uk/Poor-Charlies-Almanack-Charles-Munger/dp/1578645018 ----------------- DIGITAL PRODUCTS: ► Berkshire Hathaway Earnings Transcripts from 1994 - 2022: https://vinistringhini.gumroad.com/ 📹 My Affordable Course on Udemy: https://www.udemy.com/course/financia... -------------------- AFFILIATES: The below section contains affiliate links to products. We may receive a commission for purchases made through these links at no extra cost. 👇 Ready to start investing? Get Index Funds at a low cost through the below. ► Create your Stocks & Cash ISA today with Fidelity: https://bit.ly/2RtM6rt ► Pension Schemes (SIPP) with Fidelity: https://bit.ly/34oWtC4 📈 Active Stockpicking.Join me and invest commission-free with Freetrade. Get started with a free share worth £3-£200. https://magic.freetrade.io/join/vinic... Some links below are for UK residents only, as I'm UK-based, but you can find their counterparts in your respective country easily. --------------------------- PERKS: 📸 Subscribe to the Blog Newsletter for our FREE E-book on Introduction to Investments: https://compoundimprovements.com/news... ► Support the channel via our Membership and get access to exclusive content, including monthly stock valuations: patreon.com/CompoundImprovements 👇 If this content brought value to you, please consider a one-off donation here. Your support really matters: https://www.paypal.me/cimprovements

VIDEO CHAPTERS: 00:00 Introduction 01:10 Charlie Munger Early Life & Education 02:36 Munger's Early Career 03:54 Partnership with Warren Buffett 05:18 Building Berkshire Hathaway 06:17 Career Challenges 08:05 Investment Philosophy 10:07 Main Lessons from Charlie Munger 10:53 Munger's Influence on Buffett 11:50 Personal Life and Philanthropy 12:13 Munger's Legacy 12:46 Munger's Famous Quotes --------------- MEMBERSHIP: Sign up for my membership here: patreon.com/CompoundImprovements That's my most valuable resource. It'll give you access to all the tools you need to start your value-investing journey and more! ----------------- RESOURCES MENTIONED or RELATED: - Poor Charlie's Almanack: https://www.amazon.co.uk/Poor-Charlies-Almanack-Charles-Munger/dp/1578645018 ----------------- DIGITAL PRODUCTS: ► Berkshire Hathaway Earnings Transcripts from 1994 - 2022: https://vinistringhini.gumroad.com/ 📹 My Affordable Course on Udemy: https://www.udemy.com/course/financia... -------------------- AFFILIATES: The below section contains affiliate links to products. We may receive a commission for purchases made through these links at no extra cost. 👇 Ready to start investing? Get Index Funds at a low cost through the below. ► Create your Stocks & Cash ISA today with Fidelity: https://bit.ly/2RtM6rt ► Pension Schemes (SIPP) with Fidelity: https://bit.ly/34oWtC4 📈 Active Stockpicking.Join me and invest commission-free with Freetrade. Get started with a free share worth £3-£200. https://magic.freetrade.io/join/vinic... Some links below are for UK residents only, as I'm UK-based, but you can find their counterparts in your respective country easily. --------------------------- PERKS: 📸 Subscribe to the Blog Newsletter for our FREE E-book on Introduction to Investments: https://compoundimprovements.com/news... ► Support the channel via our Membership and get access to exclusive content, including monthly stock valuations: patreon.com/CompoundImprovements 👇 If this content brought value to you, please consider a one-off donation here. Your support really matters: https://www.paypal.me/cimprovements

Decision-making is such an underrated skill. I’ve made a lot of significant decisions in my life. Some were great, others not so much. Here's what I learned.

Why do most successful companies fail later on? Are all the big tech companies unstoppable at this point? Will Amazon, Google, Facebook and Apple still be here in 20 years? How do famous companies that failed get to that point? What are the bad leadership examples?

So we’ll talk about how to invest that money by exploring the different options: 1)  The first point is fixed-return assets The most common fixed-return asset is bonds. Bonds: you can either buy public or private bonds. Private bonds usually are offered by banks or large companies. The premise is that you are lending to these private institutions for a fixed return on your money. Public bonds are offered by the governments. It’s considered a safer investment than private bonds as you can only miss out on your investment if the government goes bankrupt. Conversely, in private bonds, the probability of an institution going out of business is higher than in a government. For instance, in the 2008 crisis, a lot of banks went bust and whoever was holding their bonds, ended up holding the bag. That’s why professionals refer to bond investing as a negative-art meaning that your objective is to pick not necessarily what is the highest interest that will be paid to you but an institution that will not fail so that you ensure that you’ll be paid as per agreement. 2)  Variable returns: a) Stocks: the thing to realise here is that you’re buying a piece of the company. In the long-term, however you cut the data it’s really clear: stocks are the best returning asset in the long-term. The reason most people don’t invest in stocks is due to the volatility. But in the long-term, they will outperform everything. Because they are productivity producing assets and therefore directly contributing b) Real Estate Investment Trusts (REIT’s) - This is a way to purchase property in fractions, similar to becoming partner at any given company when acquiring its shares. Basically, it is a way to invest in any incoming-producing property in the click of a button. This is a very attractive investment option for those less tolerant to market volatility as REIT’s tend to increase in market value over the long run, historically speaking. Moreover, this type of investment pays “rent”, which is its dividend monthly in most cases, and in some countries, is tax-free. c) Commodities: If you want to add leverage to your portfolio, the way to get it is either through leveraged funds or commodities. This is for more advanced investors so we will just mention that this exists but won’t go it more thorough into it.

Examine main topic in detail, using numbers and projections; 1. One-off purchase; iPhone (apple) 2008 vs. today – short-term reward vs. long term success - examples What about today, do you still trust the process or no? Tell us in the comments below the post 😉 2. Purchase example involving subscriptions (try exemplifying unsubscribing to all and analyzing throughout 30 days what you consume in fact) – gym, streaming service, clothing service, meal service, etc… Minimalistic approach Cutting costs intelligently 3. Consumption (suggestion of example using Starbucks and rewarding yourself in a smart way without spending too much) – conscious decision making, creating better habits. Conscious decision-making Better habits