What actually is a mortgage?

Episode 7 of Property School. Today I chat to you about the every popular Build To Rent concept. You may have seen a lot of these developments popping up particularly around London, Manchester, Cardiff and Liverpool with names like L&Q, Fizzy Living, Quintain, Grainger etc leading the way.   It's no secret that one of my favourite developments EVER is Quintain in Wembley which is a Build To Rent development where there are so many perks including being pet friendly, having communal spaces on site, roof terraces, gyms, work from home spaces, parking, discounts etc which are just a few of some of the pros. Like anything we always have to look at the downsides too so I'll cover those in this episode too.   Let me know if you have any questions or if you live in one of these developments and want to share your thoughts :)   Your Property Fairy Godmother, Lexie xxx

Alternative Ways To Sell Your Home. Can You Really Sell Your House For Free? Online Agents Explained It's episode 6 of #PropertySchool and today I'm chatting all about the online agents who are taking the sales and rental market by storm by charging one off fees or even claiming to sell your home for free.  But how do they work and are they a good idea?    Check out the other episodes of #PropertySchool where I have talked about how not to be scammed when renting, property jargon, my role as a property finder explained and lots of other tips and tricks when it comes to property.    Apple - https://podcasts.apple.com/us/podcast/property-school/id1604892386    Spotify - https://open.spotify.com/show/4QPf4biqItCgJgZep9rueb   Google - https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy83Y2UxODkyYy9wb2RjYXN0L3Jzcw?sa=X&ved=0CBoQ27cFahcKEwiw8771rrb1AhUAAAAAHQAAAAAQLA  Follow me on the gram www.instagram.com/lexiecarducci

In episode 5 I thought it was properly time to introduce myself and what I do as both a property finder and developer.    I chat about how I got into property, how I help people find their dream home in London, my development projects both past and present, how I invest in property and in general why I'm so passionate about the industry, plus the content you can find on my socials.    Any questions, as always please let me know!

Want to know the GDV on your BTL?  What's the difference between Share Of Freehold and Leasehold?    What comes first, Exchange or Completion?  At Property School I want to make it easier to understand the basics of property, whether you are buying, selling, renting or investing or wanting to do any of those things.  I honestly watched this video back when I was editing it and I thought to myself 'I wish I had watched something like this before I got into the industry!' So I really really hope this is useful!    Catch #PropertySchool every Wednesday on IGTV, YouTube or wherever you get your podcasts.    And if you have anything you'd like me to cover, please just holla!  Make sure to tag a friend or send it to someone who might find this helpful :)  Lexie xxx

Property School Episode 3 This week we go back to basics and I'm here to share everything I know about mortgages. Things we'll cover in this episode include the following: - What actually is a mortgage and why do most of us need one? - How do lenders make their money and what is interest and can interest change? - Types of mortgages - Where do you start to get a mortgage? - What happens if you fail to make repayments? - How are deposits involved? - How long does it take to pay off a mortgage? - What's remortgaging? - Are there any other fees involved in getting a mortgage? Don't forget to pay attention as at the end of every episode I will be giving you a quiz about what we've just learned! Please feel free to share this or tag someone who will find this useful. Catch all episodes of #PropertySchool on IGTV, YouTube and wherever you get your podcasts. Links in my bio. *Disclaimer* This is not financial advice, I am not trained to give financial advice and you shouldn't take financial advice from anyone who isn't qualified, including myself, this content is based on my own experience. I would always recommend getting a mortgage broker or financial advisor.

In the 2nd lesson at #PropertySchool we look at the current London rental market. And OMG it's a struggle right now! Everyday I'm helping my house hunters navigate the market to find their new home in the City and the last few months have been like nothing I have ever seen in my 8 or so years in the London market. We look at why this is happening (low supply and high demand) and so I thought I would share my advice and tips to help make sure you are first through the door on a viewing and that you stand out above the rest of the crowd and position yourself to be the front runner to get the property you want!

Take a seat for your first lesson at Property School!   We are kicking off with something that has been in the news recently and that's the rise of landlord rental scams.  So I wanted to highlight these fake property advertisements and help you spot what might not be true as well as give you guidance on how not to be fooled by them. Including how you can check who owns a property, the rules of deposits, the importance of attending viewings, questions to ask and why using reputable Estate Agents are so important!    Don't forget to pay close attention as I will be giving you a little quiz at the end of each episode! I will reveal the answer in next week's show!    I have a whole term's curriculum planned for you but I would of course love to know what you would like to learn more about in the world of property!    See you next week!

Welcome to Property School!    I'm your teacher and property Fairy Godmother Lexie Carducci. My entire life revolves around property, I'm a property finder, developer and investment landlord, it's definitely safe to say I'm obsessed!   There are so many things in property that I would loved to have learned years ago and wish we were taught at school, and I know a lot of you feel the same way.   So I'm taking it upon myself to share with you everything I know about the industry but also what I'm learning on my property journey.    We'll cover everything from the basics of what actually is a mortgage, what does SDLT mean, what are different property investing strategies, how to get started, first time buyer tips, interior trends, building costs, development breakdowns, the buying and renting process explained and soooo much more!    I'm aiming to bring you weekly episodes via IGTV / Youtube and wherever you get your podcasts. So simply search 'Property School' by Lexie Carducci.    I love opening up the conversation around property so please leave your thoughts / comments below and of course if you have anything you would like to see on the curriculum at Property School I would love to hear it and hopefully cover it in an upcoming episode.    I started my year going back to my 'WHY' and why I started to focus my social media content on property and it was always to advise, inspire and help people wanting to get into the industry and giving them all the info they need in one place to get what they want out of property.    So whether you're a First Time Buyer, looking to start investing in property developments, wanting to buy a 2nd home, trying to move into a different property strategy, thinking of starting a career in the industry or are simply interested in property I promise there will be something here for you!    We kick off with episode 1 next Wednesday!  So take a seat in the classroom of Property School!   Tag someone who you think will find this useful :)    Lexie x