EPISODE 251- No Payment Left Behind: Visa's SVP, Head of Visa Commercial Solutions Europe, Lucy Demery on Enterprise Finance

Lucy Demery is Senior Vice President, Head of Visa Commercial Solutions in Europe, where she leads Visa’s B2B payments business. She collaborates with bank issuers, acquirers, technology platforms, and Fintechs to deliver innovative solutions and drive go-to-market strategies. Lucy is part of the Visa Europe Leadership Team and the Global Visa Commercial Solutions Leadership Team.Before joining Visa, Lucy was a Managing Director at Barclays Investment Bank, overseeing Fintech Banking in Europe. She also served as Global Head of Fintech Banking at Standard Chartered in London and worked at J.P. Morgan in New York.On The Menu:Why agentic commerce is her biggest bet for B2B paymentsHow Visa is scaling AI adoption across sales teams The truth about stablecoins as a threat or an opportunity for Visa What fintechs still misunderstand about enterprise buying behavior What businesses using Visa's tools can do differently in 2026 The one broken thing Lucy would fix in global paymentsWhy does human behavior change matter as much as better tech

☁️ Moving to the Cloud Isn't the Same as Transforming Your Business🚀 Many companies rushed to the cloud, but simply migrating applications wasn't enough.In this insightful clip, Moutia Khatiri, Global CTO for Online & Omnisales at L’Oréal Groupe, explains why early cloud adoption often led to higher costs and unnecessary complexity, and why true cloud transformation requires rethinking architecture, not just relocating it.💡 Cloud Strategy⚙️ Digital Transformation📈 Smarter Technology DecisionsListen to the full podcast now- https://premade.outgrow.us/interview-with-Moutia-Khatiri #Outgrow #Podcast #CloudComputing #DigitalTransformation #CloudStrategy #DevOps #TechnologyLeadership #Innovation #CTO #Loreal #BusinessTransformation

🎙️ No Data Strategy Works Without This FoundationEveryone wants better AI, smarter analytics, and faster insights. But none of it matters if your data isn't trustworthy.In this clip, Ivan Branco, Head of Information Management, AI, and Analytics at Volvo Group Trucks Operations, explains why strong data governance isn't bureaucracy; it's the foundation that ensures data quality, accountability, and meaningful business outcomes.🏗️ Build the right foundation.📊 Trust your data.🚀 Unlock better decisions.Listen to the full podcast now- https://premade.outgrow.us/interview-with-Ivan-Branco #Outgrow #Podcast #DataGovernance #DataStrategy #AI #Analytics #DataManagement #Leadership #DigitalTransformation #VolvoGroup #BusinessIntelligence #Innovation

🎙️ AI Isn't the Answer to Everything, But It Can Be the Fastest Path to the Right Answer⚡ How do you manage thousands of microservices when every minute of downtime costs hundreds of thousands of dollars?In this insightful clip, Vishnu Acharya, ex-Head of Network Infrastructure EMEA at Uber, explains how AI is helping engineers cut through massive volumes of data, identify issues faster, and respond to incidents before they escalate.🤖 AI-Powered Operations📊 Smarter Incident Response⚙️ Faster Infrastructure RecoveryListen to the full podcast now- https://premade.outgrow.us/interview-with-vishnu-acharya #Outgrow #Podcast #AI #Uber #Infrastructure #SiteReliability #Engineering #CloudComputing #Microservices #TechLeadership #Innovation #AIOps

🎙️ AI Should Free Creators to Create, Not Just Manage✨ Building a creator business isn't easy. From strategy to operations, creators wear every hat. But what if AI could take care of the repetitive work so creators can focus on what they do best?In this insightful clip, Harish Sarma, VP, Business Development & Partnerships at Yahoo, explains how AI-powered tools are helping creators automate the mundane, optimize outcomes, and spend more time creating impactful content.🎨 Empowering Creators🤖 AI-Powered Productivity🚀 The Future of the Creator EconomyListen to the full podcast now- https://premade.outgrow.us/interview-with-harish-sarma#Outgrow #Podcast #CreatorEconomy #ArtificialIntelligence #AI #Creators #ContentCreation #DigitalInnovation #BusinessDevelopment #Marketing #Yahoo

🎙️ Trust Is the Future of Marketing 🤝In a world driven by data and analytics, what truly sets brands apart? Human connection. 💙In this insightful clip, Dianna Wilusz, Vice President of People Experience & Operations at SoftBank Robotics America, explains why the future of marketing isn't just about personalization; it's about building genuine trust. When businesses prioritize people's best interests instead of simply selling to them, they create stronger relationships, greater credibility, and lasting loyalty.✨ Human-Centered Marketing💙 Build Trust First📈 Relationships Over TransactionsListen to the full podcast now- https://premade.outgrow.us/interview-with-Dianna-Wilusz #Outgrow #Podcast #Marketing #CustomerExperience #Leadership #BrandStrategy #BusinessGrowth #SoftBankRobotics #Innovation

Raji Behal is the Head of Western and Southern Europe, UK and Ireland at Klarna, one of the world's leading fintech and payments companies. With nearly two decades of experience spanning retail buying, merchant success, and global commercial leadership, she has built a career at the intersection of payments, platforms, and retail innovation. Before joining Klarna, Raji spent 13 years at Macy's, rising to Vice President of Leased Businesses and developing a deep understanding of consumer behavior and retail operations.On The Menu:Building teams where AI handles tasks so humans can lead How Klarna evolved from a pay-later button to a banking network Klarna's Japan expansion: first foray into Asia and what's next From retail buyer to fintech leader: Raji's unplanned career pivotWhy innovation always moves faster than regulationManaging a million merchants and the weight of their cash flowHiring for grit and ambition over pedigree in today's job market

🤖 Marketing Is Moving Into the Age of AI Agents💬 “We’ll see marketing evolve into chat, generative AI, and agentic systems, because that’s where users already are.”In this powerful insight, John Hearty, VP & Head of AI Governance at Mastercard, explains how marketing is entering a new paradigm, where AI tools, chat systems, and agentic platforms become the primary spaces for discovery, recommendations, and customer engagement.He highlights a future where:🚀 Marketing integrates directly into AI-driven conversations💡 Experimentation becomes the new normal🔄 Discovery shifts from search engines to intelligent agentsAs AI becomes part of everyday decision-making, brands will need to meet users inside these systems, not outside them.Listen to the full podcast now- https://premade.outgrow.us/interview-with-John-Hearty#Outgrowh #AI #Marketing #ArtificialIntelligence #AIMarketing #DigitalTransformation #AgenticAI #FutureOfMarketing #Innovation #Mastercard #AIGovernance

🎙️ Don't Chase Technology. Solve Problems.💡 "Don't focus on technology, focus on challenges, problems, and opportunities."Ivan Branco, Head of Information Management, AI, and Analytics at Volvo Group Trucks Operations, explains why adopting the latest technology isn't always the answer.In this thought-provoking clip, The best solutions come from understanding the problem first, and sometimes, legacy systems outperform the newest AI trends.🚛 Purpose-Driven Innovation🤖 AI with Practical Use Cases📊 Technology That Solves Real ProblemsListen to the full podcast now-https://premade.outgrow.us/interview-with-Ivan-Branco #Outgrow #Podcast #AI #GenerativeAI #Innovation #DigitalTransformation #Analytics #Leadership #Technology #BusinessStrategy #VolvoGroup #DataDriven #EnterpriseAI

🎙️ Building Innovation at Startup Speed Inside a 100-Year-Old Giant💡 "You need to enable teams to experiment, fail, learn, and quickly put something in the hands of consumers."In this fascinating clip, Moutia Khatiri, Global CTO for Online & Omnisales at L’Oréal Groupe, shares how L’Oréal blends strong technology foundations with startup-like agility to rapidly build, test, and launch innovative experiences like Virtual Try-On.🦄 Agility Meets Scale⚡ Experiment, Learn, Repeat💄 Innovation Driven by Consumer FeedbackAs L’Oréal's CEO describes it: a dinosaur with a unicorn on its head, a century-old company with the speed and mindset of a startup.Listen to the full podcast now- https://premade.outgrow.us/interview-with-Moutia-Khatiri#Outgrow #Podcast #Marketing #LOréal #Innovation #DigitalTransformation #CustomerExperience #TechLeadership #Ecommerce #Omnichannel #AI #ProductDevelopment