What is digital money and who trusts it?

From tokenised homes to faster, simpler customer journeys, digital assets are beginning to move beyond money - into deeds, contracts and other forms of value. So, what happens as more of what we own, manage and exchange becomes digital and programmable? And what needs to change to make that a reality at scale?In the third and final episode in our mini-series, Lloyds Banking Group COO Ron van Kemenade is joined by Jayne Opperman, CEO of Consumer Lending at Lloyds Banking Group, Jana Mackintosh, Managing Director of Payments and Innovation at UK Finance, and Max North, Director of Strategy& at PwC, to explore how digital assets are becoming a reality – and what that means for the future of banking.Brought to you by Lloyds Banking Group. Visit https://www.lloydsbankinggroup.com/who-we-are/group-overview/tech-and-transformation.html to learn more.

Two defining tech trends of 2026 - AI-driven decision-making and the tokenisation of financial infrastructure - are already reshaping finance. But what happens when they converge?From near real-time settlement to systems that act on our behalf, the potential is huge. So is the challenge: ensuring everything remains safe, secure, reliable and trusted.Lloyds Banking Group COO Ron van Kemenade is joined by Michelle Neal, CEO, Fnality, Graham Rodford, CEO, Archax, and Jess Houlgrave, CEO, WalletConnect, to explore what comes next for finance.Brought to you by Lloyds Banking Group. Visit https://www.lloydsbankinggroup.com/who-we-are/group-overview/tech-and-transformation.html to learn more.

Cut through the hype to explore trust, programmability and the forces shaping the future of finance.Join host Ron van Kemenade as he sits down with industry experts to unpack the rise of digital money - from stablecoins and CBDCs to tokenised deposits - and what it could mean for customers, businesses and banks.Featuring Peter Left, Head of Digital Assets at Lloyds Banking Group, Tony McLaughlin, CEO & Founder of Ubyx, and Chris Skinner, author and technologist.Brought to you by Lloyds Banking Group. Visit https://www.lloydsbankinggroup.com/who-we-are/group-overview/tech-and-transformation.html to learn more.

What does it really take to become a Chief Information Officer? In this episode of the No Ordinary Tech Podcast, Dr. Shini Somara sits down with Amit Thawani (CIO, Lloyds Banking Group) and Allan Cockriel (Chief Information and Data Officer, ASML). Discover their journeys to the top, how the CIO role has evolved, and the skills - both technical and human - that drive innovation and resilience in today’s digital world.To explore career opportunities in technology and engineering, visit Careers – Lloyds Banking Group plc  

What does it take to lead in the age of AI?From scaling innovation to shaping ethical frameworks, today’s AI leaders are redefining how organisations adapt to transformative technology. How do you build the skills and mindset to thrive in a world where learning never stops? And what does responsible innovation really look like? Join Dr Zara Nanu MBE, CEO and co-founder of GapSquare, and Ranil Boteju, Chief Data & Analytics Officer at Lloyds Banking Group. Hear their insights on becoming an AI leader, why continuous learning matters, and how AI is unlocking creativity while reshaping the future of work. To explore career opportunities in technology and engineering, visit Careers – Lloyds Banking Group plc 

The role of the Chief Security Officer has evolved from a back-office IT function into a strategic business enabler. How are today’s security leaders balancing the challenge of protecting assets while driving innovation? From operational resilience to boardroom influence, discover why security is now at the heart of business growth.Join Lindsey Bateman, CISO at M&G, and Manija Poulatova, security leader at Lloyds Banking Group, as they share their career journeys and insights on the evolving threat landscape. Learn how AI is reshaping defence strategies, why diverse and resilient teams matter, and the essential traits for modern CSOs.To explore career opportunities in technology and engineering, visit Careers - Lloyds Banking Group plc

The title of distinguished engineer originated in large tech organisations – most notably IBM – 30 years ago. But why is the role gaining more attention now and what does it actually mean to be one?In this episode, recorded live at Leeds Digital Festival, Martin Borrett, Distinguished Engineer at IBM, and Leena Sharma, a technology leader at Lloyds Banking Group join our host Dr Shini Somara to explore how deep technical expertise, leadership and communication skills are shaping the future of careers in tech.  Martin and Leena share personal career journeys, discuss the value of technical versus management career tracks, and highlight the importance of continuous learning and resilience in a rapidly evolving industry.To learn more about our career opportunities in technology and engineering visit Careers - Lloyds Banking Group plc

What does it take to transform an entire nation? In this episode, Nandan Nilekani shares the inside story of how he led the creation of Aadhaar and India Stack. Hear how his team overcame scepticism and technical hurdles to build a digital public infrastructure that now powers instant banking, mobile access, and digital payments for millions - making India one of the world’s most inclusive digital societies.Tune in for an inspiring story of innovation, leadership, and the power of technology to unlock opportunity for all.Brought to you by Lloyds Banking Group. Visit https://www.lloydsbankinggroup.com/who-we-are/group-overview/tech-and-transformation.html to learn more. 

A visit to Kennedy Space Centre as a child instilled a life-long passion for space in Tejpaul Bhatia - one that would inspire his journey to the very top of Axiom Space.Under his leadership, Axiom is transforming the future of space exploration - enabling countries to send astronauts to space for the first time and inviting new players to enter the industry.Join Tejpaul and Lloyds Banking Group's Ron van Kemenade as they discuss everything from Prada to Platforms, and from orbital data centres to building the successor to the International Space Station.So, whether you're a techie, a dreamer, or a transformation leader, strap yourself in for a journey into the next frontier of human progress.Brought to you by Lloyds Banking Group. Visit https://www.lloydsbankinggroup.com/who-we-are/group-overview/tech-and-transformation.html to learn more.

Lloyds Banking Group, a 250+ year-old institution, is currently in the midst of the largest digital transformation in the sector, investing over £4bn in its people, processes, technology and data.Leading the charge of this major transformation is CEO Charlie Nunn.What was the vision that sparked this change? And how has Charlie coped with the inevitable challenges that come with transforming a bank with such an established history?So, grab a brew and a biscuit (or two) as Group COO, Ron van Kemenade, takes up the hotseat as guest host for the first of our transformation mini-series.