Mortgage Surveys & Valuations

In this episode we welcome the awesome Simon David from Thomas Legal Group. Simon is a super experienced solicitor who has specialised in conveyancing for many years. He very kindly agreed to collaborate with us so that we could have a good old chin wag about all things conveyancing 😊We cover 🏠 How to chose the right solicitor🏠 Why conveyancing can take so long🏠 What you can do to help the process run smoothlyIt's a process that anyone who is buying a property has to go through and, let's face it, it can be long and painful so we've asked Simon to explain some of the key points and give us some top tips so that we can all best avoid some of the more obvious pitfalls 🤘As always - check out our Instagram, Facebook or Website for more info or (if you want to see our smiling faces, YouTube )And if you want to discuss your own circumstances and how we can help - you can book an appointment here.

In a break from our usual format, this time we have a special guest in the form of Alex Jewhurst from EweMove Sales and Lettings, Cirencester 🙋‍♂️Alex is an Estate Agent on a mission, to make the process of buying and selling houses as relaxed, stress-free and fun as possible. We all know that's a tall order so he must be working very hard! Based in South Cerney, EweMove cover Cirencester, North Swindon and everywhere in between🤸‍♀️ 🏠In this episode Graham and Alex ask each other all the questions their clients always ask them so it's a super-handy guide for anyone who is wondering about estate agents, what they really do and how to pick a good one 😊Enjoy!As always - check out our Instagram, Facebook or Website for more info or (if you want to see our smiling faces, YouTube )And if you want to discuss your own circumstances and how we can help - you can book an appointment here.

Right - after the heavy going last two episodes on self employed mortgages, I thought it important to bring it back to something that we can all get involved with... mortgage valuations! 🏡Why do you need one? What is the difference between a valuation and a survey? Who does them? How much do they cost?What happens when they go wrong? ☠Fear not, we got you covered with the answers...💛As always - check out our Instagram, Facebook or Website for more info or (if you want to see our smiling faces, YouTube )And if you want to discuss your own circumstances and how we can help - you can book an appointment here.

It's the second part of our rundown on mortgages for the self employed and this time we are turning our attention to Limited Company Directors. 🧐This is a big old topic and there is LOADS to think about. The episode answers the major questions:1) What do lenders define as a Ltd Company director (not what you might think...)2) What income will lenders use?3) How can we maximise the borrowing of Ltd Company Directors?4) How to prove the income?5) What income cant be included?We at Hudson Rose have a guide for self-employed applicants including Ltd Co directors so ping an email  or message over should you want a copy. 🦸‍♀️There is also loads more on our YouTube channel!Check our our social links of visit us on the web here.If you want to chat to us about your circumstances and how we can help you can book an appointment directly here! 🏡

Hold the phone! It has only taken 18 months for us to record the next episode but here it is!! 😂This is a biggie and one we get asked about loads (we actually specialise in mortgages for the self employed don't you know!In this episode we bust some of the myths around self employed mortgages, take a look a what income lenders will use for those who are sole traders or partners and Graham attempts the world record for saying SA302...Remember to visit us at Hudson Rose to find out more or check us out on YouTube for more tips and info. 💪And if you want to chat to us about your circumstances and how we can help you can book an appointment directly here! 🏡

The second episode on mortgage affordability! 💛This on goes into how variable income such as bonus, commission and overtime is treated by lenders as well as what to know if you have a buy to let property in the background..? Sexy A.F. ✨Check our our social links of visit us on the web here.If you want to chat to us about your circumstances and how we can help you can book an appointment directly here! 🏡

This episode explores what mortgage 'affordability' is and gives an idea of how it is calculated, what questions you may be asked and also reveals why online calculators may not be giving you the accurate number you need....📃So - listen and upskill your mortgage knowledge in under 15 minutes.The next time this comes up at a dinner party, you are going to really impress the hell out of them. 💪Check our our social links of visit us on the web here.If you want to chat to us about your circumstances and how we can help you can book an appointment directly here! 🏡

As we continue our journey through the mortgage process we take 15 minutes to find out... What a financial adviser is going to do? How they are going to do it?As well as understand what you need to be asking to make sure you get the right person in your corner and avoid any cowboys...Yeee Haw!...! 👢Check our our social links of visit us on the web here.If you want to chat to us about your circumstances and how we can help you can book an appointment directly here! 🏡

Here, we lay out the steps you need to take (in the correct order) to be able to confidently buy a property. Speaking to lenders? Fees? Viewing Properties? Agreements in Principle? All is covered in only 15 minutes - PLUS some info about 'loan to value' and what on earth that is all about....!?Check our our social links of visit us on the web here.If you want to chat to us about your circumstances and how we can help you can book an appointment directly here! 🏡

The first ever Hudson Rose mortgage podcast is here! 🎺10 minute or so bite-sized chunks to help you understand the rock n roll world of buying property in the UK, specifically with a mortgage.This episode explains what a mortgage actually is, touches on deposit and where you can obtain them.There is also some info on Scrooge McDuck....!So, if this is entirely new to you, start here. We are going to cover off loads of other topics as the series progressesCheck our our social links of visit us on the web here.If you want to chat to us about your circumstances and how we can help you can book an appointment directly here! 🏡