2: PSD2, PSD3 and beyond...

In this episode of Bitesize Regulation, Paul Thomalla is joined by Kate Fitzgerald to discuss all things UK New Payments Architecture (NPA). Following an unexpected three-year delay, the NPA is now on its way and will start impacting direct Faster Payments Scheme (FPS) participants in the next 12 months. Tune in to find out what caused the need to transition from FPS to NPA, when the full implementation for banks is predicted and what it requires for the NPA to truly benefit everyone in the payment ecosystem.

Paul is once again joined by Eric Grover to continue our theme on US payments. Having seemingly been in a lull in terms of payments innovation, is the US beginning to flex its muscles? Cheques and cash are in decline, new methods such as pay-by-link, crypto and real-time payments are becoming the new norm, and US banks are waking up to the opportunity of payments innovation.

In this episode of Bitesize Regulation, Paul Thomalla is joined by Eric Grover to discuss all things US payments. How does the power of the dollar impact the global payments ecosystem, and why is the US so unique in the way it facilitates and governs payments?

You'd have to have been living under a rock to not have heard about the rise of cryptocurrencies, blockchain or Central Bank Digital Currencies (CBDCs). Whilst their mainstream adoption seems like an unstoppable juggernaut, their practical application remains a question mark.In this episode, Paul Thomalla is joined by Eric Grover to dive into the world of digital currencies and ask the question: how will they really impact the world of payments? 

 In this episode of Bitesize Payments Regulation, Paul and Monica dive into the changes to instant payments rules announced by the European Commission, what they mean to you and when they will come into force.

In this episode of Bitesize Payments Regulation, Paul and Monica discuss the journey of instant payments to date, as well as the impending changes coming to instant payments in Europe.

In this episode of Bitesize Payments Regulation, Paul and Monica discuss the winding journey of perhaps the most famous payments regulation, the Payments Services Directive (PSD). Tune in to find out about how PSD came about, it's evolution PSD2, and what could be in the potential PSD3.

Welcome to Bitesize Payments Regulation! In this first episode, our host Paul Thomalla is joined by Monica Monaco, Owner and Managing Director of TrustEUAffairs, to discuss how regulations are made and why they can be so complex.