Mutual Group’s Troy: Capital, Technology and AI Can Help Mutual Insurers Thrive

AM Best Senior Associate Editor Steve Hallo discusses his BestWire reporting showing the 2025 rankings of U.S. standalone cyber insurers, highlighting Chubb's rise to the top spot, Beazley's dramatic climb, and continued growth in the cyber insurance market.

Tom Troy, the Mutual Group’s CEO, discusses how the organization is helping mutual insurers preserve their independence while gaining access to capital, technology modernization and AI capabilities needed to compete in a rapidly evolving market.

A new Best's Market Segment Report discussed by AM Best Associate Director David Blades finds that for smaller LPL firms, the key aggregate underwriting ratios are highly variable, largely attributable to the size of most of these insurers.

Kristin Stein, VP of PHLY E&S Insurance Solutions, spoke with Best’s Review about how insurers are adapting their underwriting strategies and identifying new opportunities for growth.

Marcy Pelecky, SVP, Casualty and Professional Liability Programs, Nationwide E&S Specialty, spoke with Best’s Review about how growing risk complexity is driving demand for highly specialized insurance products.

AM Best Senior Associate Editors Renee Kiriluk-Hill and Terry Dopp discuss new Best’s Rankings highlighting growth across the property/casualty and life and health sectors, including standout results from Progressive and Athene.

AM Best's Ann Modica and James Creedy-Smith examine the latest moves by the European Central Bank and Federal Reserve, discussing inflation risks, potential rate hikes, and what investors should watch in the months ahead.

In his book "How to Acquire, Understand, and Make a Successful Claim on a Commercial Property Insurance Policy," Barry Zalma, founder, Barry Zalma Inc., explores how clear policy communication and strong claims handling reduce coverage gaps.

AM Best Director David Blades and Senior Industry Analyst Christopher Graham discuss a new Best's Market Segment Report that finds favorable underwriting margins may dissipate if adverse reserve development trends persist.

Lewis Nibbelin, research writer, Insurance Information Institute, discusses the rapid growth of the pet insurance market, rising veterinary costs and evolving liability, and coverage gaps shaping risks for insurers and pet owners.