Episode Six: Should Debts be Repaid?

In this episode we examine the Bankruptcy and Diligence (Scotland) Bill 2023 as it moves into Stage 3 in the Scottish Parliament.

How easy is to open a Basic Bank Account?  We discuss this in light of the UK Government's decision to stop people from receiving benefit payments into their Post Office Cash Card Accounts from November 2021. https://www.advicescotland.com/bank-accounts-and-bankruptcy/

In this Episode of Advice Talks, we ask the question, should debts be repaid and if so, in what circumstances is it okay to not repay them?

As the Scottish Government extend the eviction and possession ban to the 31st March 2021, is there a risk we could see more illegal evictions by unscrupulous landlords. In this Episode I discuss Illegal eviction of Tenants.

In this Episode I consider is there cause for concern Scotland is facing an explosion of Council Tax debt? I also look at the procedures used to recover Council Tax debts by Local Authorities and Sheriff Officers. More information is available at https://www.advicescotland.com/home/council-tax-debt/

On the 11th January 2021, the Scottish Government will allow a new approach to the Debt Arrangement Scheme, to allow it to be accessible to more people financially affected by the Coronavirus Crisis

In this episode I look at the Scottish Government's Tenancy Hardship Loan Fund and when it may be suitable.

This Podcast looks at the belated Eviction Ban introduced by the Scottish Government, that takes effect from the 11th December 2020 until the 22nd January 2021.