“This Keeps You POOR!” Caleb Hammer Reveals The WORST Money Traps To Avoid In 2025

Tecovas: Right now - get 10% off at https://tecovas.com/iced Oracle: Cut your cloud bill in half—switch to OCI today https://oracle.com/iced Ramp: Now get $250 when you join Ramp at https://ramp.com/ich Gusto: Try 3 months free at https://gusto.com/iced Follow Cliffe and Stuart: https://youtube.com/@givemeananswer?si=oVR7wczZ2PS56iYo NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps : 00:00:00 - Intro 00:01:45 - Most intense debate 00:03:30 - People who never question existence 00:06:11 - Why should people listen to you? 00:06:42 - What happens after you stop living? 00:08:09 - Thoughts After Life? 00:11:12 - Why live for Jesus? 00:12:52 - Sponsor - Tecovas 00:19:52 - How do you know you're right? 00:23:30 - If sins are forgiven, why not keep sinning? 00:25:11 - Are some people born evil? 00:28:38 - Do pets go to Heaven? 00:30:40 - Do some lives have more value? 00:32:30 - Sponsor - Oracle 00:33:43 - What does Heaven look like? 00:36:08 - Reincarnation and past lives 00:39:03 - Why would God test humanity again? 00:40:09 - Are biblical stories literal? 00:45:42 - Logical proof for Christianity 00:58:01 - How to resist temptation 01:00:38 - Why is Christianity declining? 01:04:03 - How to start praying 01:08:18 - Sponsor - Ramp 01:09:42 - Sponsor - Gusto 01:11:07 - What is blaspheming the spirit? 01:15:05 - Thoughts on televangelists 01:16:08 - Is wealth bad? 01:17:24 - Should you tithe if broke? 01:22:49 - Hardest belief to accept 01:24:12 - Does everything happen for a reason? 01:26:56 - Hardest concepts to explain 01:28:17 - Last time faith was doubted 01:32:37 - Why is hatefulness increasing? 01:35:40 - Struggles with self-absorption 01:39:59 - Confidence vs. arrogance 01:42:23 - Confessions Near The End 01:48:19 - Any supernatural experiences? 01:49:46 - One question for God *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

NetSuite: Take advantage of NetSuite’s Flexible Financing Program: https://www.netsuite.com/ICED ExpressPros: Get the hiring support you need at https://ExpressPros.com Bilt: Start earning Points for the rent you’re ALREADY paying at https://joinbilt.com/icedcoffee Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich MagicMind: They have a limited offer you can use now, getting you up to 48% off your first subscription or 20% off one-time purchases with code ICEDCOFFEE20 at checkout. You can claim it at: https://www.magicmind.com/icedcoffee Check out  @BeardyBrandon  First Deal Program Here: http://www.firstdeal.com/icedcoffeehour/ - listeners will receive $500 off Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:24 - Is now a good time to buy a house? 00:03:45 - Will deregulation lead to more housing? 00:06:23 - Have home values really increased, or is it inflation? 00:07:43 - Brandon Turner’s background 00:09:45 - Involvement with BiggerPockets 00:11:35 - Sponsor - Netsuite 00:12:47 - Most difficult deal he’s done 00:16:23 - Are property tax reduction services a scam? 00:18:47 - Biggest risks for real estate investors 00:21:39 - How to find good real estate deals 00:32:48 - Thoughts on modular homes 00:34:23 - Unique ways to make money in real estate 00:34:29 - Sponsor - Express Pros 00:39:15 - Who shouldn’t buy a home? 00:41:41 - Should high earners invest in real estate? 00:43:15 - How his business has changed over the years 00:46:28 - Getting into real estate with no money 00:49:07 - FHA 203K loan explained 00:54:10 - When will interest rates drop? 01:02:33 - How seller financing taxes work 01:04:10 - Best places to find real estate deals 01:09:25 - Sponsor - Bilt 01:10:35 - Sponsor - Shopify 01:11:29 - How to negotiate price down 01:12:57 - Best real estate opportunities right now 01:17:10 - Best markets and locations to buy in 01:20:05 - How to be a good landlord 01:24:50 - Thoughts on investing in Section 8 housing 01:29:19 - Purchases everyone should make 01:31:40 - How many businesses he operates 01:33:36 - Has he thought about scaling back? 01:35:02 - Can money buy happiness? 01:41:09 - Controversial take on money 01:43:27 - Why landlords are seen as evil 01:45:08 - Could he become a millionaire in a year if starting over? 01:46:19 - Does he believe in fate or self-made destiny? 01:47:37 - Comments on his beard 01:52:24 - Relationship advice 01:54:09 - Book recommendations *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

NetSuite: Take advantage of NetSuite’s Flexible Financing Program: https://www.netsuite.com/ICED ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE Ramp: Now get $250 when you join Ramp at https://ramp.com/ich ExpressPros: Get the hiring support you need at https://ExpressPros.com Subscribe to Jesse James West Here:  @JesseJamesWest  NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:18 - How much caffeine Jesse takes 00:01:54 - Why people don’t push their limits 00:04:15 - Common traits of fit people 00:05:36 - How to know if you're training hard enough 00:06:35 - Importance of last few reps 00:07:22 - Hardest challenge Jesse has done 00:09:00 - Liver King challenge 00:12:04 - Sponsor - Netsuite 00:13:15 - How Jesse stays motivated 00:18:20 - Quitting YouTube 00:20:36 - Growing with your audience 00:22:29 - Exercise vs. diet to lose weight 00:23:21 - Most effective diets 00:25:33 - Are diet sodas bad? 00:26:13 - Do genetics impact fitness? 00:29:22 - Is being “big-boned” real? 00:30:49 - Why good form matters 00:32:21 - Finding truth with so much misinformation 00:34:09 - Biggest fitness myth 00:34:12 - Sponsor - Ramp 00:36:12 - Jesse’s thoughts on Ozempic 00:37:24 - Best rep range for muscle 00:38:34 - Doing cardio while bulking 00:41:45 - Ice baths 00:44:04 - Is stress good or bad? 00:45:41 - Jesse’s experience with Liver King 00:47:47 - Fat suit video 00:50:02 - Biggest surprise at fat camp 00:52:07 - Why obesity rate is increasing 00:58:49 - Right and wrong reasons for steroids 01:02:10 - Sponsor - Zocdoc 01:03:17 - Sponsor - Express Pros 01:04:11 - Did Jesse ever consider steroids? 01:06:30 - Does a natural physique look better? 01:10:43 - Female bodybuilders and steroids 01:12:59 - Biggest testosterone myth 01:13:50 - Greg Doucette’s video on Jesse 01:14:55 - Thoughts on Sam Sulek 01:17:25 - Most underrated fitness influencer 01:19:49 - Worst part of bodybuilding prep 01:21:06 - Signs of low testosterone 01:23:59 - Mental health 01:30:02 - How to stay motivated 01:33:53 - Business finances 01:41:43 - Impact of financial success 01:45:44 - How Jesse’s relationship has changed 01:48:28 - A question Jesse wishes people asked *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ramp: Now get $250 when you join Ramp at https://ramp.com/ich SelectQuote: Get the RIGHT life insurance for YOU, for LESS, at https://selectquote.com/ich Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Range Rover Sport: Start designing your Range Rover Sport today at https://www.LandRoverUSA.com MagicMind: Get 45% off the Magic Mind bundle with with my link: https://www.magicmind.com/ichjan Subscribe To  @Channel5YouTube  Here! Watch Dear Kelly Documentary: https://www.dearkellyfilm.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps : 00:00:00 - Intro 00:01:22 - Describing what you do 00:01:31 - Most memorable interview 00:03:13 - Why people live in Vegas tunnels 00:04:36 - Vegas homeless ID issue 00:06:24 - How journalism journey started 00:08:34 - Getting into All Gas No Brakes 00:09:46 - Hitchhiking stories 00:13:36 - Sponsor - Ramp 00:14:52 - Why the low production quality? 00:17:00 - How AGNB approached you 00:20:25 - Finding the right guests 00:22:28 - New movie: Dear Kelly 00:27:12 - Where radicalized people get info 00:29:17 - Empathy in conversations 00:32:16 - Street interview format 00:35:08 - Sponsor - Select Quote 00:36:25 - Who won’t you interview? 00:41:33 - Anonymous sources trusting you 00:42:53 - Ever feared for your life? 00:46:20 - Is legacy journalism dying? 00:50:28 - How people get radicalized 00:54:11 - Best news sources on both sides 00:55:30 - Media platforms you watch 00:56:17 - Most credible conspiracy theories 00:57:21 - Thoughts on Elon Musk 01:05:49 - Should you buy a home? 01:10:04 - Sponsor - Shopify 01:10:59 - Sponsor - Range Rover 01:12:02 - Revenue streams and income 01:14:05 - Saving & investing 01:16:40 - Most misunderstood group of people 01:18:04 - People you don’t get along with 01:19:42 - Homeless crisis 01:20:36 - Best way to combat homelessness 01:25:31 - Biggest insecurities 01:29:36 - Fallout from scandal 01:33:01 - How did you change? 01:35:43 - Overcoming your lowest point 01:38:35 - Does everything happen for a reason? 01:40:36 - A valid criticism of yourself 01:41:39 - Lessons from experiences 01:43:12 - What media training teaches 01:49:59 - Do you read comments? 01:51:57 - Dear Kelly production costs *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ramp: Now get $250 when you join Ramp at https://ramp.com/ich Oracle: Cut your cloud bill in half—switch to OCI today https://oracle.com/iced Gusto: Try 3 months free at https://gusto.com/iced Raycon: Get Up To 20% Off At https://buyraycon.com/iced/ Subscribe to @DumbMoneyLive Here! Recommended Links From Chris Camillo: X: @chriscamillo Humanoid Accounts ⁦@TheHumanoidHub⁩ (X) @BrighterwithHerbert (YouTube) @humanoid_news (X) @tesla_optimus (X) @apptronik (X) @figure_robot (X) Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timecodes: 00:00:00 - Intro 00:01:18 - Why investors lose money 00:02:23 - Chris' portfolio today 00:08:35 - How Chris made his money 00:13:18 - Sponsor - Ramp 00:18:21 - First job & big trades 00:25:44 - Sponsor - Oracle 00:30:30 - Best trading day 00:38:00 - Social arbitrage strategy 00:41:59 - Investment advice for viewers 00:49:33 - How long to research arbitrage? 00:58:32 - Robots & wealth transfer 01:06:49 - Sponsor - Gusto 01:08:16 - Sponsor - Raycon 01:09:35 - Biggest misconceptions about humanoid robots 01:11:43 - Downsides of humanoid robots 01:13:15 - Leading humanoid robot companies 01:18:28 - AI/Human relationships 01:28:20 - Eliminating distractions & conflicting advice 01:30:21 - Elon Musk’s inaccurate timelines 01:33:03 - Thoughts on Google’s quantum chip 01:36:29 - Market effects on robotics thesis 01:39:11 - Future of Bitcoin 01:42:24 - How to follow your path 01:47:25 - Good vs bad investors 01:54:39 - Balancing work & family 02:11:44 - Secret to marriage *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

RocketMoney: Cancel your unwanted subscriptions today at https://RocketMoney.com/iced ExpressPros: Get the hiring support you need at https://ExpressPros.com Ramp: Now get $250 when you join Ramp at https://ramp.com/ich Bilt: Start earning Points for the rent you’re ALREADY paying at https://joinbilt.com/icedcoffee Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Follow and Subscribe to  @CalebHammer  Caleb Hammer Here! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps : 00:00:00 - Intro 00:01:25 - Most upsetting guest 00:02:05 - Valid excuses for failure 00:04:35 - Worst money habits 00:08:22 - Common audit findings 00:08:32 - Why people stay broke 00:09:58 - Discipline vs small purchases 00:10:45 - When small purchases are OK 00:13:29 - Lessons on human nature 00:15:14 - Sponsor - RocketMoney 00:16:53 - Lack of responsibility 00:18:21 - Sympathizing with guests 00:19:24 - Breaking through with guests 00:20:32 - Items keeping people poor 00:22:39 - Accusations of exploitation 00:24:53 - Guest verification process 00:25:34 - Credit card usage mistakes 00:29:09 - Finance improvement tips 00:32:23 - Cash stuffing thoughts 00:32:47 - Are side hustles worth it? 00:34:38 - Tipping without servers 00:36:12 - Sponsor - ExpressPros 00:37:10 - Sponsor - Ramp 00:38:58 - Relating to show guests 00:41:47 - Hardest part of being broke 00:46:24 - Cost of pet insurance 00:49:39 - Your worst financial moment 00:57:54 - Caleb and relationships 01:01:27 - Sponsor - Bilt 01:02:31 - Sponsor - Shopify 01:03:46 - Life goals 01:09:49 - Asking people on dates 01:16:21 - Dating apps 01:18:40 - Finance in relationships 01:19:19 - Who spends more? 01:21:02 - Couple finance advice 01:24:05 - Victim mentality 01:26:45 - Thumbnail complaints 01:29:43 - Caleb's business growth 01:32:27 - Revenue streams 01:39:29 - Fear of dying poor 01:44:06 - Handling criticism 01:49:08 - Quitting YouTube *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

NetSuite: Download the CFO’s Guide to AI and Machine Learning at https://www.netsuite.com/ICED ExpressPros: Get the hiring support you need at https://ExpressPros.com Ramp: Now get $250 when you join Ramp at https://ramp.com/ich Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich NEW: Join us at http://www.icedcoffeehour.club for premium content - Enjoy! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps : 00:00:00 - Intro 00:01:33 - What’s harder: 6-pack or getting rich? 00:04:04 - First fast food experience in Soviet Union 00:07:47 - Complaints about life being hard 00:10:18 - How diet affects mental health 00:11:50 - Sponsor - Netsuite 00:13:01 - How often do you cheat on diet? 00:14:08 - Interest in health and fitness 00:16:41- Taking fitness to a competitive level 00:20:09 - Lifting heavier vs. feeling stronger 00:25:44 - Does being swole help with dating? 00:26:48 - Why women like the dad bod 00:33:12 - Sponsor - Express Pros 00:34:08 - USA obesity issues 00:48:48 - Why are some food additives banned abroad? 00:50:13 - Thoughts on artificial sweeteners 00:57:09 - Does obesity issue need to be solved? 00:58:22 - Animal-based diets 01:00:37 - Too many opinions on diets 01:02:21 - Sponsor - Ramp 01:03:28 - Sponsor - Shopify 01:04:53 - Is the paleo diet unhealthy? 01:15:20 - Factors contributing to obesity 01:19:08 - Is stress beneficial for you? 01:21:36 - Thoughts on Brian Johnson 01:29:42 - Expectations for anti-aging 01:33:34 - Speculating on AI and robots 01:41:26 - Robot companions 01:45:58 - Argument against robot relationships 01:49:13 - Consciousness transfers by 2030? 01:52:39 - Bitcoin discussion 01:54:02 - Personal earnings pie chart 01:56:25 - How financial success changed your life *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

SelectQuote: Get the RIGHT life insurance for YOU, for LESS, at https://selectquote.com/ich ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE Ramp: Now get $250 when you join Ramp at https://ramp.com/ich MagicMind: Get 45% off the Magic Mind bundle with with my link: https://www.magicmind.com/ichjan DONATIONS: We've found this to be a comprehensive list of all resources you can donate to: https://la2050.org/blog/la-wildfires-volunteer-and-support-guide Subscribe To  @MeetKevin  Here Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 0:00:00 - Intro 00:03:15 - Is California a good place to live? 00:05:15 - Political fallout of wildfires 00:13:22 - Why are the wildfires so politicized? 00:17:04 - Wildfires: natural or man-made? 00:20:36 - Controlled burns in CA 00:23:51 - Sponsor - Select Quote 00:25:09 - Sponsor - ZocDoc 00:27:10 - Evacuation notices in LA 00:29:29 - Wildfire risks in Palisades 00:34:59 - Insurance and wildfire impact 00:36:01 - Dealing with being underinsurance 00:40:53 - Misconceptions about victims 00:41:40 - Rebuilding after wildfires 00:44:38 - Landlords profiting from fires 00:45:49 - Sponsor - Ramp 00:46:49 - Will property values crash? 00:48:44 - Why insurers avoid fire zones 00:50:11 - No insurance? What happens 00:51:56 - Insurance companies struggling 00:56:59 - Water shortages in CA 00:59:41 - Removing fire hydrants? 01:03:48 - Third Street Promenade 01:06:27 - What holds CA back? 01:09:30 - Running for governor challenges 01:11:21 - Delta Smelt 01:13:14 - Graham’s Delta Smelt story 01:18:10 - Fishing laws and environment 01:20:03 - Jack’s bad luck 01:22:17 - Kevin quits drinking 01:24:43 - Why quit drinking? 01:27:22 - Why Rick Caruso lost 01:28:54 - Wildfire conspiracy theories 01:30:00 - Pacific Palisades future 01:31:39 - Clearing brush in fire zones 01:32:58 - Housing solutions in CA 01:33:55 - Rent control debate 01:35:11 - Wildlife crossings 01:39:33 - Dealing with lobbyists *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Oracle: Cut your cloud bill in half—switch to OCI today https://oracle.com/iced Ramp: Now get $250 when you join Ramp at https://ramp.com/ich Range Rover Sport: Start designing your Range Rover Sport today at https://www.LandRoverUSA.com Subscribe to  @DougDeMuro  Here! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:03:46 - Car market changes over last 3 years? 00:05:53 - Future car market predictions 00:12:34 - Sponsor - Oracle 00:13:43 - What happens when EV incentives end? 00:15:57 - On government EV incentives 00:20:22 - Dougs car collection 00:25:14 - Cars currently in demand 00:28:58 - Cars that have lost their appeal 00:33:21 - Sponsor - Ramp 00:34:26 - Best car for the average person 00:35:48 - Low-maintenance cars 00:37:18 - Why no EV convertibles? 00:40:48 - Best time to buy a luxury car 00:43:47 - Why no manuals anymore? 00:46:34 - Must-have car features 00:53:18 - Best tech in cars 00:57:24 - Why self-driving tech is problematic 00:58:44 - How to make money with cars 01:01:25 - Sponsor - Range Rover 01:02:25 - Cars as investments 01:05:19 - Best investment vehicles 01:19:02 - Financing insights from Cars and Bids 01:29:26 - Doug’s overhead costs 01:33:19 - Car owner stereotypes 01:36:26 - Experience as CEO of Cars & Bids 01:40:08 - How C&B has changed since partnership 01:45:17 - Does Cars & Bids reject listings? 01:50:55 - Running a business with kids 01:52:11 - Balancing business and family 02:01:02 - Biggest insecurity 02:08:09 - Doug’s favorite books 02:09:13 - Doug’s interests outside of cars 02:11:05 - Favorite travel destinations *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Gusto: Try 3 months free at https://gusto.com/iced Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich NetSuite: Take advantage of NetSuite’s Flexible Financing Program: https://www.netsuite.com/ICED Subscribe to  @Nickjfreitas  Here! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00 - Intro 00:01:15 - Problems with young men today 00:10:05 - Sponsor - Gusto 00:11:26 - Becoming a strong man or woman 00:15:50 - Actions to improve as you age 00:21:30 - What to do if you lack motivation 00:26:23 - Role models for kids today 00:28:36 - Sponsor - Shopify 00:31:22 - Modern dating 00:35:37 - Graham’s marriage story 00:38:21 - Is dating harder today? 00:44:05 - Intellectual compatibility 00:46:32 - Women supporting men financially 00:48:46 - Red flags in dating 00:51:45 - When masculinity becomes toxic 00:52:51 - How people gain confidence 00:57:51 - Sponsor - Netsuite 00:59:03 - Who runs the country? 01:07:05 - Importance of the president 01:11:55 - Wasteful government spending 01:14:49 - Why do people root for failure? 01:16:10 - National debt problems 01:19:40 - Thoughts on Bitcoin 01:29:49 - Flat tax? 01:30:43 - Should voting require a test? 01:35:34 - Who really runs the government? 01:48:58 - Are kids reading books? 02:01:33 - Best potential president *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices