How are the guardrails of India’s microfinance sector helping it back to health?

India’s economy has been humming. Easing of income tax rules, followed by GST rate cuts for daily-use items have helped the it along. One important indicator of economic health is the microfinance sector. That has had its highs and lows over the past decade. Today we have with us Alok Misra, CEO of MFin, the representative organisation of the sector to give us an idea about how self-regulation has helped and why defaults rates, while improved from earlier levels, could still be lower than where they are. Guest: Alok Misra, CEO, MFin Host: Bharath Kumar K Edited by Sharmada Venkatasubramanian Learn more about your ad choices. Visit megaphone.fm/adchoices

Bihar is one state made up of many distinct worlds. In Seemanchal, floods and identity anxieties take over everyday life. In Magadh, jobs and economic justice are among the demands. The people of Mithilanchal lean on migration remittances. Meanwhile, a major electoral roll revision in 2025 removed a large number of names—women among them—raising questions about voter inclusion ahead of November’s Assembly elections. Now that the rallies have begun, are leaders listening closely enough to what each corner of Bihar wants?Guest: Srinivasan Ramani, Deputy National Editor, The Hindu Host: Anupama Chandrasekaran Edited and produced by Sharmada Venkatasubramanian Learn more about your ad choices. Visit megaphone.fm/adchoices

A month ago India’s women’s team looked uncertain. There were early wins over Sri Lanka and Pakistan but then came bruising losses to England, Australia and South Africa. That sparked some stern words in the dressing room. What followed was a transformation that saw India stun Australia while South Africa routed England. In the final 21-year-old Shafali Verma, recalled just two weeks ago, smashed 87 and took two wickets while Deepti Sharma’s fifty and record five wickets anchored India’s win. South Africa, led by 26-year-old Laura Wolvaardt with Nadine de Klerk and Marizanne Kapp, kept up the fight. Has this final redrawn women's cricket map dominated by Australia and England? And will India’s win finally bring the resources and respect women’s cricket has long been denied? Guest: Lavanya Lakshminarayanan, sports journalist, The Hindu and Sportstar Host: Anupama Chandrasekaran Edited and produced by Sharmada Venkatasubramanian Learn more about your ad choices. Visit megaphone.fm/adchoices

Despite her widespread appeal, Taylor Swift still draws some polarising opinions, especially since the release of her brand new album on October 3rd, The Life of a Showgirl. This outing was a departure from her previous era, as she would call it, The Tortured Poets Department, which saw her lament about her inner life for 31 songs. Showgirl was branded as Swift’s foray into “life behind the curtains”, coming off a huge career-high, the Eras Tour, the highest-grossing tour of all time, and a three-and-a-half-hour-long celebration of Swift’s catalogue. In this weekender episode, we explore the mixed reactions to Life of a Showgirl and Swift’s appeal in non-Western countries, such as India. Guest: Ms. Rituparna Pathgiri, an Assistant Professor of Sociology at the Department of Humanities and Social Sciences, Indian Institute of Technology (IIT), Guwahati. She is an expert in digital sociology, pedagogy, culture, gender, and media. Host: Nitika Francis Edited by Jude Francis Weston Learn more about your ad choices. Visit megaphone.fm/adchoices

Anyone who lives in a city in India knows there are pigeons everywhere – on the balconies of buildings, roosting on rooftops, nesting in air-conditioners, and gathering in open spaces. Recently, pigeons have found their way into the news too – the Maharashtra government’s order to shutdown 51 kabutarkhanas in Mumbai has stirred up a controversy. While the government has cited health hazards arising from pigeon droppings and feathers, some communities have maintained that pigeon feeding is a daily act of compassion. Residents have clashed with the police, the Bombay High Court has gotten involved, and a committee of experts is to study the issue.So what exactly are the health hazards associated with pigeons? Whose health is being affected and how? And what is the way forward?  Guest: Dr Lancelot Pinto, a pulmonologist and epidemiologist based at P.D. Hinduja Hospital and Medical Research Centre, Mumbai Host: Zubeda Hamid Learn more about your ad choices. Visit megaphone.fm/adchoices

In a landmark verdict, the Supreme Court of India quashed multiple FIRs filed under Uttar Pradesh’s anti-conversion law on October 17, 2025. The court found that the FIRs were marred by “legal flaws, procedural errors, and lacked credible evidence”, and ruled that continuing such prosecutions would amount to a “travesty of justice”. The ruling is expected to have far-reaching implications for the State, and is being seen as a critical pushback against the misuse of these laws as instruments of intimidation and persecution. The decision also comes at a time when the Supreme Court in a separate case is considering the constitutional validity of the anti-conversion laws passed by multiple States. So, what are the implications of the SC quashing the FIRs in UP? What is the ground reality in the States that have enacted these laws? And are they safeguarding citizens from forced conversion or enabling the policing of personal belief and identity? Guest: Rebecca John, Senior Advocate Host: Reuben Joe Joseph Edited by Sharmada Venkatasubramanian Learn more about your ad choices. Visit megaphone.fm/adchoices

Recently, the Ministry of Education announced that an Artificial Intelligence (AI) curriculum would be introduced from Class 3 onwards for the next academic year (2026-27). In July, the government had launched the Skilling for AI Readiness (SOAR) initiative, under which thousands of CBSE schools will offer AI as a skill subject starting from Class 6. Should AI be introduced as part of school curricula? Here we discuss the issue. Guests: Aparajita Bharti, co-founder of public policy firm The Quantum Hub and Young Leaders for Active Citizenship; Viplav Bakshi, founder of EdTech platforms AmplifyU and Edulist AI Host: Sruthi Darbhamulla Edited by Jude Weston Learn more about your ad choices. Visit megaphone.fm/adchoices

Earlier this month, the vast forest-grassland mosaic of the Western Ghats, Assam’s Manas National Park, and West Bengal’s Sundarbans, a mangrove where tigers swim from island to island, were all listed as being of “significant concern”. This was the assessment of the natural World Heritage sites in Asia and was released by The International Union for Conservation of Nature or IUCN. IUCN is the world’s oldest and largest global environmental organisation, that tracks the health of ecosystems and species worldwide. And today, climate change has overtaken hunting as the greatest threat to wildlife, says IUCN’s World Heritage Outlook 4 report which was released this month. India’s forests are turning into concrete jungles. Tourism has reached its tipping point. Highways splice through natural habitats. And illegal wildlife trade thrives.  The most recent scandal was the ED chargesheet against Elvish Yadav, a YouTuber, for wildlife crime. The agency said he had “illegally used protected species of snakes, exotic animals, such as iguanas, in the production of commercial music videos and vlogs for the purpose of increasing followers and generating money”. Guest: Vivek Menon, founder of the Wildlife Trust of India, who has become the first Asian to head the IUCN’s Species Survival Commission Host: Divya Gandhi, The Hindu Edited by Sharmada Venkatasubramanian Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s episode we turn our attention to Manipur; a state in India’s Northeast that has been experiencing conflict on ethnic lines. In 2023, the violence between the valley-dwelling Meitei community and hill-based Kuki-Zo tribes erupted in full force: homes burned, villages razed, thousands displaced, and lives forever changed. As per data from the National Crime Record Bureau, crimes in many categories, such as arson and murder surged. Arson cases alone soared from just 27 in 2022 to 6,203 in 2023, while rioting cases rose from 84 to 5,421.However, the number of registered crimes against women showed a 30% drop. The number of rape cases fell from 42 in 2022 to 27 in 2023. Why did crimes against women decline during a period of widespread violence, and what might this reveal about reporting, safety, and justice in conflict-torn Manipur? Tune in! Guest: Siam Thangsing, an independent researcher who has published work on Gender and Health during the conflict; and Greeshma Kuthar, a reporter and lawyer who has been in Manipur’s conflict zones. Host: Nitika Francis Edited by Jude Weston Learn more about your ad choices. Visit megaphone.fm/adchoices

Evidence-based policy. Randomised Control Trials or RCTs. These are buzzwords in developmental policy these days. They have become almost synonymous with each other. The ‘evidence’ in ‘evidence-based’ has largely come to mean whatever data is produced by one method of research – RCTs. But as some economists have been trying to tell us, RCTs have their limits. Regardless of whether it is RCTs, or some other research methodology, is it wise to let so-called ‘evidence’ be the sole arbiter of public policy? What are the ways in which ‘evidence-based’ approaches can go wrong, and how have RCTs ended up being misused, resulting in actual harm? Guest: Professor Jean Drèze, Development Economist Host: G Sampath Recorded, edited, and produced by Jude Francis Weston Learn more about your ad choices. Visit megaphone.fm/adchoices