The Conversations Entrepreneurs Aren't Having About Money

In this first episode of Productive & Paid, I am opening up a conversation most entrepreneurs avoid. Too many people talk about how much money they made, but they never explain how they made it. They post wins and big numbers, but skip the details that would actually help you grow. That lack of honesty creates confusion. It leads to underpricing, overworking, and women staying stuck longer than they need to be. I also call out the smoke and mirrors I see in business, especially in online education. I am not here for the performance. I want us to understand money for real. Not to chase it. Not to flex it. But to know how it works. I share why so many women were taught not to talk about money, and how that silence has consequences. I also share stories about the money lessons I learned simply because I heard other people talk about what they were doing. That type of awareness can change your life. It can change your business too. We also go deeper into what getting paid really means. It is not just revenue. It is paying yourself. It is valuing your time. It is building a business that respects your life and does not require you to disappear. If you want real conversations about making money as an entrepreneur, income-generating activities, business growth, and paying yourself as a business owner, you are in the right place. Follow Productive & Paid for weekly episodes on money, time, and what actually moves results. If you love this podcast, you are going to love my newsletter. Join The Productivity Edit for weekly inspiration, practical business moves, and real-life strategies to help you stay productive, get paid, and stop wasting time on things that do not grow your income. https://dailysuccessroutine.lpages.co/list

Productive & Paid is a podcast for entrepreneurs who want real conversations about money, time, and what actually drives results in business. Hosted by Jamila Payne, productivity expert and small business consultant, the show goes behind the scenes of how business owners generate income, structure their work, and decide what's truly worth their energy. In this trailer, you'll get a preview of the conversations ahead—weekly episodes featuring candid discussions with founders and experts, plus solo episodes focused on helping you work smarter, get paid properly, and run your business with intention. If you're building a business and questioning whether you're focusing on the right things to grow your income and still have a life, this show is for you. Follow and subscribe to Productive & Paid wherever you listen to podcasts. Let us know if you're excited for the new show @JamilaPayneMBA on Instagram. Music by Jeff Kaale

This is one of our best Episodes of 2025. A few years ago,I had a brilliant idea for a new offer. I mapped it out in detail, brainstormed all the possibilities, and spent weeks refining it. Guess what? I never launched it. I got stuck in the overplanning cycle – tweaking, refining, and second-guessing.  Sound familiar? The truth is, overplanning can feel productive, but it's really just a sneaky form of procrastination. And it's keeping you from the success (and revenue) you deserve. That's why in this week's episode of the Breadwinning Business Women podcast, we're tackling: Overcoming Overplanning: Take Action and Achieve Your Goals In this episode, you'll learn: The real reason you keep tweaking and refining instead of taking action (hint: it's not about perfection) A simple decision-making strategy that will get you unstuck—fast Why "imperfect action" is the secret ingredient to scaling your business It's time to step out of your own way and start making moves. Ready? Listen now button And if you're serious about taking action and seeing real results, don't miss my upcoming workshop: How to Achieve More Revenue in 90 Days Than Most Do in a Year Here's what you'll learn: ✨ The Daily Success Routine that's helped thousands of entrepreneurs double their income without working nights and weekends. ✨ Where to focus so every day moves you closer to $20K+ months. ✨ Why traditional time management fails service-based businesses (and what to do instead). It's time to start focusing on the activities that will actually drive growth and revenue, not just the busy work.  

Over 300,000. That's how many business owners are in the communities that I did workshops for to in January alone.  Sounds crazy, right? It's a visibility strategy that I like to call OPP, otherwise known as other people's people. Since I have yet to become Instagram famous, I had to figure out another way to grow my reach and impact more business owners.  But then something clicked. I started thinking about how other people were growing their audiences—without all the hustle.  And I realized they were doing something I wasn't: they were collaborating. That's when everything changed. Instead of working harder, I started using leverage.  I began collaborating with amazing women who already had established audiences. And in return, they helped me grow mine.  It has been a total game-changer for my business, and it will be for you too. You can grow your business, your visibility, and your revenue by tapping into other people's networks. And the best part?  You don't have to deal with the overwhelm of constantly being on social media. In this episode, I'm sharing exactly how I started collaborating with others to catapult my visibility—and how you can do the same. Here's what you'll learn: ✨ How collaborating with peers can boost your visibility—and skyrocket your revenue. ✨ The exact strategy I use to leverage Other People's Audiences to get in front of ideal clients. ✨ How to start collaborating without feeling like you're pushing, selling yourself or need high profile connections... If you've ever felt like you're doing all the work and not seeing your community and clients grow at a study pace, this episode is for you.  I want to show you how you can get more eyes on your business without the overwhelm. And if you're ready to take it a step further and uncover exactly where you can grow in the next 90 days, let's jump on a call.  Click here to book your business audit, and we'll dive into your pricing, offers, and messaging to make sure you're not leaving money on the table.  

Before you rush into 2026, there is one move I want you to make: Pause and reflect. That pause will shape your next year more than any strategy, planner, or vision board ever could. Inside this episode, I walk you through a simple end-of-year reflection ritual you can use to close out 2025 with clarity — and step into 2026 feeling grounded, focused, and in control of your next level. You'll get the exact journal prompts to help you decide: What stays What goes What grows And yes, I created a free Google Doc with all the prompts so you can dive in right away. [JOURNAL PROMPTS ]

Before you rush into 2026, there is one move I want you to make: Pause and reflect. That pause will shape your next year more than any strategy, planner, or vision board ever could. Inside this episode, I walk you through a simple end-of-year reflection ritual you can use to close out 2025 with clarity — and step into 2026 feeling grounded, focused, and in control of your next level. You'll get the exact journal prompts to help you decide: What stays What goes What grows And yes, I created a free Google Doc with all the prompts so you can dive in right away. [JOURNAL PROMPTS ]

Last week, we cleaned up your money habits. This week, we build your financial empire. Because once you stop saying "I'm bad with money," the next question is— "How do I make my money work for me?" That's where this week's episode of Breadwinning Business Women comes in. We're going beyond cash flow and into CEO-level financial strategy—the kind that turns profit into wealth. Here's what I'll walk you through: 💸 Why "winging" your prices keeps you broke (and the formula that fixes it). 💸 How to make taxes a strategy, not a surprise. 💸 The reason you must review your financial statements monthly—no excuses. 💸 What it means to invest in assets that make your business money. Think of this episode as your MBA in money management—minus the student loans. And if you've ever told yourself "I'll figure the numbers out later," later is today.   Productive CEO Community Pricing Calculator   

You're not bad with money. You just haven't been taught how to own your numbers yet. In this week's episode of Breadwinning Business Women, I'm calling out the five money mistakes that quietly keep smart women broke — and how to fix them for good. And I know them all because I've been there. Think of it as a financial detox for your business. You'll learn: 💸 The #1 number you need to pay attention to in your business and it's NOT revenue. 💸 How to start paying yourself even if your cash inflow is inconsistent. 💸 Why hiding from the numbers in your business is costing you way more than you think. This episode isn't about spreadsheets. It's about stepping into your power as the businesswoman you already are. Because CEOs know their numbers. And after this episode, you will too. Let me know which mistake your letting go off over on Instagram @JamilaPayneMBA  

You sit at your laptop. The email draft to a potential client is open. The cursor blinks. But you freeze. You tell yourself you'll come back to it later. But "later" keeps turning into someday, maybe, never. That's not procrastination. That's success avoidance. In this week's episode of Breadwinning Business Women, I'm breaking down how fear, doubt, and discomfort quietly sabotage your next level and how to stop letting emotions block your income. You'll walk away knowing exactly how to build your emotional edge—the skill that separates stuck entrepreneurs from those who scale. Here's what we're getting into: 🎯The sneaky signs you're avoiding success (and don't even realize it). 🎯How childhood messages like "don't be too much" still shape your business. 🎯The 24-hour micro-move that gets you unstuck and paid faster. P.S. Send me a DM on Instagram with your biggest insights @JamilaPayneMBA Mentioned in this episode:  Resistant Feelings Success Avoidance

Your calendar is full. Revenue feels stuck. You are doing more work, not getting better results. You need skills that convert effort into income. I'll share seven of them today. In this week's Breadwinning Business Women, I coach you through the skills that pay the bills. I show you how to practice each one without overwhelm. Clear steps. Real examples. What to do first, and what to stop doing now. Here is what you will take with you: The two-date method that makes projects ship on time. The sales shift that stops overtalking and starts closing. The 10-minute weekly marketing check that proves what is working. If you want steady revenue, clear plans, productive days, and cleaner money decisions, start here.  Send me a DM on Instagram @JamilaPayneMBA with your biggest insights.