When Money Meets Momentum: 3 Truths To Reset Your Finances | HDM 417

Are you tired of creating complex spreadsheets (sophisticated expense categories and advanced formulas included) only to realize a few weeks later that you are not following your carefully crafted plan? If you are still chasing the proverbial one-step budgeting/financial solution that will put your finances on the road to guaranteed success, this episode is for you. This week, Nicole Stanley, founder of Arise Financial Coaching, will share what you can do today to inject a dose of Money Momentum into your finances. “Spend less and save more.”“You can’t take vacations if you’re in debt”.“Before getting groceries, always check prices in different places.”.“Don’t buy things you don’t need.”“Stop buying $5 lattes.”When was the last time you heard this type of money “advice”? If you’re anything like me, the answer is probably “far too often”. While the intentions of the advice-giver usually come from a place of genuine care and desire to help, the unfortunate truth is that, when taken at face value, these pieces of advice rarely fix anything. Instead, they make us feel ashamed, unfit, or just plain incapable of fixing this big can of worms that is your finances. But, what if there was a way to not only “get” financial knowledge, but also act on it and thus gain momentum in the process? What if you had a framework that walked you through the essential steps you need to take to finally put your finances in order without the shame or the limiting stories that may be feeding some misaligned beliefs? Well, that’s exactly what Nicole Stanley is sharing with us today. This week in Her Dinero Matters, Nicole will share with us 3 major truths she discovered in her own journey toward financial success. Nicole Stanley is the founder of Arise Financial Coaching, where she offers shame-free financial education that empowers women. In this episode you will learn: The importance of reshaping your own financial narrative.The steps you can take today to inject your finances with momentum.Why “being frugal” is not always the answer (plot twist: yes, you can take that too far!)For a quick recap of this episode go to https://www.jenhemphill.com/417The post, When Money Meets Momentum: 3 Truths To Reset Your Finances | HDM 417 appeared first on the Her Dinero Matters Podcast.

If you feel that 2025 kicked off with an excess of horsepower —to the point where you are already holding on for dear life just to stay afloat (and it’s not even spring!)— this brand new episode of Her Dinero Matters may be just what you need. This week, we are finally kicking off a new season with a much-needed opening convo: What do you do when overwhelm starts knocking at your door? Intellectually,  we all know the world is constantly changing. No matter where we are or what we do for a living, every day we wake up to the realization that our environments and circumstances are always adjusting. However,  one thing is experiencing a few “normal” changes here and there, and quite another is being immersed in a world that shifts and turns at a breakneck speed, without having enough time to properly accept and integrate all the newness. If you’ve ever felt that everything around you is changing at an impossible speed, you’re not alone. In fact, a recent Globe Scan survey revealed that 8 in 10 respondents acknowledged feeling that the world is changing too quickly.  If you’d ask me, I’d say this is a recipe for anxious thinking. This is why I want to launch a brand new season of the Her Dinero Matters podcast with a much-needed convo around chaos and overwhelm. How do you navigate a world that sometimes feels like a non-stop source of uncertainty? Let’s talk about it.In this episode you will learn: Update time! What has happened in the past few months?My vision for this new podcast season!4 steps you can take today to deal with those pesky stressors (financial or not) that are impacting your life. For a quick recap of this episode go to https://www.jenhemphill.com/416The post, Navigating Chaos and Overwhelm: A 4-Step Survival Guide | HDM 416 appeared first on the Her Dinero Matters Podcast.

Have you ever felt so exhausted that you’ve found yourself dreading the things that only a few weeks/months ago brought you all sorts of joy? Do you feel that your energy and willingness to engage with your daily routines have evaporated? If the answer to any of these questions is yes, you might be engaged in a silent battle with a major public health enemy: burnout. In this episode, I’ll share with you my own burnout story and what I am doing to tackle it. Unfortunately, burnout is pretty much everywhere. The stats don’t lie. According to the SHRM’s Employee Mental Health Research Series, 44% of the survey respondents feel burned out and 51% report feeling “used up” at the end of their workday. It seems that in today’s work culture, burnout has become a standard. However, as it turns out, this 21st century is not limited to traditional workplaces. In this episode, I’ll share with you my own burnout story and what I am doing to tackle it.In this episode you will learn: Storytime: the full chismecito! What am I doing to get myself out of this phase? 3 questions you need to ask yourself to assess your situation. For a quick recap of this episode go to https://www.jenhemphill.com/415The post, The Road To Burnout: Is There a Way Out? | HDM 415 appeared first on the Her Dinero Matters Podcast.

Wishing you and your loved ones a holiday filled with joy, love, and abundance. Thank you for being a part of this community—we wouldn’t be here without you.Happy Thanksgiving!

Have you ever felt mildly uninspired by your job, career, and in general, the everyday routine? It’s not that you don’t enjoy what you do or think there’s something wrong with how things are going. No, nothing like that. It’s just that, sometimes, the realization that you don’t feel seen or heard in certain situations is too hard to ignore. If you ever felt that, this week’s conversation will surely provide that extra dose of inspiration to reclaim your career path. In this episode, Carrie Peralta will share with us her insights on the biggest roadblocks that Latinas still face in the workforce and how to overcome them. Although nowadays our workplaces are more diverse and inclusive than ever, it’s undeniable that Latinas still have a long journey ahead, especially when it comes to breaking into highly competitive industries, like tech and finance. This is why this week’s interview with Carrie Peralta feels especially relevant. Carrie is a Career Coach and founder of Peak State Coaching. She’s on a mission to support tech talent, particularly that of women, BIPOC, and LGBTQIA+ individuals, in building the confidence, clarity, and self-awareness required to transform their professional journeys. In this episode you will learn: Why advocating for yourself is the single, most important thing you can do to advance your career.The difference between mentorship, allyship, and sponsorship.Tips to crush that compensation conversation we all feel queasy about like an absolute pro. For a quick recap of this episode go to https://www.jenhemphill.com/414The post, Career Roadblocks Ahead? How To Develop Unshakeable Confidence To Elevate Your Career | HDM 414 appeared first on the Her Dinero Matters Podcast.

If you’ve ever browsed your library’s psychology/self-help section, you know that boundaries are everywhere. No matter where you turn or who you ask, the topic always resurfaces, claiming its spot at the top of your list of good habits to acquire. However, one thing is talking about boundaries and another is actively setting them up. If you still struggle with this (FYI, you’re not alone!), maybe it’s time for a lil’refresher. In this week’s episode, I’m sharing a quick primer on boundaries, why they matter, and how having a couple of them firmly set can (and will!) enhance your holiday experience. If you are anything like me, you know actively setting up boundaries sounds way, way simpler in theory than in practice. The problem is that no one teaches how to do this, or even what types of boundaries to set and when. This lack of actionable insights becomes a glaring issue around the seasons when social interactions and demands for your time increase, such as the holiday season. This is why, this week I decided to put together a quick reminder of why setting boundaries during busy seasons is so important and how would those boundaries look likeWhat you’ll learn in this episode:Why boundaries are important.The types of boundaries you can set, especially during the holiday season.Why setting solid boundaries is one of the best ways to preserve your mental health.The post, Boundaries for The Holiday Season: Why They Matter | HDM 413 appeared first on the Her Dinero Matters Podcast.

When was the last time that things didn’t go according to plan? If you’re anything like me, “quite often” is probably your answer (and there’s nothing wrong with that). The reason is simple: even the best thought and carefully weighted plans cannot keep life from happening, sometimes in the most random ways. In fact, although eliminating the unexpected from your life is almost impossible, no one ever teaches you how to react to life when things massively deviate from your original plan. This is why, in today’s episode, I’ll share with you five things you have to practice if you want to make your peace with the unexpected. We’ve all had a moment (or two) when we swore a plan or project would turn out alright. Maybe the whole thing was a low-stakes, low-pressure project where virtually nothing could go wrong, or maybe this plan was just replicating something you had already done in the past with a decent amount of success. In any case, the expectations were low, and your confidence soared. This is why, when things didn’t turn out as expected, all you could do was stare at the facts in disbelief. Did you forget an important point? Were you not prepared enough? It may sound a tad irritating, but the answer is far simpler: unexpected circumstances usually happen… well, when you least expect it! And in no other sector is this as true as in finance.In this HDM episode, I’ll be sharing a personal story that shows how life’s curveballs don’t have to derail you from your path. In this episode you will learn: What does the unexpected have to do with your financial life?Reasons why unexpected situations can be so overwhelming.The 5 key lessons that you can take away from unexpected life disruptions. For a quick recap of this episode go to https://www.jenhemphill.com/412The post, What You Don’t See Coming: Five Lessons From The Unexpected | HDM 412 appeared first on the Her Dinero Matters Podcast.

Imagine waking up one regular Monday morning as you usually do… only to find out that all your income, close support network, and, in general, your regular financial support sources are forever gone, and now you’re back to square one (which, by the way, probably feels like square -1000). It may sound like a hard stretch, but for so many women, this nightmarish scenario highlights a common and real fear: the possibility of losing their stability in life because they don’t have their own money. And while this might sound scary, this week’s guests and dear friends will share how this lingering sense of insecurity pushed them to seek financial independence and, simultaneously, turned them into an inspiration to us all.  Some people say the biggest lessons in life come whenever you least expect them, and today I’ll have to agree with the popular lore. In today’s episode, I’m having a conversation with two friends and fellow Accredited Financial Counselors®, Weslia Echols and Willa Williams who learned through their lived experiences why being financially independent is so important.Weslia and Willa’s unique mission is to assist Christian women in embracing their STEWARD Identity™. They aim to help women discover their unique path to creating wealth and achieving financial fulfillment. Through their company, Trinity Financial Coaching, and their weekly podcast, Wealth and Wisdom Together™, they have created a safe space for women to learn and discuss money while trusting God, trusting themselves, and trusting the process.In this episode you will learn: Why financial independence should be a top priority in everyone’s life list.A core characteristic of financial fulfillment that everyone should be aiming to have. Willa and Weslia’s take on what’s the biggest financial barrier that most people face.For a quick recap of this episode go to https://www.jenhemphill.com/411The post, Seeking Security? The True Meaning of Financial Independence | HDM 411 appeared first on the Her Dinero Matters Podcast.

Intuitively, we all know that leaving your home country for good is a challenging experience. Adapting to a new place, language, culture, job market, AND financial system is anything but an easy feat. However, knowing that it’s hard and listening to the first-person account of someone who not only survived the experience but also managed to thrive and build a meaningful career is truly inspiring. In today’s episode, we are having an empowering conversation with Jhoanna Astudillo, the Hispanic segment leader in BOK Financial’s Consumer Division. Jhoanna will share with us her biggest money realizations and how they came to be. When was the last time you had a hard time cashing a check at your local bank? Or the last time you had to wait one hour for someone to help you do a simple money transfer? If the answer to those questions is some variation of “I’m not sure”, today’s episode will surely surprise you. Like many immigrants, today’s guest had to re-start from scratch. From having to learn the language to figure out the U.S. financial system and, while on it, uncovering her limiting money story, Jhoanna’s journey will inspire you as much as it has inspired me. Jhoanna Astudillo is the Hispanic segment leader in BOK Financial’s Consumer Division, and the first Hispanic person to serve in this position. She has worked in the financial industry since 2007. Previously, she served in the U.S. Army and has a Bachelor’s Degree in International Business and Marketing from Illinois State University.In this episode you will learn: Jhoanna’s story and why she was referred to as a “ghost”. The steps Jhoanna has taken to improve her relationship with money. How the financial industry is adapting to better service the Latino community and Jhoanna’s role in that.For a quick recap of this episode go to https://www.jenhemphill.com/410The post, Cultural Humility Will Set Your Finances Free | HDM 410 appeared first on the Her Dinero Matters Podcast.

Have you ever walked into a bank to request information about a product or service only to hear a long-winded and hard-to-understand explanation that, instead of providing answers, only creates more questions? This is an experience that almost everyone in the Latino community has experienced at least once in their lives. Not because financial concepts, in and by themselves, are too complex or impossible to understand. Not at all. Sometimes, it’s just because the ones giving all the explanations lack a foundational core element that, in an ideal world, every financial educator should have: cultural humility. In this week’s episode, Dr. Melinda Jimenez Perez will share with us what cultural humility is and why this not-so-obvious concept is essential when teaching (and learning!) about all things money. Let’s be honest: money and finances may not be as complex or abstract of a topic as calculus or some good old geometry, but still, that doesn’t mean everyone will be able to understand the basic tenets at once.  The way you think and interact with money can be completely different from the way I see it, and that doesn’t make any of us right or wrong. It’s just different. According to Dr. Melinda Jimenez, understanding how our own culture impacts the way we see finances and what we can do to improve our situation (even when we might lack “basic” financial knowledge) is the essential working definition of cultural humility. In today’s episode, we will learn why cultural humility is essential for improving financial literacy in the Latino community. In this episode you will learn: What cultural humility is and why it’s essential in financial education.The power of representation in financial education.The rise of financial resource centers and why they matter.For a quick recap of this episode go to https://www.jenhemphill.com/409The post, Cultural Humility Will Set Your Finances Free | HDM 409 appeared first on the Her Dinero Matters Podcast.