Student Loans Aren’t Worth It! Here’s Why!

 Chris Markowski, the Watchdog on Wall Street, discusses the harsh realities of the financial world, exposing the lies propagated by big brokerage firms and the government. He emphasizes the need for political courage to address economic issues, critiques government spending and its impact on national debt, and highlights the looming crisis in commercial real estate. Markowski also delves into the higher education system, questioning its value and the rising costs of tuition. He critiques tariffs and their negative effects on businesses and farmers, and calls for independent thinking and integrity in the political process.

Chris Markowski discusses the impending collapse of Germany's pension and social security system, drawing parallels to past financial crises in Europe. He emphasizes the unsustainable nature of the current social security system in the U.S. and warns of potential market volatility due to underlying issues in private equity and lending practices. The conversation shifts to the political landscape, where Markowski critiques both major parties for their handling of capitalism and government intervention in the economy. He highlights the failures of Obamacare and the ongoing government shutdown, arguing for a return to free-market principles.

Chris Markowski discusses the current financial landscape, focusing on the debasement trade, stagflation, and the importance of long-term investment strategies. He emphasizes the need for investors to be cautious of behavioral biases and the pitfalls of speculative trading. Markowski advocates for a personal CFO approach to wealth management, highlighting the significance of understanding market dynamics and making informed investment decisions.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  In a fiery endorsement of Treasury Secretary Scott Bessant’s call to dismantle Dodd-Frank, Chris Markowski celebrates a long-overdue stand against “too big to fail.” From the collapse of community banks to the unchecked rise of financial giants, he traces how decades of bad policy—from repealing Glass-Steagall to overregulating after 2008—crushed local economies. Markowski lays out a bold vision: break up the megabanks, restore real competition, and bring prosperity back to Main Street. A passionate Watchdog on Wall Street manifesto for a freer, fairer financial future.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured   The government shutdown isn’t about helping families—it’s about protecting corporate welfare for insurance giants. In this fiery episode:How Obamacare turned into a subsidy scam for UnitedHealthcare, Aetna, and Blue CrossThe truth about skyrocketing premiums: up 140% since 2013Why Republicans refuse to kill it—they’re cashing the same lobby checks as DemocratsThe math nobody in Washington will say out loud: Obamacare is corporate socialismWhat real reform looks like—ending the middleman madness and letting doctors earn again If Republicans want to prove they stand for the people, this is their moment. Blow it up. Start over. Make healthcare make sense again.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Chris dives into Wall Street’s newest sales pitch — “the debasement trade” — and exposes how the financial elite once again show up late to the party. From gold hype to the global debt spiral, he breaks down what’s really driving the markets and why the U.S., for all its flaws, remains the “nicest house in a bad neighborhood.” Chris explains how inflation, tariffs, and tech dominance shape today’s investing landscape — and why everyday Americans still feel the squeeze despite the market boom.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured   For decades, presidents promised peace in the Middle East—and failed. But Trump actually changed the playbook. In this episode:The ceasefire and hostage deal that could finally bring real stability to GazaHow Trump’s real-estate mindset built a “vision for peace” no diplomat ever dared to tryWhy “foreign policy experts” need conflict to keep their jobsThe forgotten lesson from the Wollman Rink—private sector efficiency beats government bureaucracy every timeWhy Trump’s bold, unconventional thinking might be the only path to lasting peace Forget the think-tank talk. Trump’s Gaza plan proves that real leadership means building hope where everyone else builds excuses.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Not every college degree is worth the debt—and America’s finally waking up to it. In this episode:Enrollment at low-quality colleges has dropped 47% since 2010Students from top schools earn $20K more a year and are twice as likely to pay off loansKids are choosing smarter paths—engineering, nursing, and computer science degrees are skyrocketingWhy you shouldn’t pay six figures for a “library card degree” just for a bumper stickerThe truth parents need to hear: If you can’t pay cash, it’s not worth itDon’t saddle your kid with lifelong debt for a worthless diploma. College is a business—treat it like one.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Behavioral economics explains why smart people make dumb money decisions—and it’s all right here. In this episode:The re-release of Richard Thaler’s classic The Winner’s Curse and why it still mattersWhat behavioral finance legends like Daniel Kahneman and Terrence Odean teach about investor psychologyHow apps like Robinhood manipulate you into overtrading—and how they really make billionsWhy investors cling to losers, chase gains, and ignore compoundingThe key to smarter investing: slow down, zoom out, and think long-termMarkets reward patience, not speed. The faster you trade, the faster Wall Street wins.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Chris Markowski goes old-school, revisiting the founding philosophy behind Markowski Investments: help everyone. No minimums, no “exclusive” treatment, no private jets or art portfolio gimmicks—just honest, performance-driven wealth management for all. In an industry obsessed with glitz and status, Markowski proudly rejects the velvet rope mentality. He explains why real value isn’t found in perks or pretension, but in integrity, transparency, and results.