S2E25: Playing the long game in investing

Why it's significant that China and India declare they are not rivals but partners. Synopsis: Every second Friday of the month, The Straits Times’ senior columnist Ravi Velloor distils 40 years of experience covering the Asian continent, with expert guests. In this episode, Ravi speaks with Dr Henry Huiyao Wang, co-founder and head of the Centre for China and Globalisation, a non-government think tank in Beijing, about the Chinese view on recent developments in Sino-Indian ties, and the summit in early August between President Xi Jinping and Prime Minister Narendra Modi. Dr Wang says perceptions that India may be dragged by fellow Quad nations into diluting its non-aligned instincts, and the lack of exchanges during the prolonged Covid-19 shutdowns, contributed to a chill in ties. The Xi-Modi summit in Tianjin revives hope of vastly improved ties, and China’s close ties with Pakistan, and improving ties with India, could contribute to peace on the sub-continent, he adds. Highlights (click/tap above): 1:05 What went so wrong when things seemed to be going right 4:00 The ‘Quad’ factor in ties  10:05 India is nobody’s quisling 13:15 China’s reasons to mend fences 14:45 The Russia factor 16:30 Belts and Roads 19:30 How China views recent US-India troubles Host: Ravi Velloor ([email protected]) Read Ravi's columns: https://str.sg/3xRP Follow Ravi on X: https://twitter.com/RaviVelloor Register for Asian Insider newsletter: https://str.sg/stnewsletters Produced and edited by: Fa’izah Sani Executive producer: Ernest Luis Follow Asian Insider Podcast on Fridays here: Channel: https://str.sg/JWa7  Apple Podcasts: https://str.sg/JWa8  Spotify: https://str.sg/JWaX Feedback to: [email protected] SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #STAsianInsiderSee omnystudio.com/listener for privacy information.

Gen Zs are out here skipping the alcohol, but not the party. Synopsis: Join Natasha Ann Zachariah at The Usual Place every Thursday as she unpacks the latest current affairs with guests. In daytime or earlier-evening parties, a growing number of young people in Singapore are heading to raves, cafes and clubs to vibe to sick beats – with matchas and coffees in hand. I’m not a clubber by any means, but I’m curious why Gen Zs are embracing this sober partying movement wholeheartedly.Back in my day, pre-gaming with alcohol before the club, checking out different venues, and ending the night at a supper joint at 3am were the highlights of those nights out.What changed for Gen Zs and what does this mean for the nightlife scene here?In this episode of The Usual Place, I spoke with: Kavan Spruyt, co-founder of Rasa Space, who has worked with renowned venues like Berghain in Berlin, and Kyo in Singapore; and Shahan Shah Shawn, one of the Gen Z co-founders of Exposure Therapy, a company that organises events that redefine what a party can look like. Highlights (click/tap above):  1:42 What does partying sober mean? 3:56 How high costs kill the party 12:20 What’s driving the rise of day time parties? 15:50 Is this trend mirrored in the nightlife scene overseas? 19:20 The Gen Z flex: going to the gym at 5am 25:25 Do Gen Zs find alcohol uncool? Host: Natasha Ann Zachariah ([email protected]) Read Natasha’s articles: https://str.sg/iSXm Follow Natasha on her IG account and DM her your thoughts on this topic: https://www.instagram.com/theusualplacepodcast Follow Natasha on LinkedIn: https://str.sg/v6DN Follow STFood Online on IG: https://www.instagram.com/straitstimesfood Filmed by: Studio+65 Edited by: Eden Soh, Teo Tong Kai Executive producers: Danson Cheong, Elizabeth Khor & Ernest Luis Follow The Usual Place Podcast and get notified for new episode drops every Thursday: Channel: https://str.sg/5nfm Apple Podcasts: https://str.sg/9ijX Spotify: https://str.sg/cd2P YouTube: https://str.sg/theusualplacepodcast Feedback to: [email protected] SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX -- #tup #tuptrSee omnystudio.com/listener for privacy information.

Could less waiting time reduce stress on a marriage and how can couples strengthen their relationships in the face of life challenges?  Synopsis: Every second Wednesday of the month, The Straits Times takes a hard look at Singapore's social issues of the day with guests. With HDB planning to introduce more Shorter Waiting Time (SWT) Build-To-Order (BTO) flats, buyers can expect to collect keys in under three years, reducing the amount of stress on the couple relationship, say an economist and a counsellor.  How can young couples decide if they have found the right life partners to take on the wait for a BTO flat? In this episode, ST assistant podcast editor Lynda Hong hosts two guests.  Thr first is National University of Singapore's Professor of Real Estate and Economics Sumit Agarwal. He penned a study on the correlation between early marriages, a higher propensity for divorce and waiting times for a BTO, that was featured in the third book in a series - Kiasunomics 3: Economic Insights For Everyday Life. The book overall, analyses the influence and consequences of economic decisions in Singapore. The second is Mr Neo Eng Chuan, Psychologist and founder of CaperSpring. He has 20 years of experience in helping couples. Highlights (click/tap above):  2:10 Post-Covid: BTO one of the few affordable options for young couples 4:00 The effect of BTO-waiting on marriage  14:11 Is it good to have 'effective fighting' between couples? 18:07 When is it time to cut short your losses? 24:15 Money matters in a marriage Read ST’s Opinion section: https://str.sg/w7sH Host: Lynda Hong ([email protected])  Produced and edited by: Natasha Liew and Hadyu Rahim Executive producers: Ernest Luis & Lynda Hong Follow In Your Opinion Podcast here and get notified for new episode drops: Channel: https://str.sg/w7Qt Apple Podcasts: https://str.sg/wukb Spotify: https://str.sg/w7sV Feedback to: [email protected] SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #inyouropinionSee omnystudio.com/listener for privacy information.

Single Chinese want to find love, but remain straitjacketed by expectations of what their partners should look like. Synopsis: Every first Friday of the month, The Straits Times catches up with its foreign correspondents about life and trends in the countries they're based in. Inequality is at play in China’s singles market in more ways than one.  In China, the number of men outstrip that of women, and yet, they find it far easier to find marriage partners.    At the same time, both genders are trapped by familial and their own expectations to marry within the same social bracket, in the face of a growing divide between the elites and the broader generation. China correspondent Michelle Ng unpacks the dynamics with host and ST foreign editor Li Xueying. Highlights (click/tap above): 0:49 Attending a matchmaking event in Beijing 2:55 Screening for income 5:40 A paradox in the marriage market 9:04 Anxiety of the rich 12:29 Lack of social mixing Read Michelle Ng’s article here: https://str.sg/jMu4 Read Li Xueying’s articles: https://str.sg/iqmR  Follow Li Xueying on LinkedIn: https://str.sg/ip4x   Register for Asian Insider newsletter: https://str.sg/stnewsletters   Host: Li Xueying ([email protected]) Edited by: Fa’izah Sani Executive producer: Ernest Luis Follow Asian Insider on Fridays here: Channel: https://str.sg/JWa7 Apple Podcasts: https://str.sg/JWa8 Spotify: https://str.sg/JWaX Feedback to: [email protected]  SPH Awedio app: https://www.awedio.sg  --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts  The Usual Place Podcast YouTube: https://str.sg/4Vwsa  --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX  --- #STAsianInsiderSee omnystudio.com/listener for privacy information.

As a nation of foodies, we watch the food and beverage (F&B) scene closely to see who comes and goes. Synopsis: Join Natasha Ann Zachariah at The Usual Place every Thursday as she unpacks the latest current affairs with guests. In recent months, the headlines have been dominated by farewells as home-grown restaurants, bakeries, bars and even dining chains have called it a day. This week’s casualty: Prive Group, which operated cafes and the Empress restaurant at the Asian Civilisations Museum. Its restaurants closed on Aug 31. It has been a difficult year for the industry, which has seen other big names such as Eggslut and Burger & Lobster exit, modern European restaurants Imbue and one-Michelin-starred Poise shutter, and popular chains like Haidilao close outlets. Is it just about rent hikes, and could it be that we, as diners, are part of the problem - always chasing the next hot concept? In this episode of The Usual Place, I spoke with two veterans who are in the F&B scene in different ways: Mr Bjorn Shen, a consultant and chef-owner of Artichoke and Small’s in New Bahru with “22 years of cooking” STFood Online editor Eunice Quek, who has been reporting on the industry for about 15 years Highlights (click/tap above):  6:08 Bjorn explains why F&B owners have no choice at times but to pay higher rents 9:10 Are landlords the problem or are manpower costs a bigger issue? 12:53 “It’s always about chasing something new,” says Eunice on food trends; Crazy about Chinese and Korean cuisine now? 17:45 Singaporeans are not as adventurous as we think we are, says Bjorn about our foodie nation status 27:49 Should the Government step in with measures to help F&B business owners? 36:50 Singapore vs other countries: Bjorn breaks down what works and what doesn’t Host: Natasha Ann Zachariah ([email protected]) Read Natasha’s articles: https://str.sg/iSXm Follow Natasha on her IG account and DM her your thoughts on this topic: https://www.instagram.com/theusualplacepodcast Follow Natasha on LinkedIn: https://str.sg/v6DN Follow STFood Online on IG: https://www.instagram.com/straitstimesfood Filmed by: Studio+65 Edited by: Eden Soh, Teo Tong Kai & Natasha Liew Executive producers: Danson Cheong, Elizabeth Khor & Ernest Luis Follow The Usual Place Podcast and get notified for new episode drops every Thursday: Channel: https://str.sg/5nfm Apple Podcasts: https://str.sg/9ijX Spotify: https://str.sg/cd2P YouTube: https://str.sg/theusualplacepodcast Feedback to: [email protected] SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX -- #tup #tuptrSee omnystudio.com/listener for privacy information.

You can appear lean but have insufficient muscle mass and too much body fat. Synopsis: Every first Wednesday of the month, The Straits Times helps you make sense of health matters that affect you. A local paper has found that 1 in 4 young women, despite having a normal weight, had low muscle mass, weak bones and high body fat. This increases their future risks for not only osteoporosis and muscle loss but metabolic diseases like diabetes and obesity. ST senior health correspondent Joyce Teo speaks to the paper’s authors to find out more. Lead author Dr Mya Thway Tint is a principal scientist at the A*STAR Institute for Human Development and Potential (IHDP) and an Adjunct Assistant Professor at the Dean's Office, NUS Yong Loo Lin School of Medicine.  Professor Johan Eriksson is the Executive Director of A*STAR IHDP and highly knowledgeable about the S-PRESTO study, or  the Singapore Preconception Study of Long-Term Maternal and Child Outcomes cohort study, which the paper is part of. He was previously a professor at the Faculty of Medicine, University of Helsinki, and the chief physician at Helsinki University Central Hospital in Finland.  Highlights (click/tap above): 2:50 Having a normal BMI and low bone density 5:03 You have to exercise to grow bone  10:29 Using bioimpedance or bioelectrical impedance analysis to measure body composition 13:53 What is considered an unhealthy body fat percentage level? 19:56 What can we do to improve our bone health? Check out ST's new series, No health without mental health: https://str.sg/mentalhealthmatters Read Joyce Teo's stories: https://str.sg/JbxN Host: Joyce Teo ([email protected]) Produced and edited by: Amirul Karim Executive producers: Ernest Luis and Lynda Hong Follow Health Check Podcast here and get notified for new episode drops: Channel: https://str.sg/JWaN Apple Podcasts: https://str.sg/JWRX Spotify: https://str.sg/JWaQ Feedback to: [email protected] SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #healthcheckSee omnystudio.com/listener for privacy information.

Starting with Punggol, The Straits Times looks at how a city in nature can co-exist with wildlife. Synopsis: Every first and third Tuesday of the month, The Straits Times analyses the beat of the changing environment, from biodiversity conservation to climate change. In recent months, a globally endangered monkey has unsettled Singapore’s youngest housing estate Punggol, with dozens of reports made against long-tailed macaques for entering human homes. In turn, the authorities have responded to the wild monkeys, which are not considered threatened in the Republic, with an arsenal of measures that range from sterilisation to pelting them with water gel guns, a move that made headlines in August. Following ST’s award-winning Green Trails podcast, co-hosts Ang Qing and Shabana Begum return to discuss human-wildlife coexistence in Singapore with Mr Kalaivanan Balakrishnan, chief executive of the Animal Concerns Research and Education Society (Acres) and Ms Jasvic Lye, campaign manager of Our Wild Neighbours, an outreach initiative.  Find out more about how solutions to manage urban wildlife – and people’s acceptance of the animals – can be improved.  This episode was recorded and filmed last month in front of an intimate live audience of 95 people who packed The Fashion Pulpit in Jalan Besar. The evening was part of the ST Podcast Live! Sessions celebrating 180 years of The Straits Times. Highlights of conversation (click/tap above): 1:12 Gaps in Singapore’s approach to human-wildlife conflict 10:16 Biggest challenges when managing conflict 14:25 Common myths about wildlife that Singaporeans buy into 18:10 How wildlife can guide city planning 22:45 What young people can do to better manage human-wildlife encounters How we can beat the heat in Singapore: https://str.sg/952d More on Our Wild Neighbours: https://str.sg/K8Jw More on Animal Concerns Research & Education Society (Acres): https://str.sg/F6c6 Acres Wildlife Rescue Centre sanctuary expansion fundraiser: https://str.sg/v443 Discover ST’s award-winning Green Trails series: https://str.sg/rL6r Follow Ang Qing on LinkedIn: https://str.sg/ichp Read her articles: https://str.sg/i5gT Follow Shabana Begum on LinkedIn: https://str.sg/83Ge Read her articles: https://str.sg/5EGd Hosts: Ang Qing ([email protected]) & Shabana Begum ([email protected]) Produced and edited by: Amirul Karim Executive producers: Ernest Luis & Lynda Hong Follow Green Pulse Podcast here and get notified for new episode drops: Channel: https://str.sg/JWaf Apple Podcasts: https://str.sg/JWaY Spotify: https://str.sg/JWag Feedback to: [email protected] SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX #greenpulseSee omnystudio.com/listener for privacy information.

Investing should not be about timing the market, but growing money over the long term. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Day trading is exciting - all the watching of stock movements and trying to buy low, sell high.  But experts often say, hold for the long term, and use the benefit of compounding.  What does that mean? How long exactly is the long haul and what does holding for the long term mean?  In this episode, ST business correspondent Sue-Ann Tan looks at investing for the long-term future, rather than the here and now.  Her guests are Group Head, Deposit and Wealth Management, UOB Gidon Jerome Kessel and Leong Ji Keet, a financial blogger at SG Money Guide. Highlights (click/tap above): 3:00: What does investing for the long term mean? 6:23 Which assets should I buy for long-term investing? 8:00 How long is a long-term investment? 14:45 Long-term strategies vs day trading 15:49 Are high-yield bank accounts investments? 19:00 Investing for retirement Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #headstartSee omnystudio.com/listener for privacy information.

Synopsis: Join Natasha Ann Zachariah at The Usual Place every Thursday as she unpacks the latest current affairs with guests. Headlines about the job prospects of fresh graduates haven’t been reassuring lately. And reports over the last year indicate that more graduates are struggling to land full-time roles, with more taking on freelance, part-time or temporary work. Some young people document their job hunting processes on social media, lamenting that they send out as many as 100 resumes over a few months and go for multiple interviews, but nothing lands.  On Aug 22, the Government announced a new traineeship scheme to help new graduates gain industry-relevant experience and skills that will help them transition into full-time employment. Under the Graduate Industry Traineeships (GRIT) and GRIT@Gov programmes, up to 800 positions for a period of three to six months across various private and public sectors will be available.Graduates from the Institute of Technical Education (ITE), polytechnics and universities can start applying from October. Trainees will receive a monthly allowance ranging from $1,800 to $2,400 for the duration of their stint. How will this programme make a difference for graduates worried about their career prospects? And what does the current landscape mean for young people trying to get their first full-time job? In this episode of The Usual Place, Manpower Minister Tan See Leng addressed feedback about Grit and shared his thoughts about how graduates can navigate an uncertain and challenging job market.Also on the podcast were two university graduates: Dave Peter Ho, a business administration graduate who turned to selling products by livestreaming on TikTok after a futile nine-month job search. He graduated in Dec 2024. Muhammad Syakir Moharum, who graduated in 2025 with a degree in public policy and global affairs and is about to start looking for a job Highlights (click/tap above):  7:38 GRIT scheme is about addressing anxieties ahead of a slowdown: Dr Tan 16:30 Keep open mind, be flexible: Dr Tan’s tips for fresh grads on what an ideal career is 20:35 Getting rejected frequently pushed Dave to apply for random jobs in a rage 27:59 How Syakir feels about putting himself out in a gloomy job market; Dave on becoming a TikTok livestreamer 47:03 Will the lower salary offered in the GRIT programme cause companies to low-ball new staff? 53:23 Advice & tips to peers: Syakir & Dave Host: Natasha Ann Zachariah ([email protected]) Read Natasha’s articles: https://str.sg/iSXm Follow Natasha on her IG account and DM her your thoughts on this topic: https://www.instagram.com/theusualplacepodcast Follow Natasha on LinkedIn: https://str.sg/v6DN Filmed by: Studio+65 Edited by: Teo Tong Kai & Eden Soh  Executive producers: Ernest Luis, Lynda Hong, Danson Cheong & Elizabeth Khor Follow The Usual Place Podcast and get notified for new episode drops every Thursday:Channel: https://str.sg/5nfmApple Podcasts: https://str.sg/9ijXSpotify: https://str.sg/cd2PYouTube: https://str.sg/theusualplacepodcastFeedback to: [email protected] SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #tup #tuptrSee omnystudio.com/listener for privacy information.

Working a full-time job but having a side-hustle is gaining traction among young people or students. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Side hustles are becoming more common, with people opening weekend cafes, selling coffee or doing other jobs besides their full-time work.  But are side hustles for everyone? Will it become necessary as people try to get extra income and find fulfilment outside their day jobs? And what do you need to look out for before starting a side hustle?  In this episode, ST business correspondent Sue-Ann Tan looks at the art of the side hustle and how to start one.  Her guests are Tris Su, owner of weekend matcha business Tofu Tofu, and Juliet Tan, founder of human resources consultancy firm Emplifi.  Highlights (click/tap above): 3:14: How does a home-based matcha maker run her side hustle?  4:17 What counts as a side hustle?   5:55 Juggling the side hustle with her full-time job 7:53 What to do before starting a side hustle  14:15 The trend of side hustling and why start one?  24:00 Can I start a side hustle now? Read Sue-Ann Tan's articles: https://str.sg/mvSa Follow Sue-Ann Tan on LinkedIn: https://str.sg/A86X Host: Sue-Ann Tan ([email protected]) Produced & edited by: Amirul Karim Executive producers: Ernest Luis, Lynda Hong & Joanna Seow Follow Headstart On Record Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 Feedback to: [email protected] Get business/career tips in ST's Headstart newsletter: https://str.sg/headstart-nl SPH Awedio app: https://www.awedio.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts The Usual Place Podcast YouTube: https://str.sg/4Vwsa --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX --- #headstartSee omnystudio.com/listener for privacy information.