FULL SHOW: Calling Your Boss At Home, Strawberry Letter: Thick Thighs, Oh My - 10.03.25

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways: 🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles. First Black-owned digital bank (since 2005). Serves customers in all 50 states. Offers accessible, affordable financial services and promotes financial literacy. 2. Digital Banking for Underserved Communities OneUnited provides: Mobile check deposit (via smartphone). Early direct deposit (get paid 2 days early). Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank). Designed to combat financial deserts and predatory check-cashing services in Black communities. 3. Financial Literacy & Trust Teri emphasizes the need for Black communities to trust Black-owned institutions. OneUnited is FDIC-insured and uses cutting-edge technology, including AI. Financial literacy is key to building generational wealth. 4. WiseOne AI Tool An AI-powered financial assistant that: Tracks spending and subscriptions. Offers insights on saving and debt reduction. Aggregates data from multiple accounts to show net worth, cash flow, and financial health. 5. Youth Financial Literacy – “I Got Bank” Contest 15th annual contest for kids ages 8–12. Participants submit an essay or artwork based on a financial literacy book. Ten winners receive $1,000 savings accounts. Book: I Got Bank by Teri Williams (available free at oneunited.com/book). 6. OneTransaction Concept Focuses on six key financial transactions to build generational wealth: Homeownership Life Insurance Investments Profitable Business Credit Score Savings Encourages individuals to focus on just one to start their wealth-building journey. Learn more: oneunited.com/onetransaction 💬 Notable Quotes “We are a real bank, not a fintech. We are FDIC-insured.” “We are great with money. We just haven’t always had access.” “Focus on one transaction. That’s all it takes to start building generational wealth.” #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Attorney Tessie D. Edwards. A family and criminal law attorney based in Atlanta, Georgia. Here's a breakdown of the key highlights and themes from the episode: 🔑 Key Themes & Takeaways 1. Early Life & Adversity Tessie Edwards grew up in a challenging environment marked by poverty, teen pregnancy, and systemic injustice. She became a mother at 16, dropped out of high school, and had her second child by 18. Despite these challenges, she never lost sight of her dream to become a lawyer. 2. Turning Point A pivotal moment came when someone told her that her daughter looked like her. That realization sparked a deep desire to become someone her daughter could look up to. 3. Relentless Pursuit of Education Earned her GED, then an associate degree to qualify for military service. After a brief stint in the military (cut short due to pregnancy and miscarriage), she pursued higher education. Graduated from Indiana University with five children and went on to law school with her then-husband. 4. Professional Success Now runs a multi-million dollar law firm in Atlanta, Georgia. Has handled over 2,000 criminal cases and is deeply committed to serving families in crisis. Her firm has been serving the Atlanta community for over 15 years. 5. Support System Credits her success to a strong support network: her husband (who co-runs the firm), her children, her brother, and her team. Emphasizes the importance of surrounding yourself with people who believe in your vision. 6. Advice & Motivation Be clear about your goals and stay focused. Don’t wait for the “right time”—start now. Believe in your dream even when others don’t. Use adversity as fuel for your ambition. 💬 Memorable Quotes “I feel thankful but not satisfied.” “My life was so divinely chosen… I was just given a dream and the courage to go after it.” “Let’s go, let’s go, let’s go!” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jotaka Eaddy. An award-winning strategist and advocate, founder of Win With Black Women (WWBW)—a collective of over 200,000 Black women leaders. Key Highlights from the Interview: 🎙️ Opening Message Rushion emphasizes the importance of living your own success story and introduces the show’s mission to inspire and educate. 👩🏾‍💼 Guest Introduction: Jotaka Eaddy First Black woman student body president at the University of South Carolina. Founder of WWBW, which aims to uplift Black women in leadership, politics, and business. Works to bridge the gap between Washington, D.C., and Silicon Valley. 🌍 Win With Black Women (WWBW) Originated during the 2020 election cycle in response to sexist and racist attacks on potential Black female VP candidates. Focuses on: Combating racism and sexism. Supporting Black women in elections. Elevating the economic and cultural power of Black women. Organized impactful initiatives like theater buyouts for The Little Mermaid to demonstrate economic influence. 💡 On Leadership and Identity Jotaka reflects on her upbringing in rural South Carolina and the influence of her late mother and community. She discusses the importance of representation, mentorship, and self-belief. Emphasizes that leadership is not just about position but about empowering others and evolving daily. 💻 Bridging to Silicon Valley Shares her journey into tech, overcoming imposter syndrome, and becoming a C-suite executive. Advocates for demystifying tech careers for Black communities and creating inclusive opportunities. 🧠 Perception vs. Reality Addresses stereotypes about Black women and contrasts them with data: Black women are the most educated demographic and fastest-growing group of entrepreneurs in the U.S. 💬 Closing Thoughts Rashawn praises Jotaka’s motivational presence and impact. Jotaka shares her commitment to living a life that uplifts others. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Anne Lester. A financial expert and former head of retirement solutions at J.P. Morgan Asset Management. The discussion focused on saving strategies, financial psychology, and overcoming behavioral biases to achieve long-term financial success. 🔑 Key Themes & Highlights Overcoming Financial Mistakes Lester shared that despite managing billions in assets, she made every financial mistake possible early in her career. Her book, Your Best Financial Life, combines 30 years of asset management experience with lessons from her own financial missteps. Saving Strategies & Behavioral Hacks She emphasized that saving is possible at any age, but requires commitment and planning. A key strategy: Save at least half of every raise to prevent lifestyle inflation. Emergency Funds & Smart Spending Lester advised building an emergency fund of 3-6 months’ expenses before investing. She outlined three questions to ask before tapping into emergency savings: Is this truly an emergency? Do I absolutely need to spend this money? Do I need to spend it right now? Subscription Detox & Hidden Expenses Many people unknowingly overspend on subscriptions, leading to financial waste. Lester recommended avoiding auto-renewals, using a credit card with an upcoming expiration date, and rotating streaming services to cut costs. Investing vs. Traditional Savings She clarified that long-term savings should be invested, not kept in low-interest accounts. Retirement funds should be diversified across stocks and bonds for growth. 📘 About Anne LesterAnne Lester is a financial strategist, speaker, and author, known for her expertise in retirement planning and behavioral finance. She spent over 30 years at J.P. Morgan Asset Management, leading retirement solutions and helping individuals build financial security. Her book, Your Best Financial Life, provides practical strategies for saving, investing, and overcoming financial biases.   #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ken Taunton. Founder and president of The Royster Group, a nationally recognized, certified Black-owned professional staffing firm. Here's a breakdown of the key themes and takeaways: 🎯 Key Highlights from the Interview 🏢 About The Royster Group Founded in 2001, the firm specializes in: Executive Search (C-suite to Director level) Healthcare Staffing (physicians, nurses, ancillary staff) Operates nationally, serving both public and private sectors. 💼 Executive Search Insights Royster is a retained executive search firm, meaning they are hired by companies to find top-tier talent. Focuses on diverse, seasoned professionals with 7–10+ years of experience. Clients include major corporations like Home Depot, Merck, and Pfizer. Emphasizes the importance of diversity in leadership and actively includes women and people of color in candidate pools. 🏥 Healthcare Staffing Healthcare remains a high-demand field due to an aging population and workforce shortages. Royster recruits nationally and advertises through their website, conferences, and referrals. There’s a growing need for diverse healthcare professionals to reflect the population they serve. 🧾 Resume & Job Search Tips Resumes should be keyword-optimized to match job descriptions. Candidates should reach out to recruiters, follow up, and apply through multiple channels. Avoid vague resumes—include specific achievements and metrics. 🏆 Business Philosophy & Certification Thornton emphasizes the value of being a certified Black-owned business, not as a crutch but as a strategic advantage to gain access to opportunities. He acknowledges the challenges and scrutiny minority businesses face and the importance of capacity and execution. Advocates for mentorship, SBA resources, and relationship-building as keys to success. 📈 Entrepreneurial Journey Thornton transitioned from pharmaceutical sales and HR to founding his own firm after noticing a lack of diversity in executive placements. Started Royster with a bootstrap model—a desk, a phone, and determination. Now leads a $20M+ company and was named Small Business Person of the Year in Georgia.   #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Patrice Washington. A transformational speaker and founder of Redefining Wealth, discusses personal development, financial success, and the importance of setting intentional goals. 🔑 Key Themes & Highlights Defining Success at Different Life Stages Washington explains how her definition of success evolved from her 20s to her 40s. Early success was driven by external validation, while later success focused on personal fulfillment. The Importance of a Life Blueprint Compares life planning to architectural blueprints—without a plan, success is difficult to achieve. Encourages listeners to set clear goals for the year to avoid feeling lost by year-end. The Six Pillars of Wealth Washington emphasizes integrating financial success with personal well-being. Advocates for balancing career, relationships, faith, and health to avoid burnout. Avoiding Burnout & Setting Realistic Goals Discusses the importance of safe goals (small, achievable steps) and support goals (seeking help from mentors or professionals). Encourages people to set reasonable expectations rather than overwhelming themselves. Results, Not Resolutions Washington promotes her Results, Not Resolutions framework, helping individuals create tangible action plans. Shares strategies for maintaining motivation and accountability throughout the year. 📘 About Patrice WashingtonPatrice Washington is a personal finance expert, speaker, and author recognized by Success Magazine as one of the top 25 influential leaders in personal development. She is dedicated to helping individuals redefine wealth by focusing on well-being, purpose, and financial literacy. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jasmine Young. Founder and president of the Financial Literacy Institute. Here's a summary of the key themes and highlights from the conversation: 🎙️ Interview Highlights Jasmine Young’s Background Born in Jackson, Alabama, and raised in a rural, close-knit community. Attended Alabama A&M University on a full scholarship, where she decided early on to become a CPA. Emphasized the value of her HBCU experience in building confidence and professional readiness. Financial Literacy Mission Jasmine’s passion for numbers and financial education began early and was nurtured by her family’s practical financial habits. Her parents instilled financial discipline and responsibility, which she now channels into her mission to spread financial literacy “one family at a time.” Cultural and Historical Awareness Jasmine discusses the legacy of Black Wall Street and the importance of economic empowerment in the Black community. She organizes the Black Wall Street Black Business Expo, which honors the past while promoting modern Black entrepreneurship and civic engagement. Social Impact and Civic Engagement Inspired by the aftermath of George Floyd’s murder and the economic power of the Black community, Jasmine emphasizes the importance of using financial influence to drive social change. She’s considering law school to further her impact, though she currently focuses on financial literacy and community empowerment. Personal Insights Jasmine shares her journey from feeling ashamed of her rural upbringing to embracing it as a source of strength and heritage. She also reveals her musical background and Cherokee ancestry, adding depth to her personal story.   #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed April Showers. Founder of Afro Unicorn, joins Money Making Conversations Masterclass to share how she built the first Black woman-owned, fully licensed character brand in major retail. With over $20 million in sales, Afro Unicorn celebrates diversity and empowers women and children of color. 🔑 Key Themes & Highlights Origins of Afro Unicorn April was inspired by a friend's repeated reference to her as a "unicorn," highlighting her extraordinary ability to balance multiple businesses and raise two children. Noticing existing unicorn imagery lacked representation, she created Afro Unicorn to uplift young girls of color. Challenges & Early Growth Despite facing personal hardships—including her son's hospitalization and several family losses—April remained committed to her mission. Her persistence led to a viral moment where a young girl wearing an Afro Unicorn shirt caught Walmart’s attention, resulting in a licensing deal. Licensing & Expansion Instead of manufacturing herself, April strategically partnered with licensees to distribute Afro Unicorn merchandise. Within a year, she secured 45+ licensing agreements, expanding into books, bedding, hair care, party supplies, and more. Business Strategy & Advice Trademarking Afro Unicorn early, hiring an accountant and lawyer, and writing a business plan were critical to her success. She advises entrepreneurs to visualize success, stay consistent, and never quit. Future Plans April is developing Miss April’s Crown, an animated series teaching young entrepreneurs business skills through affirmations and mentorship. 📘 About the BrandAfro Unicorn is available at major retailers, including Walmart, Target, and Amazon. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Tabitha Carr. Founder of Good Girl Chocolate: 🎯 Purpose of the Interview The interview centers on: Dr. Carr’s personal health journey and transformation. The creation and mission behind Good Girl Chocolate. Empowering women through health, wellness, and entrepreneurship. Educating listeners on plant-based lifestyles and moderation. 🍫 Key Takeaways 1. Personal Health Transformation Dr. Carr was placed on blood pressure medication at age 16 and weighed nearly 300 pounds by age 30. She struggled with hormone issues, fibroids, and self-esteem. A shift to natural health and lifestyle changes helped her lose over 80 pounds and reverse her health issues. Quote: “I asked my doctor, why do I have to take medicine? I’m 16. She said, so you don’t have a stroke at 30.” 2. Empowerment Through Education and Action Her chapter in the book Open Your Gifts is titled “Are You Ready to Free Yourself?” and focuses on triumph over health challenges. She emphasizes the importance of self-worth, personal power, and leading with your gifts. Quote: “I felt like a hypocrite… I can’t tell anyone how to live healthy when I’m 300 pounds.” 3. Creation of Good Girl Chocolate Born from her need for a sweet treat during a raw diet. Uses clean, plant-based ingredients: coconut sugar, no dairy, soy, or gluten. Supports various lifestyles: vegan, paleo, Whole30, and diabetic-friendly (with sugar-free options). Quote: “It’s called Good Girl Chocolate because you can eat it every day and still say you’ve been good.” 4. Moderation Is Key Dr. Carr stresses that even plant-based foods should be consumed in moderation. She advises against overindulgence and promotes balance in diet and lifestyle. Quote: “Just because it’s plant-based doesn’t mean you should eat a whole wagon full of potato chips.” 5. Recognition and Growth Good Girl Chocolate has been featured in Grammy and Oscar gift bags. Received a grant from Beyoncé’s BeyGOOD Foundation. Opened a brick-and-mortar store in Oklahoma’s Penn Square Mall. Quote: “I saw my chocolate on the list and cried. It was confirmation I’m doing something right.” 6. Support Network and Faith Credits her parents, sorority sisters (Alpha Kappa Alpha), and friends like Kim Coles for their support. Attributes her success to faith and strong relationships. Quote: “Your network is your net worth… I believe in God. God is first in my life.” 🌟 Notable Moments Rushion McDonald’s enthusiastic endorsement of the chocolate. Dr. Carr’s emotional reaction to Beyoncé’s support. The emphasis on storytelling behind the product, not just its taste. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Friday, October 3rd, 2025: Steve Harvey's Morning Inspiration | Show Open  | Run That Prank Back - "Wedding & Funeral" | Ask The CLO | Junior Calling Steve | Would You Rather | Ask Steve | Nephew Tommy's Prank - "Law & Order" | Strawberry Letter - "Thick Thighs, Oh My" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Funeral Talk | Would You RatherSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.