“Most People Are Broke!” America’s #1 Wealth Killer NO ONE Talks About! | The Money Guys

Baselane: Work smarter, not harder. Sign up at baselane.com/iced for a 30-day trial of Baselane Smart, and get a $100 cash bonus when you fund your account. #Baselane #PoweredbyBaselaneSmart (offer details below) Oracle: Right now, with zero commitment, try OCI for free at https://oracle.com/iced Noble Gold: Get your FREE Gold & Silver Guide at https://noblegoldinvestments.com/iced/ Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Offer details: Only new Baselane banking customers are eligible. To qualify, deposit $500 into your Baselane Business Deposit account and maintain this balance for 30 days before 12/31/2025. Once the requirement is met, the $100 bonus will be paid within 30 days. See details at www.baselane.com/100-cash-bonus/. Follow Pace Morby: On Instagram - https://www.instagram.com/pacemorby/ On Youtube - https://www.youtube.com/@PaceMorby On Facebook - https://www.facebook.com/pacemorby/ Website - https://pacemorby.com/ Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:05 - How many units do you own 00:04:23 - Real estate outlook (10 years) 00:13:13 - Future of the housing market 00:16:49 - Sponsor - Baselane 00:18:13 - What makes a retail investor? 00:36:45 - Sponsor - OCI 00:37:47 - Worst deal ever 00:50:29 - Where investors should put money now 00:54:54 - Avoiding rent control 01:00:13 - Best deal in past year 01:01:33 - Can you finance anything creatively 01:02:39 - Sponsor - Noble Gold 01:03:34 - Sponsor - Shopify 01:05:04 - Thoughts on the economy 01:06:51 - Who’s most at risk from AI 01:16:04 - Properties you plan to buy next year 01:16:59 - Worst creative finance loss 01:17:27 - What could wipe you out 01:19:53 - Best areas to buy today 01:21:24 - How much debt Pace Morby has 01:25:46 - What’s holding people back 01:31:09 - When did you first feel rich 01:32:26 - Does money buy happiness 01:33:30 - Worst ROI purchases *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Upwork: Visit https://upwork.com right now to post your job for free Pipedrive: Get started with a 30 day free trial https://pipedrive.com/iced ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich $1 will provide 1 person with clean water for a year: Go to https://teamwater.org to donate today! Follow Ian Bick: On Youtube - https://youtube.com/@ianbickCT?si=NbheCwTwOkesCXzP On Instagram - https://www.instagram.com/ian_bick Website - https://www.ianbick.com/ Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:42 - Hearing about Beast vid 00:02:35 - Are prison influencers real? 00:04:42 - Most viral prison story 00:08:07 - How MrBeast reached out 00:10:27 - Vetting for Beast vid 00:12:40 - Was Beast prison realistic? 00:13:34 - Was drama in video real? 00:18:10 - Sponsor - Upwork 00:23:36 - Beast prison library 00:25:45 - Interacting with others 00:28:49 - What Beast cut from video 00:31:37 - Living without a phone 00:33:41 - Sponsor - Pipedrive 00:34:59 - Living with a stranger 100 days 00:38:37 - Strategy for the challenge 00:42:59 - Winning $500,000 00:43:42 - Restitution payments explained 00:46:01 - Live events business and why it failed 00:57:57 - Do you regret what you did 01:04:05 - Sponsor - Zocdoc 01:05:15 - Sponsor - Shopify 01:10:28 - First day in jail 01:13:36 - Food in prison 01:14:39 - Smuggling in prison 01:16:15 - Hardest part of prison 01:16:55 - First day fight myth 01:18:28 - Most fun thing in prison 01:18:49 - Getting used to no privacy 01:21:31 - Violence in prison 01:25:07 - Smuggling continued 01:27:42 - How to improve prison system 01:29:21 - Dating in prison 01:33:23 - Making friends inside 01:33:52 - Most difficult experience 01:35:29 - Choice to not split money 01:38:24 - Watching the video back 01:39:10 - Opportunities since Beast vid 01:42:42 - Advice for people going to jail 01:43:16 - Prison habits you still have 01:44:54 - Constant distrust in prison? 01:46:43 - Smart prisoners 01:48:23 - Any innocent prisoners? *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Cozy Earth: Go to https://cozyearth.com and use code ICH for 40% off the softest bedding, bath and apparel! Baselane: Head over to https://baselane.com/iced to sign up for Baselane for free and get a $100 cash bonus when you fund your account! Upwork: Visit https://upwork.com right now to post your job for free Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich  $1 will provide 1 person with clean water for a year: Go to https://teamwater.org to donate today! Follow Vlad Tenev: On X - https://x.com/vladtenev?lang=en Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:29 - Are you Roaring Kitty 00:02:11 - Why average investors lose 00:04:07 - Who shouldn’t invest 00:05:23 - Should everyone be able to invest 00:10:36 - Reacting to Graham’s viral short 00:12:08 - Risk tolerance on different platforms 00:15:59 - Copying successful accounts 00:18:08 - Sponsor - Cozy Earth 00:22:40 - How IPO changed you 00:28:35 - Making Robinhood more serious 00:31:19 - Money mindset after wealth 00:34:47 - Craziest free perk 00:35:09 - How your investing philosophy changed 00:36:35 - Sponsor - Baselane 00:38:00 - U.S. economy predictions 00:40:23 - Robinhood’s $100K Trump account plan 00:45:35 - Annoying regulatory rules 00:47:35 - Strongest doomsday vs. optimism case 00:49:17 - Team Water 00:49:53 - Investing mindset for next decade 00:57:58 - Tokenization 01:01:23 - Who drives expansion ideas 01:03:10 - AI’s effect on stock market 01:05:29 - Sponsor - Upwork 01:06:47 - Sponsor - Shopify 01:08:23 - Will AI replace jobs 01:11:22 - Preparing for AI job takeover 01:12:33 - Gamestop backlash 01:20:04 - Why Robinhood disabled buy button 01:23:51 - Could Gamestop happen again 01:31:43 - Personal portfolio 01:35:53 - How Robinhood stands out 01:37:41 - Rapid fire Qs 01:42:21 - Ideas blocked by regulation *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Noble Gold: Get your FREE Gold & Silver Guide at https://noblegoldinvestments.com/iced/ NetSuite: Download the CFO’s Guide to AI for FREE at https://netsuite.com/iced ZipRecruiter: Try ZipRecruiter for FREE at https://ziprecruiter.com/ICH ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE Follow TRAXNYC: On Youtube -    / @traxnycdiamondjewelry   On Instagram -   / traxnyc   X - https://x.com/TraxNYC Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram:   / jlsselby    / gpstephan   Official Clips Channel:    / @theicedcoffeehourclips   For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:08 - Craziest thing Trax made from gold 00:02:51 - Do you always carry gold? 00:03:34 - Why he chose jewelry business 00:07:12 - His "lightbulb moment" in business 00:10:08 - Red flags of theft 00:13:52 - How he ended up in debt 00:15:27 - Sponsor - Noble Gold 00:16:45 - Early spending habits 00:20:33 - What set him apart 00:21:23 - Does jewelry business attract greedy people? 00:22:44 - People faking wealth 00:29:55 - Wealth levels & jewelry taste 00:32:51 - Sponsor - NetSuite 00:35:39 - Buyers who don’t ask price 00:37:56 - Cultural negotiation styles 00:39:21 - Best way to negotiate 00:41:02 - Biggest negotiation mistakes 00:42:36 - Gold as an investment 00:43:47 - His inventory appreciation 00:45:20 - Why people don’t know gold prices 00:58:10 - Where he buys gold 01:01:34 - How to verify real gold 01:02:21 - Taxes & giving away gold 01:03:05 - His most expensive giveaway 01:03:07 - Sponsor - ZipRecruiter 01:03:58 - Sponsor - Zocdoc 01:05:56 - Does strong gold market hurt business? 01:09:13 - Gold price in 5–10 years 01:10:32 - How much gold should you own 01:13:03 - Getting scammed with fake jewelry 01:14:00 - Why watches are getting popular 01:15:30 - Best watches to buy 01:19:13 - Worst watches to buy 01:19:39 - Clone watches 01:20:33 - Overpriced luxury brands 01:21:20 - Lab-made vs real diamonds 01:24:47 - Getting women’s attention right vs wrong 01:31:38 - Immigrant view on America being "hard" 01:33:08 - Next big thing 01:34:25 - People’s Court experience 01:37:55 - Rapid fire questions 01:39:17 - How social media grew his business *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bizee: Start your business with confidence at https://Bizee.com/ich Cook Unity: Go to https://www.cookunity.com/ichfree for Free Premium Meals for Life. Pipedrive: Get started with a 30 day free trial https://pipedrive.com/iced Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow The Money Guy Show: On Youtube - https://www.youtube.com/moneyguyshow On Instagram - https://www.instagram.com/moneyguyshow/ Website - https://moneyguy.com/ Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:00:59 - Early podcasting & wealth management 00:03:00 - Why people should listen to you 00:05:07 - Can anyone make it in America? 00:06:52 - Excuses for financial failure 00:07:51 - Dumbest financial mistakes 00:16:57 - Sponsor - Bizee 00:18:05 - Traits of financially responsible people 00:23:07 - Worst tax mistakes 00:26:44 - Adjusting advice by financial position 00:30:00 - Balancing risk with income 00:34:50 - Sponsor - Pipedrive 00:36:22 - Optimal amount of money to have 00:42:10 - Are we in a debt bubble? 00:44:55 - Dollar-cost averaging 00:47:09 - Best money-making opportunities today 00:53:31 - Downsides of AI 00:58:08 - Most criticized money opinion 01:00:05 - Who should hire a financial advisor 01:03:10 - Sponsor - CookUnity 01:04:09 - Sponsor - Shopify 01:05:36 - Biggest account managed 01:06:10 - How much financial advisors earn 01:18:15 - ChatGPT as financial advisor 01:22:09 - Preventing high-risk investments 01:24:30 - Giving bad advice 01:28:35 - Personal income goals 01:30:49 - Future of the U.S. economy 01:32:08 - Thoughts on government spending 01:33:56 - Is now a bad time to buy a house? 01:51:33 - Matrix conversation 02:00:27 - Are credit card points a trap? 02:00:54 - Should those under $100K net worth buy crypto? 02:01:16 - Is debt for investing ever smart? 02:01:41 - How many income streams is too many? 02:02:14 - Most irresponsible money habit 02:07:16 - Using AI to get deals online *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Oracle: Right now, with zero commitment, try OCI for free at https://oracle.com/iced Helium Mobile: Sign up (even for the FREE plan) & get $10 in Cloud Points with code COFFEE: https://app.heliummobile.com/o6WA/4jq Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Noble Gold: Get your FREE Gold & Silver Guide at https://noblegoldinvestments.com/iced/ Follow Dave Ramsey: On Youtube - https://www.youtube.com/@UCzpwkXk_GlfmWntZ9v4l3Tg On Instagram - https://www.instagram.com/daveramsey/?hl=en Website - https://www.ramseysolutions.com/?srsltid=AfmBOorftYEdsn735w1cPjlWYE5nSSLtDgA-ff_P2ftsp1s9BcBgZou6 Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:38 - Predictions for Trump economy 00:05:13 - Should average person change financial strategy? 00:12:39 - Investing strategy for 2025 00:13:30 - How to get a good deal 00:15:38 - ROI to look for in investments 00:16:36 - Sponsor - Oracle 00:17:41 - Opportunities in commercial real estate 00:20:35 - Concerns over national debt 00:24:58 - How to fix national debt 00:26:08 - Thoughts on Social Security 00:31:13 - How generosity can help the economy 00:35:42 - People who don’t want to work 00:35:59 - Sponsor - Helium Mobile 00:40:13 - Bill Gates and taxes 00:42:42 - Is there any excuse to be poor in America? 00:47:06 - Knowing someone won’t follow your advice 00:48:34 - Struggles with mortality 00:53:25 - Biggest opportunities today (revisit) 00:58:39 - What holds people back from success 01:07:12 - Sponsor - Shopify 01:08:40 - Sponsor - Noble Gold 01:09:45 - Problems facing modern men 01:13:56 - What people need to hear to make a change 01:15:50 - Questions to ask your spouse 01:19:37 - If your spouse isn’t supportive 01:21:14 - From feeling rich to being rich *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Cozy Earth: Go to https://cozyearth.com and use code ICH for 40% off the softest bedding, bath and apparel! Pipedrive: Try it free for 30 days at https://pipedrive.com/iced Range Rover Sport: Start designing your Range Rover Sport today at https://www.rangerover.com/us/sport Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich MagicMind: Get 60% off the Magic Mind offer here: https://magicmind.com/ich #magicmind #mentalwealth #mentalperformancecoach Follow Dave Asprey: On Youtube - https://www.youtube.com/c/daveaspreybpr On Instagram - https://www.instagram.com/dave.asprey/ On X - https://x.com/bulletproofexec Website - https://daveasprey.com/ Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:30 - Departure from Bulletproof 00:04:13 - 4 types of “qualified” people 00:06:25 - Screening execs psychologically 00:12:02 - Firing People 00:14:04 - Ideal interview questions 00:16:28 - Sponsor - Cozy Earth 00:21:37 - What is “Type 1 or 2” 00:26:36 - Can mental training fix most issues? 00:32:51 - Medicine that reduce reaction time 00:35:31 - Are you happier than most people? 00:36:12 - How long can you live? 00:37:15 - Sponsor - Pipedrive 00:38:54 - Healthier at 180 than now 00:41:12 - How much have you spent on your body? 00:44:08 - Forgetfulness cured 00:50:33 - His early 20s 00:51:24 - Overcoming Asperger’s 00:53:20 - Smart kids with Asperger’s 00:54:49 - Making $6M and losing it by 26 00:57:47 - Beginning of your healing journey 01:00:26 - Limitless vs. Modafinil 01:05:19 - Craziest biohack you’ve tried 01:06:34 - Sponsor - Range Rover 01:07:32 - Sponsor - Shopify 01:09:01 - Stem cell treatments 01:12:24 - Most overprescribed medicine 01:13:17 - Rate these biohacks 01:18:47 - Practical biohack tips 01:22:00 - How to get perfect sleep 01:28:49 - Worst foods most people eat 01:29:59 - Best everyday food 01:33:30 - Dangerous biohacking experiences 01:34:18 - Anti-aging products 01:37:43 - Is tap water safe? 01:39:59 - Thoughts on Bryan Johnson 01:40:41 - Eating while traveling 01:41:28 - How bad is alcohol? 01:45:13 - Fried food and brain health 01:47:29 - Nicotine 01:51:13 - Adderall 01:59:11 - Dopamine detox 02:01:51 - Freezing yourself post mortem 02:05:37 - A question you wish people asked 02:07:11 - Why are you controversial? 02:10:43 - Best health tip to apply now *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

NetSuite: Download the free e-book “Navigating Global Trade: 3 Insights for Leaders” at https://www.netsuite.com/ICED ZipRecruiter: Try ZipRecruiter for FREE at https://ziprecruiter.com/ICH ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE Range Rover Sport: Start designing your Range Rover Sport today at https://www.rangerover.com/us/sport MagicMind: Get 60% off the Magic Mind offer here: https://magicmind.com/ichmf #magicmind #mentalwealth #mentalperformancecoach Donate to Tyler Wall's(Coach) GoFundMe - https://www.gofundme.com/f/tyler-the-man-the-myth-the-absolute-legend Follow : Majd Khader and  @MrBeast  On Youtube - https://www.youtube.com/@UCdM2EeG5UH9di5HtmGXK__Q On Instagram - https://www.instagram.com/majdk/?hl=en On X - https://x.com/majdkhader_ Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timecodes: 00:00:00 - Intro 00:01:21 - Tax bill & spending plans 00:03:46 - Getting into MrBeast’s video 00:04:41 - Meeting MrBeast 00:05:27 - First MrBeast challenge experience 00:08:53 - Reaction to weight loss challenge 00:10:57 - Outside world contact 00:12:13 - When weight gain started 00:13:12 - When weight became a problem 00:16:30 - Mental health changes 00:17:43 - Sponsor - NetSuite 00:18:47 - Caffeine addiction 00:23:41 - Challenge strategy 00:24:39 - His meals during challenge 00:26:46 - Best foods for weight loss 00:27:22 - Hardest part of weight loss 00:29:21 - Lessons from coach 00:33:53 - Advice to others 00:35:30 - Happiness: then vs. now 00:37:38 - Sponsor - ZipRecruiter 00:38:34 - Sponsor - Zocdoc 00:39:48 - Treated differently now? 00:44:21 - Best workouts 00:48:08 - Life after the challenge 00:53:13 - First time watching video 00:58:26 - Post-challenge cheat meals 00:59:29 - New opportunities 01:02:12 - Happier with $500K? 01:03:41 - Sponsor - Range Rover 01:08:03 - Do you miss competing? 01:08:59 - Why obesity is common 01:10:57 - Quitting sugar is hard 01:14:25 - Goals going forward 01:15:57 - Biggest insecurity 01:18:21 - Still in touch with MrBeast? 01:20:22 - Thoughts on Ozempic 01:21:56 - Was this the hardest thing? 01:26:55 - What could’ve changed you sooner 01:32:11 - Advice for losing weight 01:33:11 - Tips for MrBeast competitors *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bizee: Start your business with confidence at Bizee.com/ich Range Rover Sport: Start designing your Range Rover Sport today at https://www.rangerover.com/us/sport Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow Karlton Dennis : On Youtube - https://www.youtube.com/@karltondennis On Instagram - https://www.instagram.com/karltondennis/ Website - https://karltondennis.com/ On TikTok - https://www.tiktok.com/@karltondennis Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:10 - Is the tax system rigged? 00:05:23 - Can the average person pay $0? 00:05:53 - Abolish taxes? 00:09:09 - Big Beautiful Bill tax impact 00:10:46 - No tax on tips 00:17:18 - Sponsor - Bizee 00:18:29 - $40K deduction cap 00:21:46 - 8150 tax law 00:23:57 - Trump account explained 00:26:00 - $10K auto write-off 00:28:33 - Bonus depreciation 00:29:49 - Self-rental strategy 00:37:17 - Sponsor - Range Rover 00:38:22 - Tax winners and losers 00:43:59 - What an IRS audit is like 00:45:38 - IRS audit red flags 01:01:13 - Why IRS won’t calculate your income 01:02:51 - Declined clients & horror stories 01:03:47 - Jail for unpaid taxes? 01:04:18 - Do some never file? 01:05:25 - Sponsor - Shopify 01:06:57 - Shadiest tax moves 01:08:12 - Biggest IRS fines 01:10:14 - Biggest tax bills erased 01:12:29 - Tax loopholes 01:17:09 - Tactics to reduce taxes 01:19:08 - When to stop using TurboTax 01:19:51 - Luxury goods write-offs? 01:20:28 - His income & tax bill 01:27:55 - What luxury items he buys 01:28:38 - Tracking expenses 01:31:55 - 3 tax tips for $60K–$200K earners 01:39:02 - If you rewrote the tax code 01:40:35 - Move to Puerto Rico? *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

OpusClip: Enter the contest and get free credits at https://www.opus.pro/clip-the-future Notion: Check out Notion, the best AI tool for work, right now at https://notion.com/icedcoffee Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow Bill Perkins : On Instagram - https://www.instagram.com/billperkins Website - https://www.diewithzerobook.com/welcome Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:05 - When life really begins 00:03:07 - How he got rich 00:04:45 - Why he succeeded 00:08:16 - Lessons from books 00:09:13 - Is his net worth accurate? 00:12:33 - Life expectancy 00:13:14 - Feeling vs. being rich 00:15:06 - Why natural gas? 00:18:09 - Sponsor - OpusClip 00:23:02 - Saving vs. spending joy 00:26:25 - Drawing the line on spending 00:28:07 - Fear of death 00:30:36 - Does money bring happiness? 00:37:10 - Best ROI purchases 00:37:14 - Sponsor - Notion 00:40:40 - Spending $ on happiness 00:43:01 - Money optimization blueprint 00:47:49 - Writing the book 00:49:32 - Breaking his own rules 00:50:58 - Advice for low earners 00:52:26 - Trying new things 00:53:13 - Biggest waste of money 00:54:53 - Worst financial mistakes 00:56:04 - Movie investing regrets 00:59:59 - Maximize your 20s 01:03:03 - Spending young with low income 01:04:58 - Sponsor - Shopify 01:11:10 - Over vs. underspending 01:14:32 - Intentional spending 01:16:36 - Best time of life 01:17:32 - Raising humble kids 01:20:11 - Inheritance: yes or no? 01:21:57 - Would he change the book? 01:24:32 - Where he invests 01:27:03 - Advice for entrepreneurs 01:28:44 - What he learned from Bilzerian 01:32:50 - Most impactful fan stories 01:36:11 - Best health ROIs 01:37:19 - Skincare 01:38:46 - Why they started podcast 01:48:07 - Favorite travel spot 01:49:39 - Places he avoids 01:51:47 - FIRE movement 02:23:17 - Panhandling experiment *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices