Confronting ‘Wannabe Dave Ramsey’ For Exploiting Poor People! | Caleb Hammer

NetSuite: Download the Demystifying AI Guide for FREE at https://netsuite.com/iced Airbnb: Find a co-host at https://airbnb.com/host Upwork: Post your job free at http://upwork.com and connect with top talent to grow your business. ZocDoc: Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/ICED to find and instantly book a top-rated doctor today. Follow  @CalebHammer  Here! Download the Dollarwise App: https://bit.ly/46fiDYP 🚨𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦🚨 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: ➡️ https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: ➡️ https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: ➡️ https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:17 - Craziest story from the show 00:05:31 - Telling couples to break up 00:07:31 - Lawsuit threats 00:16:40 - Sponsor - NetSuite 00:18:06 - Predictors of financial success 00:23:08 - Common bad money habits 00:34:09 - Sponsor - Airbnb 00:35:22 - When should people stop feeling broke? 00:37:35 - Is Gen Z in trouble with AI? 00:51:40 - Why people still feel broke 00:52:32 - Financial takes viewers would hate 01:02:23 - Sponsor - Upwork 01:03:44 - Sponsor - Zocdoc 01:04:49 - #1 financial advice 01:06:59 - Are you too harsh on guests? 01:12:47 - Financial topics people avoid 01:17:06 - Best and worst part of the job 01:21:25 - Political backlash 01:26:37 - Business overhead 01:28:07 - Is financial success circumstantial? 01:31:19 - Who should pay on the first date? 01:33:10 - When couples should discuss finances 01:37:44 - Dating money red flags 01:40:21 - Caleb’s money mistakes 01:43:12 - Financing furniture 01:46:17 - DollarWise app drama 01:49:17 - Could he quit today? 01:50:12 - Revenue breakdown 01:54:30 - How much money is enough? 01:59:09 - Meeting his girlfriend 02:03:55 - Weight loss *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

CashApp: Download Cash App Today: https://click.cash.app/ui6m/lpr7iap4 #CashAppPod. Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED ZipRecruiter: Try ZipRecruiter for FREE at https://ziprecruiter.com Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow Togi @ShaneStoffer Here: https://www.youtube.com/@ShaneStoffer/ Togi’s Supplement Company - https://evoir.com/?utm_source=ig&utm_medium=social&utm_content=link_in_bio 🚨𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦🚨 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: ➡️ https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: ➡️ https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: ➡️ https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:13 - Losing $2M on a coin toss 00:06:48 - His Japanese game show 00:08:58 - Most unethical game show moment 00:13:12 - Game show financial returns 00:19:30 - Sponsor - Cash App 00:22:33 - How he felt after the coin flip 00:24:08 - Current finances 00:34:15 - Relationship with SteveWillDoIt 00:36:42 - Sponsor - Gusto 00:41:07 - Why he’s borrowing money 00:45:07 - Craziest earning opportunities 00:49:16 - Worst person to borrow from 00:53:32 - Could he return to a normal life? 00:57:59 - Gambling addiction 01:00:33 - Going clean 01:05:15 - Sponsor - ZipRecruiter 01:06:24 - Sponsor - Shopify 01:07:55 - Finding God 01:11:55 - Current health 01:13:21 - Greg Doucette’s message to Togi 01:17:01 - What modern men lack 01:24:18 - ASU frat mogging story 01:27:39 - Togi gets mogged 01:35:30 - Reading more books 01:36:15 - His last useful thought 01:40:48 - Last time he apologized 01:43:09 - Seeking advice 01:46:15 - IQ test questions Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See terms and conditions at https://cash.app/legal/us/en-us/card-agreement. Cash App Green, overdraft coverage, borrow, cash back offers and promotions provided by Cash App, a Block, Inc. brand. Visit http://cash.app/legal/podcast for full disclosures. *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Huel: Limited Time Offer - Get Huel today with our exclusive offer of 15% OFF online with our code ICED15 at https://www.huel.com/iced15. New Customers Only. HIMS: Get personalized and affordable care for Hair Loss, ED, Weight Loss, and more at https://Hims.com/ICED SoFi: Thanks to SoFi for sponsoring today's episode. Visit https://Sofi.com/iced to start your crypto journey. Gamma: Go to https://secure.moneymatchup.com/aup2u, connect Gamma to Claude, and see how it fits into your workflow. Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow  @loganpaulvlogs  and  @Impaulsive  🚨𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦🚨 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: ➡️ https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: ➡️ https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: ➡️ https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: [email protected] Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:23 - Pokémon card sale 00:03:07 - Wedding expenses 00:12:14 - Building motivation 00:14:38 - Sponsor - Huel 00:16:16 - What people misunderstand about him 00:22:21 - First big content paycheck 00:25:05 - First $1M & changing money mindset 00:30:38 - Sponsor - HIMS 00:31:59 - Sponsor - SoFi 00:33:17 - Best Pokémon game 00:37:55 - Current business ventures 00:41:33 - Prime vs competitors 00:42:52 - Net worth estimate 00:44:55 - Why he keeps building businesses 00:50:33 - Total spent on Pokémon cards 00:56:12 - Buying his new mansion 01:00:25 - Sponsor - Gamma 01:01:45 - Sponsor - Shopify 01:03:12 - Buying a private jet 01:06:36 - Investing in dinosaur fossils 01:10:32 - Net worth goals 01:14:12 - Net worth breakdown 01:21:05 - Illustrator card controversy 01:24:59 - Public criticism trend 01:29:50 - Relationship with Jake 01:36:55 - Advice on motivation 01:38:49 - Maintaining his physique 01:44:05 - Favorite content he’s made 01:47:21 - Escaping victim mindset 01:54:45 - Why he came on ICH 01:57:44 - Rapid-fire questions *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Cook Unity: To get 50% off your first order of CookUnity meals, go to http://www.cookunity.com/ich50 Cozy Earth: Luxury bedding & loungewear - use code ICH for up to 40% off at https://cozyearth.com Upwork: Post your job free at http://upwork.com and connect with top talent to grow your business. Relay: Open Your Relay Account Today: http://join.relayfi.com/partner/?referralcode=icedcoffee&utm_source=youtube&utm_medium=influencer. Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. @bankwithrelay #RelayPartner Follow Chris Camillo at  @DumbMoneyLive  Bloom Energy Investment Thesis: https://www.linkedin.com/posts/jianshu-dong-1191b9129_rigaku-investment-thesis-feb-13-2026-ugcPost-7428842630257598464-WEBP?utm_source=social_share_send&utm_medium=ios_app&rcm=ACoAAAACjyMBF5ovsUu9FrrEWPclx6tGlzpnTgo&utm_campaign=copy_link Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:16 - Stock prediction track record 00:04:06 - Why he’s bullish on AI 00:07:49 - AI and wealth inequality 00:17:54 - Sponsor - CookUnity 00:19:45 - Best paid AI tools 00:28:25 - Learning AI tools 00:32:26 - Investing in agentic AI 00:39:24 - Sponsor - Cozy Earth 00:41:23 - AI’s impact on his investing 00:45:53 - Why he takes big risks 00:59:44 - China as a threat 01:06:23 - Sponsor - Upwork 01:07:36 - Sponsor - Relay 01:09:03 - Main investments & Bloom Energy 01:13:16 - Mispriced assets 01:16:15 - What would change his strategy? 01:24:57 - Is college still worth it? 01:31:25 - AI in politics 01:37:04 - Most bullish AI stock 01:40:37 - Best founder today 01:42:45 - Prediction markets 01:49:57 - Company likely to fail 01:59:24 - Non-AI investments 02:00:31 - Rapid-fire questions *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich OneSkin: Get 15% off OneSkin with the code ICED at https://www.oneskin.co/ICED #oneskinpod ZipRecruiter: Try ZipRecruiter for FREE at https://ziprecruiter.com Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:11 - Andrew Schulz drama 00:05:07 - How many people work for Kyle? 00:06:28 - Kyle’s drinking habits 00:08:30 - Who idea was Happy Dad? 00:17:24 - Sponsor - Shopify 00:19:02 - Happy Dad ownership 00:23:07 - Early content and pranks 00:29:09 - When does money become a problem? 00:33:05 - Best and worst investments 00:35:31 - Sponsor - OneSkin 00:37:11 - Sponsor - ZipRecruiter 00:38:14 - SteveWillDoIt financial crisis 00:46:17 - Giving business advice 00:48:14 - SteveWillDoIt necklace & Graham 00:50:58 - Drinking with Elon Musk 00:58:06 - Losing visa over pranks 00:59:17 - What he should’ve been arrested for 01:03:48 - How streaming changed content 01:06:53 - Dream prank 01:10:45 - Having friends like Dana White *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

NetSuite: Download the Demystifying AI Guide for FREE at https://netsuite.com/iced The League. Find someone in yours. Apply today. https://www.theleague.com/ Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED ZocDoc: Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/ICED to find and instantly book a top-rated doctor today. Follow @JasonTheWeenie Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:30 - Making money in college 00:05:51 - Why he stayed in school 00:08:06 - Parents accepting his streaming career 00:11:48 - Did he always believe he’d succeed? 00:16:02 - Sponsor - NetSuite 00:17:22 - Is streaming harder than a 9–5? 00:28:07 - Mental toll of streaming 00:31:00 - Sponsor - The League 00:32:22 - Streamers vs YouTubers income 00:37:21 - FaZe business and fallout 00:44:19 - Major income opportunities 00:48:28 - Island stream expectations 00:54:59 - Income breakdown and biggest day 00:58:37 - Sponsor - Gusto 01:00:10 - Sponsor - Zocdoc 01:01:21 - When he felt rich 01:17:59 - Investment breakdown 01:19:26 - Confidence, dating, and insecurity 01:28:10 - Rapid-fire questions 01:33:08 - Would he quit for $20M? 01:34:52 - Streamer tier list *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bizee: #Ad Big thanks to Bizee for sponsoring today’s video – they make starting an LLC super simple: https://bizee.com/ich   Fora Travel: Become a Fora Advisor today at http://foratravel.com/icedcoffee  Cozy Earth: Luxury bedding & loungewear - use code ICH for up to 40% off at https://cozyearth.com Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow Hoovie here  @HooviesGarage  Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:29 - Selling cars to pay taxes 00:02:25 - Cars sold to pay taxes 00:04:37 - Buying a Bugatti 00:07:50 - Bugatti maintenance costs 00:13:38 - Buying cars he can’t afford 00:18:38 - Sponsor - Bizee 00:19:58 - Biggest car loss 00:30:58 - Easiest vs hardest cars to work on 00:34:28 - Are new cars more reliable? 00:36:19 - Sponsor - Fora Travel 00:37:36 - Cars bought vs sold lifetime 00:40:53 - Biggest car profit 00:43:08 - Avoiding car depreciation 00:45:50 - Non-depreciating cars by budget 00:48:59 - Cars he regrets selling 00:50:32 - Financial advice 00:52:02 - Dishonest car sellers 01:00:30 - Can car prices be manipulated? 01:01:37 - Sponsor - Cozy Earth 01:03:20 - Sponsor - Shopify 01:04:58 - Lifestyle sacrifices to invest 01:07:07 - Financial stress 01:17:41 - Life changes that helped 01:25:44 - Does more income improve life? 01:34:02 - Is the Gullwing a good investment? 01:35:20 - Best investment cars 01:36:49 - Lotus Esprit purchase 01:38:25 - Unreliable car brands 01:42:18 - Underrated car brands 01:45:26 - Car brands that may fail 01:46:42 - Car companies that shouldn’t exist 01:47:34 - Low-maintenance cars 01:49:11 - Auction market outlook 01:51:26 - Selling stolen cars? 01:52:37 - Does he own a stolen car? 02:00:10 - Cars that ruin finances 02:02:12 - Rapid-fire questions 02:06:57 - Tier list 02:14:44 - Mount Rushmore of car creators *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The League. Find someone in yours. Apply today. https://www.theleague.com/ Upwork: Post your job free at http://upwork.com and connect with top talent to grow your business. Harry’s: Our listeners get the Harry’s Plus Trial Set for only $10 at https://www.Harrys.com/ICED #Harryspod Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow and Subscribe to @DougDeMuro Email: [email protected] with any potential business ideas you'd like us to be involved in / partner with you! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:15 - Worst car YouTuber with finances 00:03:29 - Frivolous car purchases 00:04:28 - Carrera GT cost per mile 00:07:10 - Car collection value growth 00:07:41 - Record auction prices 00:11:15 - Wild recent auctions 00:13:44 - Is vintage car interest fading? 00:14:38 - Future “holy grail” car 00:15:59 - Low-depreciation cars 00:19:02 - Sponsor - The League 00:20:02 - Advice for conservative buyers 00:21:24 - How hypercar leasing works 00:25:35 - Thoughts on 96-month car loans 00:26:25 - How much car you can afford 00:29:00 - China EV & battery progress 00:30:12 - Are Chinese EVs good? 00:31:43 - Importing Chinese EVs 00:32:50 - EV range issues 00:34:02 - EV pricing after silver boom 00:35:31 - Car market misconceptions 00:35:47 - Cars likely to rise in value 00:36:42 - Sponsor - Upwork 00:37:47 - Cars that got too expensive 00:46:30 - Cars you can drive for free 00:49:11 - Cars to avoid 00:50:59 - Best cars under $30K 00:53:36 - Biggest head-turners by price 00:56:47 - Reactions to the Countach 01:01:26 - Why Graham doesn’t drive his Ford GT 01:02:24 - Thoughts on the new Ford GT 01:04:23 - Sponsor - Harry’s Shaving 01:05:47 - Sponsor - Shopify 01:07:09 - Smiles-per-gallon cars 01:07:56 - Improving car brands 01:11:32 - Cars people want most right now 01:12:26 - Consistently disappointing brands 01:15:36 - Best budget brands 01:16:36 - Thoughts on Genesis 01:17:34 - Best new car tech 01:18:29 - Car feature subscriptions 01:23:11 - Must-have car features 01:24:41 - Cars & Bids update 01:26:17 - Income breakdown 01:29:27 - Current business involvement 01:32:07 - Still enjoying content creation? 01:37:57 - Daily routine 01:38:15 - Where he’s investing 01:39:14 - Collection maintenance costs 01:41:15 - Improving Cars & Bids 01:43:50 - Advice for Cars & Bids bidders 01:46:22 - Surprising Cars & Bids sales 01:48:48 - Montana LLC tax drama 01:57:03 - Most irresponsible car YouTuber 02:09:47 - Rapid-fire questions 02:14:27 - Tier lists *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Huel: Get Huel’s full High-Protein Starter Kit today for 20% OFF by using our code ICED at https://huel.com/ICED Cozy Earth: Luxury bedding & loungewear - use code ICH for up to 40% off at https://cozyearth.com Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Email Tavarish: [email protected] Follow  @tavarish  Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:26 - Hypercar collection and value 00:08:39 - Can regular people profit from rebuilds? 00:12:47 - Content strategy 00:15:08 - Quit YouTube or give up supercars? 00:17:08 - Sponsor - Huel 00:18:25 - Current car collection 00:20:52 - Cars used for content 00:21:41 - Monthly costs 00:26:28 - Channel finances and future plans 00:32:07 - Expanding the team 00:33:16 - 2026 content goals 00:36:18 - Why he hasn’t been posting 00:37:39 - Sponsor - Cozy Earth 00:39:10 - Hardest car to rebuild 00:41:08 - Why he hasn’t finished the P1 00:48:12 - Long-term mindset 00:49:24 - Finding hypercar parts 00:53:38 - Can a car be unfixable? 00:54:42 - Most expensive parts 00:56:13 - Why good insurance matters 00:57:39 - How much car knowledge you need 01:00:07 - Should everyone drive manual? 01:02:08 - Sponsor - Gusto 01:03:32 - Sponsor - Shopify 01:04:51 - Hypercar market today 01:07:37 - How much money you need for a supercar 01:09:37 - Graham’s Ford GT 01:13:47 - How WhistlinDiesel drives his cars 01:15:21 - WhistlinDiesel arrest 01:24:01 - Ideal car collections by budget 01:27:54 - Replica cars 01:30:59 - Salvage car deals 01:32:23 - Best mileage when buying used 01:33:43 - Car brands he’d never buy 01:36:58 - Worst car of all time 01:37:41 - Best car of all time 01:39:28 - One car for life *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Peterson Academy: Start learning at https://petersonacademy.com/ich Upwork: Post your job free at http://upwork.com and connect with top talent to grow your business. Notion: Try Notion with Notion Agent - your AI teammate: https://notion.com/icedcoffee Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED Follow  @BenMallah  Here! Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Apply for The Index Membership: https://entertheindex.com/ Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: [email protected] For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:03 - Ben’s tax dilemma 00:06:31 - When to sell a property 00:07:20 - 2026 housing market outlook 00:13:53 - What could crash the market? 00:15:07 - Florida housing values 00:18:39 - Sponsor - Peterson Academy 00:20:06 - What to do with $100K cash 00:21:12 - Strategy for next year 00:22:59 - Deals he’s avoiding 00:31:36 - Still learning real estate? 00:33:57 - Sponsor - Upwork 00:35:11 - What he’d do differently 00:51:10 - The perfect amount of money 00:55:41 - Doing business with your kids 01:03:55 - Sponsor - Notion 01:05:13 - Sponsor - Gusto 01:06:41 - Mamdani election thoughts 01:07:22 - Graham’s tree story 01:09:47 - Can AI find real estate deals? 01:11:16 - Saving on renovations 01:12:06 - Alternative real estate investments 01:14:21 - Thoughts on 50-year mortgages 01:17:29 - Can property taxes be eliminated? 01:19:13 - How his quality of life changed 01:22:26 - Investing in California? 01:23:46 - Posting deals on social media 01:24:24 - Where the best deals come from 01:30:49 - More luxury goals? 01:32:52 - Why wealthy people don’t feel rich 01:36:03 - Weight loss update *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices